Clay County Homes under $250,000

Welcome to Clay County, Minnesota – a hidden gem that beautifully balances small-town charm with a vibrant community spirit. Nestled in the heart of the Midwest, Clay County is known for its stunning natural landscapes, friendly neighborhoods, and a rich tapestry of cultural activities. With its picturesque parks, serene lakes, and lush green spaces, residents enjoy a tranquil lifestyle while being just a short drive from the bustling cities of Fargo and Moorhead.

For those seeking affordable housing options, Clay County offers an impressive selection of homes under $250,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this county presents an array of choices that cater to diverse needs and budgets. From cozy single-family homes to charming townhouses, you’ll find properties that feature modern amenities, spacious yards, and inviting interiors, all while maintaining an accessible price point.

Living in Clay County means being part of a close-knit community that values connection and collaboration. Residents can take advantage of excellent schools, local shops, and a variety of recreational activities, including hiking, fishing, and community events that bring everyone together. The county's commitment to preserving its natural beauty and fostering a welcoming atmosphere makes it an ideal place to call home.

If you're looking for an affordable yet fulfilling lifestyle, Clay County is waiting for you. Explore the wonderful homes available under $250,000 and discover the perfect place to start your next chapter in this delightful corner of Minnesota!

Newest Clay County Homes under $250,000

$170,000

3 Beds ⋅ 1 Baths ⋅ 7156431 MLS

Perfect starter home on a tree lined street. Newer windows, central air, large tandem garage, steel siding.

1114 10 1/2 Street N, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$239,900

3 Beds ⋅ 2 Baths ⋅ 7153721 MLS

Step inside and be impressed by this fully remodeled 3-bedroom, 1.5-bath, 1.5-story home offering bright and inviting living spaces. Enjoy peace of mind with numerous updates throughout, including new kitchen cabinets, appliances, flooring, trim, doors, windows and more! Outside, you’ll find new vinyl siding on the garage, metal siding on the house, a spacious backyard surrounded by mature trees, and an oversized 20x28 detached garage with a new roof. With low specials and truly move-in-ready appeal, this home is a fantastic find. Don’t miss your chance, schedule a showing today!

631 11th Street N, Moorhead

Listing courtesy of eXp Realty (3240 WF).

$183,000

3 Beds ⋅ 1 Baths ⋅ 7154340 MLS

Opportunity is knocking! Located right across from beautiful Hansmann Park, this 3-bedroom, 1-bath home is packed with potential. Whether you're looking for your next flip, a fixer-upper project, or an affordable place to call home, this property is ready for your vision. Enjoy a spacious backyard, quiet neighborhood setting, and plenty of privacy. Bring your ideas, tools, and creativity to transform this hidden gem into something special. Sold AS-IS.

1323 12th Avenue N, Moorhead

Listing courtesy of RE/MAX Advantage Plus.

$169,000

3 Beds ⋅ 1 Baths ⋅ 7153519 MLS

Cute and full of charm, this 1½-story home offers three bedrooms in South Moorhead. Move-in ready, it features updated vinyl siding, windows, flooring, and bathroom. Plus a detached two-stall garage. A welcoming home with updates already in place—come see all it has to offer!

311 15th Street S, Moorhead

Listing courtesy of Park Co., REALTORS®.

$83,500

2 Beds ⋅ 1 Baths ⋅ 7148150 MLS

Convenient single-level living in an established Barnesville neighborhood! This 2-bedroom, 1-bath home offers 1,008 finished square feet with all living spaces on the main floor, including a spacious kitchen, living and dining areas, full bath and main-level laundry. Outside, enjoy a covered front porch, fully fenced backyard and detached one-car garage. City water and sewer add to the convenience. Located in Barnesville with access to local shopping, services, schools and community amenities, while also providing convenient regional access toward Fargo-Moorhead, Fergus Falls, Wahpeton-Breckenridge and Detroit Lakes. A manageable in-town property with a practical layout and plenty of potential for its next owner.

104 2nd Street NE, Barnesville

Listing courtesy of Gallery of Homes.

