Monticello Homes under $600,000

Welcome to Monticello, Minnesota – a hidden gem nestled in Wright County, where charm meets convenience! This vibrant city is known for its friendly community, beautiful parks, and a rich tapestry of history that beckons both newcomers and long-time residents alike. With a population that embraces a small-town feel while enjoying the perks of nearby urban amenities, Monticello offers the perfect blend of tranquility and accessibility.

One of the standout features of Monticello is its diverse range of homes available, particularly for those seeking properties under $600,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Monticello has something for everyone. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, the real estate market here caters to various tastes and lifestyles.

Imagine living in a community where you can enjoy scenic walking trails, well-maintained parks, and recreational facilities that foster an active lifestyle. Monticello boasts excellent schools, making it an ideal place for families to settle down. The local economy is thriving, with a mix of retail, dining, and service industries that cater to residents’ needs.

With easy access to major highways, commuting to Minneapolis or St. Cloud is a breeze, allowing you to enjoy the best of both worlds – the serenity of suburban life and the excitement of city living. Discover your dream home in Monticello today, and experience the warmth and charm this wonderful city has to offer!

Newest Monticello Homes under $600,000

$330,000

4 Beds ⋅ 2 Baths ⋅ 7158742 MLS

Well kept side by side, one level duplex on a very nice corner lot. Unit 231 us currently occupied and unit 233 is now vacant. Unit 233 does have a deck, partially fenced in back yard with a shed and fire pit area. Unit 231 has a side deck with a shed in the backyard. Financial remarks are provided by the seller. Dimensions have been taken off of the original blueprints and the plan is available upon request.

231 Marvin Elwood Road, Monticello

Listing courtesy of Edina Realty, Inc..

$312,900

4 Beds ⋅ 3 Baths ⋅ 7158065 MLS

The perfect blend of style, comfort, and low-maintenance living awaits in this beautifully designed Forestview townhome by JP Brooks in Monticello's growing Meadowbrook community. From the moment you step inside, you'll appreciate a home that's designed to make everyday living feel effortless. The open-concept main level creates an inviting space where conversations flow easily from the kitchen to the dining area and great room, making everything from weeknight dinners to weekend gatherings feel connected. The kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, luxury vinyl plank flooring, painted on-site millwork, and thoughtfully selected finishes that offer timeless style with everyday durability. Whether you're meal prepping, entertaining friends, or simply enjoying your morning coffee, this space is designed to be the heart of the home. Upstairs, you'll find four spacious bedrooms, including a relaxing owner's suite with a private bath and walk-in closet. The conveniently located upper-level laundry keeps daily routines simple and efficient. Outside, enjoy your private patio with sodded and irrigated yard. Experience all the benefits of homeownership without the weekend chores, Lawn care and snow removal are handled through the HOA, allowing you more time to enjoy life and less time maintaining your home. Nestled in Meadowbrook, one of Monticello's newest communities, you'll enjoy quick access to Interstate 94, Highway 25, shopping, restaurants, parks, and highly rated schools, making commuting and everyday errands exceptionally convenient. Meadowbrook offers a mix of townhomes and single-family homes in a location designed for modern living. Whether you're buying your first home, rightsizing into something easier to maintain, or simply looking for the peace of mind that comes with brand-new construction, this home offers exceptional value, modern finishes, and a lifestyle you'll love from day one. Available to close September 25th - Schedule your private showing today and experience why so many buyers are choosing Meadowbrook.

8824 Riverstone Avenue NE, Monticello

Listing courtesy of JPW Realty.

$379,900

3 Beds ⋅ 2 Baths ⋅ 7156605 MLS

Welcome home to this newer-built Monticello home offering modern living and a great location! Built in 2023, this home sits on a spacious lot with a nice yard and plenty of room to enjoy the outdoors. Conveniently located near schools, parks, shopping, restaurants and easy access to I-94, you’ll love being close to everything Monticello has to offer. A great opportunity to enjoy the benefits of newer construction in an established and growing area!

4142 Eaton Circle NE, Monticello

Listing courtesy of Legacy Home Group MN LLC.

$465,000

4 Beds ⋅ 3 Baths ⋅ 7156594 MLS

Almost new two-story home features 4 bedrooms, 3 bathrooms, and a 3-car garage with a durable epoxy-coated floor. The open-concept main floor is perfect for entertaining, while the versatile flex space provides the flexibility to adapt to your needs. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless-steel gas range, tile backsplash, and soft-close cabinetry with crown molding. Enjoy the ideal lot location with no neighbors behind you, a finished irrigation system, and plenty of privacy. The unfinished walkout basement offers endless possibilities for future living space, a home office, gym, or recreation area. Additional features include a Ring doorbell, Honeywell thermostat, and Schlage smart lock. Conveniently located near major highways, including I-94, and just minutes from parks, scenic trails, and the beautiful Bertram Chain of Lakes Regional Park.

