Rock County Homes under $400,000

Welcome to Rock County, Minnesota, a hidden gem in the heart of the Midwest! Nestled in the scenic landscapes of southwestern Minnesota, Rock County boasts a charming blend of rural tranquility and vibrant community life. Known for its friendly residents and rich agricultural heritage, this county offers a welcoming atmosphere perfect for families, retirees, and anyone looking to embrace a slower pace of life.

One of the most appealing aspects of Rock County is its affordability. With a variety of homes available for under $400,000, it’s an excellent opportunity for first-time homebuyers or those seeking to downsize without compromising on comfort or quality. From quaint single-family homes to spacious properties with sprawling yards, there’s something for everyone in this beautiful county. Imagine settling into a cozy abode surrounded by picturesque farmland, where you can enjoy the beauty of nature right at your doorstep.

In addition to its affordable housing options, Rock County is home to a plethora of outdoor activities. With numerous parks, hiking trails, and lakes, residents can indulge in fishing, biking, and picnicking throughout the year. The county also hosts community events that foster connection and camaraderie among residents, ensuring that you feel right at home.

Whether you’re looking to invest in your first home or seeking a peaceful retreat, Rock County offers an array of possibilities. Come discover the charm and affordability of this delightful community, where your dream home awaits!

Newest Rock County Homes under $400,000

$259,900

3 Beds ⋅ 2 Baths ⋅ 7156969 MLS

Come on in and feel at home in this well-maintained, move-in-ready 3-bedroom ranch! Sunshine fills the welcoming living room through a lovely bow window, creating a comfortable place to relax. The eat-in kitchen features Country Cupboards cabinetry, while a separate formal dining room offers room to gather for everyday meals or special occasions. Matching Country Cupboards cabinetry adds a thoughtful touch to the bathroom. Downstairs, you’ll find a spacious family room, a ¾ bath, and a flexible non-conforming room for hobbies, an office, or a potential fourth bedroom with the necessary modifications. Out back, the deck invites you to enjoy your morning coffee or unwind at the end of the day. Updates over the years include permanent siding, gutters, doors, and shutters; a furnace and A/C; a main bathroom remodel; and new shingles in 2021. Additional mechanical updates and newly planted trees add to the care this home has received. Take a look and picture your next chapter here! The furnished photos are AI generated to imagine the potential the home has - original unfurnished photos are also attached.

1113 N Cedar Street, Luverne

Listing courtesy of Real Estate Retrievers-Luverne.

$309,900

4 Beds ⋅ 2 Baths ⋅ 7156201 MLS

Home Sweet Home! Welcome home to this well-maintained ranch-style home, built in 1999 and located in a quiet, private setting on the west side of Luverne. Offering 4 bedrooms, 2 bathrooms, and 2,264 square feet, this home features a comfortable layout with an inviting kitchen, a spacious living area. Enjoy the outdoors from the deck off the kitchen or the lower-level walk-out patio, while the fenced-in backyard provides a wonderfully private space to relax, entertain, or enjoy the outdoors. A new HVAC system was installed in the summer of 2026, adding peace of mind and an important recent update. With its quiet location, private backyard, functional ranch-style layout, and plenty of living space, this home is ready for its next owners. Don’t miss your opportunity to see this one—call today to schedule your appointment before it’s gone!

1112 Cherry Drive, Luverne

Listing courtesy of Johnson Builders & Realty Inc.

$350,000

2 Beds ⋅ 2 Baths ⋅ 7155315 MLS

Enjoy the space, comfort, and peaceful setting of small-town living with this beautifully maintained home! Situated on five spacious lots totaling nearly an acre, this property offers plenty of room to spread out along with relaxing rural views to the west. Built in 1996 with quality 2x6 construction, the home features 2 bedrooms, 2 bathrooms, and a comfortable, functional floor plan. The lower level offers excellent flexibility and could easily be modified to accommodate additional bedrooms if desired. The kitchen, dining, and living areas flow together in an inviting open-concept design, while the convenience of main-floor laundry makes everyday living easy. The spacious primary bedroom includes a walk-in closet, and additional highlights include custom steel roof, garden view lower level windows and efficient geothermal heating and cooling. One of the home's standout features is the impressive 26' x 20' great room addition, completed in 2014. Vaulted ceilings, beautiful tongue-and-groove wood walls and ceiling, and an abundance of natural light create a warm and welcoming space that's perfect for relaxing, entertaining, or simply enjoying the surrounding views. Garage and storage space won't disappoint! The oversized 952-square-foot attached double garage provides plenty of room for vehicles, recreational toys, hobbies, or a workshop. Need even more space? You'll love the 30' x 40' pole building, constructed in 2008 and complete with a concrete floor and electrical service. With nearly an acre to enjoy, great storage, beautiful views, and plenty of room inside and out, this property has so much to offer. And while you'll enjoy the peaceful small-town setting, Luverne is conveniently located just 10 minutes away via US Hwy 75 for shopping, dining, and everyday amenities. Come take a look and see what makes this property such a special place to call home! Note: one of our sellers is a licensed real estate agent in CA

