Ramsey Homes with (MF) Duplex Up and Down Style

Ramsey County, located in the state of Minnesota, is an ideal place to call home. With its vibrant city of Saint Paul, this county offers a perfect blend of urban amenities and natural beauty.

Saint Paul, the capital city of Minnesota, is known for its rich history, diverse culture, and thriving economy. The city boasts a wide range of attractions, including the iconic Cathedral of Saint Paul, the Science Museum of Minnesota, and the beautiful Como Park Zoo and Conservatory. Residents of Ramsey County can enjoy an abundance of recreational activities, from exploring the Mississippi River trails to visiting the numerous parks and lakes in the area.

If you are looking for a home with a unique style, Ramsey County has a variety of options to offer. One popular style is the Duplex Up and Down, also known as the (MF) style. This style of home features two separate living spaces, one on the upper level and one on the lower level, providing privacy and flexibility for homeowners. Whether you are looking for a multifamily investment property or a home with rental income potential, the Duplex Up and Down style homes in Ramsey County are worth considering.

With its convenient location, thriving city, and diverse housing options, Ramsey County is a great place to live. Whether you are a young professional, a growing family, or a retiree, this county has something to offer everyone. Explore the real estate market in Ramsey County and find your perfect home today.

Newest Ramsey Homes with (MF) Duplex Up and Down Style

$325,000

6 Beds ⋅ 3 Baths ⋅ 7147072 MLS

Come check out this great investment and living opportunity in this up/down duplex! Recent updates include a newer roof and boiler, both replaced in 2022. Both units feature stainless steel appliances, granite countertops, and LVP flooring. The property also offers an impressive 4+ car covered carport, a storage shed, and a backyard with space for a garden. The lower unit features 1 bedroom and 1 bathroom with an open concept layout, plenty of natural light, and a covered back porch. The upper unit spans the second and third floors and offers 5 bedrooms and 2 bathrooms. The basement provides separate storage areas for each unit, along with shared laundry. Conveniently located near parks, hospitals, museums, shopping, dining, and other downtown amenities.

263 Lafond Avenue, Saint Paul

Listing courtesy of Real Broker, LLC.

$195,000

4 Beds ⋅ 2 Baths ⋅ 7146132 MLS

Here is your chance to finish remodeling a duplex on a massive 0.35 acre lot and a large oversized garage + shop. All supplies on site are included in the sale: kitchen cabinets, doors, windows, etc. Come finish the project and build instant equity!

1514 Maryland Avenue E, Saint Paul

Listing courtesy of Minnesota Apartments LLC.

$210,000

2 Beds ⋅ 2 Baths ⋅ 7144985 MLS

Opportunity knocks on the East Side of Saint Paul! This classic up-and-down duplex offers a great opportunity for an owner-occupant, house hacker, or investor looking to add a solid income-producing property to their portfolio. The property features two separate 1-bedroom, 1-bath units, each with its own living, dining, and kitchen areas, providing flexibility for rental income or owner occupancy. A full unfinished basement offers additional storage and utility space, while the shared porch/deck provides a convenient outdoor area. Whether you're looking to live in one unit while generating rental income from the other, or seeking a straightforward two-unit investment, this property offers multiple possibilities.

620 Cook Avenue E, Saint Paul

Listing courtesy of eXp Realty.

