Monticello Homes under $350,000

Welcome to Monticello, Minnesota – a charming city nestled in the heart of Wright County, where small-town charm meets modern convenience. Known for its friendly community and stunning natural landscapes, Monticello offers a delightful blend of outdoor recreation and urban amenities. With the picturesque banks of the Mississippi River and abundant parks, residents enjoy a plethora of activities from hiking and biking to fishing and picnicking.

Monticello boasts a vibrant downtown area filled with local shops, restaurants, and services, making it easy to find everything you need just a stone's throw from home. The city is also home to excellent schools, making it an ideal place for families looking to settle down. With its strategic location along Interstate 94, commuting to the Twin Cities is a breeze, providing residents with the perfect balance of suburban tranquility and urban accessibility.

For those seeking affordable housing options, Monticello is a gem. The real estate market features a variety of homes priced under $350,000, allowing first-time homebuyers and families to find their dream home without breaking the bank. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming townhouse, Monticello has something to offer everyone.

Explore the inviting neighborhoods and discover the perfect home that fits your lifestyle and budget. With its welcoming atmosphere and strong sense of community, Monticello is not just a place to live; it’s a place to call home. Come and experience the warmth and charm of Monticello today!

Newest Monticello Homes under $350,000

$312,900

4 Beds ⋅ 3 Baths ⋅ 7158065 MLS

The perfect blend of style, comfort, and low-maintenance living awaits in this beautifully designed Forestview townhome by JP Brooks in Monticello's growing Meadowbrook community. From the moment you step inside, you'll appreciate a home that's designed to make everyday living feel effortless. The open-concept main level creates an inviting space where conversations flow easily from the kitchen to the dining area and great room, making everything from weeknight dinners to weekend gatherings feel connected. The kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, luxury vinyl plank flooring, painted on-site millwork, and thoughtfully selected finishes that offer timeless style with everyday durability. Whether you're meal prepping, entertaining friends, or simply enjoying your morning coffee, this space is designed to be the heart of the home. Upstairs, you'll find four spacious bedrooms, including a relaxing owner's suite with a private bath and walk-in closet. The conveniently located upper-level laundry keeps daily routines simple and efficient. Outside, enjoy your private patio with sodded and irrigated yard. Experience all the benefits of homeownership without the weekend chores, Lawn care and snow removal are handled through the HOA, allowing you more time to enjoy life and less time maintaining your home. Nestled in Meadowbrook, one of Monticello's newest communities, you'll enjoy quick access to Interstate 94, Highway 25, shopping, restaurants, parks, and highly rated schools, making commuting and everyday errands exceptionally convenient. Meadowbrook offers a mix of townhomes and single-family homes in a location designed for modern living. Whether you're buying your first home, rightsizing into something easier to maintain, or simply looking for the peace of mind that comes with brand-new construction, this home offers exceptional value, modern finishes, and a lifestyle you'll love from day one. Available to close September 25th - Schedule your private showing today and experience why so many buyers are choosing Meadowbrook.

8824 Riverstone Avenue NE, Monticello

Listing courtesy of JPW Realty.

$339,900

3 Beds ⋅ 2 Baths ⋅ 7155018 MLS

Welcome home! This beautifully updated property offers 3 bedrooms on one level, plus an added laundry room to make laundry day a breeze. The finished basement provides even more living space and spacious tiled 3/4 shower. Other projects completed - new LVP flooring throughout, updated kitchen granite countertops. Step outside to enjoy peaceful views as the backyard backs up to a pond and wooded area—offering privacy and a beautiful natural backdrop. NEW CARPET COMING SOON// Duct Cleaning Complete September 2026

9379 Goodrich Drive, Monticello

Listing courtesy of Reliance Realty Advisers, LLC.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7154777 MLS

Enjoy scenic Mississippi River views right from your living room! This charming, move-in ready 3-bedroom, 2-bathroom home sits on an extra-large, mature city lot and delivers the ideal blend of modern comfort, major updates, and exceptional outdoor living in the heart of Monticello. Step inside to a bright and welcoming interior featuring fresh paint throughout, brand-new carpeting, and timeless hardwood floors across the bedrooms. The kitchen is outfitted with contemporary European-style cabinetry, stainless steel appliances, sink with removable trays and racks, integrated hidden drawer-style dishwasher! The heavy lifting has already been done with an extensive list of big-ticket improvements for complete peace of mind: • New roof installed in 2024 • Newer furnace & central air conditioning • Newer water heater & newer kitchen appliances • Freshly reinsulated attic for maximum year-round energy efficiency and lower utility bills Head outside to your own backyard retreat. The expansive concrete patio is tailor-made for warm-weather barbecues, relaxing evening get-togethers, and entertaining friends and family. The mature lot offers plenty of open green space for gardening, recreation, or pets. You will also love the oversized backyard,10x12 storage shed, generously sized to store your riding mower, snowblower, yard equipment, and all your outdoor tools without cluttering the garage. The attached garage also includes a convenient car plug-in / battery charging adapter ready for your electric or hybrid vehicle. The location cannot be beat for recreation, community convenience, and daily living: • Just steps from Ellison Park along the Mississippi River, where you can take advantage of the public boat launch, river access, playgrounds, shaded picnic pavilions, and scenic walking paths. • Minutes from Montissippi County Park and the premier Bertram Chain of Lakes Regional Park, featuring miles of singletrack mountain bike trails, hiking paths, swimming beaches, paddling, and year-round nature recreation. • Close to the Monticello Community Center, offering an indoor pool and waterpark, fitness center, indoor track, and ice arena. • Excellent educational options within the Monticello Public School District (ISD 882). • Effortless everyday commute with quick, easy access to Interstate 94, downtown Monticello dining, shopping, grocery stores, and medical facilities. With its breathtaking river views, high-value mechanical and structural updates, and generous yard space, this turnkey home is completely ready for you to move in, unpack, and enjoy!

