Stearns County Homes under $350,000

Welcome to Stearns County, Minnesota – a hidden gem brimming with charm, community spirit, and a diverse array of housing options! Nestled in the heart of central Minnesota, Stearns County is known for its picturesque landscapes, vibrant small towns, and an abundance of recreational opportunities. Whether you’re drawn to the serene lakes, lush parks, or the rich history of the area, Stearns County offers a delightful blend of rural tranquility and urban convenience.

For homebuyers seeking affordability without compromising on quality, Stearns County features an impressive selection of homes priced under $350,000. From cozy single-family residences in family-friendly neighborhoods to modern townhomes with contemporary finishes, there’s something for everyone. Imagine unwinding in a charming home surrounded by nature, while still being just a stone’s throw away from local amenities, schools, and community events.

The county boasts a strong sense of community, with friendly locals and a variety of activities to engage in year-round. Enjoy outdoor adventures at the numerous parks and trails, or immerse yourself in the cultural offerings of nearby towns like St. Cloud, where you can explore local shops, restaurants, and entertainment options.

With its affordable housing market, welcoming neighborhoods, and a wealth of recreational activities, Stearns County is an ideal place to call home. Whether you are a first-time buyer, a growing family, or looking to downsize, you’ll find that Stearns County has everything you need to create lasting memories in a place you’ll love. Explore your options today and discover the perfect home in this vibrant community!

Newest Stearns County Homes under $350,000

$324,900

5 Beds ⋅ 2 Baths ⋅ 7155555 MLS

Welcome home to this spacious 5-bedroom, 2-bath home in St. Cloud’s Westwood Parkway neighborhood! The main level features a functional layout with hardwood and tile flooring, a refreshed kitchen with a new sink, backsplash, additional upper cabinets, and freshly painted cabinetry. The interior has also been freshly painted for a clean, welcoming feel. Enjoy outdoor living with a deck and pergola, plus a concrete patio and backyard fire pit that is ideal for entertaining or relaxing outdoors. Recent updates include new siding in 2023, a new roof in 2022, concrete patio in 2022, and a newer refrigerator. The 2-car garage provides convenient parking and storage. Enjoy the neighborhood walking path and the park located in the heart of the community, maintained by the HOA. Conveniently located near area parks, trails, shopping, dining, and everyday amenities. This home offers plenty of space, updates, and outdoor enjoyment, come see all it has to offer!

850 Savanna Avenue, Saint Cloud

Listing courtesy of Pemberton RE.

$219,900

4 Beds ⋅ 2 Baths ⋅ 7155207 MLS

Welcome Home to 151 9th Avenue N! Step inside this warm and inviting spit-level home that combines comfortable living, fantastic flexiblity, and modern updates thoughout! From the moment you cross the threshold, you will love the fresh, clean feel of brand-new carpet across the entire house. 4 Bedroom with versitility along with 2 updated baths. A lower-level Kitchenette adds some great flexibility and opportunities. In the heart of Waite Park, just minutes from local parks, schools, and shopping. With newer appliances, furnace, A/C, tankless water heater, and metal siding, this TURN KEY property is ready to call home.

151 9th Avenue N, Waite Park

Listing courtesy of Keller Williams Integrity NW.

