Saint Paul Homes with (MF) Duplex Up and Down Style

Saint Paul, Minnesota, located in Ramsey County, is an excellent place to live and invest in real estate. With its vibrant downtown area, numerous parks, and easy access to the Twin Cities, Saint Paul offers something for everyone.

The city is also known for its many historic homes, many of which are duplexes with up and down style. These homes have two separate living spaces, one on each floor, which are connected by an internal staircase. This style of home offers a great opportunity for homeowners to rent out the other unit and generate additional income.

The duplexes in Saint Paul are typically well-maintained and feature a variety of amenities, such as hardwood floors, updated kitchens and baths, and large closets. Many of the homes also have private yards, decks, and patios.

The area is also served by excellent public transportation, including buses and light rail. There are also many shops, restaurants, and entertainment venues located nearby.

Overall, Saint Paul is a great place to invest in real estate due to its strong economy, vibrant culture, and access to amenities. With its many historic homes and duplexes, it is a great option for those looking for a steady income stream.

Newest Saint Paul Homes with (MF) Duplex Up and Down Style

$184,900

4 Beds ⋅ 2 Baths ⋅ 7118328 MLS

Great opportunity with this up/down duplex offering separate living spaces and plenty of potential. The upper level features a kitchen, three bedrooms, and a full bathroom, and a rear balcony. The main level includes a bedroom, living room, kitchen, and full bathroom. The property also includes an unfinished basement providing additional storage space and a detached two-stall garage. This home is being sold As Is.

1454 Edgerton Street, Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$264,000

5 Beds ⋅ 2 Baths ⋅ 7107468 MLS

Fantastic duplex opportunity in a bustling St. Paul neighborhood. Exceptional income potential makes this perfect for investors, owner-occupants looking to live in one unit and rent the other or an excellent opportunity for a large family with a Mother-in-law apartment. Maximum flexibility with current long-term tenants on a month-to-month lease. Just imagine...they would be paying your mortgage payment and building equity for you. High-demand location close to dining, shopping, transit and easy access to Hwy 35E & 94 The before & after photos are to show the possibilities in this rare gem of a home. A true must-see home with endless potential. Check out the upgrade list in supplements.

852 Jessamine Avenue E, Saint Paul

Listing courtesy of Lakes Area Realty.

$375,000

4 Beds ⋅ 3 Baths ⋅ 7118036 MLS

Beautifully cared for 1909 duplex in the heart of sought-after West 7th! An ideal owner-occupant opportunity, the spacious main residence offers 3 bedrooms, gracious living and dining rooms, 2 baths, laundry, and excellent basement storage and workspace. Upstairs, a charming 1-bedroom apartment creates flexible income potential as a traditional rental, furnished rental for traveling professionals, or short-term rental/Airbnb. Pride of ownership shines with a newer roof and mechanicals, separate furnaces and electrical panels, newer flooring, updated bath and appliances, and gorgeous original woodwork and built-in buffet. A 16-panel solar array significantly reduces energy costs, while the garage, built within the last 5 years, features a 240V outlet. Enjoy West 7th’s legendary food and drink scene, historic charm, and Mississippi River setting. An easy walk to Mucci’s Italian, A-Side Public House, Bay Street Burger Dive and Palace Park. A rare combination of character, thoughtful updates, energy savings and income potential!

840 Randolph Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$409,000

6 Beds ⋅ 2 Baths ⋅ 7117230 MLS

Live for less than rent! Welcome to this charming all-brick duplex featuring a welcoming foyer and timeless character throughout. Each unit offers spacious rooms, beautiful hardwood floors and natural woodwork that highlight the home's period details. Enjoy the open staircase in the foyer and leaded glass windows that add the the home's charm. Recent updates include a new roof, boiler, updated kitchen, new flooring, fresh paint and new sewer line. Step outside to a private yard, perfect for relaxing or entertaining. This property is a fantastic investment opportunity or ideal for an owner-occupant looking to offset housing costs. You'll love the ample space for entertaining and the convenient location close to walking, running and biking trails, restaurants, schools and highway/freeway access. Come see for yourself - this one won't last!

416 Daly Street, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$389,900

4 Beds ⋅ 2 Baths ⋅ 7115837 MLS

Student registered up/down duplex in Merriam Park, fully rented through May 2027. The main-floor unit offers 2 bedrooms 1 bath and rents for $1,310/month. The upper unit features 3 bedrooms spanning the second and third floors, filled with abundant natural light, and rents for $2,000/month. Coin-operated laundry provides approximately $75/month in additional income. Numerous updates include new copper gas lines, mostly newer windows, and newer skylights. Enjoy inviting front and back porches and an unbeatable location just minutes from both the University of St. Thomas and Macalester College, with easy access to parks, restaurants, coffee shops, and transit. A turnkey investment opportunity in one of St. Paul's most desirable neighborhoods. Fenced in backyard.

