Otsego Homes under $350,000

Welcome to Otsego, Minnesota – a charming city nestled in the heart of Wright County, where serene suburban living meets the vibrancy of community life! Known for its picturesque landscapes and friendly neighborhoods, Otsego offers an idyllic setting for families and individuals alike. With its convenient access to major highways, residents enjoy a perfect blend of tranquility and accessibility, making it easy to commute to nearby cities while returning home to a peaceful retreat.

Otsego boasts a rich array of recreational opportunities, with numerous parks, trails, and outdoor spaces perfect for enjoying Minnesota's beautiful seasons. Whether you’re biking along the scenic trails, picnicking at one of the local parks, or participating in community events, there’s always something happening in this welcoming city.

For those seeking their dream home, Otsego presents an exciting opportunity with a variety of homes available for under $350,000. This price point opens the door to a range of options, from charming single-family homes to modern townhouses, all designed to cater to various lifestyles and preferences. With spacious layouts, contemporary finishes, and ample outdoor space, these homes provide the perfect canvas for creating lasting memories.

Whether you’re a first-time homebuyer or looking to downsize, Otsego’s affordable housing market makes it an attractive choice. Discover the warmth of this community and the comfort of home in Otsego, where your dream residence awaits! Come explore the possibilities and experience the vibrant lifestyle that this beautiful Minnesota city has to offer.

Newest Otsego Homes under $350,000

$215,000

2 Beds ⋅ 2 Baths ⋅ 7158409 MLS

Beautiful end unit with gas fireplace and bay window located near walking/biking trails, parks shopping, and great access to new Costco. Convenient upper level laundry, newer flooring, and new carpet last week in upper level and stairway from entry to upper level. Mrs clean lives here, and you will notice that as you walk through. Nice deep garage gives ample room for your vehicle plus a workbench, bikes, etc. The large green space from your patio affords you great views, and the patio area is set up to enjoy quiet times, or entertain. Both bedrooms have walk-in closets, with room for suitcases, and decorations in the utility rooms off the garage. Water heater, and 90+ furnace replaced recently. Come have a look, you won’t be disappointed.

16128 71st Lane NE, Otsego

Listing courtesy of Stadick Realty, LLC.

$258,800

3 Beds ⋅ 2 Baths ⋅ 7158061 MLS

Wonderful end-unit townhome filled with natural light and thoughtfully maintained throughout! The main level features newer flooring, a warm and inviting gas fireplace, and custom built-ins that add both charm and functionality. Enjoy a spacious and comfortable layout perfect for everyday living and entertaining. Upstairs, you'll find three beautifully maintained bedrooms, offering plenty of space for family, guests, or a home office. Pride of ownership is evident throughout this move-in-ready home. Conveniently located close to shopping, dining, parks, and major commuting routes, this property combines comfort, style, and accessibility. Don't miss the opportunity to own this bright and welcoming end-unit in a highly desirable location!

6051 Manchester Avenue NE, Otsego

Listing courtesy of Riverside Realty, Inc.

$324,900

3 Beds ⋅ 3 Baths ⋅ 7157386 MLS

New Construction Home ready for a Quick Move-In! Association includes lawn care, snow removal, and sanitation. Two Story home features a main floor great room, dining room, kitchen with center island and walk-in pantry, mudroom with walk-in closet, and half bath. Upper floor offers 3 bedrooms, 2 bathrooms, and laundry room. Primary suite features a private bathroom and spacious walk-in closet. Home is just steps away from nearby Kittredge Crossings Park featuring basketball and tennis courts, pavilion, and playgrounds! Ask about financing promotion with Seller's Preferred Lender and Title. Self Guided Tours available daily. Simply scan the QR code on the front door. Front door electronic keypad not included. Some photos may not depict actual plan, materials, and finishes included. All measurements are approximate.

7077 Kittredge Lane NE, Otsego

Listing courtesy of NextHome West Metro.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7131262 MLS

Single-level living with high ceilings, a fireplace, and a versatile sunroom highlights this well-maintained Otsego townhome. The spacious main living area offers a functional floor plan, while the sunroom provides additional flexible space for a sitting area, home office, or hobbies. The primary bedroom features a large walk-in closet. Wood flooring adds a warm finish, and an expanded patio with privacy screen provides additional outdoor space. A private driveway offers convenient parking. Located near grocery stores, shops, parks, and schools, with access to major highways for regional travel. Area recreation includes Prairie Park’s pickleball courts and dog park, along with Mississippi River recreation at Wright County–Otsego Regional Park.

