St. Croix County Homes under $400,000

Welcome to St. Croix County, Wisconsin – a hidden gem nestled in the heart of the Midwest! Known for its stunning natural beauty, this vibrant county is bordered by the scenic St. Croix River and offers a perfect blend of rural charm and modern convenience. With its picturesque landscapes, rich history, and a strong sense of community, St. Croix County is an ideal place to call home.

For those looking to settle down in this enchanting area, there are plenty of homes available under $400,000. Whether you're a first-time homebuyer, a growing family, or seeking a peaceful retreat, you’ll find a diverse selection of properties that cater to various lifestyles and preferences. From cozy single-family homes with spacious backyards to charming townhouses in friendly neighborhoods, the options are plentiful and affordable.

St. Croix County boasts excellent schools, a variety of parks, and numerous recreational activities, making it perfect for families and outdoor enthusiasts alike. Enjoy hiking, biking, and fishing along the St. Croix River, or take a leisurely stroll through one of the county's many parks. The local communities are warm and welcoming, with year-round events that foster a strong sense of belonging.

With its affordable housing options and a high quality of life, St. Croix County is an exceptional place to put down roots. Explore the opportunities that await you in this remarkable county and discover why so many are choosing to make St. Croix their home sweet home!

Newest St. Croix County Homes under $400,000

$399,950

4 Beds ⋅ 2 Baths ⋅ 7155382 MLS

Welcome to 1817 Shasta Drive! This beautifully updated, move-in ready 4-bedroom, 2-bathroom home offers modern comfort, high-end technology, and stylish finishes throughout. Step inside to discover a freshly remodeled interior featuring a new kitchen with updated Samsung smart appliances, new flooring, and new carpet through the hallway and lower level. Designed for smart and immersive living, the home includes smart lighting, a smart thermostat, multi-room sound spanning the kitchen and garage, a smart LG HE washer and dryer, and a built-in lower-level home theater complete with a projector and 7.1 surround sound. Four generous bedrooms provide flexible space, while both bathrooms have been thoughtfully upgraded with modern fixtures. Outside, relax within a private cedar fence surrounded by custom boulder landscaping, complete with gutter guards and an underground irrigation sprinkler system metered separately from the main water supply for maximum efficiency. Hobbyists, vehicle enthusiasts, and storage seekers will fall in love with the fully finished oversized 3.5-car garage, complete with built-in cabinets, a refrigerator, and a dedicated 30A 220V service ideal for a compressor, welder, or Tesla EV charging. Situated in a prime, quiet Hudson neighborhood close to parks, top schools, shopping, and convenient commute routes, this feature-packed property is an absolute must-see!

1817 Shasta Drive, Hudson

Listing courtesy of Keller Williams Premier Realty.

$335,000

4 Beds ⋅ 2 Baths ⋅ 7155552 MLS

Welcome to 315 Martell Street in Somerset! Offering 4 bedrooms, 2 bathrooms and a 2-car garage, this home provides plenty of space and flexibility at an attractive price. The comfortable layout offers room for everyday living, entertaining, a home office or additional guest space. Enjoy the convenience of being close to everything Somerset has to offer while still having a place to call your own. Whether you're looking for your first home, need more room or are ready for your next move, this property is worth a look. Schedule your showing and come see the possibilities at 315 Martell Street!

315 Martell Street, Somerset

Listing courtesy of Outdoors Realty.

$299,900

4 Beds ⋅ 2 Baths ⋅ 7154419 MLS

We’ll have professional photos ready soon! This cozy home is spotless and packed with great upgrades. You’ll love the remodeled bathroom on the main floor, while upstairs offers spacious bedrooms with plenty of closet space and a big two-car garage. Be sure to add it to your must-see list. Downstairs, two flexible rooms make perfect offices or extra space. It’s move-in ready and right near downtown New Richmond, parks, schools, shopping, and dining.

737 S Dakota Avenue, New Richmond

Listing courtesy of RE/MAX Results.

$220,000

2 Beds ⋅ 2 Baths ⋅ 7152928 MLS

Fresh paint and new flooring give this Hudson townhome an immediate clean, updated feel. Step inside to an open main level with 9-foot ceilings, a comfortable living area, and a kitchen with plenty of cabinetry plus a convenient pantry. Upstairs, you’ll find two bedrooms, a full bathroom, and the added convenience of laundry on the same level. The lower level provides additional space for storage or your own ideas. Outside, enjoy the low-maintenance setting with open green space nearby, while a park is just a short distance away. With its practical layout, recent updates, and easy-to-maintain design, this is a home that lets you spend less time on upkeep and more time enjoying your space.

20 Hope Circle, Hudson

Listing courtesy of Kris Lindahl Real Estate.

$339,900

5 Beds ⋅ 2 Baths ⋅ 7152097 MLS

Move-in ready with space that can adapt to the way you live, this five bedroom rambler is tucked into an established New Richmond neighborhood surrounded by mature trees. Recent improvements inside and out bring a fresh feel to the home, including new siding, soffit, fascia, gutters, roof, interior/exterior doors, lighting, flooring, trim, paint, newer furnace and newer water heater. Three bedrooms on the main level offer everyday convenience, while the partially finished lower level adds two more bedrooms and a second full bath perfect for guests, a home office, hobby space or simply a little added flexibility. Outside, the fenced backyard and refreshed deck offer a great space for gathering, pets or enjoying the outdoors. An attached 2-car garage, newer furnace and water heater add even more value, with many of the bigger projects already taken care of.

1397 Meadowlark Lane, New Richmond

Listing courtesy of Real Broker, LLC.

