Otter Tail County Homes under $400,000

Welcome to Otter Tail County, Minnesota – a hidden gem nestled in the heart of the Midwest! Known for its stunning natural beauty, this picturesque region boasts over 1,000 lakes, lush forests, and charming small towns, making it a perfect destination for outdoor enthusiasts and those seeking a peaceful lifestyle.

Otter Tail County is a vibrant community that celebrates its rich history and diverse culture. Here, you can enjoy a variety of recreational activities, from fishing and boating in the summer to snowmobiling and ice fishing in the winter. The county is also home to several parks, nature reserves, and trails, offering endless opportunities for hiking, biking, and wildlife watching.

When it comes to housing, Otter Tail County has something for everyone, particularly for those seeking homes under $400,000. This affordable market allows families, retirees, and first-time buyers to find their dream home without breaking the bank. Whether you’re looking for a cozy cabin by the lake, a charming bungalow in a quaint town, or a spacious family home with room to grow, you’ll find a variety of options that fit your budget and lifestyle.

With its friendly communities, stunning landscapes, and affordable housing, Otter Tail County is not just a place to live; it’s a place to thrive. Come explore what this beautiful area has to offer, and discover why so many people are choosing to call Otter Tail County home. Your dream home awaits!

Newest Otter Tail County Homes under $400,000

$225,000

3 Beds ⋅ 2 Baths ⋅ 7155939 MLS

Welcome to this three-bedroom, two-bath home. Comfortable living spaces and a wonderful opportunity to make it your own. Spacious living room leads to a the dining area with patio doors that open to a deck overlooking the backyard, providing a relaxing outdoor space to enjoy your morning coffee. Kitchen has nice countertop space for all your needs. Bedrooms and bathrooms are all main level living. The full-size unfinished lower level provides an abundance of storage space and exciting possibilities for future finishing to suit your needs. A two-stall attached garage adds everyday convenience. With its practical design and potential for personal touches, this property is an excellent opportunity for buyers. Call today for a showing !

422 E Oak Street, Parkers Prairie

Listing courtesy of Counselor Realty Inc of Alex.

$220,000

2 Beds ⋅ 2 Baths ⋅ 7158346 MLS

Fully remodeled in 2018, this 2-bedroom, 2-bathroom home features updated HVAC and electrical systems, plus a new roof in 2025. These major improvements offer added peace of mind as you settle into your new home. Located just blocks from the brand-new Ottertail Community and Wellness Center, scheduled to open in January 2027, you’ll have convenient access to an exciting addition to the community. Don’t miss the opportunity to make this updated Ottertail home your own!

97 Elm Avenue S, Ottertail

Listing courtesy of eXp Realty.

$249,900

4 Beds ⋅ 2 Baths ⋅ 7155672 MLS

Welcome to 412 E. Everett Avenue! From the minute you step inside you will love this classic rambler and all the natural light that flows throughout. This home boasts many updates and upgrades to include a new furnace, all new appliances in your oversized kitchen, fully remodeled lower level bath and bedrooms and newer flooring throughout. Ideal layout with 4 bedrooms, 2 baths and a generous amount of storage. All in all, you will be impressed with the meticulous care of this home, private backyard, quiet street and ideal location within walking distance to numerous parks.

412 E Everett Avenue, Fergus Falls

Listing courtesy of Century 21 Atwood.

$227,000

2 Beds ⋅ 1 Baths ⋅ 7157755 MLS

Welcome home to this charming, thoughtfully updated 2-bedroom, 1-bath home in the desirable northwest quadrant of Fergus Falls! Blending modern updates with comfortable living spaces, this home is ready for you to move right in and make it your own. The recently renovated kitchen and living room create a fresh, inviting atmosphere, while the additional eating area/family room provides extra space to gather, relax, and entertain. Upstairs, you’ll find two bedrooms and a versatile bonus room nestled between them—perfect for a hobby space, home office, or the potential for an expansive walk-in closet. The main floor also features a bright and functional laundry/office area filled with natural light, adding convenience to your daily routine. Numerous updates enhance the home, including new kitchen appliances, an updated bathroom, newer flooring, and a renovated upper-level bedroom that offers a cozy, welcoming retreat. The 22' x 28' garage features insulated walls and plenty of room for vehicles, storage, hobbies, or projects. Outdoors, enjoy the south-facing patio—perfect for entertaining guests or unwinding on a quiet evening. The southern portion of the yard also offers potential for creating your own garden oasis. With its inviting living spaces, thoughtful updates, generous garage, and nice location, this beautifully refreshed home is one you won’t want to miss. Come see all that this Fergus Falls gem has to offer!

803 W Laurel Street, Fergus Falls

Listing courtesy of Trilogy Real Estate.

$299,000

3 Beds ⋅ 2 Baths ⋅ 7157894 MLS

Welcome home to this well-maintained 3-bedroom, 2-bathroom property offering cozy living space. Enjoy main-floor in-floor heating, a wood-burning stove, and an updated kitchen complete with a reverse osmosis water system. The layout features a 3/4 basement, a main-floor bath with a jetted tub, and an insulated garage setup with in-floor heating tubing. Complete with a roof in great condition and fully functional systems, this home is ready for you to move right in. Property sold AS-IS

32608 Birchwood Shore Drive, Underwood

Listing courtesy of Jeff Hagel.

$34,900

2 Beds ⋅ 1 Baths ⋅ 7157816 MLS

Attention investors and DIY enthusiasts! Multiple exit strategies: finish this remodel then either flip, rent or move in! Home being sold as is.

