Onamia Homes under $400,000

Welcome to Onamia, Minnesota – a hidden gem nestled in the heart of Mille Lacs County! This charming small town offers a unique blend of natural beauty, outdoor adventures, and a welcoming community. With its picturesque landscapes, Onamia is the perfect place for those seeking a peaceful lifestyle while still enjoying the amenities of modern living.

Onamia is surrounded by the stunning Mille Lacs Lake, one of Minnesota's largest lakes, which provides endless opportunities for fishing, boating, and swimming. The area is rich in recreational activities, from hiking and biking trails in the nearby Mille Lacs Kathio State Park to winter sports like snowmobiling and ice fishing. The vibrant local culture is reflected in the town's annual events, farmers' markets, and friendly gatherings that make it easy to forge connections with neighbors.

For homebuyers looking for affordable options, Onamia has a variety of charming homes available for under $400,000. Whether you’re searching for a cozy cabin, a family-friendly house, or a quaint cottage, this town has something for everyone. With its reasonable real estate prices, you can enjoy the benefits of homeownership without breaking the bank.

Living in Onamia means embracing a lifestyle filled with outdoor adventures, community spirit, and the tranquility of nature. It's not just a place to live; it's a place to thrive. Come discover the beauty and warmth of Onamia – your new home awaits!

Newest Onamia Homes under $400,000

$290,000

2 Beds ⋅ 1 Baths ⋅ 7155760 MLS

Lake Mille Lacs sits right across the road, and this property comes with a dock to get you on it. A-frame cabin with vaulted ceilings, skylights, and an open kitchen and living area featuring stainless appliances, LVP flooring, and a stove that keeps things warm on cold Minnesota nights. Main-level bedroom, 3/4 bath, and a loft sleeping area upstairs. Step out to the large deck, gather around the fire pit, or head out back to the sauna. Need room for guests? The 2019 RV sleeps 5, is already hooked into septic, and can stay with the property. Detached 2-car garage, storage sheds, and a big, deep, wooded lot. Fish it, boat it, ice fish it. Then come back to a cabin that's set up and ready to use.

14801 Twilight Road, Onamia

Listing courtesy of Aire LLC.

$344,900

3 Beds ⋅ 3 Baths ⋅ 7147844 MLS

Experience the best of lake life with this stunning Beach Villa at Izaty’s Resort! Perfectly situated with breathtaking views of Lake Mille Lacs, this beautifully updated 3-bedroom, 3-bath retreat offers the ideal year-round getaway. The spacious open floor plan is complemented by a cozy fireplace, and a screened-in porch—perfect for enjoying the serene lakefront scenery. This villa is completely turn-key making it ideal for personal use or as a successful vacation rental. Whether you're looking for a relaxing retreat or a lucrative rental opportunity, this lakefront paradise is ready for you to move in and enjoy. Don’t miss out on this rare opportunity to own your very own piece of Mille Lacs Lake!

8424 Tuxedo Road Unit 315, Onamia

Listing courtesy of National Realty Guild.

$304,900

2 Beds ⋅ 3 Baths ⋅ 7134946 MLS

Beautifully remodeled 2-bedroom, 3-bathroom condo on the scenic shores of Mille Lacs Lake! Enjoy all the fun with no maintenance, you will enjoy the Izatys home owners association-maintained manicured grounds. Relax on the lakeside balcony or enclosed 3-season porch with wonderful lake views. The updated interior features granite countertops, a gas fireplace and comfortable living spaces. Short-term rentals are allowed, making this a great investment or personal getaway. Exterior storage closet provides space for your outdoor toys. Onsite amenities include world class golf, restaurant/bar, beach access and marina options for the new owner. Rare opportunity on this updated unit at Izatys Resort, just 90 minutes from the Twin Cities.

8372 Tuxedo Road Unit 330, Onamia

Listing courtesy of eXp Realty.

