Saint Paul Homes under $400,000

Welcome to Saint Paul, Minnesota, a vibrant city that beautifully blends rich history with modern living. As the state capital and one of the Twin Cities, Saint Paul is known for its stunning architecture, diverse neighborhoods, and a strong sense of community. Nestled in Ramsey County along the banks of the Mississippi River, this city is a treasure trove of cultural experiences, outdoor activities, and educational opportunities.

Saint Paul boasts a variety of homes under $400,000, making it an ideal destination for first-time buyers, families, and anyone looking to invest in a thriving community. From charming bungalows and historic Victorian homes to contemporary townhouses, there’s something for everyone. The city's neighborhoods, such as Highland Park and Summit Hill, offer unique atmospheres and amenities, ensuring that residents find the perfect fit for their lifestyle.

Living in Saint Paul means embracing a rich cultural scene. The city is home to the renowned Science Museum of Minnesota, the historic Fitzgerald Theater, and a plethora of local restaurants and shops that reflect its diverse population. Outdoor enthusiasts will appreciate the numerous parks and trails, including the scenic Mississippi National River and Recreation Area, perfect for hiking, biking, and enjoying nature.

With its strong sense of community, excellent schools, and convenient access to the Twin Cities' vibrant urban life, Saint Paul is a fantastic place to call home. Explore the available homes under $400,000 and discover the charm and warmth that this remarkable city has to offer. Your new life in Saint Paul awaits!

Newest Saint Paul Homes under $400,000

$225,000

5 Beds ⋅ 2 Baths ⋅ 7115789 MLS

Welcome to 430 Michigan Street, ideally located in the West Seventh neighborhood of Saint Paul. This five-bedroom, two-bathroom home features a charming front porch, large kitchen and a private, tree-lined backyard. Several big ticket improvements already made for added peace of mind: Furnace/AC (2019), Water Heater (2024), 200 Amp Electric Panel (2015). An unfinished basement with laundry and plenty of storage room. Easy access to local shops, restaurants, parks & downtown. Hurry, opportunities like this do not last!

430 Michigan Street, Saint Paul

Listing courtesy of RE/MAX Results.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7157500 MLS

Great move-in ready home with tons of space! The home features a one-car tuck under, attached garage and also has a two-car detached garage with alley access and extra storage. The stately foyer has a convenient coat closet and opens to the warm and cozy living room. From the hardwood floors to the cove ceiling, you'll be happy to gather in this light filled living room. The updated eat-in kitchen has ample cabinets - including two classic corner units - to hold all your kitchen gadgets. There's a pass through over the sink into the formal dining space that also features a beautiful bay window. Two bedrooms and a full bath round out the main level. Upstairs is another bedroom, tons of storage, and a space that would work great for an office. The lower level has two great spaces for recreation or entertaining, a fourth bedroom, second bath and access to the attached garage. The fenced backyard has a patio and plenty of space for all activities. Conveniently located with easy access to all the Twin Cities have to offer.

1571 Arlington Avenue E, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$275,000

4 Beds ⋅ 2 Baths ⋅ 7161842 MLS

Spacious 5-bedroom, 2-bathroom home in Saint Paul with plenty to offer. Features include hardwood floors, and vinyl flooring upper floor; 9-foot ceilings, granite kitchen countertops, and stainless steel appliances. The property also includes a two-car garage, additional off-street parking, and a backyard storage shed. Great opportunity for homeowners or investors. Property is being sold AS-IS.

1571 7th Street E, Saint Paul

Listing courtesy of Home Sellers.

$249,900

2 Beds ⋅ 1 Baths ⋅ 7158297 MLS

Charming, move-in-ready home in great condition, ideally located on a corner lot just half a block from beautiful Lake Phalen! Freshly painted with new carpeting, and light-filled rooms. The original windows have all been replaced with Anderson windows. You will enjoy a private, nicely landscaped yard and garage. The large, immaculate, unfinished basement offers plenty of storage and excellent potential for future finishing. This is a wonderful opportunity to enjoy a well-loved home in a fabulous location. Close to great shopping, restaurants and all the wonderful events the twin cites has to offer. Welcome Home!

