Ramsey County Homes with (MF) Duplex Up and Down Style

Ramsey County, located in the state of Minnesota, is an ideal place to call home. With its vibrant city of Saint Paul, this county offers a perfect blend of urban amenities and natural beauty.

Saint Paul, the capital city of Minnesota, is known for its rich history, diverse culture, and thriving economy. The city boasts a wide range of attractions, including the iconic Cathedral of Saint Paul, the Science Museum of Minnesota, and the beautiful Como Park Zoo and Conservatory. Residents of Ramsey County can enjoy an abundance of recreational activities, from exploring the Mississippi River trails to visiting the numerous parks and lakes in the area.

If you are looking for a home with a unique style, Ramsey County has a variety of options to offer. One popular style is the Duplex Up and Down, also known as the (MF) style. This style of home features two separate living spaces, one on the upper level and one on the lower level, providing privacy and flexibility for homeowners. Whether you are looking for a multifamily investment property or a home with rental income potential, the Duplex Up and Down style homes in Ramsey County are worth considering.

With its convenient location, thriving city, and diverse housing options, Ramsey County is a great place to live. Whether you are a young professional, a growing family, or a retiree, this county has something to offer everyone. Explore the real estate market in Ramsey County and find your perfect home today.

Newest Ramsey County Homes with (MF) Duplex Up and Down Style

$355,000

4 Beds ⋅ 2 Baths ⋅ 7147492 MLS

Welcome home to this classic up-and-down duplex on a corner lot in St. Paul’s vibrant Midway neighborhood! Combining original 1920s character with important modern updates, this well-maintained property offers exceptional flexibility for an owner-occupant, house hacker, investor or buyer looking to share a home with friends or family. With two separate units, separate entrances and separate addresses, the property offers an excellent opportunity to offset your housing costs while building equity. Live in one unit and rent the other, purchase with friends and share expenses, or use the property as an investment for future appreciation. Each unit features two bedrooms and one full bath, with hardwood floors, wide woodwork and charming vintage details throughout. The main-level unit features natural woodwork in the living room and separate dining room, an updated bathroom vanity and sink, and a kitchen with stainless-steel appliances. The upper unit also features natural woodwork in the living and dining rooms, an updated bathroom vanity and sink, and newer vinyl windows. Each unit has its own washer and dryer located in the separate unfinished basement. The basement also offers excellent potential for future finishing as an office, family room, hobby space or additional living area. The two-car garage features an interior divider wall, with additional driveway parking in front of each garage—especially convenient during winter snow emergencies. The corner lot offers plenty of yard space and great potential for gardens and outdoor enjoyment. The corner location at Thomas Avenue and Syndicate Street N brings abundant natural light through south- and east-facing windows. Just three blocks from University Avenue METRO Green Line LRT stops, making access to downtown St. Paul, Minneapolis and the University of Minnesota especially convenient. Allianz Field, Target, local cafés, Hamline University, Concordia University and Gaultier Community Elementary are all within approximately one mile. Recent updates include exterior/front porch painting (2026) and replacement of one of two boilers (2026). Each unit has its own boiler and hot water heater, with separate gas and electric meters for each unit. Come see 595 Syndicate Street / 1282 Thomas Avenue and imagine the possibilities!

595 Syndicate Street N, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$340,000

4 Beds ⋅ 2 Baths ⋅ 7153969 MLS

936 Westminster Street, Saint Paul

Listing courtesy of Trustar Procurement LLC.

$320,000

4 Beds ⋅ 2 Baths ⋅ 7153557 MLS

Welcome to 362 Maria Ave! This well-maintained duplex is a great opportunity for an owner-occupant or investor. Both units offer spacious layouts with updated kitchens, comfortable living areas, and convenient in-unit laundry. Recent improvements include newer furnaces and windows, providing added efficiency and peace of mind. Outside, the property features a long driveway offering plenty of off-street parking along with a usable backyard. With many of the major updates already completed, this duplex is ready for its next owner. Conveniently located near shopping, restaurants, transit, and everything St. Paul has to offer. Live in one unit and rent out the other or add a solid duplex to your investment portfolio!

362 Maria Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$319,000

4 Beds ⋅ 2 Baths ⋅ 7152827 MLS

Excellent opportunity for an owner occupant or investor! This duplex features two 2-bedroom, 1-bath units, plus an attached two-car garage. The main-floor unit is currently vacant and ready for an owner occupant, offering the chance to live in one unit while generating rental income from the other. A great option for buyers looking to offset their housing costs or investors seeking a flexible multifamily property. Convenient location with easy access to everyday amenities, shopping, dining, and transportation.

261 Robie Street W, Saint Paul

Listing courtesy of Dwell Realty Group LLC.

$399,000

6 Beds ⋅ 2 Baths ⋅ 7151160 MLS

Turnkey, fully vacant upper/lower duplex steps from the Mississippi National River & Recreation Area! Perfect for an investor looking for immediate market rents or an owner-occupant wanting to house-hack. Both expansive units feature 3 spacious bedrooms, 1 full bathroom, and have been freshly repainted in a crisp, neutral palette. Each unit boasts a modernized kitchen equipped with brand-new stainless steel ranges and refrigerators, plus dedicated in-unit washer/dryer hookups for maximum tenant convenience. The full, unfinished basement provides massive storage capabilities for both units and easy mechanical access. Situated in a highly desirable location with instant access to scenic river trails, parks, and outdoor recreation. Separate utilities. Move-in ready and incredibly easy to lease. —schedule your tour today!