201 1st Street SE, Pelican Rapids

Listing courtesy of Jeff Hagel.

$210,000

2 Beds ⋅ 2 Baths ⋅ 7147707 MLS

COMING SOON.

232 Nowell Street W, New York Mills

Listing courtesy of RE/MAX Advantage Plus.

$224,900

3 Beds ⋅ 4 Baths ⋅ 7157083 MLS

Form meets function in this distinctive 3 bedroom, 4 bathroom Fergus Falls home, where timeless 1930s character blends with everyday livability. A stucco exterior and arched front entry welcome you into a charming foyer highlighted by a classic wood staircase. Inside, enjoy an eat-in kitchen, formal dining room and the rare convenience of a main floor primary suite with private bath and laundry. A double attached garage adds practicality, while the partially finished lower level offers abundant storage and flexible space for future expansion. Ideally located on the north end of Fergus Falls, just a couple blocks from Lake Alice and within easy walking distance of downtown, this home delivers character, convenience and a layout that is difficult to find in a home of this era. Schedule your private tour today!

314 W Spruce Street, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

$240,000

3 Beds ⋅ 2 Baths ⋅ 7157201 MLS

Cabin 19 at Shady Grove Resort Association: Year-Round Rush Lake Living, Fully Furnished and Turn-Key Enjoy lake country living in any season in this 3-bedroom, 2-bath year-round unit at Shady Grove Resort Association on 5,000-acre Rush Lake in Ottertail County, MN. Offered fully furnished and turn-key, so all you need to bring is your suitcase. The open main living area is finished in warm knotty pine and brings together the living room, dining, and kitchen. Two log-frame futons and a pair of cushioned armchairs surround the coffee table, with a wall-mounted TV and a ceiling fan overhead. The spacious kitchen offers oak cabinetry, a gas range, over-the-range microwave, side-by-side refrigerator, and a dishwasher, with plenty of counter space and a large extendable dining table with seating for eight. A large double-door closet provides extra storage. Three bedrooms provide room for family and friends, each furnished and carpeted, including a bedroom with two beds and a sliding door that opens to the deck. Two full bathrooms include a full bath with a tub/shower combo and a second bath conveniently located off the main living area. This is a true four-season unit, with a forced-air furnace and central air to keep you comfortable from summer heat to Minnesota winters. Step out to the large deck with room to relax and enjoy the surrounding mature trees and fall colors, plus a covered front porch with composite decking. As a Shady Grove owner, you'll enjoy a swimming pool, playground, and fire pit areas, and the association handles all outdoor maintenance. Rush Lake offers excellent fishing for walleye, crappie, northern, and bass, along with boating and swimming. Fully furnished, move-in ready, and usable all year. Schedule your showing today! Includes boat slip Owner/agent

35686 Rush Lake Loop Unit 19, Ottertail

Listing courtesy of REAL.

$220,000

4 Beds ⋅ 2 Baths ⋅ 7156070 MLS

Rush Lake Cabin with Boat Slip Shady Grove Resort Association - Cabin 13 Enjoy lake life on 5,000-acre Rush Lake in Ottertail County. This 4-bedroom, 2-bath cabin offers 1,020 sq ft of classic knotty-pine charm, and a boat slip is included. Inside, you'll find a vaulted-ceiling living room with built-in shelving, a futon for extra guests, and a TV. The kitchen has stainless steel appliances, including a gas range, microwave, and full-size refrigerator, plus a handcrafted corner dining nook. Four bedrooms sleep a crowd, with a queen primary suite, a second queen, a twin-over-full bunk room, and a twin-over-twin bunk room. Two full baths serve the cabin. Outside, relax on the pergola-covered deck with a patio dining set and charcoal grill. Resort amenities include a swimming pool, playground, and fire pit areas, and the association handles all outdoor maintenance, so you can spend your time on the water instead of mowing. Rush Lake is known for walleye, crappie, northern, and bass. Steel roof, low-maintenance vinyl siding, and ample parking. Schedule your showing today! Owner/agent

35686 Rush Lake Loop Unit 13, Ottertail

Listing courtesy of REAL.

$225,000

2 Beds ⋅ 2 Baths ⋅ 7076886 MLS

Welcome to 105 Willow Court! Stunning twinhome set in the woods. Effortless living with all the mowing and snow removal taken care of by the association. This home features an open floor plan with stunning sun porch, numerous balconies and oversized bedrooms with an unbelievable amount of storage. So much privacy and very quiet. An insulated attached garage rounds out all the great things about this beautiful home.

105 Willow Court, Fergus Falls

Listing courtesy of Century 21 Atwood.

$364,900

3 Beds ⋅ 2 Baths ⋅ 7156609 MLS

Discover effortless living at Campus View Estates, a premier townhome community in Fergus Falls offering 3 bedroom, 2 bathroom homes designed for comfort and convenience. Enjoy single level living with an open floor plan, vaulted ceilings, and a spacious kitchen featuring a center island and pantry. The primary suite is a private retreat with a generously sized bedroom, ensuite bath, and walk-through closet. The covered concrete patio is perfect for enjoying sunny days. Additional highlights include central air, a heated and insulated attached 2-stall garage, and low-maintenance vinyl siding. With lawn care and snow removal provided by the association, you’ll have more time for what matters most. Act now to choose your finishes and take advantage of TIF financing, which reduces special assessments for qualified buyers.

1439 Campus Drive, Fergus Falls

Listing courtesy of Keller Williams Realty Professionals.

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