120 S Buckingham Street, Hardwick

Listing courtesy of Winter Realty, Inc..

$125,000

2 Beds ⋅ 1 Baths ⋅ 7152975 MLS

Welcome home to this charming 2-bedroom, 1-bath bungalow, where classic character and thoughtful updates come together beautifully. Step inside to hardwood floors, arched doorways, fresh trim, and updated lighting that create a warm and inviting feel throughout. The updated kitchen features white cabinetry, a cozy breakfast bar, and gas range, while the refreshed bathroom adds to the home’s move-in-ready appeal. Recent improvements include the roof, ABC Seamless gutters, front deck, water heater (October 2024), interior and exterior lighting, side entry door, and updated electrical. Appliances, washer, and dryer will remain, making your move even easier. An extra-deep detached single garage with alley access provides convenient parking and additional storage. Comfortable, welcoming, and full of charm, this well-cared-for bungalow is ready to welcome you home!

513 W Lincoln Street, Luverne

Listing courtesy of Real Estate Retrievers-Luverne.

$210,000

2 Beds ⋅ 1 Baths ⋅ 7136233 MLS

Welcome home to comfortable, easy one-level living in this 2-bedroom, 1-bath ranch. With everything conveniently located on one level and no basement to maintain, this home offers a practical layout that’s easy to enjoy. Step inside to a spacious living room featuring a large picture window and brick fireplace, creating a welcoming space to settle in and relax. The kitchen opens to a generous dining area with plenty of room for everyday meals or gathering around the table. Two comfortable bedrooms, a full bath, and convenient main-floor laundry complete the living space. Fresh interior paint gives the home a clean, refreshed feel, while the attached single-stall garage adds everyday convenience. Out back, the deck and yard offer a nice spot to enjoy a quiet morning or evening outdoors. Whether you’re looking to simplify, downsize, or simply enjoy the ease of single-level living, this home offers a comfortable place to call your own.

1018 N Elm Street, Luverne

Listing courtesy of Real Estate Retrievers-Luverne.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7137238 MLS

This charming 3-bedroom ranch-style home features a spacious 4-stall garage and was upgraded with new siding in 2023 and a new roof in 2022. Enjoy a large, updated eat-in kitchen perfect for family meals, along with brand-new carpeting throughout the house. Step outside onto the inviting composite deck at the front or relax on the concrete patio in the backyard. Convenience is key with a main floor laundry, and for peace of mind, a radon system has been installed, making this home both comfortable and safe.

303 E 4th Avenue, Beaver Creek

Listing courtesy of Real Estate Retrievers-Luverne.

$115,000

2 Beds ⋅ 2 Baths ⋅ 7128136 MLS

Homes in this price range that are ready to move in to don't come along very often so don't miss this opportunity. The nice two bedroom home is located on the south side of Jasper in Rock County. The storage shed is included and it measures 12'x8'. There is also a concrete pad in the back yard for additional parking. The home has had a lot of interior work done to it already so it is nice a comfortable. The deck outside the back door measures 20'4"x11'11" so there is plenty of room to entertain guests.

213 3rd Street W, Jasper

Listing courtesy of Legacy Auction and Realty Inc.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7126867 MLS

This charming traditional two-story home offers 3 bedrooms and 2 bathrooms, providing comfortable living space with timeless character. Situated on a spacious double lot, the property offers plenty of room for outdoor enjoyment, gardening, or future possibilities. The home’s inviting layout is ideal for everyday living, with well-proportioned rooms and natural light throughout. Located in a great neighborhood just a short distance from the school, this home is perfect for those seeking convenience without sacrificing charm. Whether you’re looking for a family home, a cozy retreat, or a property with room to grow, this well-located traditional home is full of potential.

219 N Donaldson Street, Luverne

Listing courtesy of Hegg, REALTORS.

