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If you’re searching for the right home, one feature that often gets overlooked—but can make a meaningful difference in your day-to-day life—is location within the neighborhood itself. Homes situated on a cul-de-sac offer a unique blend …
View MoreFor many homebuyers, the perfect home is not just about square footage. It is about comfort, convenience, privacy, and a layout that works not only today, but for years to come. That is exactly why …
View MoreIf you’re considering a move in the Twin Cities metro, Eagan, Minnesota consistently stands out as one of the most well-rounded communities for homebuyers. It offers a rare combination of convenience, lifestyle, and long-term value that continues to attract buyers …
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5 Things to Understand About Homeowners Insurance
1. Look for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverages must be bought separately.
2. Look for dollar limitations on claims. Even if you are …!--[endif]-->!-->
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Choices That Will Affect Your Loan
§ Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the lower the monthly payment if the same amount is borrowed. However, you pay more interest overall if you borrow for a longer …!--[endif]-->!-->
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6 Creative Ways to Afford a Home
If your income and savings are making homebuying a challenge, consider these options.
1. Investigate local, state, and national downpayment assistance programs. These programs give loans or grants to cover all or part of your required downpayment. National programs …!--[endif]-->!-->
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10 Things a Lender Needs From You
1. W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.
2. Copies of one or more months of pay stubs from every person signing the …!--[endif]-->!-->
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10 Questions to Ask Your Lender
Be sure you find a loan that fits your needs with these comprehensive questions.
1. What are the most popular mortgage loans you offer?
2. Which type of mortgage plan do you think would be best for us? Why …!--[endif]-->!-->
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