Onamia Homes under $750,000

Welcome to Onamia, Minnesota – a hidden gem nestled in the heart of Mille Lacs County. This charming city boasts a rich tapestry of natural beauty, vibrant community spirit, and a plethora of outdoor activities, making it an ideal place to call home. With its serene lakes, lush forests, and scenic landscapes, Onamia is perfect for those who appreciate the great outdoors and seek a peaceful retreat from the hustle and bustle of city life.

Onamia is not just a picturesque locale; it also offers a welcoming community that values connection and camaraderie. The city is home to various local events and festivals throughout the year, fostering a sense of belonging among residents. Whether you’re a nature lover, an avid fisherman, or someone who enjoys cozy evenings by the fire, Onamia has something for everyone.

For prospective homebuyers, Onamia presents an attractive real estate market with homes available under $750,000. This range provides an excellent opportunity for families, retirees, and first-time buyers to find their dream home without breaking the bank. From charming single-family residences to spacious properties with stunning lake views, the options are diverse and appealing.

Imagine waking up to the gentle sounds of nature, enjoying your morning coffee on a sunlit porch, or spending weekends exploring the nearby Mille Lacs Lake. With affordable housing options and a vibrant community, Onamia is not just a place to live; it’s a place to thrive. Come discover the beauty and charm of Onamia, where your dream home awaits!

Newest Onamia Homes under $750,000

$164,900

2 Beds ⋅ 1 Baths ⋅ 7157401 MLS

This two-bedroom, one-bathroom home located near Mille Lacs Lake and Kathio State Park has been nicely updated. Updates include New windows, new siding, and metal roof create a maintenance-free exterior that requires no upkeep, while new carpet, fresh paint and natural wood work warm the interior. Central air conditioning keeps the home comfortable throughout the year. The kitchen features stainless steel appliances and plenty of counter space for efficient meal preparation. A new deck leads to a large yard, creating smooth indoor-outdoor living. The partially finished basement with a lower level bath roughed in provides flexible space for expansion or recreation, ready for occupants to complete according to their vision. Schedule a showing to experience this updated home and its proximity to lake recreation and state park trails.

313 Oak Street S, Onamia

Listing courtesy of Countryside Realty.

$689,000

6 Beds ⋅ 3 Baths ⋅ 7147915 MLS

Your Private Mille Lacs Lake Getaway — Sleeps 20+ Escape to an unforgettable Mille Lacs Lake retreat designed for gathering, relaxing, and entertaining. Set in a peaceful wooded setting directly across the street from lake access, this spacious 6-bedroom, 3-bath rambler offers room for the whole crew—with comfortable accommodations for 20+ guests. Whether you're planning a family reunion, friends' getaway, fishing weekend, snowmobile adventure, holiday gathering, or an extended lake-country vacation, this property delivers the space and amenities to make your stay exceptional. Inside, guests will enjoy an inviting full kitchen and dining area, along with multiple gathering spaces including a family room, living room, and lower-level family room. The lower level is being elevated even further with a soon-to-be-installed wet bar and extra-large-screen TV, creating the perfect destination for game days, movie nights, and late-night entertaining. For a little indulgence after a day on the lake or trails, retreat to the home's private hot tub/spa area with its own shower—an especially welcome amenity during Minnesota's cooler months. And the entertainment doesn't stop at the house. Step into the property's heated and insulated pole barn game room, where arcade games create your own private entertainment zone. Kids, teens, and adults alike can enjoy hours of fun without ever leaving the property. Outdoors, the retreat truly shines. Gather on the spacious deck for morning coffee beneath the trees, spend your evenings around the outdoor firepit, or simply enjoy the privacy and atmosphere of the wooded surroundings. Adventure is never far away. With Mille Lacs Lake access directly across the street, some of Minnesota's best-known fishing and lake recreation are practically at your doorstep. Side-by-side, ATV, and winter enthusiasts will also appreciate convenient trail access leading toward the Soo Line recreational trail corridor, opening the door to miles of year-round exploration. Room for Everyone. Entertainment for Everyone. With 6 bedrooms, 3 bathrooms, multiple living and family rooms, indoor spa amenities, a dedicated game building, expansive outdoor gathering areas, lake access, and room to sleep 20+, this isn't simply an overnight stay—it's your group's private Mille Lacs destination. Stay for a night, a weekend, or an entire week and make the property your home base for everything the Mille Lacs area has to offer. Lake days. Trail adventures. Hot-tub nights. Arcade competitions. Fireside conversations. Bring the people you love—and make some memories.

10225 State Highway 27, Onamia

Listing courtesy of Countryside Realty.

