Down payment money is out there. We’ll help you find it!

For many aspiring homeowners, saving for a down payment is one of the biggest hurdles to homeownership. Are you looking for Down Payment assistance or know someone who could benefit?

The good news? Down payment assistance (DPA) programs are available to help bridge the affordability gap. But how do you apply for DPA, and what steps should you take to qualify? Let’s walk through the process, so you can secure the financial help you need to achieve homeownership.

Step 1: Identify Available Down Payment Assistance Programs and Check Your Eligibility

There are over 2,400 homebuyer assistance programs across the country, including grants, low-interest loans, forgivable loans, tax credits, and matched savings programs.

Eligibility varies by program, but common factors include household income, location, first-time homebuyer status, and the type of property you’re purchasing.

To quickly check your eligibility for these programs, you can use our Free Down Payment Assistance Search. Simply answer a few questions to discover what programs may be available in your area.