718 E River Street, Monticello

Listing courtesy of Luke Real Estate.

$245,000

3 Beds ⋅ 2 Baths ⋅ 7154770 MLS

Picture perfect, completely move-in ready, and nestled in the heart of Monticello! This beautifully remodeled 3-bedroom, 2-bath, end unit townhome offers fresh, modern updates throughout. The main level features a spacious primary bedroom with a private ¾ bath, along with new flooring, fresh paint, and new appliances. The kitchen offers soft-close drawers, a walk-in pantry, and a clean, updated look, while the inviting living area features an electric fireplace, perfect for cozy evenings at home. Convenient main-level laundry with washer and dryer included. Every detail has been thoughtfully updated, making this home truly turn-key. Enjoy the absolute best of Monticello living—you are just minutes from the vibrant downtown dining scene, excellent shopping, and the expansive Mississippi River park system. Take advantage of nearby Bertram Chain of Lakes Regional Park for hiking, swimming, and winter swan viewing, or enjoy the top-tier Monticello Community Center. Plus, an easy commute to both St. Cloud and Minneapolis via quick I-94 access makes this location unbeatable. Don’t miss this absolutely beautiful townhome!

6984 91st Street NE, Monticello

Listing courtesy of Luke Real Estate.

$270,000

2 Beds ⋅ 4 Baths ⋅ 7152742 MLS

Welcome home to this spacious and beautifully maintained townhome offering comfort, convenience, and plenty of room to spread out! The huge primary bedroom provides a true retreat, complete with a private ensuite bathroom and his-and-hers closets for exceptional storage. The main level features convenient laundry, making everyday living a breeze. With 4 bathrooms throughout the home, there’s plenty of space and privacy for family and guests. The walkout basement offers additional living space and easy access to the outdoors, providing flexibility for a family room, home office or recreation area. Major updates provide added peace of mind, including a new furnace and A/C in 2021. The dishwasher, washer, dryer, and stove are all new within the past five years, adding modern convenience to this move-in-ready home. With its spacious primary suite, abundant closet space, four bathrooms, walkout basement, and numerous recent updates, this townhome is ready to welcome its next owner!

149 Riverview Drive Unit 6, Monticello

Listing courtesy of Realty ONE Group Choice.

1201 Golf Course Road Unit 204, Monticello

$325,000

2 Beds ⋅ 3 Baths ⋅ 7146885 MLS

Rare opportunity for golf course living at Monticello Country Club! Perfectly positioned along the 9th green, this beautifully maintained townhome combines incredible views, privacy, and easy main-level living in a setting that is hard to beat. Step inside and you’ll immediately notice the soaring vaulted tongue-and-groove ceilings, warm natural light, and beautiful views overlooking the course. The inviting main level features main-floor laundry and a spacious primary suite—giving you everything you need for comfortable one-level living. One of the best features of this home is the flexibility! With 2 bedrooms, 3 bathrooms, two primary suites, and a lofted family room, there is plenty of space for guests, a home office, or additional living space. The lower level also offers fantastic potential to add bedrooms, a recreation room, or whatever fits your lifestyle—all while still providing plenty of storage. And for the golf lover, it doesn’t get much better than this! Enjoy your morning coffee overlooking the 9th green, then hop in your golf cart and head right around the corner to the first tee. Numerous updates have been completed, making this home turnkey! New carpet, paint, stainless steel appliances, light fixtures, faucets, toilets, and so much more! With a location directly on the course, this is a special opportunity to enjoy the Monticello Country Club lifestyle. Come see why this one stands out!

1201 Golf Course Road Unit 204, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$299,900

2 Beds ⋅ 2 Baths ⋅ 7150187 MLS

Spacious main-level living with no HOA dues! Large wooded lot with fenced yard. Just under 1-acre privacy. Generous primary bedroom on main level, along with second main level bedroom, laundry room, large kitchen/dining area opening to deck and living room with bamboo flooring. All newer appliances and mechanicals, fresh paint and all newer luxury vinyl flooring. Attached deep 2 car garage plus large storage shed. Basement rough-in for future bathroom.....Don't miss!