$72,500

2 Beds ⋅ 1 Baths ⋅ 7140432 MLS

This South Moorhead end unit condo is ready for it's next owner! With thoughtful updates already done for the new owner like new painted walls & ceilings, flooring, updated bathroom and more! Combine those updates with the affordable price of $72,500! this condo is a great option for someone looking for simple living. HOA of $350/month covers lawn, snow, exterior maintenance, exterior insurance, and common room laundry. The unit features 2 beds 1 bath and a 1 stall garage. To schedule a tour reach out to your favorite agent today! ***Please note*** no pets allowed and rentals are allowed with HOA preference against short term rental.

3108 5th Street S Unit 9, Moorhead

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

$112,500

2 Beds ⋅ 1 Baths ⋅ 7144199 MLS

Opportunity awaits in this 2-bedroom, 1-bath home located in an established Moorhead neighborhood. The home offers a functional layout with a spacious kitchen featuring plenty of cabinetry and counter space, a comfortable living area with large windows, and a 1-car garage. The property is ready for some TLC and updating, giving you the opportunity to bring your vision and make it your own. Outside, enjoy a front entry deck and mature landscaping. Additional highlights include low special assessments and a low association fee. A great option for a buyer looking for an affordable home with potential sweat equity or an investor seeking their next project.

1915 18th Avenue S, Moorhead

Listing courtesy of REAL (216 FGO).

$241,000

3 Beds ⋅ 2 Baths ⋅ 7144680 MLS

Nicely maintained and updated 3 bed 2 bath property, just two blocks from the Barnesville football field! New flooring and paint throughout including an epoxy flake floor in the garage for easy cleaning and added protection. Enjoy the new poured concrete apron for additional parking that leads to the large, new fully fenced in backyard. Unfinished basement gives you options for storage, workout room, open play, or finish it off to your hearts desire. Get in before the snow flies!

302 10th Street SE, Barnesville

Listing courtesy of The Real Estate Company of Detroit Lakes.

$235,000

4 Beds ⋅ 3 Baths ⋅ 7143674 MLS

**Back on market because buyers financing fell through right before close. Inspection completed and repairs made.** Move-in ready property on a desirable corner lot with over 2,000 sq ft of living space! Featuring 4 bedrooms, 3 bathrooms, an oversized garage, and a fully fenced backyard with a patio, there is plenty of room to spread out and enjoy. The kitchen offers stainless steel appliances, quartz countertops, backsplash and connects nicely to the main living areas. Enjoy easy access to nearby river nature paths and Robert Asp Elementary, making this the perfect location for outdoor activities, schools, and everyday living.

601 11th Street N, Moorhead

Listing courtesy of Park Co., REALTORS®.

$189,900

2 Beds ⋅ 2 Baths ⋅ 7141078 MLS

One Riverside condo close to downtown Moorhead and Fargo. This two-bedroom, two-bathroom condo has everything you want! One bathroom includes a Walk-In Soaker Tub. You'll love the bright and sunny enclosed deck area that could be used as an extra bedroom or office. Braaten Oak Cabinets in the updated kitchen and plenty of storage. Washer/Dryer included in the laundry room. Quiet and secure building with community room and spaces for gathering and socializing with your neighbors and friends. Garage stall #56, Storage unit #41. Enjoy the sunrise and natural scenery of this area. Close to parks, recreational river trails, shopping and entertainment. No smoking. No pets. Condo fee of $415.71 per month includes exterior building insurance, lawn care, snow removal ($25 of the condo fee goes toward basic internet service) and more! Extra parking to south of building in parking lot. Schedule your private showing today and be amazed!

105 3rd Street N Unit 203, Moorhead

Listing courtesy of Park Co., REALTORS®.

$234,900

4 Beds ⋅ 2 Baths ⋅ 7141840 MLS

Welcome home to this hard to find updated 4 bedroom 2 bath home in an affordable price range. Home is located on a corner lot with a single detached heated garage.

1009 19th Street N, Moorhead

Listing courtesy of Kvamme Real Estate.

$145,000

3 Beds ⋅ 1 Baths ⋅ 7141799 MLS

Welcome to 219 16th St N in Moorhead! This 3-bedroom, 1-bath home features newer windows, a new front door, plenty of natural light, and a practical floor plan. Step outside to a spacious backyard complete with a garden, play structure, and chicken coop. Conveniently located near downtown Moorhead, parks, schools, shopping, dining, and major roadways. This home offers comfortable living inside and plenty of room to enjoy the outdoors. Schedule your showing today!

219 16th Street N, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.