5065 87th Street NE, Monticello

Listing courtesy of Edina Realty, Inc..

$379,990

4 Beds ⋅ 3 Baths ⋅ 7156586 MLS

Under construction and available for a November closing! Step inside this thoughtfully designed home and discover a main level that impresses from the start. The great room and dining area are enhanced by vaulted ceilings, creating an open and inviting atmosphere perfect for gatherings. The kitchen is a chef’s dream, featuring sleek cabinetry, Silestone® countertops, a designer backsplash and a full suite of Frigidaire® stainless steel appliances—including a gas range and side-by-side fridge with ice dispenser. Entertain at the center island or enjoy the convenience of a stainless steel undermount sink with pullout spray. Shaw® Floorte Classic LVP flooring adds durability and style throughout the main living spaces, while professionally designed color packages and elegant white millwork elevate every detail. Upstairs, the luxe owner’s suite boasts a glass-enclosed shower, raised-height elongated toilet and Silestone® countertops, with two additional bedrooms nearby. Head the the finished walkout basement to find a fourth bedroom, full bath, and spacious recreation room - an entertainer's dream! With a fully drywalled and insulated 3-car garage, programmable Schlage smart lock, energy-efficient features and a full yard with sod and tree, this home is packed with upgrades. Homes with this level of design and versatility are in high demand—schedule your tour before it’s gone!

5010 87th Street, Monticello

Listing courtesy of Lennar Sales Corp.

$409,990

4 Beds ⋅ 3 Baths ⋅ 7155822 MLS

This home is under construction and available for an October closing! Step inside this stunning 2,271 square foot two-story home and experience a blend of style and functionality designed for today’s busy lifestyles. The open-concept main floor welcomes you with a spacious Great Room that flows seamlessly into the kitchen and dining nook, perfect for entertaining or everyday living. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless steel gas stove, tile backsplash and soft-close cabinetry with crown molding. A versatile flex space on the first floor adapts to your needs, whether it’s a home office or creative studio. Upstairs, retreat to the luxe owner’s suite with a glass-enclosed shower, raised height vanity and Silestone® countertops, while three additional bedrooms and a convenient laundry room complete the upper level. Enjoy plush carpeting in the bedrooms, luxury vinyl plank flooring in key areas and professionally designed color packages throughout. The fully drywalled, insulated 3-car garage with opener and remotes adds everyday convenience. Homes with this level of thoughtful design and premium finishes are in high demand—schedule your tour before it’s gone!

5015 87th Street NE, Monticello

Listing courtesy of Lennar Sales Corp.

$370,000

4 Beds ⋅ 3 Baths ⋅ 7150809 MLS

Welcome to this beautifully updated home in Monticello's highly desirable Groveland Addition! Move right in and enjoy fresh paint, updated light fixtures, and cabinet hardware throughout. The versatile layout features three bedrooms on the upper level, plus a spacious lower-level bedroom and full bath—offering excellent potential for a private primary suite, guest quarters, home office, or multigenerational living. Cozy up by the gas fireplace in the family room or head outside to enjoy the spacious, fully fenced backyard—perfect for entertaining friends and family, with plenty of room for kids and pets to safely play. An in-ground sprinkler system with a smart Wi-Fi controller makes maintaining the beautiful yard a breeze. And don't miss the heated garage—it's packed with must-see extras that hobbyists, gearheads, and anyone looking for a great workspace or additional storage will appreciate. Conveniently located near parks and area amenities, this home offers plenty of space, flexibility, and possibilities both inside and out. There are simply too many extras to list—come see everything this property has to offer! A security system and exterior cameras provide 360-degree monitoring around the home.

3765 Woodside Drive, Monticello

Listing courtesy of Edina Realty, Inc..

$339,900

3 Beds ⋅ 2 Baths ⋅ 7155018 MLS

Welcome home! This beautifully updated property offers 3 bedrooms on one level, plus an added laundry room to make laundry day a breeze. The finished basement provides even more living space and spacious tiled 3/4 shower. Other projects completed - new LVP flooring throughout, updated kitchen granite countertops. Step outside to enjoy peaceful views as the backyard backs up to a pond and wooded area—offering privacy and a beautiful natural backdrop. NEW CARPET COMING SOON// Duct Cleaning Complete September 2026

9379 Goodrich Drive, Monticello

Listing courtesy of Reliance Realty Advisers, LLC.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7154777 MLS