$289,900

4 Beds ⋅ 2 Baths ⋅ 7144623 MLS

Welcome to 1047 5th Street E, a charming Saint Paul duplex filled with character, space, and opportunity! Whether you're looking to owner-occupy and have additional rental income, add another property to your investment portfolio, or create a setup for extended family, this home gives you plenty of options. From the moment you arrive, you’ll appreciate the classic Saint Paul charm along with some of the major updates that have already been taken care of. The siding, roof, and windows were all replaced in 2024, giving you a great combination of original character and important improvements. Step inside through the bright enclosed front porch, surrounded by windows and offering the perfect spot for morning coffee, relaxing with a book, or enjoying the changing Minnesota seasons. Inside, hardwood floors, natural light, and timeless details give the home the warmth and personality you just don’t find in newer construction. The main-floor unit features a large kitchen with granite countertops, plenty of cabinet and prep space, and room to gather with family and friends. The spacious layout continues into comfortable living areas that offer flexibility for everyday living and entertaining while still keeping the character that makes this home special. The second unit creates even more possibilities, whether you're looking for rental income, additional living space for family, or simply a smart way to build your real estate portfolio. With two separate living spaces and major exterior improvements already completed, this is a property that gives you options now and for years to come. Conveniently located near parks, shopping, dining, everyday amenities, and everything Saint Paul has to offer, 1047 5th Street E is more than just a duplex—it’s an opportunity. Live in one and rent the other, add it to your portfolio, or make it work for your lifestyle. Schedule your showing today!

1047 5th Street E, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$285,000

2 Beds ⋅ 2 Baths ⋅ 7140536 MLS

INVESTORS—STOP SCROLLING! Two-unit income property with both units rented, including a nearly 30-year tenant, plus newer roof/windows and brand-new exterior paint. Strong rental history + established tenants + FHA-friendly = a smart addition to any investment portfolio. This is the type of investment buyers look for—established rental history, minimal turnover, and a property you can start earning from immediately. The upper-level unit has been occupied by the same tenant for nearly 30 YEARS, providing exceptional stability and a proven rental history. The lower-level unit is updated and well-maintained, featuring fresh paint, modern kitchen, in-unit laundry, upgraded bathroom, and new kitchen flooring, while retaining charming original character. Brand-new exterior paint, newer roof and windows, and a 2-car garage add to the property's appeal and help minimize future maintenance concerns. Tenants pay gas and electric, manage lawn care and snow removal, and share the garage. FHA buyer friendly! Whether you're an experienced investor expanding your portfolio or looking for your first income property, this duplex offers the opportunity to build equity while collecting rental income from day one. And the location delivers: just blocks from light rail and bus lines, restaurants, entertainment, and Ryan Park. Two units. Two established tenants. Strong rental history. Recent improvements. Excellent location. Don't overlook this opportunity to add a solid, income-producing property to your portfolio!

768 Lafond Avenue, Saint Paul

Listing courtesy of Kris Lindahl Real Estate.

$315,000

4 Beds ⋅ 2 Baths ⋅ 7143583 MLS

Have you ever heard of Lauderdale? Many haven't, and that's part of the appeal! Tucked quietly away in one of the most beautiful and historic parts of the Twin Cities, yet convenient to 94 and Hwy 280, Lauderdale is a hidden little gem of a neighborhood. Within walking or biking distance to St. Anthony Park, with it's locally famous and eclectic shops and cafes, this up/down duplex offers a multitude of uses. Three finished levels make for two distinct living options: a large, two-level owners unit with rental income coming from the second floor, or maximizing your return and living affordably by occupying the upper-level two bedroom unit while the bigger main floor unit pays your mortgage. A rare finished basement with family room enhances the main unit, and a third bedroom could easily be added with an egress window. This just might be one of the most affordable entry points into one of St. Paul's most wholesome neighborhoods. This property is your chance to get the keys to Lauderdale, the unofficially cutest nook in the heart of St. Paul! **BONUS: Lauderdale is not St. Paul, so this property is NOT subject to the St. Paul rent control ordinances.** Interior photos to be posted Friday. Book your private showing today!

1724 Malvern Street, Lauderdale

Listing courtesy of Keller Williams Realty Integrity Lakes.

$350,000

3 Beds ⋅ 3 Baths ⋅ 7143253 MLS

Fantastic opportunity to house-hack, multi-generational living, add to your rental portfolio, or just live in a great part of St. Paul! This versatile duplex has multiple paths to income. Each unit is 1 bed, 1 bath and move-in ready. The lower level can combine with the main floor to create a 2 bed, 2 bath layout, or function as a mother-in-law suite. Well maintained building with a strong rental history in a high-demand location. Driveway and off-street parking, plus walkable access to coffee shops, restaurants, transit, and William Mitchell School of Law. Gross rents currently $3,925 with two units month to month and one in a lease through August 31, 2027.

