Ramsey Homes with (MF) Duplex Up and Down Style

Ramsey County, located in the state of Minnesota, is an ideal place to call home. With its vibrant city of Saint Paul, this county offers a perfect blend of urban amenities and natural beauty.

Saint Paul, the capital city of Minnesota, is known for its rich history, diverse culture, and thriving economy. The city boasts a wide range of attractions, including the iconic Cathedral of Saint Paul, the Science Museum of Minnesota, and the beautiful Como Park Zoo and Conservatory. Residents of Ramsey County can enjoy an abundance of recreational activities, from exploring the Mississippi River trails to visiting the numerous parks and lakes in the area.

If you are looking for a home with a unique style, Ramsey County has a variety of options to offer. One popular style is the Duplex Up and Down, also known as the (MF) style. This style of home features two separate living spaces, one on the upper level and one on the lower level, providing privacy and flexibility for homeowners. Whether you are looking for a multifamily investment property or a home with rental income potential, the Duplex Up and Down style homes in Ramsey County are worth considering.

With its convenient location, thriving city, and diverse housing options, Ramsey County is a great place to live. Whether you are a young professional, a growing family, or a retiree, this county has something to offer everyone. Explore the real estate market in Ramsey County and find your perfect home today.

Newest Ramsey Homes with (MF) Duplex Up and Down Style

$250,000

4 Beds ⋅ 2 Baths ⋅ 7119442 MLS

Great opportunity for investors and owner-occupants in the heart of Saint Paul's Payne-Phalen neighborhood! This up-and-down duplex features 4 bedrooms and 2 bathrooms, offering flexible living options and excellent income potential. Live in one unit and rent the other, or lease both units for steady cash flow. An affordable multi-family property with strong upside, this is a great opportunity to build equity and grow your investment portfolio. Conveniently located near parks, schools, shopping, dining, and major highways.

861 Cook Avenue E, Saint Paul

Listing courtesy of Partners Realty Inc..

$184,900

4 Beds ⋅ 2 Baths ⋅ 7118328 MLS

Great opportunity with this up/down duplex offering separate living spaces and plenty of potential. The upper level features a kitchen, three bedrooms, and a full bathroom, and a rear balcony. The main level includes a bedroom, living room, kitchen, and full bathroom. The property also includes an unfinished basement providing additional storage space and a detached two-stall garage. This home is being sold As Is.

1454 Edgerton Street, Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$264,000

5 Beds ⋅ 2 Baths ⋅ 7107468 MLS

Fantastic duplex opportunity in a bustling St. Paul neighborhood. Exceptional income potential makes this perfect for investors, owner-occupants looking to live in one unit and rent the other or an excellent opportunity for a large family with a Mother-in-law apartment. Maximum flexibility with current long-term tenants on a month-to-month lease. Just imagine...they would be paying your mortgage payment and building equity for you. High-demand location close to dining, shopping, transit and easy access to Hwy 35E & 94 The before & after photos are to show the possibilities in this rare gem of a home. A true must-see home with endless potential. Check out the upgrade list in supplements.

852 Jessamine Avenue E, Saint Paul

Listing courtesy of Lakes Area Realty.

$375,000

4 Beds ⋅ 3 Baths ⋅ 7118036 MLS

Beautifully cared for 1909 duplex in the heart of sought-after West 7th! An ideal owner-occupant opportunity, the spacious main residence offers 3 bedrooms, gracious living and dining rooms, 2 baths, laundry, and excellent basement storage and workspace. Upstairs, a charming 1-bedroom apartment creates flexible income potential as a traditional rental, furnished rental for traveling professionals, or short-term rental/Airbnb. Pride of ownership shines with a newer roof and mechanicals, separate furnaces and electrical panels, newer flooring, updated bath and appliances, and gorgeous original woodwork and built-in buffet. A 16-panel solar array significantly reduces energy costs, while the garage, built within the last 5 years, features a 240V outlet. Enjoy West 7th’s legendary food and drink scene, historic charm, and Mississippi River setting. An easy walk to Mucci’s Italian, A-Side Public House, Bay Street Burger Dive and Palace Park. A rare combination of character, thoughtful updates, energy savings and income potential!

840 Randolph Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$409,000

6 Beds ⋅ 2 Baths ⋅ 7117230 MLS

Live for less than rent! Welcome to this charming all-brick duplex featuring a welcoming foyer and timeless character throughout. Each unit offers spacious rooms, beautiful hardwood floors and natural woodwork that highlight the home's period details. Enjoy the open staircase in the foyer and leaded glass windows that add the the home's charm. Recent updates include a new roof, boiler, updated kitchen, new flooring, fresh paint and new sewer line. Step outside to a private yard, perfect for relaxing or entertaining. This property is a fantastic investment opportunity or ideal for an owner-occupant looking to offset housing costs. You'll love the ample space for entertaining and the convenient location close to walking, running and biking trails, restaurants, schools and highway/freeway access. Come see for yourself - this one won't last!

