Beltrami County Homes under $400,000

Welcome to Beltrami County, a hidden gem nestled in the heart of Minnesota! Known for its stunning natural beauty, this region is a paradise for outdoor enthusiasts and families alike. With its lush forests, pristine lakes, and abundant wildlife, Beltrami County offers a unique blend of tranquility and adventure, making it a perfect place to call home.

One of the most appealing aspects of Beltrami County is its diverse housing market, particularly for those seeking homes under $400,000. Here, you can find charming single-family homes, cozy cabins, and spacious townhouses that cater to a variety of lifestyles. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, there’s something for everyone in this welcoming community.

Imagine waking up to the sounds of nature, with easy access to outdoor activities such as fishing, hiking, and snowmobiling, all just a stone's throw from your front door. The county is also home to excellent schools, vibrant local businesses, and a strong sense of community, making it an ideal place to raise children or enjoy a peaceful retirement.

With affordable housing options and a rich tapestry of amenities, Beltrami County truly offers the best of both worlds: a serene, rural lifestyle with all the conveniences of modern living. Explore the possibilities today and discover why so many are choosing to make Beltrami County their home sweet home!

Newest Beltrami County Homes under $400,000

$329,900

4 Beds ⋅ 2 Baths ⋅ 7153980 MLS

Enjoy the best of both worlds with this 4-bedroom, 2-bath one level home nestled on 11.25 beautiful acres just minutes from town! Surrounded by mature trees and featuring scenic trails throughout the property, this Northwoods retreat offers the privacy, space, and natural beauty you've been looking for. Whether you're exploring the trails, enjoying the peaceful setting, or simply relaxing in your own private slice of nature, there's room here to make the most of up-north living. Need space for your vehicles, toys, and outdoor gear? The generous garage space and convenient side carport have you covered. Also, it has a bonus of a 4 year old septic system. If you've been dreaming of a property that combines country living, room to roam, and easy access to town, this one is worth a look!

2239 Becida Road SW, Bemidji

Listing courtesy of Real Broker, LLC.

$180,000

3 Beds ⋅ 2 Baths ⋅ 7153795 MLS

This clean 1,792 sqft mobile home features 3 bedrooms and 2 bathrooms, a partially fenced backyard with a spacious deck, and a storage shed. The property includes an 872 sqft double car garage with a woodshop on one side, all set on a 1.53-acre lot with a nice mix of wooded areas and open space.

7126 Tribute Lane NW, Bemidji

Listing courtesy of Lake-N-Woods Realty.

$229,500

2 Beds ⋅ 2 Baths ⋅ 7153372 MLS

Enjoy easy, maintenance-free living in Bemidji’s Marina Villas community. The primary bedroom features a private en-suite bathroom and walk-in closet. The second bedroom can also serve as an office or craft room and includes its own walk-in closet, providing plenty of room for storage and organization. Secure entry, in-unit laundry, a covered balcony, and a detached two-stall garage add comfort and convenience. The $300/monthly HOA fee covers heat, water, snow removal, lawn care, and exterior maintenance, so you can spend less time on upkeep and more time enjoying the area. Close to coffee shops, dinning, trails, shopping. Residents also have access to shelter house, beach, and Lake Bemidji Chain through the Recreation Association on Lake Irvine. The annual association fee is $300, with an optional boat slip available for $200 per year.

405 Clausen Avenue SW Unit 5, Bemidji

Listing courtesy of Lake-N-Woods Realty.

$284,500

1 Beds ⋅ 1 Baths ⋅ 7152015 MLS

Enjoy the best of small-town living just minutes from Bemidji—without the higher property taxes! Located in the heart of Wilton, this charming 2-bedroom, 1-bath home offers comfort, efficiency, and unique amenities that are hard to find. Relax year-round in your own authentic wood-fired sauna, gather with friends on the spacious patio, and enjoy the convenience of an attached garage and main-level laundry. Inside, the home features a practical, easy-to-maintain layout with a full basement offering abundant storage and future possibilities. The wood stove/electric plenum combination furnace provides flexible, cost-effective heating options for every season. The manageable yard gives you outdoor space without the burden of extensive upkeep, making this an excellent choice for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle. With schools, shopping, restaurants, and all the amenities of Bemidji just a short drive away, this home offers the perfect balance of convenience, affordability, and Minnesota charm.

352 Sunset Avenue NW, Wilton

Listing courtesy of Andy Williams Realty Group, LLC.

$219,900

4 Beds ⋅ 2 Baths ⋅ 7153276 MLS

This Blackduck Home has 4 bedrooms, 2 baths on a large city lot with many updates! With quick access to bike trails, the school, shopping, and great fishing on Blackduck Lake this home really has it all! Attached 2-stall garage, fenced-in yard, concrete driveway, and a quiet street! Come take a look at this great value! New Heating & AC System, new deck, updated flooring and much more!

149 Liberty Drive NE, Blackduck

Listing courtesy of Blackduck Realty.