1208 Hoyt Avenue E, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7161780 MLS

Welcome to this charming two-story home located in Saint Paul's Greater East Side neighborhood! This inviting property features 3 bedrooms, 2 bathrooms, and 1,344 finished square feet of comfortable living space. Step inside to discover a spacious living room filled with natural light, beautiful flooring, and a welcoming atmosphere. The updated kitchen features white cabinetry, stylish backsplash, modern countertops, and stainless steel appliances. The adjoining dining area provides a comfortable space for everyday meals and entertaining. Additional highlights include a detached 2-car garage and a manageable yard with room for outdoor enjoyment. Whether you're purchasing your first home or looking for your next chapter, this property offers a wonderful opportunity to enjoy homeownership in Saint Paul. Schedule your private showing today!

1796 Hawthorne Avenue E, Saint Paul

Listing courtesy of Home Sellers.

$265,000

3 Beds ⋅ 2 Baths ⋅ 7106965 MLS

Welcome home to this move-in-ready up/down duplex in East Saint Paul, lovingly held in the same family for the past 50 years! Built in 1911, this well-maintained property blends original character with fresh updates, offering an excellent opportunity to owner-occupy or purchase your first investment property. Both units feature fresh interior paint, newer carpet, and brand-new windows. (2018) The main-level unit offers impressive 9-foot ceilings, charming original woodwork, 1-spacious bedroom, a bathroom, a living room, a separate dining room, and an updated eat-in kitchen. Hardwood floors beneath the carpet provide potential to showcase even more of the home’s character. The vacant upper-level unit is ready for its next occupant, featuring 2-bedrooms, 1-bathroom, a comfortable living room, and an eat-in kitchen. Recent improvements include a new roof and gutters in 2026 and a water heater replaced in 2019. A detached 2-car garage provides parking and additional storage. Live in one unit while generating rental income from the other, or begin building your multifamily portfolio. Schedule your showing today and make this well-loved duplex your own!

864 Case Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$285,000

4 Beds ⋅ 2 Baths ⋅ 7161619 MLS

Welcome home to this charming, spacious one-level home nestled in a lovely neighborhood! Step inside and fall in love with the bright, open-concept floor plan that offers the perfect blend of comfort, functionality, and space to entertain. The huge kitchen is truly the heart of the home, featuring an abundance of cabinetry, generous storage, and plenty of room for cooking and gathering. Beautiful hardwood floors add warmth and character throughout the main living areas. Enjoy the convenience of main-level living, including a spacious primary suite complete with its own private bathroom. Need more room? The finished lower level offers a fourth bedroom, a versatile den perfect for a home office or hobby room, and a generous family room ideal for movie nights, entertaining, or simply relaxing. Step outside to enjoy the fully fenced backyard, offering plenty of space for outdoor activities, pets, or gardening. The concrete patio provides the perfect setting for summer barbecues, outdoor dining, or unwinding after a long day. With its inviting layout, flexible living spaces, and wonderful indoor and outdoor amenities, this home has so much to offer! Don't miss your opportunity to make this charming home yours. Schedule your private showing today!

1659 Case Avenue, Saint Paul

Listing courtesy of eXp Realty.

$154,900

1 Beds ⋅ 1 Baths ⋅ 7161637 MLS

Updated, move-in ready, and designed for easy living. This 1-bedroom condo features stainless steel appliances, new flooring, and tasteful updates throughout. One of its best features is the enclosed garage access, allowing you to park and enter the building without stepping outside—an especially welcome benefit during Minnesota winters. Inside, you’ll find a bright, comfortable layout with a spacious living area and generously sized bedroom. The location also puts shopping, dining, parks, transportation, and major roadways within easy reach. A smart alternative to renting and a great fit for a first-time buyer, downsizer, or anyone looking for low-maintenance living. Schedule your showing today.

498 Etna Street Unit 102, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7161612 MLS

A must-see! This beautifully remodeled up-and-down duplex in St. Paul has been updated from floor to ceiling, including completely remodeled kitchens and bathrooms, new flooring, and fresh paint throughout. Each unit offers two bedrooms and has been professionally cleaned to spotless, move-in-ready condition. Both units are vacant, giving the new owner the flexibility to choose which unit to occupy while renting the other to help pay the mortgage! Separate gas and electric meters allow tenants to pay their own separately metered utilities. Additional highlights include a newer roof (2023), updated vinyl windows, a fenced-in yard, and a three-car garage. Located near Allianz Field and exciting planned upscale retail and residential developments, this property offers a fantastic opportunity for owner-occupants and investors alike!