416 Daly Street, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$389,900

4 Beds ⋅ 2 Baths ⋅ 7115837 MLS

Student registered up/down duplex in Merriam Park, fully rented through May 2027. The main-floor unit offers 2 bedrooms 1 bath and rents for $1,310/month. The upper unit features 3 bedrooms spanning the second and third floors, filled with abundant natural light, and rents for $2,000/month. Coin-operated laundry provides approximately $75/month in additional income. Numerous updates include new copper gas lines, mostly newer windows, and newer skylights. Enjoy inviting front and back porches and an unbeatable location just minutes from both the University of St. Thomas and Macalester College, with easy access to parks, restaurants, coffee shops, and transit. A turnkey investment opportunity in one of St. Paul's most desirable neighborhoods. Fenced in backyard.

1718 Hague Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$364,900

5 Beds ⋅ 2 Baths ⋅ 7115844 MLS

Looking for your next Investment opportunity? This turn-key duplex with updated units is ready for it's new owner. It can be owner/occupied with a vacant unit ready, or used an an investment property. This beautiful property was previously operated as a successful short-term rental with a proven income history. The upstairs unit of the duplex brought in $3800/month, the middle unit $2800/month and the non-conforming basemen unit (needs an egress window) made between $1000-$1400/month. The duplex was completely renovated from top to bottom when my seller purchased it. Situated on an oversized lot with potential subdivision (buyer to verify with the city of St. Paul). Conveniently located near parks, shopping, dining, downtown St. Paul, Lake Phalen and commuter routes. This is a rare opportunity to own a versatile income-producing property.

393 Geranium Avenue E, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$349,900

5 Beds ⋅ 3 Baths ⋅ 7113268 MLS

Welcome to historic Dayton's Bluff! This stately duplex has unusually amazing features, including a huge flat side yard, full fencing, a newer oversized garage with second level above that could be finished or just used for storage, central AC, both units have dishwashers, upper level has private laundry, a massive basement for storage or finishing, and a two level owner's suite. From the moment you walk up you will be impressed by the giant Victorian front balconies and separate unit entrances. The main level apartment is currently occupied with a phenomenal resident at $1339 per month. Both units pay for their own heat and electric. The upper level three bedroom two bath unit has forced air and central air, and features a grand amount of space, with the original Victorian living room/dining room layout, as well as a side room perfect for an office. Three bedrooms in total with the huge owner's suite in the finished third level. This property is absolutely ideal for owner occupant, off site landlord, or short term rental with its phenomenal presentation and condition, superb garage, great curb appeal, and lovely grounds. Upper unit should rent for $1650-1800. Book your private showing today!

1149 Minnehaha Avenue E, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$274,900

5 Beds ⋅ 3 Baths ⋅ 7111352 MLS

Large 3 bedroom rental unit on main level, spacious 2 bedroom plus office on upper level with a screened in porch. Both units have in unit washer/dryer. Separate gas and electrical meters for both units and each unit has their own water heater. Window AC in upper unit is sellers but will stay with the property. Close to major Highways for easy commute. Great for owner occupied with lower level being rented out and upper unit vacant at this time. Parking on street is available along with back of home in alley way.

833 3rd Street E, Saint Paul

Listing courtesy of RE/MAX Results.

$425,000

5 Beds ⋅ 3 Baths ⋅ 7111351 MLS

Welcome home to this charming duplex on 53 Dale! This adorable property offers a warm and inviting layout with plenty of natural light throughout. Whether you're a first-time homebuyer, investor, or someone looking to make a home your own, you'll appreciate the opportunity to add your personal style and build equity. Conveniently located near parks, shopping, restaurants, and major roadways, this home offers a fantastic combination of location, value, and endless possibilities. Don't miss your chance to make this charming duplex your own!

53 Dale Street N, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7108663 MLS

Family owned & occupied for the last 30+ years. Upstairs unit lived in by a family member, no rental info.

813 Minnehaha Avenue W, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$199,900

3 Beds ⋅ 2 Baths ⋅ 7091018 MLS

Welcome to this turn-key duplex at 454 Sherburne Ave, a classic 1885-built multi-family home offering approximately 1,700 square feet with 3 bedrooms and 2 baths across two well-maintained units. Extensively remodeled in 2015, this income-producing property features updated interiors, a solid rental history with reliable tenants, separate utilities, and a convenient layout ideal for owner-occupants or investors seeking strong cash flow. Enjoy the charm of original details paired with modern comforts, plus easy access to Como Lake, Como Zoo, parks, University Avenue amenities, Green Line transit, and downtown St. Paul. Whether you're looking for a live-in investment or portfolio addition in a vibrant, culturally rich community with strong appreciation potential, this affordable opportunity meets and exceeds the 1% rule in investing for strong returns. Schedule your showing today!

454 Sherburne Avenue, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

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