$250,000

3 Beds ⋅ 2 Baths ⋅ 7133550 MLS

Charming 3-Bedroom Home in Onamia Welcome to 39679 92nd Avenue in Onamia! This inviting 3-Bedroom, 2-bathroom home offers a comfortable layout along with several important recent updates, making it an excellent opportunity for it's next owner. The property features a spacious garden area, perfect for growing vegetables, flowers, or enjoying the outdoors. Major updates provide added peace of mind, including a newer roof, furnace, and septic system. With three bedrooms and two bathrooms, there is plenty of room for family, guest, a home office , or whatever fits your lifestyle. Located in the beautiful Onamia area, this property offers the opportunity to enjoy a quieter setting while remaining close to the area's recreation and amenities. Whether you're looking for a comfortable home, a place to enjoy the outdoors, or a property with valuable recent improvements already completed, 39679 92nd Avenue is worth a look. Come see the possibilities and make this Onamia property your next home!

39679 92nd Avenue, Onamia

Listing courtesy of Real Broker, LLC.

$375,000

2 Beds ⋅ 1 Baths ⋅ 7133924 MLS

Lake Mille Lacs lakeshore property offering approximately 151 feet of shoreline, a one-level home, and several features suited for year-round living or recreational use. Located on Lake Mille Lacs, this property provides direct access to one of Minnesota's largest inland lakes and a well-known destination for fishing and water-based recreation. Lake Mille Lacs covers approximately 132,516 acres and is recognized for opportunities to fish for walleye, smallmouth bass, northern pike, muskellunge, and other species. The home features approximately two bedrooms and one bathroom, along with a spacious main living area highlighted by vaulted ceilings and a stone fireplace. The one-level layout provides all of the home's primary living spaces on one floor. Large windows and the property's lakeside setting provide views toward Lake Mille Lacs. A covered porch offers an additional outdoor living area overlooking the lake. It provides a space to enjoy the lakeside setting while remaining sheltered from the elements. The backyard is partially fenced and offers additional outdoor space adjacent to the home. The attached garage is finished and heated and includes a large storage closet. For additional storage, the property also includes a 12-by-24-foot storage shed. These spaces provide room for household items, recreational equipment, tools, and other property-related storage needs. The surrounding Lake Mille Lacs area includes several communities and provides access to additional services, restaurants, resorts, public lake accesses, and recreational opportunities. Communities around the lake include Isle, Wahkon, Garrison, Onamia, Malmo, and Wealthwood. This property offers a combination of lakeshore, a manageable one-level home, covered outdoor space, finished and heated garage space, and additional storage. Whether used as a full-time residence or a recreational property, the home provides a lakeside setting with approximately 151 feet of shoreline on Lake Mille Lacs.

39395 Twilight Road, Onamia

Listing courtesy of Whitetail Properties Real Estate.

$135,000

2 Beds ⋅ 2 Baths ⋅ 7126886 MLS

Charming 2-bedroom, 2-bath home situated on a nice in-town lot on the edge of town. The property features a detached garage and a large shed providing plenty of storage space. Conveniently located near trails, parks, shopping, dining, and the hospital, with an easy commute to the Twin Cities metro. Enjoy being close to area lakes and all the outdoor recreation the area has to offer. A great opportunity for a comfortable home in a convenient location!

317 Pine Street S, Onamia

Listing courtesy of Century 21 Atwood.

$369,900

4 Beds ⋅ 3 Baths ⋅ 7131192 MLS

Rare opportunity for outdoor enthusiasts and hunters alike! This 4-bedroom, 3-bathroom home sits on 40 heavily wooded acres with direct access to the Rum River State Forest, offering unmatched privacy and prime hunting right out your back door. With no visible neighbors, this property feels like your own private wilderness escape while still offering the comforts of a beautifully finished home. Inside, enjoy the luxury of in-floor heat on both the main and upper levels, keeping every room comfortable through Minnesota winters. The spacious primary suite features a private en-suite bath and a walk-in closet, while three additional bedrooms provide plenty of room for family or guests. The 3-stall insulated garage provides space for hobbies, vehicles, ATVs, hunting gear, or a workshop. Whether you're a hunting enthusiast, exploring your own trails, or simply craving seclusion surrounded by mature woods, this property delivers a true north-woods lifestyle with year-round comfort.