7936 Pinnacle Avenue NE, Otsego

Listing courtesy of Coldwell Banker Realty.

$210,000

2 Beds ⋅ 2 Baths ⋅ 7151703 MLS

Enjoy easy living in this two-bedroom, two-bath townhome in Otsego! The main level features a comfortable living area, kitchen and dining space, and a convenient half bath. Upstairs, both bedrooms offer walk-in closets, with a full bath and laundry conveniently located on the same level. A one-car tuckunder garage provides parking and additional storage. With a nearby park and easy access to Highway 101, this home offers a practical layout and a convenient location.

7040 Quantrelle Avenue NE, Otsego

Listing courtesy of Real Broker, LLC.

$249,900

2 Beds ⋅ 2 Baths ⋅ 7143756 MLS

Adorable 2BR + loft End Unit. Loft can easily be converted to 3rd BR. Many recent updates include gorgeous new flooring in kitchen & both bathrooms in 2026, new range and microwave in 2025, new fridge and washer in 2022. In addtion previous owners did a lot of updates - refinished kitchen cabines, new back splash, new hardware etc. Main floor features family room, informal dining area as well as eat in kitchen & 1/2 BA. Sliding door from kitchen/dining area leads to a nicely shaded patio, mature trees and green space. Upstairs has MBR with vaulted ceiling, large walk in closet and walk thru BA. Both BRs have fan/light. Loft can be converted to 3rd BR by adding a wall or use it as an office, children's play area - many uses. Upstairs laundry for convenience. Very convenient location with easy access to Hwy 101. Centrally located between the shopping areas of Elk River and Rogers. Neighborhood playground closeby. Guest parking across the street for convenience.

15935 71st Street NE, Otsego

Listing courtesy of Just For You Realty.

$305,000

3 Beds ⋅ 4 Baths ⋅ 7154043 MLS

The One You Have Been Waiting For! Some homes simply check the boxes. This is the kind of home that makes you want to stay awhile. Tucked into a peaceful, established neighborhood in desirable Otsego, this inviting townhome offers the space, comfort, and flexibility you have been looking for—with a wonderful sense of privacy and a location that keeps you close to everything. THEN there is the wrap-around porch—truly one of the highlights of this home. Imagine beginning your morning with a cup of coffee as you enjoy the quiet surroundings, gathering with friends on a beautiful summer evening, or simply taking a few minutes to unwind at the end of the day. It is the kind of outdoor space that turns a house into a place you genuinely love coming home to. Inside, where there is more than enough natural light, the generous, open floor plan provides room for everyday living and memorable gatherings alike. The finished lower-level adds an entirely different dimension to the home, offering a comfortable living area, bathroom, and egress window—with the flexibility to create a private guest retreat, home office, recreation space, or additional sleeping area. Located in growing Otsego, you’ll enjoy the best of both worlds: the peaceful, welcoming feel of a semi-rural community while remaining just minutes from a convenient highway system that connects you to shopping, dining, entertainment, employment centers, and all the places life takes you. There is room here to live a little, entertain a lot, and make memories for years to come. Beautifully situated. Thoughtfully designed. Full of possibilities. And that porch? You really need to see it. Come take a look—you may walk in expecting to see a house and walk out already imagining home.

7623 Palomino Avenue NE, Otsego

Listing courtesy of Elite Realty Minnesota.

$309,990

3 Beds ⋅ 2 Baths ⋅ 7154076 MLS

Step inside this beautifully designed single-level home offering 1,281 square feet of thoughtfully crafted living space. The open-concept layout seamlessly connects the kitchen, dining area and Great Room, creating an inviting space for entertaining or relaxing. The kitchen is a chef’s dream with sleek cabinetry, Silestone® countertops, LG® stainless steel appliances and a designer backsplash. Enjoy the warmth of Shaw® Floorte Classic series LVP flooring in the main living areas, while plush carpeting adds comfort to the bedrooms. The owner’s suite is privately located at the front of the home, featuring a walk-in closet and a spa-inspired bathroom with a glass-enclosed shower, chrome fixtures and a raised-height elongated toilet. Two secondary bedrooms are set apart for added privacy. Additional highlights include a fully drywalled two-car garage with an insulated door, programmable Schlage lock, energy-efficient features and professionally designed interior color packages. Homes with this level of style and functionality are in high demand—schedule your tour today before it’s gone!

7395 Kagan Avenue NE, Otsego

Listing courtesy of Lennar Sales Corp.