$334,900

4 Beds ⋅ 2 Baths ⋅ 7124705 MLS

Looking for space, updates and convenience? This Are you seeking spacious living, recent updates, and convenience? This home offers it all! Featuring 4-5 bedrooms, 2 bathrooms, a two-car garage, a large yard, an updated kitchen, beautiful hardwood floors, and two laundry areas. The layout is ideal for a growing family, with three bedrooms together on one level and two additional rooms on the main floor. Need extra space? Enjoy the lower level's additional living area, including a family room, another bedroom, a half bath, and room for an office or workout space, plus the convenience of a second laundry room. This home provides plenty of room to spread out, ample storage, and features that make everyday living easier.home has it all! 4-5 bedrooms 2 bathrooms,2 car garage, large yard updated kitchen, beautiful hardwood floors, 2 laundry rooms. The layout is perfect for a growing family, with 3 bedrooms together on 1 level and 2 additional rooms on the main. Need more space? enjoy the extra living space in the lower lever with a family room, another bedroom and a half bath, room for an office or workout space, plus the convenience of a second laundry room . This is a home with room to spread out, plenty of storage and features to make every day living easier

715 N Mckenzie Street, Luverne

Listing courtesy of Real Estate Retrievers-Luverne.

$215,000

3 Beds ⋅ 2 Baths ⋅ 7120514 MLS

Welcome to 306 Crawford Street in Luverne! This inviting property offers a great combination of comfortable living, outdoor space, and room to grow. Home features living room, dining, kitchen, and 2 main floor bedrooms, and large upper bedroom . The lower level offers valuable space with the potential to add additional living space, bedrooms, a family room, office, or other areas to suit your needs. Outside includes a fenced yard and additional lot providing extra green space and flexibility for future possibilities. Whether you're looking for more room today or envisioning future improvements, this property offers plenty of possibilities. Conveniently located in Luverne with easy access to local amenities, this is an opportunity worth exploring!

306 E Crawford Street, Luverne

Listing courtesy of Edina Realty, Inc..

$64,000

1 Beds ⋅ 1 Baths ⋅ 7121514 MLS

Enjoy easy, maintenance-free living in this updated 1-bedroom, 1-bath condo being offered furnished in a welcoming 55+, non-smoking community. Truly move-in ready, this home features new stainless steel appliances, fresh interior paint with chair-rail detail, an updated breakfast bar, new windows, and newer laminate flooring throughout. The open living and dining area offers a comfortable space to relax or entertain, while the spacious bedroom provides a generous closet for storage. With furnishings included, you can settle in and start enjoying your new home right away. Enjoy access to a large community room for gatherings, shared laundry facilities, and a detached single-stall garage with additional storage. Lawn care, snow removal, and exterior building maintenance are included, making it easy to enjoy a low-maintenance lifestyle. Conveniently located near shopping, dining, healthcare, and other local amenities, this condo is an ideal opportunity for anyone ready to simplify without sacrificing comfort. Furnished, updated, and ready for its next owner—schedule your private showing today!

200 S Freeman Avenue Unit 206, Luverne

Listing courtesy of Real Estate Retrievers-Luverne.

$230,000

4 Beds ⋅ 3 Baths ⋅ 7112869 MLS

Enjoy the perfect blend of country living and convenience on 1.51 acres, just 20 minutes from Sioux Falls! This inviting 3-bedroom, 2-bath home is designed for comfortable everyday living and effortless entertaining. Step inside to an open living room that flows into the spacious eat-in kitchen, complete with a gas range, pantry, and abundant cabinetry. Just off the kitchen, a cozy den creates the perfect second living area, TV room, or playroom and provides access to the main-floor primary bedroom featuring two generous closets, a full bath, and the staircase to the upper level. Upstairs, you'll find two additional bedrooms and a second full bath, offering privacy and flexibility for family or guests. Just off the attached garage, a versatile bonus room is ideal for a home office, hobby room, workout space, or 4th bedroom. The basement expands your living space with a spacious family/game room featuring durable vinyl plank flooring and a pool table—perfect for hosting game nights, watching the big game, or simply relaxing with family and friends. Step outside to the concrete patio and enjoy the peaceful surroundings and wide-open views of your 1.51-acre property. Recent improvements include newer siding, a durable metal roof, and a central air conditioner that's just two years old. Complete with a single attached garage and an easy commute to Sioux Falls, this property offers the space, comfort, and country lifestyle you've been searching for.

194 40th Avenue, Hills

Listing courtesy of Real Estate Retrievers-Luverne.

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