1005 Golf Course Road, Monticello

Listing courtesy of RE/MAX Results.

$319,900

4 Beds ⋅ 2 Baths ⋅ 7148815 MLS

A Great Place to Start—and Make Your Own! This inviting 4-bedroom, 2-bath split-level offers a bright, functional layout and plenty of opportunity to add your personal style. A newer roof (September 2024) provides added peace of mind, while the large deck and expansive backyard create a great setting for summer BBQs, gatherings, or simply enjoying the outdoors. The lower level offers additional living space and a blank canvas for your ideas. Adding new carpet, fresh paint and a few personal touches could give the space a whole new look and feel. Whether you’re looking for a great starter home or a place where you can build equity and make updates over time, this home offers flexibility and potential. Conveniently located near shopping, dining, parks, trails, and everyday amenities. Bring your ideas, add your own touches, and make this home yours! (Some photos have been virtually staged to illustrate potential uses and finishes of the lower-level space.)

1808 W River Street, Monticello

Listing courtesy of Julie Hubbell Real Estate.

$330,000

3 Beds ⋅ 2 Baths ⋅ 7146140 MLS

**SELLER'S WILL CONTRIBUTE $5,000 TOWARDS BUYER'S CLOSING COSTS! Welcome to this inviting split-level home in Monticello, ideally situated on a lot that backs up to a peaceful wetland area. The fenced backyard offers privacy and a natural setting, while the two-car garage provides convenient parking and storage. The upper level features an open-concept layout with the kitchen, dining area, and living room flowing seamlessly together—perfect for everyday living and entertaining. The dining area includes a patio door leading to the backyard offering the opportunity to add a future deck. Two bedrooms are located upstairs, including the primary bedroom with convenient access to the full hallway bathroom. The lower level adds valuable living space with a generously sized family room and recreation area, complete with a walkout to the fenced backyard. Also on this level is the third bedroom and a 3/4 bathroom featuring a beautiful tiled shower and an additional vanity area. Much of the interior has been freshly painted, giving the home a clean, refreshed feel. Seller's will replace or escrow for replacement of the roof.

9578 River Forest Drive, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$315,000

3 Beds ⋅ 2 Baths ⋅ 7147035 MLS

OWNER FINANCE ONLY at a 5% interest rate 30 year fixed with no prepayment penalty. No credit check, just proof of employment! Welcome to this stunning 3 bedroom, 2 bathroom dream home. Upon entering, you will be greeted by a gracious foyer that leads into a spacious and open floor plan. The main level boasts a sun-drenched living room, perfect for entertaining guests. Wood-looking luxury vinyl plank floors and an abundance of natural light create a warm and inviting atmosphere throughout. Escape to the serene master suite, complete with a ensuite shared bathroom and a sizeable walk-in closet. The third bedroom is downstairs with its own bathroom and a game room provide plenty of space for family, guests, or the option for a home office. Conveniently located near shopping centers, and major transportation routes, this home offers the perfect blend of luxury and practicality. Zoned to highly sought-after. Don't miss out on the opportunity to make this amazing home yours.

8526 Gateway Circle, Monticello

Listing courtesy of Northstar Real Estate Associates.

$315,000

3 Beds ⋅ 1 Baths ⋅ 7147033 MLS

3 bed townhome that is move in ready! SS Appliances. 2 bedrooms up and 1 in the lower level.

8520 Gateway Circle, Monticello

Listing courtesy of Northstar Real Estate Associates.

$74,900

3 Beds ⋅ 2 Baths ⋅ 7122335 MLS

Welcome to this updated 3-bedroom, 2-bathroom double-wide home in The Meadows MHC, situated on one of the larger lots within the community with an open setting and no home directly behind you. Fresh paint throughout gives the interior a bright, refreshed feel, while the open layout creates an easy flow between the main living spaces and plenty of room to settle in and make it your own. Step outside and you’ll find even more space to enjoy, starting with the large 25x14 front deck and accessibility ramp that provides easier entry into the home. Out back, the open grassy area behind the property creates additional breathing room and a more private feel, with a fire pit ready for evenings outside. The primary suite adds a unique convenience for pet owners, with a doggy door leading directly from the primary bathroom into a private 16x6 fenced pet area. A storage shed with electricity provides additional space for tools, hobbies, or storage, while central heat and A/C, supplemental window A/C in the primary bedroom, and a two-car parking pad round out the home’s practical features. Located just minutes from Monticello shopping, dining, and major routes, this is a rare opportunity to enjoy one of the community’s larger lots with the space and flexibility to truly make it your own. Come take a look and see what this home has to offer!

9127 MN-25 Unit #121, Monticello

Listing courtesy of Keller Williams Integrity NW.

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