$290,000

2 Beds ⋅ 1 Baths ⋅ 7155760 MLS

Lake Mille Lacs sits right across the road, and this property comes with a dock to get you on it. A-frame cabin with vaulted ceilings, skylights, and an open kitchen and living area featuring stainless appliances, LVP flooring, and a stove that keeps things warm on cold Minnesota nights. Main-level bedroom, 3/4 bath, and a loft sleeping area upstairs. Step out to the large deck, gather around the fire pit, or head out back to the sauna. Need room for guests? The 2019 RV sleeps 5, is already hooked into septic, and can stay with the property. Detached 2-car garage, storage sheds, and a big, deep, wooded lot. Fish it, boat it, ice fish it. Then come back to a cabin that's set up and ready to use.

14801 Twilight Road, Onamia

Listing courtesy of Aire LLC.

$344,900

3 Beds ⋅ 3 Baths ⋅ 7147844 MLS

Experience the best of lake life with this stunning Beach Villa at Izaty’s Resort! Perfectly situated with breathtaking views of Lake Mille Lacs, this beautifully updated 3-bedroom, 3-bath retreat offers the ideal year-round getaway. The spacious open floor plan is complemented by a cozy fireplace, and a screened-in porch—perfect for enjoying the serene lakefront scenery. This villa is completely turn-key making it ideal for personal use or as a successful vacation rental. Whether you're looking for a relaxing retreat or a lucrative rental opportunity, this lakefront paradise is ready for you to move in and enjoy. Don’t miss out on this rare opportunity to own your very own piece of Mille Lacs Lake!

8424 Tuxedo Road Unit 315, Onamia

Listing courtesy of National Realty Guild.

$304,900

2 Beds ⋅ 3 Baths ⋅ 7134946 MLS

Beautifully remodeled 2-bedroom, 3-bathroom condo on the scenic shores of Mille Lacs Lake! Enjoy all the fun with no maintenance, you will enjoy the Izatys home owners association-maintained manicured grounds. Relax on the lakeside balcony or enclosed 3-season porch with wonderful lake views. The updated interior features granite countertops, a gas fireplace and comfortable living spaces. Short-term rentals are allowed, making this a great investment or personal getaway. Exterior storage closet provides space for your outdoor toys. Onsite amenities include world class golf, restaurant/bar, beach access and marina options for the new owner. Rare opportunity on this updated unit at Izatys Resort, just 90 minutes from the Twin Cities.

8372 Tuxedo Road Unit 330, Onamia

Listing courtesy of eXp Realty.

$250,000

3 Beds ⋅ 2 Baths ⋅ 7133550 MLS

Charming 3-Bedroom Home in Onamia Welcome to 39679 92nd Avenue in Onamia! This inviting 3-Bedroom, 2-bathroom home offers a comfortable layout along with several important recent updates, making it an excellent opportunity for it's next owner. The property features a spacious garden area, perfect for growing vegetables, flowers, or enjoying the outdoors. Major updates provide added peace of mind, including a newer roof, furnace, and septic system. With three bedrooms and two bathrooms, there is plenty of room for family, guest, a home office , or whatever fits your lifestyle. Located in the beautiful Onamia area, this property offers the opportunity to enjoy a quieter setting while remaining close to the area's recreation and amenities. Whether you're looking for a comfortable home, a place to enjoy the outdoors, or a property with valuable recent improvements already completed, 39679 92nd Avenue is worth a look. Come see the possibilities and make this Onamia property your next home!

39679 92nd Avenue, Onamia

Listing courtesy of Real Broker, LLC.

$375,000

2 Beds ⋅ 1 Baths ⋅ 7133924 MLS

Lake Mille Lacs lakeshore property offering approximately 151 feet of shoreline, a one-level home, and several features suited for year-round living or recreational use. Located on Lake Mille Lacs, this property provides direct access to one of Minnesota's largest inland lakes and a well-known destination for fishing and water-based recreation. Lake Mille Lacs covers approximately 132,516 acres and is recognized for opportunities to fish for walleye, smallmouth bass, northern pike, muskellunge, and other species. The home features approximately two bedrooms and one bathroom, along with a spacious main living area highlighted by vaulted ceilings and a stone fireplace. The one-level layout provides all of the home's primary living spaces on one floor. Large windows and the property's lakeside setting provide views toward Lake Mille Lacs. A covered porch offers an additional outdoor living area overlooking the lake. It provides a space to enjoy the lakeside setting while remaining sheltered from the elements. The backyard is partially fenced and offers additional outdoor space adjacent to the home. The attached garage is finished and heated and includes a large storage closet. For additional storage, the property also includes a 12-by-24-foot storage shed. These spaces provide room for household items, recreational equipment, tools, and other property-related storage needs. The surrounding Lake Mille Lacs area includes several communities and provides access to additional services, restaurants, resorts, public lake accesses, and recreational opportunities. Communities around the lake include Isle, Wahkon, Garrison, Onamia, Malmo, and Wealthwood. This property offers a combination of lakeshore, a manageable one-level home, covered outdoor space, finished and heated garage space, and additional storage. Whether used as a full-time residence or a recreational property, the home provides a lakeside setting with approximately 151 feet of shoreline on Lake Mille Lacs.