3534 Sterling Heights Drive Unit A, River Falls

$239,000

2 Beds ⋅ 2 Baths ⋅ 7153443 MLS

Welcome home to this bright and airy end-unit Sterling Heights condo offering true low-maintenance living and incredible value! Take advantage of a rare 4.375% VA assumable loan to save significantly on your monthly payment. Step inside to fresh paint throughout and a sunlit main level featuring soaring vaulted ceilings and a cozy fireplace. Upstairs, the oversized primary suite boasts a connected dual-entry bathroom that opens to the hallway for convenience. Enjoy carefree living with an HOA covering exterior maintenance, hazard insurance, water, sewer, and sanitation. Conveniently located near Highway 35, just minutes from River Falls and Hudson, and ready for a fast close! (Some photos are virtually staged).

3534 Sterling Heights Drive Unit A, River Falls

Listing courtesy of Keller Williams Premier Realty.

$375,000

3 Beds ⋅ 2 Baths ⋅ 7139350 MLS

Zero-entry, one-level living with NO stairs! This beautifully updated 3-bedroom, 2-bathroom home offers an open layout with vaulted 12' ceilings in the living room and a 10' vaulted ceiling in the primary suite. New Andersen windows & patio door (2024) bring in tons of light, while luxury vinyl tile floors, recessed lighting, knockdown ceilings & 3-panel doors flow throughout. The bright, spacious kitchen features a large island with double sink, seating for 4, granite counters, glass mosaic tile backsplash, under-cabinet lighting & a large pantry, plus GE stainless appliances. The informal dining/living area is warmed by a corner gas fireplace, and living room walks out to a stamped concrete patio (17'x12') with a remote-control SunSetter awning (2022) that auto-retracts in wind. The primary bedroom offers a large walk-in closet and a private 3/4 bath with dual-sink vanity & deep linen closet; a second full bath and convenient laundry room (GE washer/dryer, storage, utility sink) complete the home. Extras include a heated, sheetrocked garage with epoxy floors, Hunter in-ground sprinklers (2023), Bryant furnace & AC, 50-gal water heater, water softener, 200-amp service, and smart features (Liftmaster, Ring doorbell, Hunter sprinklers). Enjoy the large covered front porch, Woodland Creek Park just .3 miles away, and an easy 35-45 minute commute to the Twin Cities.

1240 Quail Run, New Richmond

Listing courtesy of Keller Williams Premier Realty.

$400,000

4 Beds ⋅ 3 Baths ⋅ 7150947 MLS

Set on a corner lot with mature trees, this spacious home offers an open floor plan with plenty of room to gather and entertain. The living room features a cozy fireplace and accent wall, adding warmth and character to the space. Just off the kitchen is an informal dining area for everyday meals, while the separate formal dining room provides additional space for hosting family and friends. The owner’s suite includes a walk-in closet, and generously sized living areas throughout the home offer flexibility for a variety of needs. Outside, the backyard is framed by mature trees, creating a welcoming setting to relax and enjoy the outdoors.

400 Durango Drive, Roberts

Listing courtesy of Realty ONE Group SIMPLIFIED.

$200,000

3 Beds ⋅ 1 Baths ⋅ 7152548 MLS

Lots of potential on this larger village lot in Roberts! The home is a potential tear-down, but with the right owner, could be rehabbed and brought back to life. Located on the south edge of town, you have easy access to the highway and to the downtown businesses. Bring your big ideas with when you see this home, and see what can come out of it! (Also listed as vacant land on the MLS).

401 S Division Street, Roberts

Listing courtesy of Coldwell Banker Realty.

$348,900

3 Beds ⋅ 2 Baths ⋅ 7152230 MLS

This two-story home is set on a large in-town lot, conveniently located near downtown shopping, dining, and everyday amenities. The main level features a welcoming living room, informal dining room, and kitchen with a breakfast eating area for casual meals or morning coffee. From the dining room, step out to the large back deck—an ideal spot for grilling, outdoor dining, or relaxing with family and friends. Upstairs, you’ll find three bedrooms along with a versatile den area that is well suited for movie nights, a home office, playroom, or additional sitting space. The spacious backyard provides room for outdoor activities and includes a fire pit area for gathering on cooler evenings. With a practical layout, inviting outdoor spaces, and a desirable in-town location, this home offers comfortable living close to the conveniences of downtown.

371 S Washington Avenue, New Richmond

Listing courtesy of RE/MAX Team 1 Realty.

$350,000

3 Beds ⋅ 2 Baths ⋅ 7152105 MLS

Great investment opportunity! Up/down duplex situated on a large corner lot with tenants already in place. The upper unit has 2 bedrooms,1 bathroom and includes access to a 2-car garage. The lower unit features 1 bedroom and 1 bathroom with a parking pad for 2 vehicles. Lower level unit will be getting a new egress window November 2026. Additional highlights include newer vinyl siding, newer electrical panels, separate utilities, and individual laundry for each unit. Both units have electric baseboard heat, and tenants handle their own lawn and snow care. The property could easily be converted back to a single-family home or, upon expiration of a lease, an owner could occupy one unit while having the other unit help offset expenses. Conveniently located near the community park with easy access to the Twin Cities.

406 N Division Street, Roberts

Listing courtesy of Keller Williams Select Realty.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7151717 MLS

INVESTOR OPPORTUNITY! Up/down duplex with long-term tenants and an excellent location within walking distance to downtown Roberts. Each unit is 2BR/1BA and 1 stall of the garage. Tenants pay all their own utilities including electric, water/sewer, internet and garbage, and share lawn care and snow removal. Landlord pays taxes and insurance. Recent updates and features include new water heaters (2025), roof (2023), siding was recently painted, and Andersen windows. Large 2-car garage is divided so each unit has its own stall. Great opportunity for an investor looking for a well-maintained, income-producing property in a growing market!

302 W Maple Street, Roberts

Listing courtesy of Keller Williams Select Realty.

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