Chisago County Homes under $400,000

Welcome to Chisago County, Minnesota – a hidden gem that beautifully blends scenic landscapes with a vibrant community spirit. Nestled just north of the Twin Cities, Chisago County offers a serene escape from the hustle and bustle while still providing easy access to urban amenities. With its picturesque lakes, lush forests, and charming small towns, this region is perfect for nature lovers and families alike.

Chisago County is known for its rich history and friendly neighborhoods. Whether you're exploring the quaint shops in Lindstrom, enjoying a day on the water at Chisago Lake, or hiking the trails at the stunning Wild River State Park, there’s something for everyone. The county boasts excellent schools, recreational opportunities, and a tight-knit community atmosphere that makes it an ideal place to call home.

For those seeking affordable housing options, Chisago County has a wonderful selection of homes priced under $400,000. From cozy single-family houses to spacious townhomes, you’ll find a variety of styles and sizes to suit your needs. Many of these homes are situated in family-friendly neighborhoods, offering ample yard space and proximity to parks and schools.

With its combination of affordability, natural beauty, and community charm, Chisago County is an exceptional choice for first-time homebuyers, growing families, or anyone looking to enjoy a peaceful lifestyle without sacrificing convenience. Explore your options in this inviting county and discover the perfect place to create lasting memories!

Newest Chisago County Homes under $400,000

$400,000

5 Beds ⋅ 3 Baths ⋅ 7151977 MLS

Welcome to Sunrise River Estates! This inviting 5-bedroom, 3-bath home sits on a generous 100-by-230-foot lot and offers a comfortable layout with room to spread out. Enjoy the convenience of main-level living, a spacious living room, separate dining area, and main-floor laundry. The primary suite features a private bath, while the finished lower level adds flexible space for guests, work, hobbies, or relaxing. Step outside to the large deck and landscaped yard. Recent updates include a new roof and gutters in October 2026, all-new Anderson windows in 2019, and a furnace, air conditioner, and water heater replaced in 2018. Attached two-car garage and bonus 1 car detached garage/shop, city sewer and water, and a peaceful Wyoming location complete the package

5480 273rd Street, Wyoming

Listing courtesy of RE/MAX Synergy.

$240,000

2 Beds ⋅ 2 Baths ⋅ 7157991 MLS

5197 383rd Street, North Branch

Listing courtesy of Bridge Realty, LLC.

$365,000

5 Beds ⋅ 2 Baths ⋅ 7153709 MLS

Welcome to this beautifully maintained, one-owner rambler nestled on approximately 1 acre just north of North Branch, offering the perfect blend of privacy, space, and convenience! Surrounded by mature trees and lush landscaping, this inviting property boasts a peaceful, park-like setting with plenty of room to relax, entertain, and enjoy the outdoors. Lovingly cared for by its original owner, this home offers a spacious and functional layout with exceptional versatility. The main level welcomes you with an inviting foyer, generous living room featuring a cozy gas fireplace, and a kitchen with beautiful wood flooring, ample cabinetry, and an adjoining dinette. Three main-level bedrooms and a full bathroom provide comfortable living, while the third bedroom offers excellent potential for conversion into a future main-level laundry room, creating the convenience of one-level living. A charming, enclosed porch with warm wood finishes, abundant windows, and newer storm windows provides the perfect retreat to enjoy peaceful views of the surrounding landscape. The finished lower level offers even more living space with two additional bedrooms, a 3/4 bathroom, a dedicated office, and a versatile flex room ideal for hobbies, recreation, or additional storage. Outside, enjoy two patios, a beautifully maintained lawn, mature shade trees, and an in-ground sprinkler system. The impressive oversized attached garage offers room for approximately 3–4 vehicles, with additional space for storage, tools, and hobbies. Significant recent improvements include a new roof and gutters in 2023, a new septic system in 2025, and a new water heater and air exchanger in 2025. Additional features include Andersen windows, central air conditioning, natural gas, and a water softener. Enjoy the beauty and tranquility of country-style living while remaining just minutes from shopping, dining, schools, and everyday conveniences in North Branch. A wonderful opportunity to own a lovingly maintained, one-owner home offering space, flexibility, and a beautiful, wooded setting!

5905 Chippewa Trail, North Branch

Listing courtesy of Realty Executives Top Results.