1603 Sherburne Avenue, Saint Paul

Listing courtesy of Ravenswood Realty.

$275,000

3 Beds ⋅ 1 Baths ⋅ 7157620 MLS

Welcome home to this beautifully renovated, move-in-ready gem nestled in a quiet neighborhood on the Greater East Side of St. Paul! Completely updated from top to bottom, this charming home offers the perfect blend of modern upgrades, comfort, and functionality. Nearly everything has been refreshed, including a brand-new A/C, water heater, water lines, stainless steel appliances, updated kitchen, and beautifully renovated bathrooms featuring a new bathtub, sinks, and vanities. Enjoy gorgeous new luxury vinyl plank flooring throughout the main level, plush new carpeting, fresh interior paint, and stylish new lighting throughout. Major improvements to the HVAC, electrical, and plumbing systems have been completed and approved through city inspections, offering added peace of mind! The thoughtfully designed floor plan offers flexible living spaces, including a finished basement perfect for a cozy family room, recreation area, or additional entertaining space. The upper-level bedroom and loft create a wonderful opportunity for a private primary suite or peaceful retreat. Step outside and discover an entertainer's dream! Enjoy an expansive patio above the garage, perfect for summer gatherings, outdoor dining, or relaxing with friends and family. A floating deck extends your outdoor living space into the spacious backyard, surrounded by beautiful mature trees that create a peaceful setting to unwind. A long concrete driveway provides plenty of convenient off-street parking. With extensive renovations, inviting indoor and outdoor living spaces, and so much to offer, this home is an incredible opportunity for first-time buyers or anyone looking for a truly move-in-ready home. All the hard work has been done—just move in, unpack, and enjoy! Don't miss your opportunity to make this charming home yours!

2057 Sherwood Avenue, Saint Paul

Listing courtesy of eXp Realty.

$129,900

1 Beds ⋅ 1 Baths ⋅ 7159701 MLS

Step into this charming one-bedroom condo in one of St. Paul’s most desirable neighborhoods! Ideally located between Summit and Grand Avenues in the heart of the highly-regarded Mac-Groveland neighborhood, this classic home offers the perfect blend of city living and natural beauty. Enjoy tree-lined streets, nearby walking and biking paths, and an abundance of local shops, restaurants, and entertainment just moments away. Situated on a quiet street, this refreshed condo is ready for you to make it your own! Inside, you’ll find timeless character and inviting features, including a spacious living room with a beautiful picture window, a functional kitchen with modern cabinetry, cabinet lighting, a gas range with a hood fan, a hallway with two storage closets, alongside a full bathroom featuring a new toilet, a refinished bathtub, and two bedroom windows bringing in natural light. The bedroom also offers two spacious closets, and a new sleek ceiling fan that gives that fresh modern appeal. Pets are not currently permitted, but service animals are allowed, and this unit does not include a private garage. However, convenient on-street parking directly in front of the building has served the current owner well throughout 13 years of ownership. Come discover the charm, convenience, and classic appeal of this Mac-Groveland gem!

45 Albert Street S Unit 2, Saint Paul

Listing courtesy of Keystone Realty MN.

$369,999

10 Beds ⋅ 4 Baths ⋅ 7161383 MLS

Welcome to 837 Jessamine Avenue! Discover an incredible investment opportunity with this spacious two-unit multifamily property! Featuring a total of 10 bedrooms and 4 bathrooms, this property offers plenty of space and great potential for both new and experienced investors. Whether you’re looking to begin your real estate investment journey, expand your portfolio, or explore owner-occupancy opportunities, this property is worth a look! Conveniently located near local shopping, dining, and the beautiful Lake Phalen, you’ll enjoy easy access to everyday essentials and outdoor recreation. Don’t miss your chance to explore the possibilities this property has to offer!

837 Jessamine Avenue E, Saint Paul

Listing courtesy of Diversified Realty.

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Saint Paul Homes under $400,000

Newest Saint Paul Homes under $400,000

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