275 Western Avenue S, Saint Paul

Listing courtesy of RE/MAX RESULTS.

$595,000

4 Beds ⋅ 2 Baths ⋅ 7130517 MLS

Exceptional opportunity on highly desirable Goodrich Avenue in the heart of Macalester-Groveland. Set on a peaceful, predominantly single-family residential block, this classic 1921 stucco up/down duplex offers two nearly identical 2BR/1BA units, each approximately 1,305 SF. Beautiful hardwood floors, generous living rooms with gas fireplaces, separate dining rooms with classic built-in buffets and charming sunrooms highlight the character of each home. Updated kitchens feature new sinks & sink cabinetry & countertops and newer compact dishwashers. Upper unit is vacant and ready for an owner-occupant or new tenant with rent potential of $2K+. Lower unit is leased at $2,000/month through August 2027, providing immediate rental income. Significant recent investments include two new boilers in 2025 and new garage doors/openers in 2026. Fresh carpeting in common areas and stairways plus recently painted deck, all exterior doors and window trim. Rear deck, excellent basement storage and workshop space, and 2-car detached garage complete the property. A rare combination of classic St. Paul character, substantial living space and income potential in an outstanding Mac-Groveland setting.

1432 Goodrich Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$449,900

5 Beds ⋅ 2 Baths ⋅ 7148576 MLS

Don't miss out on your chance to own this meticulously maintained 5 bedroom duplex in St. Paul. 3 bedroom, 1 bathroom unit up and 2 bedroom, 1 bathroom unit down. This versatile property gives your the flexibility of an owner occupant, full rental property, or a multigenerational home. Numerous upgrades have taken place over the last 8 years: new roof, windows, tankless water heater, A/C units, full bathroom remodel in the lower unit, and much more! Out back you will find an amazing an amazing backyard with large patio and fire pit - great for entertaining. The garage is heated and finished, equipped with a dedicated 200-amp service. This versatile space not only provides secure parking but also holds the potential to serve as a lucrative third income stream as does an oversized shed for for possible storage. Situated between downtown St. Paul and the eastern suburbs, this property checks so many boxes! A MUST-SEE!

1518 Pacific Street, Saint Paul

Listing courtesy of RE/MAX Results.

$159,900

4 Beds ⋅ 2 Baths ⋅ 7146299 MLS

Great opportunity for an investor looking for a low-cost entry into the market! This duplex offers strong potential to increase rents with cosmetic updates, including refinished finishes, fresh paint, and flooring. A great value-add opportunity for an investor looking to improve the property, increase rental income, and build equity. Convenient St. Paul location near shopping, restaurants, parks, and easy access to major roads. Home sold as-is

688 Magnolia Avenue E, Saint Paul

Listing courtesy of HOMESTEAD ROAD.

$600,000

6 Beds ⋅ 3 Baths ⋅ 7147699 MLS

Rare opportunity to own a renovated Lake Phalen duplex with established rental income and tenants already in place! Enjoy beautiful lakeside views from the spacious deck and charming front porch, all just steps from Lake Phalen’s walking and biking trails, beaches, golf course, and recreation. The property offers generous living spaces, large bedrooms, multiple kitchens, separate entrances, laundry, ample storage, and a large 3-car garage. Leases are currently in place through May 31, 2027, providing immediate income for the next owner. Sellers are motivated and willing to contribute up to $15,000 toward buyer closing costs with an acceptable offer. An excellent opportunity for an investor looking for a well-located, income-producing property with long-term potential!

1598 E Shore Drive, Saint Paul

Listing courtesy of Real Broker, LLC.

$399,000

4 Beds ⋅ 2 Baths ⋅ 7142949 MLS

Rare opportunity to own a turn-key, fully occupied duplex just steps from beautiful Cherokee Park. Each well-maintained unit offers 2 bedrooms and 1 full bath, attractive layouts, attached sun-filled porches, and a convenient 2-car garage. The upper level unit boasts a spacious walk-up attic currently unfinished and ready for equity building. Both units are leased through August 2027 with long-term renters, providing dependable occupancy and income from day one. Enjoy this unbeatable location with easy access throughout the metro. Whether adding to your investment portfolio or planning to occupy one unit in the future, this property offers flexibility, convenience, and great long-term potential in a highly desirable neighborhood. A well-positioned property with the location, rental stability, and versatility today's buyers are looking for.

779 Delaware Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$325,000

6 Beds ⋅ 3 Baths ⋅ 7147072 MLS

Come check out this great investment and living opportunity in this up/down duplex! Recent updates include a newer roof and boiler, both replaced in 2022. Both units feature stainless steel appliances, granite countertops, and LVP flooring. The property also offers an impressive 4+ car covered carport, a storage shed, and a backyard with space for a garden. The lower unit features 1 bedroom and 1 bathroom with an open concept layout, plenty of natural light, and a covered back porch. The upper unit spans the second and third floors and offers 5 bedrooms and 2 bathrooms. The basement provides separate storage areas for each unit, along with shared laundry. Conveniently located near parks, hospitals, museums, shopping, dining, and other downtown amenities.

263 Lafond Avenue, Saint Paul

Listing courtesy of Real Broker, LLC.

$195,000

4 Beds ⋅ 2 Baths ⋅ 7146132 MLS

Here is your chance to finish remodeling a duplex on a massive 0.35 acre lot and a large oversized garage + shop. All supplies on site are included in the sale: kitchen cabinets, doors, windows, etc. Come finish the project and build instant equity!

1514 Maryland Avenue E, Saint Paul

Listing courtesy of Minnesota Apartments LLC.

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