39395 Twilight Road, Onamia

Listing courtesy of Whitetail Properties Real Estate.

$135,000

2 Beds ⋅ 2 Baths ⋅ 7126886 MLS

Charming 2-bedroom, 2-bath home situated on a nice in-town lot on the edge of town. The property features a detached garage and a large shed providing plenty of storage space. Conveniently located near trails, parks, shopping, dining, and the hospital, with an easy commute to the Twin Cities metro. Enjoy being close to area lakes and all the outdoor recreation the area has to offer. A great opportunity for a comfortable home in a convenient location!

317 Pine Street S, Onamia

Listing courtesy of Century 21 Atwood.

$369,900

4 Beds ⋅ 3 Baths ⋅ 7131192 MLS

Rare opportunity for outdoor enthusiasts and hunters alike! This 4-bedroom, 3-bathroom home sits on 40 heavily wooded acres with direct access to the Rum River State Forest, offering unmatched privacy and prime hunting right out your back door. With no visible neighbors, this property feels like your own private wilderness escape while still offering the comforts of a beautifully finished home. Inside, enjoy the luxury of in-floor heat on both the main and upper levels, keeping every room comfortable through Minnesota winters. The spacious primary suite features a private en-suite bath and a walk-in closet, while three additional bedrooms provide plenty of room for family or guests. The 3-stall insulated garage provides space for hobbies, vehicles, ATVs, hunting gear, or a workshop. Whether you're a hunting enthusiast, exploring your own trails, or simply craving seclusion surrounded by mature woods, this property delivers a true north-woods lifestyle with year-round comfort.

16962 State Highway 27, Onamia

Listing courtesy of Premier Real Estate Services.

$295,000

2 Beds ⋅ 2 Baths ⋅ 7125006 MLS

Rare opportunity to own 39 acres of high, open ground just minutes from Onamia, Mille Lacs Lake, and the Soo Line Trail! Acreage has been used as hay ground in recent years and offers excellent potential for a hobby farm, agricultural use, recreation, or country living. Property includes a 2-bedroom, 1.5-bath farmhouse in need of repairs and updating, with a recently upgraded water heater and on-demand boiler heating system. Multiple outbuildings provide plenty of storage and utility, including a 1-stall enclosed garage, detached 1-stall garage, large pole barn, and 3-stall open pole lean-to shed. Estate sale; property is being sold AS-IS. Septic is believed to be noncompliant. Great opportunity for buyers looking for usable acreage, existing buildings, and a convenient location near area amenities. Don't wait, check it out today.

35053 180th Avenue, Onamia

Listing courtesy of Straka Real Estate.

$224,900

1 Beds ⋅ 1 Baths ⋅ 7115064 MLS

Opportunity is knocking! 3 adjoining lots that total nearly an acre on the southwest corner of Lake Mille Lacs! Enjoy 50 feet of deeded, sandy shoreline with stunning views. The charming, rustic 106-year-old cabin on the property would be perfect for a boat house, small reception venue, or anything else you can imagine! The 2 back parcels are ideal to build a home - quiet privacy, plenty of space, and epic views.

15665 Twilight Road, Onamia

Listing courtesy of Coldwell Banker Realty - Lakes.

$455,000

3 Beds ⋅ 2 Baths ⋅ 7113609 MLS

Discover the perfect blend of space, privacy, and recreation in this beautifully designed one-level home nestled on 1.66 acres on Izatys Black Brook Golf Course located on the South end of Mille lacs Lake. The home features 3 spacious bedrooms and 2 bathrooms, this inviting home offers an open floor plan with vaulted ceilings, in-floor heating, and a large living room with a cozy gas fireplace. The primary suite provides a private bathroom featuring a separate shower and jetted tub. The kitchen is a chef's delight with custom hickory cabinetry, a center island, and plenty of workspace, while the formal dining room is ideal for entertaining and holidays. Enjoy peaceful mornings or relaxing evenings in the three-season sun room overlooking the private, tree-lined setting full of nature. As an added bonus, the property includes a boat slip in the marina, making it easy to enjoy all the beauty and recreation Mille lacs lake has to offer. This exceptional home offers golf course living with privacy and access to Mille Lacs lake with the marina dock included!

7995 Trappers Turn, Onamia

Listing courtesy of Century 21 Atwood.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.