855 Hague Avenue, Saint Paul

Listing courtesy of Real Broker, LLC.

$424,999

6 Beds ⋅ 2 Baths ⋅ 7136557 MLS

Turnkey Duplex | 2 Spacious 3-Bedroom Units + 3-Car Garage! This updated up-and-down duplex offers an excellent opportunity for an owner-occupant or investor. Each unit features approximately 1,050 sq. ft., 3 bedrooms, 1 bath, an updated kitchen with quartz countertops and tile backsplash, plus its own washer and dryer. Each unit also has its own furnace, water heater and A/C for added convenience and independence. The lower unit is currently rented, providing immediate rental income. A spacious 3-car garage in the back offers ample parking, storage, and potential for additional rental income. Conveniently located directly across from Arlington/Arkwright Park, with easy access to neighborhood amenities and transportation. Live in one, rent the other, or rent both and maximize the income potential!

439 Arlington Avenue E, Saint Paul

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$290,000

4 Beds ⋅ 2 Baths ⋅ 7139326 MLS

Rare duplex opportunity in New Brighton offering two separate residential units with established rental history. Both units are currently occupied, with one unit on a month-to-month lease, providing flexibility for a future owner occupant or an investor looking to establish new lease terms. The two-unit layout offers separate living spaces and the opportunity to live in one unit while renting the other. Conveniently located along Old Highway 8 with easy access to major roadways, shopping, dining, parks, schools, and other area amenities. A great opportunity to acquire a duplex with existing rental income and flexibility for future ownership plans.

675 Old Highway 8 NW, New Brighton

Listing courtesy of Fuze Real Estate.

$290,000

4 Beds ⋅ 2 Baths ⋅ 7142157 MLS

Rare duplex in New Brighton offering two separate residential units with an established rental history. Both units are currently occupied, with one unit on a month to month lease, providing flexibility for a future owner occupant or an investor looking to establish new lease terms. The two unit layout offers separate living spaces and the opportunity to live in one unit while renting the other. The property is conveniently located along Old Highway 8 with easy access to major roadways, shopping, dining, parks, schools, and other area amenities. An opportunity to purchase a duplex with existing rental income and flexibility for future ownership plans.

669 Old Highway 8 NW, New Brighton

Listing courtesy of Fuze Real Estate.

$300,000

4 Beds ⋅ 2 Baths ⋅ 7142182 MLS

Great investment property or opportunity for owner/occupant. Freshly rehabbed with refinished hardwood floors, granite countertops, new stainless steel appliances and fresh paint throughout. Property is vacant and easy to show. This is an up/down duplex, both units are 2 bedroom and 1 bathroom. Large detached two car garage on the alley. This property is located in the North End neighborhood of Saint Paul, close to restaurants, shopping and public transportation. A must see! Listing agent is affiliated with the company Realty Pros LLC who is selling the property. One or more members of Realty Pros LLC is a licensed real estate salesperson in the state of Minnesota.

1232 Albemarle Street, Saint Paul

Listing courtesy of Homefield Realty.

$290,000

4 Beds ⋅ 2 Baths ⋅ 7141953 MLS

Fully rented duplex in New Brighton offering two residential units and established rental history. Conveniently located near major roadways, shopping, dining, parks, schools, and other area amenities. Both units are currently occupied, providing an opportunity to purchase an income producing property with existing tenants and rental income in place. The lower unit is currently month to month, providing flexibility for a future owner occupant or an investor looking to establish their own lease terms. The property offers separate living spaces and the functionality of a traditional duplex, making it a versatile option for both owner occupants and rental property investors. Convenient New Brighton location with easy access to surrounding Twin Cities communities.

681 Old Highway 8 NW, New Brighton

Listing courtesy of Fuze Real Estate.

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