$345,000

4 Beds ⋅ 2 Baths ⋅ 7156389 MLS

This spacious Split Level Entry has 4-bedrooms, 2-full bathrooms, a 3-car attached garage and has a newer roof. The large primary bedroom includes a 'walk-in' closet and a 'walk through' full bathroom! The bright, open floor plan is great for entertaining friends and family. Kitchen features a pantry, stainless steel appliances, snack bar, raised oak cabinets and oak crown molding. Dining area has patio door to the deck which overlooks a fenced back yard and a convenient shed. The finished 'walkout' basement has a huge family room, full bath and ample storage space. The mechanical/laundry room has a newer stack washer/dryer, high efficiency furnace, power vent water heater and a "healthy house" air-to-air exchanger! Don't miss your opportunity to own this spacious, upgraded home in a great neighborhood at a great price. Hurry on this beautiful home that "checks all the boxes"!

38465 Coventry Drive, North Branch

Listing courtesy of Edina Realty, Inc..

$290,000

2 Beds ⋅ 2 Baths ⋅ 7157548 MLS

Enjoy easy, low-maintenance living in this inviting 2-bedroom, 2-bath townhome in the desirable 55+ Cedar Court community. Thoughtfully designed for comfortable main-level living, the home features a bright, open floor plan with vaulted ceilings, abundant natural light, and a gas fireplace that creates a warm and welcoming gathering space. The kitchen offers a center island with additional prep and seating space and opens seamlessly to the dining and living areas. A sun-filled four-season room provides the perfect place for morning coffee, reading, or simply relaxing, while the adjoining deck makes it easy to enjoy the outdoors. The spacious primary suite features a walk-thru closet and private bath, while main-level laundry adds everyday convenience. An attached, heated two-car garage provides additional comfort and functionality year-round. One of the home's biggest highlights is the large unfinished basement, a rare find within the community. With plenty of room for storage, hobbies, a workshop, or future finished living space, it offers flexibility that is hard to find in townhome living. With a comfortable one-level layout, generous additional space, and exterior maintenance taken care of, this home offers the freedom to spend less time on upkeep and more time enjoying the things you love.

466 Cedar Court, Taylors Falls

Listing courtesy of Red Key Realty.

$395,900

3 Beds ⋅ 2 Baths ⋅ 7147975 MLS

Nestled among mature trees on a scenic 2-acre lot, this inviting 3-bedroom, 2-bath split-level home offers privacy, comfortable living spaces, and beautiful wooded surroundings. The open main level features a spacious living room, kitchen with abundant oak cabinetry and breakfast peninsula, and an adjoining dining area with patio doors leading to an elevated deck overlooking the backyard. The primary bedroom offers convenient access to a full bath, also accessible from the hallway. Neutral interior colors, attractive flooring, and natural woodwork complement the home's comfortable layout. The finished lower level features a spacious family room with a gas fireplace, new carpeting, and additional flexible space for recreation, hobbies, or a home office. Recent improvements also include a new compliant septic system. Enjoy outdoor living from the elevated deck or backyard patio, surrounded by mature trees and open lawn. An attached two-car garage with a heating unit completes this appealing property and its peaceful wooded setting.

4926 Shady Lane, North Branch

Listing courtesy of RE/MAX Synergy.

$289,900

2 Beds ⋅ 1 Baths ⋅ 7156366 MLS

Welcome to this charming, freshly updated one-story home in Rush City! Featuring 2 bedrooms and 1 full bath all on the main level, this home offers comfortable, easy living with beautiful natural light and plenty of character. The real standout is the rare 1.45-acre city lot (3 PID's), offering a private setting with Rush Creek running along the property. Outside, you'll also find an impressive 40x28 garage with 240V electric and an upper level, providing tons of room for vehicles, storage, hobbies, a workshop and more. 1,032 sq ft of unfinished space in the basement for you to put your own finishing touches on, along with a large unfinished loft space above the garage. Tons of potential still left in this property. Enjoy the space and privacy of acreage while still having the convenience of being in town. A unique property with so much potential, don't miss this one!

755 S Dana Avenue, Rush City

Listing courtesy of LaBelle Real Estate Group Inc.

$235,000

2 Beds ⋅ 1 Baths ⋅ 7155422 MLS

(BE SURE TO WATCH THE 360 TOUR) EXTREMELY PRIVATE UPDATED TWINHOME SURROUNDED BY WOODS AND WETLAND! NO ASSOCIATION FEES! GREAT POTENTIAL WITH THIS UNFINISHED LL -- FULLY INSULATED AND WIDE OPEN WITH FLOOR TRUSS SYSTEM AND A ROUGH IN BATH -- NEW HVAC SYSTEM WITHIN THE PAST YEAR -- COULD EASILY BE A 4 BEDROOM HOME. LL WALKS OUT TO A PRIVATE REAR YARD. CONVENIENT LOCATION TO SCHOOLS, PARKS AND AMENITIES BUT SURROUNDED BY MORE EXPENSIVE SINGLE FAMILY HOMES. SELLER JOB CHANGE ALLOWS THIS TO BE AVAILABLE.

