Clearwater County Homes under $400,000

Welcome to Clearwater County, Minnesota – a hidden gem that beautifully combines the charm of small-town living with the splendor of nature. Nestled in the heart of the state, Clearwater County is renowned for its picturesque landscapes, abundant outdoor recreational opportunities, and a welcoming community spirit that makes it a perfect place to call home.

For those seeking affordable housing options, Clearwater County offers a variety of homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a family-friendly neighborhood, you’ll find an array of properties that cater to diverse lifestyles and preferences. From cozy single-family homes to spacious townhouses, each property reflects the county's unique character and warmth.

Imagine waking up to the serene beauty of nature right outside your window. Clearwater County is home to stunning lakes, lush forests, and scenic trails that invite you to explore the great outdoors. Spend your weekends fishing, hiking, or simply enjoying a picnic by the water. The area is not only perfect for outdoor enthusiasts but also offers a close-knit community with local events, farmers' markets, and seasonal festivals that foster connections among residents.

With a strong sense of community, excellent schools, and easy access to essential amenities, Clearwater County is an ideal place for families and individuals alike. If you’re ready to discover your next home in this enchanting part of Minnesota, explore our listings today and find the perfect property that fits your lifestyle and budget!

Newest Clearwater County Homes under $400,000

$189,000

3 Beds ⋅ 1 Baths ⋅ 7154544 MLS

Enjoy the convenience of one-level living in this well maintained 3 bed, 1 bath home situated on over an acre. Built in 1940 with features that include spacious bedrooms, an oversized primary suite with built-in storage, bright living and dining areas, functional kitchen with abundant cabinetry, full unfinished basement, attached garage, and a large 26 x 48 storage shed built in 1988. The expansive yard offers endless possibilities for recreation, gardening, or future outdoor projects. Move-in ready with plenty of room to make it your own!

1019 Central Street W, Bagley

Listing courtesy of Realty Experts, LLC.

$199,900

4 Beds ⋅ 2 Baths ⋅ 7154036 MLS

Welcome to a property full of possibilities! Situated on a spacious lot in a great Clearbrook location, this home features two units, each with a welcoming, open floor plan. The upstairs offers 3 bedrooms and 1 bathroom, while the downstairs includes 1 bedroom and 1 bathroom. Continue using it as a rental property or explore bringing the spaces together into a single-family home. A quick check-in with the City of Clearbrook can help verify permitted uses and any conversion requirements. Come take a look and imagine the possibilities, schedule your showing today!

227 1st Avenue SW, Clearbrook

Listing courtesy of 218 Real Estate.

$149,900

3 Beds ⋅ 1 Baths ⋅ 7152026 MLS

Welcome home! This solid 3-bedroom, 1-bath home offers convenient one-level living with everything you need on one floor. The property features an attached garage, a spacious corner lot, and an impressive 16' x 48' shop, providing plenty of room for storage, hobbies, projects, or extra workspace. Enjoy the convenience of being close to everyday necessities, including the clinic, grocery stores, shopping, restaurants, banks, schools, and more. With its practical layout, generous lot, excellent shop, and convenient location, this home offers great functionality and plenty of potential. With some TLC, this property could be a wonderful place to call home. Property is being sold AS-IS.

208 Pine Avenue NW, Bagley

Listing courtesy of Lakes Family Real Estate/Otter Tail Real Estate.

$106,500

1 Beds ⋅ 1 Baths ⋅ 7151533 MLS

Country living in this charming 1-bedroom, 1-bath home, all on one level. 6.5-acre wooded lot. Multiple outbuildings for storage or hobbies.

24507 430th Street, Leonard

Listing courtesy of Grimes Realty.

$375,000

2 Beds ⋅ 2 Baths ⋅ 7144415 MLS

A rare opportunity for premium, main-level living at its absolute finest! This beautiful, move-in-ready rambler sits on a spacious double corner lot and offers the perfect blend of elegance, functionality, and an open-concept design. Step inside to a bright, airy layout flooded with natural light, stunning hardwood floors, a cozy gas fireplace in the living area, a formal dining space perfect for holiday gatherings, a sensible kitchen lay out with modern conveniences along with casual dining that transitions outside to a covered patio area. The primary suite is a true sanctuary retreat, featuring its own private bath and a massive walk-in closet. Offering incredible versatility, the home is officially listed as a 2-bedroom, but features a huge bonus room that can easily serve as a 3rd bedroom, a quiet home office, or a fun game room. Complete with an oversized 3-car garage that includes a dedicated storage and utility room, this main-level gem truly offers endless possibilities!

386 Lake Avenue NE, Clearbrook

Listing courtesy of Juve Real Estate.

$230,000

2 Beds ⋅ 7145119 MLS

Long Lake Beauty! This rustic cabin, nestled in the Northwoods is offered for the first time in 40 years. A lifetime of memories were made here and it's ready for the next family to make their own. Tranquil and serene, the sauna and crystal clear water are waiting for you, don't miss out!

18942 Heart Lake Lane, Park Rapids

Listing courtesy of ALO Realty Advisors.