$225,000

3 Beds ⋅ 2 Baths ⋅ 7155361 MLS

Live in the lavender haze! We are so excited to welcome you Home! Step inside and you may just find yourself smiling—because this is the kind of home that feels like your home from the moment you arrive. Charming curb appeal, welcoming landscaping and a front entry illuminated by warm evening light invite you to come in, settle down and start imagining life here. Picture yourself pulling into your own garage on a snowy winter evening instead of brushing snow and ice off your car. Imagine carrying groceries straight inside, coming through the door and being welcomed by the warmth and character waiting within. For a first-time homeowner, those little everyday conveniences can make a big difference! Inside, the main level offers three bedrooms, giving you room to grow, create a home office, welcome overnight guests or simply have a little extra space for whatever life brings. The kitchen is designed for everyday living, with cabinetry, ample workspace and a convenient island where morning coffee, homework, casual meals and conversations can all happen. And then there is that wonderful **bright sunroom just off the kitchen**—a perfect spot for morning coffee, reading a book, enjoying your favorite plants or simply soaking up the sunshine. Now picture the holidays here. The open spaces make it easy to gather family and friends, whether you're serving a holiday meal, setting out appetizers or enjoying a cozy evening together. The kitchen keeps you connected to the action rather than tucked away in another room, while the sunroom offers an inviting place to linger. This is a home made for making memories. Downstairs, there is even room to imagine the possibilities. Need more living space someday? A hobby area, recreation room or additional storage? And if your plans call for it, you could explore adding another bathroom in the lower level, giving this home even more potential as your needs evolve. Outside, you'll enjoy having a yard without signing yourself up for a lifetime of yard work. There is enough green space for outdoor enjoyment, gardening or letting the pups stretch their legs, while the manageable size means more time enjoying your home and less time maintaining it. And the location? Convenient! You'll be close to the everyday places and amenities that make life easier while still having a home to retreat to at the end of the day. For a first-time buyer, this is more than a place to start building equity. It's a place to host your first holiday, decorate for your first Christmas, enjoy your first summer evenings, invite friends over and make memories that become part of your story. Come take a look. Your first chapter of homeownership might just begin here.

231 22nd Avenue N, Saint Cloud

Listing courtesy of TheMLSonline.com, Inc..

$199,900

4 Beds ⋅ 2 Baths ⋅ 7155399 MLS

Spacious and versatile 4-bedroom, 2-bath home offering nearly 2,800 finished square feet in a convenient Waite Park location. The main level features an open living and dining area, a generously sized kitchen with abundant cabinetry, a main-floor bedroom and full bath. Upstairs you’ll find three additional bedrooms, providing plenty of flexibility for a variety of living arrangements. The finished lower level adds even more possibilities with a large family room, wood-burning fireplace, second kitchen and additional living space, offering excellent potential for a mother-in-law suite, extended family living, entertaining or hobbies.

140 2nd Avenue N, Waite Park

Listing courtesy of RE/MAX Results.

$259,900

4 Beds ⋅ 2 Baths ⋅ 7154028 MLS

Welcome home to this spacious 4-bedroom, 2-bathroom split-level home! The inviting open entryway welcomes you in and leads to a comfortable, functional layout with plenty of room to spread out. Vaulted ceilings create an open, airy feel, while the kitchen features beautiful granite countertops and plenty of workspace. The dishwasher and washer/dryer were replaced approximately one year ago, and the roof was replaced in 2022. Enjoy the fenced-in backyard, complete with a swing set—perfect for outdoor play and entertaining. Conveniently located close to shopping, schools, and a park just down the block.

316 23rd Avenue N, Sartell

Listing courtesy of Premier Real Estate Services.

$285,000

1 Beds ⋅ 1 Baths ⋅ 7151395 MLS

Feel like you are right on the water while in this classic Minnesota cabin! Situated on a beautiful stretch of Lake Koronis shoreline with 50' of frontage, this one bedroom, one bathroom cabin is an affordable way to get onto one of Central Minnesota's greatest lakes. With nearly 3,000 lake acres, Koronis is an excellent lake for fishing and recreation and is located near golf courses, grocery stores, and breweries. Koronis has 3 parks, including all of Second Island. Call today for a private viewing!

28908 County Road 20, Paynesville

Listing courtesy of Your Next Place Real Estate.

$195,000

3 Beds ⋅ 2 Baths ⋅ 7153972 MLS

Amazing opportunity to own a home in Saint Joesph at a great price. This property offers plenty of of potential to make it your own. Walkable distance to downtown shops, parks, and dinning. Don't miss your chance to see this home schedule a showing today!

