Otsego Homes under $250,000

Welcome to Otsego, Minnesota—a charming city nestled in Wright County, where small-town warmth meets modern convenience. Just a short drive from the bustling Twin Cities, Otsego offers a serene suburban lifestyle without sacrificing easy access to urban amenities. With its picturesque parks, vibrant community events, and a strong sense of belonging, Otsego is the perfect place for families, young professionals, and retirees alike.

One of the most appealing aspects of Otsego is its diverse real estate market, particularly for those seeking homes under $250,000. Here, you’ll find a variety of options that cater to different lifestyles and budgets. Whether you’re looking for a cozy starter home, a charming townhome, or a spacious single-family residence, the choices are plentiful. These homes often feature modern amenities, open floor plans, and delightful outdoor spaces, making them ideal for enjoying Minnesota’s beautiful seasons.

Living in Otsego means you can enjoy the tranquility of suburban life while being just minutes away from shopping, dining, and recreational opportunities. The nearby Albertville Premium Outlets and numerous local parks offer endless options for entertainment and leisure. Plus, the Otsego community prides itself on its excellent schools and family-friendly atmosphere.

If you’re ready to discover your dream home in Otsego, you’ll find that this city offers not just affordable housing, but a welcoming community that feels like home. Come explore the possibilities and see why so many are choosing to call Otsego their home sweet home!

Newest Otsego Homes under $250,000

$249,900

2 Beds ⋅ 2 Baths ⋅ 7160120 MLS

Welcome home to this spacious end-unit townhome offering comfort, style, and an inviting open layout. The dramatic vaulted living room features a cozy gas fireplace and abundant natural light, creating the perfect space to relax or entertain. Step outside to enjoy the private side patio, ideal for morning coffee or summer evenings. The main level includes a functional kitchen, convenient half bathroom, laundry area, and easy access to the attached 2-car garage. Upper-level features two generously sized bedrooms both including a walk-in closet. The stunning full bathroom features both a soaking tub and a separate shower for a spa-like retreat. An open loft overlooks the vaulted living room below, providing flexible space for a home office, reading nook, or additional living area. Listing Agent is related to the seller. One month paid HOA fee!

10533 74th Street NE Unit 1, Otsego

Listing courtesy of Edina Realty, Inc..

$209,000

2 Beds ⋅ 2 Baths ⋅ 7158409 MLS

Beautiful end unit with gas fireplace and bay window located near walking/biking trails, parks shopping, and great access to new Costco. Convenient upper level laundry, newer flooring, and new carpet last week in upper level and stairway from entry to upper level. Mrs clean lives here, and you will notice that as you walk through. Nice deep garage gives ample room for your vehicle plus a workbench, bikes, etc. The large green space from your patio affords you great views, the steps have been recently replaced, and the patio area is set up to enjoy quiet times, or entertain. Both bedrooms have walk-in closets, with room for suitcases, and decorations in the utility rooms off the garage. Water heater replaced recently. Additional info. Vents and ducts all professionally cleaned in June, water heater, dishwasher, wood floors, and toilets replaced 4 years ago, carpeting last week, faucets in the past year, and driveway in June. Come have a look, you won’t be disappointed.

16128 71st Lane NE, Otsego

Listing courtesy of Stadick Realty, LLC.

$210,000

2 Beds ⋅ 2 Baths ⋅ 7151703 MLS

Enjoy easy living in this two-bedroom, two-bath townhome in Otsego! The main level features a comfortable living area, kitchen and dining space, and a convenient half bath. Upstairs, both bedrooms offer walk-in closets, with a full bath and laundry conveniently located on the same level. A one-car tuckunder garage provides parking and additional storage. With a nearby park and easy access to Highway 101, this home offers a practical layout and a convenient location.

7040 Quantrelle Avenue NE, Otsego

Listing courtesy of Real Broker, LLC.