$149,900

3 Beds ⋅ 2 Baths ⋅ 7145044 MLS

Welcome to this comfortable 3-bedroom, 2-bath home with an attached one-stall garage. The kitchen and living room feature an open layout with a welcoming dining area. The primary bedroom includes a private en suite, while an additional full bathroom serves the rest of the home. Wide 36-inch doorways, grab bars, and other accessibility-friendly features provide ease of movement throughout. The full, unfinished basement has a separate entrance and provides plenty of storage. Outside, enjoy a spacious backyard. Move-in ready and waiting for its new owner!

419 Olson Avenue NE, Bagley

Listing courtesy of Vision Properties Management.

$95,000

4 Beds ⋅ 2 Baths ⋅ 7143322 MLS

Welcome to this charming home that sits on a corner lot offering lots of space, and endless possibilities. Enjoy the large deck surroundied by mature, shade trees and a fully fenced yard. Step inside to the main level, where you are immediately met by an oversized mudroom with big closet and an abundance of storage. From there, move into the updated kitchen that features a newer dishwasher, lighting and sliding glass door that brings in the natural light and opens right out to the back deck. The main living area provides a warm, comfortable environment with plenty of room to host gatherings. Plus, you will love the flexible main-floor bonus room, complete with its own attached bathroom, making it perfect for a private home office, dining or play area. The upper level offers 4 bedrooms, a central bathroom, and a cozy sitting area that makes a perfect reading nook. This place has so much space and endless possibilities, so bring your design ideas and come check it out before it is gone!

125 4th Avenue SE, Clearbrook

Listing courtesy of Juve Real Estate.

$119,900

3 Beds ⋅ 2 Baths ⋅ 7141895 MLS

Welcome to 356 Oak St in Gonvick! This 3 bedroom, 2 bathroom home offers comfortable living with plenty of space to make your own. The property features a 2 stall detached garage, providing spacious parking and additional storage. Located in a quiet small town setting, this home is a great opportunity for those looking for space, functionality, and affordability. Schedule a showing today to see all this property has to offer!

356 Oak Street, Gonvick

Listing courtesy of 218 Real Estate.

$398,000

4 Beds ⋅ 2 Baths ⋅ 7137191 MLS

Welcome to this beautifully maintained country property offering the perfect combination of comfortable living, functional workspace, and peaceful outdoor surroundings. Situated on 3.3 beautifully landscaped acres just outside of Clearbrook, this thoughtfully cared-for ranch-style home provides over 2,600 finished square feet with room to live, work, entertain, and enjoy the beauty of Northern Minnesota. The main level features two bedrooms, a full bathroom, convenient main-floor laundry, and inviting living spaces filled with natural light. The finished walkout lower level adds two additional bedrooms, a ¾ bath, and a spacious family room complete with a kitchenette/bar—creating flexible space for entertaining, hobbies, or everyday living. Step outside and discover a backyard designed for relaxing and gathering. Enjoy evenings around the fire pit beneath the pergola draped in mature grapevines, unwind on the deck overlooking the beautifully landscaped yard, or listen to the peaceful creek flowing along the back of the property. One of this property's standout features is the impressive 60' x 80' heated and insulated rigid steel-frame shop with a concrete floor and approximately 14-foot sidewalls, offering exceptional flexibility for equipment, hobbies, storage, or a variety of permitted uses. Convenient access from Highway 92 and a spacious driveway provide easy maneuverability for larger vehicles. Whether you're looking for additional workspace, room for projects, or simply a private setting with the convenience of nearby amenities, this well-maintained property offers a rare combination of comfort, functionality, and country living.

47649 State 92, Clearbrook

Listing courtesy of Real Broker, LLC.

$59,000

1 Beds ⋅ 1 Baths ⋅ 7136712 MLS

Welcome to a cozy, character-filled home tucked away on a peaceful Bagley street. The property features almost a half-acre lot bordered by beautiful woods, creating a private and serene setting. Perfect for first-time buyers or investors looking for a solid rental opportunity.

102 Sunset Avenue NW, Bagley

Listing courtesy of Juve Real Estate.

$175,000

4 Beds ⋅ 2 Baths ⋅ 7132427 MLS

Beautiful 4.5 heavily wooded AC just outside Bagley, this private Northwoods property offers the ultimate blend of peaceful country living, outdoor recreation & functional amenities. The main home features 2 bedrooms, 1 full bath, a durable metal roof, and an efficient natural gas furnace for easy, year-round comfort. Looking to host family, hunting buddies, or weekend guests? The bonus 2-bedroom, 1-bath mobile home provides an ideal, independent space or bunkhouse! Large 36x26 garage with a solid concrete floor—plenty of room for vehicles, boats, ATVs, and equipment—plus an additional storage shed. Homestead Potential with Established garden setup complete, beautiful raised garden beds, apple trees, raspberry bushes, & ready-to-use chicken coop. This is an Outdoorsman’s Paradise: Heavily wooded parcel offering superior on-site deer hunting and wildlife right out your back door. Conveniently located quick, easy access to Highway 92 Bagley, Clearbrook & Fosston, you are just minutes away from area lakes, public lands, and premier year-round recreation. Whether you’re searching for a turnkey hobby homestead, hunting camp, or permanent country getaway, this property checks every box. Schedule your private tour today!

15890 390th Street, Bagley

Listing courtesy of 218 Real Estate.

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