128 9th Avenue SE, Saint Joseph

Listing courtesy of Shrewd Real Estate.

$209,900

2 Beds ⋅ 1 Baths ⋅ 7155003 MLS

Welcome to 1315 Heritage lane. If low maintenance and easy living is on your checklist then this is the property for you. Lots of updates and clean throughout. Must see to appreciate.

1315 Heritage Lane, Waite Park

Listing courtesy of ERA Prospera Real Estate.

$285,000

3 Beds ⋅ 3 Baths ⋅ 7154869 MLS

1-Owner 3-bedroom country home on 2.8 acres, just minutes from Paynesville on a paved road. Built in 1979 and offering 2,630 finished square feet, this home has room for everyone. The main level features a kitchen, a dining room with a patio door leading to a 10x14 deck, a living room, an office/den, and a half bath. Upstairs you'll find three nicely sized bedrooms, a full bath, and a finished storage room. The walkout lower level adds a family room and a laundry/half bath. A 2-car attached garage completes the home. Enjoy space to spread out with a convenient location.

15957 Koronis Road NW, Paynesville

Listing courtesy of Meagher Realty, LLC.

$330,000

4 Beds ⋅ 2 Baths ⋅ 7154894 MLS

Room to Grow, Space to Play & Updates Already Done! Welcome home to this beautifully maintained split-level offering a fantastic layout, plenty of space, and a backyard ready for fun! From the moment you step inside, you’ll appreciate the spacious entryway—because nobody loves the split-level shuffle when everyone walks in at once! The kitchen is bright and functional with stainless steel appliances and a center island, creating a natural gathering spot for morning coffee, quick meals, or entertaining. Throughout the home, the carpeting has been exceptionally well cared for and remains in great condition. With four bedrooms—two on each level—and a full bathroom on both levels, this floor plan offers wonderful flexibility for families, guests, a home office, or hobby space. Downstairs, the cozy family room features a gas-burning fireplace, making it the perfect place for movie nights and chilly Minnesota evenings. One feature you’ll especially appreciate is the convenient garage access from both the main entryway and the lower level, making everyday life just a little easier. Step outside to a fully fenced backyard with sturdy vinyl fencing, giving kiddos and four-legged family members plenty of room to run, play, and enjoy the outdoors. And the big-ticket items? Several have already been taken care of! The home features a newer roof installed in 2023, a new water heater, air exchange system, and radon mitigation system—adding comfort and peace of mind for the next owners. Comfortable, well cared for, and ready for its next chapter—this is one you’ll want to see in person!

2175 67th Avenue N, Saint Cloud

Listing courtesy of RE/MAX Results.

$195,000

2 Beds ⋅ 1 Baths ⋅ 7154695 MLS

Rare, affordable Lake Koronis opportunity! This 2-bedroom, 1-bath cabin offers a deck overlooking the lake, a storage shed, and a compliant septic. An easement allows connection to the neighboring property's well. An excellent opportunity to renovate and make your own. A great way to get into Lake Koronis ownership. Sells As-Is.

30352 Brentwood Road, Paynesville

Listing courtesy of Meagher Realty, LLC.

$224,900

3 Beds ⋅ 2 Baths ⋅ 7154642 MLS

Welcome home to this beautifully updated 3-bedroom, 2-bath home featuring new carpet, new flooring, new appliances, new fixtures, and brand-new bathrooms. The home also offers a versatile bonus room that can be used as an office, playroom, or additional living space. Vinyl siding and vinyl windows provide great curb appeal and easy maintenance, while the two-stall detached garage offers plenty of room for vehicles, storage, or hobbies. Located near the lake, this home offers a great combination of modern updates, functional living space, and a convenient location. Don’t miss your opportunity to make this move-in-ready home yours!

525 Lake Street N, Sauk Centre

Listing courtesy of Central MN Realty LLC.

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