$249,900

2 Beds ⋅ 2 Baths ⋅ 7143756 MLS

Adorable 2BR + loft End Unit. Loft can easily be converted to 3rd BR. Many recent updates include gorgeous new flooring in kitchen & both bathrooms in 2026, new range and microwave in 2025, new fridge and washer in 2022. In addtion previous owners did a lot of updates - refinished kitchen cabines, new back splash, new hardware etc. Main floor features family room, informal dining area as well as eat in kitchen & 1/2 BA. Sliding door from kitchen/dining area leads to a nicely shaded patio, mature trees and green space. Upstairs has MBR with vaulted ceiling, large walk in closet and walk thru BA. Both BRs have fan/light. Loft can be converted to 3rd BR by adding a wall or use it as an office, children's play area - many uses. Upstairs laundry for convenience. Very convenient location with easy access to Hwy 101. Centrally located between the shopping areas of Elk River and Rogers. Neighborhood playground closeby. Guest parking across the street for convenience.

15935 71st Street NE, Otsego

Listing courtesy of Just For You Realty.

$239,900

2 Beds ⋅ 2 Baths ⋅ 7150935 MLS

2 Bed, 2 Bath, 2 Car garage townhome in sought after Heritage Estates neighborhood! Home features both bedrooms on the upper level, including extra-large primary bedroom, with large walk-in closet, walk through bath w/separate shower and jetted tub. Convenient upper level laundry. Main level features updated LVP flooring, spacious kitchen w/all SS appliances, 1/2 bath, gas fireplace w/tile surround. Newer roof (8/2023), and Washer & Dryer (2025). This home is move-in ready, and conveniently located close to schools, parks & trails, shops (brand new Costco just steps away), restaurants, and I-94. The HOA takes care of lawn maintenance, snow removal, water, sewer, and trash, making homeownership so easy!

6142 Maclynn Avenue NE, Otsego

Listing courtesy of Bridge Realty, LLC.

$242,500

2 Beds ⋅ 2 Baths ⋅ 7148028 MLS

Welcome home to this 2-bedroom, 2 bathroom townhome in Otsego's Pleasant Creek area. Step out from the main level onto your deck and enjoy the peace of mind that comes with a new roof and new driveway. Association dues include exterior lawn maintenance, snow removal, water/sewer, and garbage, so monthly costs stay more predictable. Minutes from I-94, everyday amenities, and the Albertville Premium Outlets. Move-in ready living in a convenient Wright County location.

11172 76th Street NE, Otsego

Listing courtesy of Edina Realty, Inc..

$220,000

3 Beds ⋅ 1 Baths ⋅ 7133871 MLS

THIS IS A PRIVATE PROPERTY- NO TRESPASSING- If you do not have a scheduled showing confirmed, you are not allowed to tour the property. Potential awaits! This incredible 1.3 property has incredible potential and is equipped with a fully livable 3 bed 1 bath manufactured home with full HVAC, an oversized detached heated 2 car garage with a loft/workshop AND storm shelter! New roof on trailer in 2020, storm shelter built in 2011, new gutters on garage in 2023. Septic is compliant see compliance cert in supplements! Close to shopping and highway access. Sold as is.

8389 Odell Avenue NE, Otsego

Listing courtesy of Engel & Volkers Lake Minnetonka.

$240,000

2 Beds ⋅ 2 Baths ⋅ 7128130 MLS

SELLER WILL CONTRIBUTE 2.5% TOWARDS BUYER'S CLOSING COSTS! Welcome home to this well-maintained two-bedroom, three-level townhome in a fantastic Albertville location, tucked just behind the outlet mall and close to shopping, dining, parks and the new Costco. The thoughtfully designed floor plan makes the most of every level while offering comfortable living spaces and plenty of flexibility. The entry level features an attached 2-car garage, storage closet, and utility/laundry room with washer and dryer. Head upstairs to the main living level , where you'll find a kitchen with SS appliances, a comfortable living room with a gas fireplace and access to the deck. This level also includes a 3/4bathroom and a bedroom. The 3rd level offers a versatile loft area that could serve as a home office, reading nook, hobby space, etc. The primary bedroom features a walk-in closet and private en-suite full bathroom complete with separate soaking tub and shower. Recent updates include new carpet (Sept. '26), updated water heater and softener, plus a newer fridge and dishwasher. Located within the Elk River School district with the option to open enroll in STMA schools.

7726 Lachman Avenue NE, Otsego

Listing courtesy of Keller Williams Classic Rlty NW.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

Otsego Homes under $250,000

Newest Otsego Homes under $250,000

How much is your home worth?

How much is your home worth?