Enjoy scenic Mississippi River views right from your living room! This charming, move-in ready 3-bedroom, 2-bathroom home sits on an extra-large, mature city lot and delivers the ideal blend of modern comfort, major updates, and exceptional outdoor living in the heart of Monticello. Step inside to a bright and welcoming interior featuring fresh paint throughout, brand-new carpeting, and timeless hardwood floors across the bedrooms. The kitchen is outfitted with contemporary European-style cabinetry, stainless steel appliances, sink with removable trays and racks, integrated hidden drawer-style dishwasher! The heavy lifting has already been done with an extensive list of big-ticket improvements for complete peace of mind: • New roof installed in 2024 • Newer furnace & central air conditioning • Newer water heater & newer kitchen appliances • Freshly reinsulated attic for maximum year-round energy efficiency and lower utility bills Head outside to your own backyard retreat. The expansive concrete patio is tailor-made for warm-weather barbecues, relaxing evening get-togethers, and entertaining friends and family. The mature lot offers plenty of open green space for gardening, recreation, or pets. You will also love the oversized backyard,10x12 storage shed, generously sized to store your riding mower, snowblower, yard equipment, and all your outdoor tools without cluttering the garage. The attached garage also includes a convenient car plug-in / battery charging adapter ready for your electric or hybrid vehicle. The location cannot be beat for recreation, community convenience, and daily living: • Just steps from Ellison Park along the Mississippi River, where you can take advantage of the public boat launch, river access, playgrounds, shaded picnic pavilions, and scenic walking paths. • Minutes from Montissippi County Park and the premier Bertram Chain of Lakes Regional Park, featuring miles of singletrack mountain bike trails, hiking paths, swimming beaches, paddling, and year-round nature recreation. • Close to the Monticello Community Center, offering an indoor pool and waterpark, fitness center, indoor track, and ice arena. • Excellent educational options within the Monticello Public School District (ISD 882). • Effortless everyday commute with quick, easy access to Interstate 94, downtown Monticello dining, shopping, grocery stores, and medical facilities. With its breathtaking river views, high-value mechanical and structural updates, and generous yard space, this turnkey home is completely ready for you to move in, unpack, and enjoy!

718 E River Street, Monticello

Listing courtesy of Luke Real Estate.

$245,000

3 Beds ⋅ 2 Baths ⋅ 7154770 MLS

Picture perfect, completely move-in ready, and nestled in the heart of Monticello! This beautifully remodeled 3-bedroom, 2-bath, end unit townhome offers fresh, modern updates throughout. The main level features a spacious primary bedroom with a private ¾ bath, along with new flooring, fresh paint, and new appliances. The kitchen offers soft-close drawers, a walk-in pantry, and a clean, updated look, while the inviting living area features an electric fireplace, perfect for cozy evenings at home. Convenient main-level laundry with washer and dryer included. Every detail has been thoughtfully updated, making this home truly turn-key. Enjoy the absolute best of Monticello living—you are just minutes from the vibrant downtown dining scene, excellent shopping, and the expansive Mississippi River park system. Take advantage of nearby Bertram Chain of Lakes Regional Park for hiking, swimming, and winter swan viewing, or enjoy the top-tier Monticello Community Center. Plus, an easy commute to both St. Cloud and Minneapolis via quick I-94 access makes this location unbeatable. Don’t miss this absolutely beautiful townhome!

6984 91st Street NE, Monticello

Listing courtesy of Luke Real Estate.

$560,000

4 Beds ⋅ 4 Baths ⋅ 7154812 MLS

Welcome to this nearly new Monticello home offering modern finishes, a spacious layout, and room for everyone! The upper level features 4 bedrooms on one level, convenient upper-level laundry, and an impressive primary suite complete with a private bath, separate soaking tub and shower, and huge walk-in closet.The open-concept main level is designed for everyday living and entertaining, with a spacious kitchen and dining area that flows seamlessly to the large maintenance-free deck overlooking the fully fenced backyard. A sprinkler system makes lawn care easy. The main level features a den/office space, mud room and 1/2 bath off of the large 3 car garage. Kitchen has walk in pantry Large center Island, and custom cabinets including a large buffet for storage! The finished lower level expands the living space with a huge family and entertainment area, 3/4 bath, and a walkout basement providing direct access to the backyard with a new paver patio for even more outdoor enjoyment. With four bedrooms on the upper level, multiple gathering spaces, a private primary suite, finished walkout lower level, fenced yard, and outdoor entertaining space, this move-in-ready home offers the space and amenities today’s buyers are searching for!

4139 Eaton Circle NE, Monticello

Listing courtesy of Edina Realty, Inc..

$535,000

4 Beds ⋅ 3 Baths ⋅ 7154726 MLS

Welcome to this spacious four-bedroom, 3 Bath home in the desirable Edmondson Ridge Development by J.P. Brooks featuring large walk in closets, a versatile bonus room and dedicated office/den, this home offers plenty of space for comfortable living, working from home, and entertaining. The recently finished lower level provides even more room to spread out, with a welcoming family room that’s perfect for movie nights, gatherings, or relaxing with family and friends. Enjoy the convenience of a great location close to schools, shopping, restaurants, and a community playground. With four bedrooms, a bonus room, office/den, and a finished basement family room, this home offers the flexibility and space to fit a variety of lifestyles. Come see all that this wonderful Edmondson Ridge home has to offer!

4465 86th Street NE, Monticello

Listing courtesy of RE/MAX Results.

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