6696 381st Street, North Branch

Listing courtesy of Edina Realty, Inc..

$375,000

3 Beds ⋅ 2 Baths ⋅ 7144403 MLS

Welcome home to this well-loved split-level tucked away at the end of a quiet cul-de-sac in the established Mystic Woodlands neighborhood. Enjoy mature trees, a spacious yard, and a peaceful setting. Inside, the bright living room features a beautiful bay window, while the kitchen offers great counter space and storage. The dining area opens to the backyard and paver patio—perfect for morning coffee or summer gatherings. The upper level offers 3 bedrooms and a full bath. The lower level features a spacious family room, ¾ bath, laundry, and walkout access to the 3-car garage. The lowest level provides unfinished space with an egress window, offering potential for a 4th bedroom, office, hobby room, or additional living space. Updates include a 2021 roof, 2020 furnace & A/C, newer appliances (2018–2021), and a new concrete garage apron and sidewalk in 2022. Large yard, irrigation, mature trees, and a great location! Sellers are moving out of state for work—don't miss this one!

6149 384th Lane, North Branch

Listing courtesy of eXp Realty.

$365,000

4 Beds ⋅ 2 Baths ⋅ 7148743 MLS

Escape to your own private sanctuary at 815 Colby St, where a stunning, park-like outdoor oasis takes center stage. Situated on nearly an acre of blissfully quiet land, this property boasts a massive, heavily wooded backyard that feels like a personal nature reserve. The grounds feature meticulously updated landscaping and a sprawling, large fenced area perfect for outdoor living, all while backing into peaceful, mature woods for ultimate seclusion. Step inside to find an equally impressive 4-bed, 2-bath layout featuring a grand, open-concept kitchen with custom cherry cabinets, a cozy gas fireplace, and a lower-level whirlpool tub. Outdoor enthusiasts will love the insulated and heated 3-car oversized garage, alongside a brand-new furnace and roof (2025) for effortless home ownership. Tucked away within walking distance to Taylors Falls Elementary, you are perfectly positioned in the scenic St. Croix River Valley, surrounded by state parks, hiking trails, and year-round community events.

815 Colby Street, Taylors Falls

Listing courtesy of Homes Plus Realty.

$345,000

2 Beds ⋅ 1 Baths ⋅ 7155017 MLS

This beautifully maintained three-level home offers space, comfort, and a standout list of indoor and outdoor amenities. The main level features an open floor plan connecting the kitchen, dining, and living room, all enhanced by a vaulted ceiling that brings in natural light and an airy, spacious feel. The kitchen features granite countertops, creating a clean, modern workspace perfect for cooking or entertaining. Step outside to a backyard designed for privacy and enjoyment. A Northland Privacy Fence surrounds the space, offering peace and seclusion while you relax in the 24x12 Intex pool. For those interested in hobby farming, the chicken coop with 12 hens can stay with the property if buyers wish. The yard is a true outdoor oasis, featuring established apple, cherry, and pear trees, along with grapevines, raspberries, and mulberries. It’s a rare opportunity to enjoy your own mini orchard and berry patch right at home. This property blends comfort, privacy, and outdoor living in a way that’s hard to find, perfect for buyers seeking space, nature, and a home that offers more than the ordinary.

38377 Hunters Ridge Trail, North Branch

Listing courtesy of Edina Realty, Inc..

$339,900

2 Beds ⋅ 1 Baths ⋅ 7156188 MLS

Ask about financing promotion with Seller's Preferred Lender and Title! Completed New Construction Split Level Ready for a Quick Closing! NO HOA! This home offers an Open Concept Main Living Area, 2 Bedrooms, 1 Bathroom, Walkout Basement, and 2 Car Garage! Kitchen highlights are quartz countertops, crown moulding, cabinet hardware, trash rollout, white cabinets, stainless steel appliances, center island, and recessed lighting. LVP flooring is run through Living Room! Primary Suite includes a Walk in Closet and Walk Thru Bathroom. Unfinished Walkout Lower Level offers space for a future Family Room, 3rd Bedroom, and 2nd Bathroom. Photos and renderings may not depict actual plan, materials, & finishes may vary. All measurements are approximate.

37546 Greenway Avenue, North Branch

Listing courtesy of NextHome West Metro.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.