16962 State Highway 27, Onamia

Listing courtesy of Premier Real Estate Services.

$295,000

2 Beds ⋅ 2 Baths ⋅ 7125006 MLS

Rare opportunity to own 39 acres of high, open ground just minutes from Onamia, Mille Lacs Lake, and the Soo Line Trail! Acreage has been used as hay ground in recent years and offers excellent potential for a hobby farm, agricultural use, recreation, or country living. Property includes a 2-bedroom, 1.5-bath farmhouse in need of repairs and updating, with a recently upgraded water heater and on-demand boiler heating system. Multiple outbuildings provide plenty of storage and utility, including a 1-stall enclosed garage, detached 1-stall garage, large pole barn, and 3-stall open pole lean-to shed. Estate sale; property is being sold AS-IS. Septic is believed to be noncompliant. Great opportunity for buyers looking for usable acreage, existing buildings, and a convenient location near area amenities. Don't wait, check it out today.

35053 180th Avenue, Onamia

Listing courtesy of Straka Real Estate.

$224,900

1 Beds ⋅ 1 Baths ⋅ 7115064 MLS

Opportunity is knocking! 3 adjoining lots that total nearly an acre on the southwest corner of Lake Mille Lacs! Enjoy 50 feet of deeded, sandy shoreline with stunning views. The charming, rustic 106-year-old cabin on the property would be perfect for a boat house, small reception venue, or anything else you can imagine! The 2 back parcels are ideal to build a home - quiet privacy, plenty of space, and epic views.

15665 Twilight Road, Onamia

Listing courtesy of Coldwell Banker Realty - Lakes.

$399,900

3 Beds ⋅ 3 Baths ⋅ 7103954 MLS

Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage! Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes. Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons. The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience. Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views. Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles. Additional highlights include: New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling, reinforced concrete storm shelter located in the crawl space, large corner lot with outstanding lake views and the public boat access just steps away. The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation. Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.

39512 92nd Avenue, Onamia

Listing courtesy of Keller Williams Realty Professionals.

$325,000

4 Beds ⋅ 1 Baths ⋅ 7069490 MLS

Welcome to this 4 bed 1 bath home sitting on 39.94 acres. This property is in a prime location just minutes from Mille Lacs Lake. One of the best fisheries Minnesota has to offer. This home and acreage is also less than half a mile from Kathio State Park giving you even more opportunities for outdoor activities. If you are looking for a great place to start a hobby farm or a quality tract to start your hunting camp, you will definitely want to give this tract a closer look. This diverse ground offers open areas that could be converted into pasture for livestock or carved into secluded food plots to draw in all kinds of wildlife. This area has been known to produce some real nice Whitetails in the past. You will find heavily used game trails winding throughout the property. If you are looking for a property that will give you the seclusion and privacy you are looking for but also in close proximity to all of the resorts, casino, and public attractions the area has to offer, this may be a situation for you! Schedule your showing today.

18467 Vineland Road, Onamia

Listing courtesy of Weiss Realty LLC.

$250,000

3 Beds ⋅ 1 Baths ⋅ 7048232 MLS

This lake home offers the perfect blend of privacy, comfort, and Minnesota charm. This inviting property comes with two spacious lots with 200 feet of lake front surrounded by natural beauty, making it an ideal retreat for those seeking a quieter pace of life or a weekend escape from the city. Seller is willing to leave mostly furnished also will be including the boat lift and dock. Enjoy those summer days fishing, swimming, bonfires at night and relax with friends and family on the deck with beautiful lake views. With close access to the casino for more entertainment this is the perfect getaway spot.

14693 Twilight Road, Onamia

Listing courtesy of Coldwell Banker Realty.

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