$299,000

3 Beds ⋅ 3 Baths ⋅ 7152884 MLS

Enjoy the extra privacy of an end-unit setting in this 3-bedroom, 3-bath townhome offering 2,127 finished sq ft, a wooded backdrop, southeast-facing deck & walkout lower level. A 2-story entry welcomes you inside, where new carpeting brings a fresh, comfortable feel to the main & upper-level living spaces. The spacious living room is filled with natural light from windows on two sides, with a gas fireplace creating an inviting focal point. Step through the patio door to the deck, where the southeast exposure provides a front-row seat for morning sunrises. A few steps above, the dining area remains open to the living room & transitions easily into the kitchen, where wood cabinetry, granite counters, SS appliances, a pantry & center island create a functional space for cooking & gathering. A Bosch dishwasher was added in 11/2025. French doors off the dining area open to a dedicated office, providing comfortable space for work, study, or hobbies. Main-level laundry with washer/dryer & a half bath add everyday convenience. Upstairs, the spacious primary bedroom features a vaulted ceiling & generous walk-in closet. Walk-thru access leads to a full bath with double-sink vanity, soaking tub & separate shower, while hall access conveniently serves the 2nd upper-level bedroom. Downstairs, a family room provides a second place to relax, with a patio door opening to the backyard. The 3rd bedroom & nearby full bath provide comfortable accommodations for guests, while under-stair storage offers a practical place for seasonal items & household extras. Recent improvements include a 2023 roof, 2024 central AC & the water softener replaced in 2025. An insulated 2-car attached garage adds parking & storage. Association dues include lawn care, snow removal & sanitation, helping simplify exterior upkeep & leaving more time to enjoy the things you love. Close to Albertville Premium Outlets, the new Otsego Costco, shopping/dining & I-94 access for travel toward the Twin Cities or St. Cloud.

11161 76th Lane NE, Otsego

Listing courtesy of Home Avenue Flat Fee Realty.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7151601 MLS

You have to see this one! The original owners built this single-level townhome in the Pheasant Ridge community in Otsego, and have cared for it ever since. Everything happens on one floor with no stairs inside or out: two bedrooms, two bathrooms, the kitchen, the living spaces, main-floor laundry, and the attached two car garage. Coming home is easy. You pull into the garage and walk straight into a laundry room with a utility sink, upper cabinets, and a coat nook with a bench, then on into the eat-in kitchen with oak cabinets, a tile backsplash, under cabinet lighting, a pantry cabinet, and a breakfast bar. The living and dining areas share a vaulted ceiling and open to the kitchen, and the long sight lines make the home feel open and roomy. The sunroom is the room you'll want to linger in. It has a vaulted ceiling, a gas fireplace, windows on three sides, and a view into mature trees, and it opens directly to the back patio, where the owners made a small garden nook with a bench and birdbath along the tree line. The primary suite has a generous bedroom, a large walk-in closet, and a private three quarter bath with a walk in shower. The second bedroom looks out to the covered front porch and works well as a guest room or office, with a full bath nearby. The roof is newer and the water softener is owned. The association takes care of the building exterior, lawn care, snow removal, so the mower and the snow shovel become someone else's job. The home is in the Elk River school district, with shopping, dining, and parks nearby.

7684 Palisades Avenue NE, Otsego

Listing courtesy of RE/MAX Advantage Plus.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7152272 MLS

Come and see this beautiful 1 level living in Otsego. 2BR 2bath with tons of room, lots of walking paths. From porch to watch the sunsets and rear patio to watch the sunrise, come and see this home today!

7630 Palisades Avenue NE, Otsego

Listing courtesy of LPT Realty, LLC.

$242,000

2 Beds ⋅ 2 Baths ⋅ 7150935 MLS

2 Bed, 2 Bath, 2 Car garage townhome in sought after Heritage Estates neighborhood! Home features both bedrooms on the upper level, including extra-large primary bedroom, with large walk-in closet, walk through bath w/separate shower and jetted tub. Convenient upper level laundry. Main level features updated LVP flooring, spacious kitchen w/all SS appliances, 1/2 bath, gas fireplace w/tile surround. Newer roof (8/2023), and Washer & Dryer (2025). This home is move-in ready, and conveniently located close to schools, parks & trails, shops (brand new Costco just steps away), restaurants, and I-94. The HOA takes care of lawn maintenance, snow removal, water, sewer, and trash, making homeownership so easy!

6142 Maclynn Avenue NE, Otsego

Listing courtesy of Bridge Realty, LLC.

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