1718 Hague Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$364,900

5 Beds ⋅ 2 Baths ⋅ 7115844 MLS

393 Geranium Avenue E, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$349,900

5 Beds ⋅ 3 Baths ⋅ 7113268 MLS

Welcome to historic Dayton's Bluff! This stately duplex has unusually amazing features, including a huge flat side yard, full fencing, a newer oversized garage with second level above that could be finished or just used for storage, central AC, both units have dishwashers, upper level has private laundry, a massive basement for storage or finishing, and a two level owner's suite. From the moment you walk up you will be impressed by the giant Victorian front balconies and separate unit entrances. The main level apartment is currently occupied with a phenomenal resident at $1339 per month. Both units pay for their own heat and electric. The upper level three bedroom two bath unit has forced air and central air, and features a grand amount of space, with the original Victorian living room/dining room layout, as well as a side room perfect for an office. Three bedrooms in total with the huge owner's suite in the finished third level. This property is absolutely ideal for owner occupant, off site landlord, or short term rental with its phenomenal presentation and condition, superb garage, great curb appeal, and lovely grounds. Upper unit should rent for $1650-1800. Book your private showing today!

1149 Minnehaha Avenue E, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$274,900

5 Beds ⋅ 3 Baths ⋅ 7111352 MLS

Large 3 bedroom rental unit on main level, spacious 2 bedroom plus office on upper level with a screened in porch. Both units have in unit washer/dryer. Separate gas and electrical meters for both units and each unit has their own water heater. Window AC in upper unit is sellers but will stay with the property. Close to major Highways for easy commute. Great for owner occupied with lower level being rented out and upper unit vacant at this time. Parking on street is available along with back of home in alley way.

833 3rd Street E, Saint Paul

Listing courtesy of RE/MAX Results.

$425,000

5 Beds ⋅ 3 Baths ⋅ 7111351 MLS

Welcome home to this charming duplex on 53 Dale! This adorable property offers a warm and inviting layout with plenty of natural light throughout. Whether you're a first-time homebuyer, investor, or someone looking to make a home your own, you'll appreciate the opportunity to add your personal style and build equity. Conveniently located near parks, shopping, restaurants, and major roadways, this home offers a fantastic combination of location, value, and endless possibilities. Don't miss your chance to make this charming duplex your own!

53 Dale Street N, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7108663 MLS

Family owned & occupied for the last 30+ years. Upstairs unit lived in by a family member, no rental info.

813 Minnehaha Avenue W, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$199,900

3 Beds ⋅ 2 Baths ⋅ 7091018 MLS

Welcome to this turn-key duplex at 454 Sherburne Ave, a classic 1885-built multi-family home offering approximately 1,700 square feet with 3 bedrooms and 2 baths across two well-maintained units. Extensively remodeled in 2015, this income-producing property features updated interiors, a solid rental history with reliable tenants, separate utilities, and a convenient layout ideal for owner-occupants or investors seeking strong cash flow. Enjoy the charm of original details paired with modern comforts, plus easy access to Como Lake, Como Zoo, parks, University Avenue amenities, Green Line transit, and downtown St. Paul. Whether you're looking for a live-in investment or portfolio addition in a vibrant, culturally rich community with strong appreciation potential, this affordable opportunity meets and exceeds the 1% rule in investing for strong returns. Schedule your showing today!

454 Sherburne Avenue, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$479,900

4 Beds ⋅ 2 Baths ⋅ 7110325 MLS

Well-maintained up/down duplex in a prime location offering flexibility for both owner-occupants and investors. One unit is currently vacant, while the other is leased at $1,650/month with a new lease in place. Parking permits are available for residents to help ensure convenient parking. May 28, 2026 all NEW gas lines where installed! A newly extensive update to old gas lines being replaced! Other extensive updates completed throughout ownership include: dual boilers and kitchen countertops (2018); updated water lines and appliance upgrades (2020); newer water heater, washer, dryer, and dishwasher (2021); newer roof (2022); new chimney liner and cap, freshly stained lower porch, exterior trim painting, and newly painted upper-level interiors (2025); and new upper bath paint/light fixture plus fresh paint in the lower-level rear common area (2026). The rear bump-out was also fully renovated with structural repairs, new siding, flooring, moisture barrier, and sealed rubber roofing for long-term durability. In addition, the waste line from the home to the street was replaced prior to current ownership, adding additional peace of mind. Great opportunity to owner-occupy while generating income, or add a well-maintained investment property to your portfolio.

2017 Laurel Avenue, Saint Paul

Listing courtesy of Engel & Volkers Minneapolis Downtown.

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