$379,900

2 Beds ⋅ 1 Baths ⋅ 7151598 MLS

Country living with room for your hobbies, animals, toys and projects—all just minutes from town! This well-cared-for 2-bedroom, 1-bath home sits on approximately 5 acres at the corner of Sumac Road and Country Club Road, offering a hard-to-find combination of acreage, convenience and exceptional outbuilding space. Inside, the home is warm and inviting with a spacious kitchen and dining area, built-in shelving, abundant natural light and a comfortable living room featuring a freestanding gas stove. A large deck expands the living space outdoors and provides a great spot to relax and enjoy the property. The full basement offers additional storage a finished family room and plenty of room to expand. For the hobbyist, mechanic or anyone needing serious workspace, the 20x47 insulated and heated shop is a standout, featuring a concrete floor, two 12-foot overhead doors and a car lift. The acreage was previously set up for horses and offers tremendous versatility. A 32x47 horse barn features stalls and a concrete floor, with an approximately 900 sq. ft. cold-storage pole building attached. There is also a double detached garage and a 15x12 cabin, adding even more possibilities for storage, hobbies or flexible-use space. With open acreage, established buildings and convenient access to Bemidji, this property offers the space and infrastructure that can be difficult to find this close to town. Whether you’re looking for room for horses, a workshop, equipment and recreational storage—or simply want some breathing room—this property is ready for its next chapter.

2422 Sumac Road NE, Bemidji

Listing courtesy of Real Broker, LLC.

$195,000

2 Beds ⋅ 1 Baths ⋅ 7152304 MLS

Your Minnesota Getaway Awaits! Escape to the peace and quiet of this charming 2 bedroom, 1 bath cabin situated on 8 acres near Tenstrike. Whether you're looking for a weekend retreat, or a place to simply get away and enjoy the outdoors, this property has plenty to offer. An oversized garage provides great space for vehicles, boats and all your recreational gear. The property includes deeded access to Hagali Lake, including the right to erect a dock, land boats, and enjoy the lake for recreational activities such as swimming, kayaking, and more. With 8 acres to explore and lake access just waiting to be enjoyed, this is a wonderful opportunity to create your own retreat - call today!

6814 Silent Water Road NE, Tenstrike

Listing courtesy of Pahlen Realty, Inc..

$329,000

3 Beds ⋅ 2 Baths ⋅ 7151678 MLS

Welcome to this meticulously maintained 3-bedroom, 2-bath single-level, open concept home located in the Wheatfield CIC Community just 5 miles north of Bemidji! This home boasts vaulted ceilings over the fabulous open kitchen & inviting living room plus large windows for plenty of natural light. The well-appointed kitchen features a huge center island with seating, solid surface countertops, stainless steel appliances, & stylish cabinetry with pull-out storage. The charming separate dining room has a sliding door leading to the back patio where you can entertain or relax & enjoy your beautiful yard with no backyard neighbors. The primary suite offers a relaxing retreat with private bathroom featuring a dual sink vanity, step-in shower, and an oversized walk-in closet/dressing room. There are also 2 spacious guest bedrooms & a full bathroom. This one-owner home has upgraded finishings throughout including upgraded cabinets, upgraded ceramic tile & vinyl flooring, Smart Stand carpeting, extra attic & wall insulation, upgraded siding & a whole-home Generac generator for backup during power outages! The cozy covered front porch, large foyer, convenient laundry room, & attached double garage for convenience & storage complete this lovely home! This well-designed development offers the perfect blend of convenience & community living with access to 40+ acres of shared wooded and open grounds complete with miles of mowed walking trails and groomed cross-country ski trails. Schedule your tour today!

2008 Whiting Road NW Unit 8, Bemidji

Listing courtesy of Grimes Realty.

9806 Green Acres Court NE Unit 13, Bemidji

$259,000

2 Beds ⋅ 2 Baths ⋅ 7151765 MLS

Welcome to a place where lake life feels easy. This updated two-bedroom lodge, complete with a cozy bunk area, blends classic charm with thoughtful improvements. A three-quarter bath, half bath, and full laundry make extended stays comfortable and convenient. One of the largest lots in Rainbows End CIC allows the property to be classified residential homestead. Set on a fantastic fishing lake filled with loons and natural beauty, this property invites slow mornings, quiet evenings, and endless time on the water. With a roomy garage, extra parking, and virtually no maintenance—no mowing, no dock chores—you can spend your time enjoying the sandy beach and wide greenspace instead of working. It’s the perfect retreat for family, friends, and anyone who loves the outdoors.

9806 Green Acres Court NE Unit 13, Bemidji

Listing courtesy of Century 21 Dickinson.

$169,900

2 Beds ⋅ 2 Baths ⋅ 7150466 MLS

Move in ready! Attention to detail is evident in every room. This house will be trouble free for years to come due to the many improvements made recently. New shingles, fresh paint, updated bathrooms and laundry area. New flooring throughout. The lower-level bedroom has its own bathroom. Solid double garage with fresh concrete driveway from the alley to keep your vehicles out of the weather. Motion sensor outside lights add extra security. Seller is a licensed real estate agent.

707 3rd Street SE, Bemidji

Listing courtesy of Better Homes and Gardens Real Estate First Choice.

$257,000

2 Beds ⋅ 2 Baths ⋅ 7149670 MLS

Here's the Vista North townhome you've been waiting for! This 2 bed, 2 bath, 1,235 sq/ft end unit is wanting a new owner. With updated hard surfaced flooring, generous primary suite, very functional floor plan and Southerly facing living room and patio. With a forced air heating system AND infloor heat, you'll stay cozy in the winter and central AC for those hot summer days. An attached double garage that is both, insulated and heated, this unit has everything you want and need. Set up your private tour today! *Chek out the virtual tour in the photos tab*

720 35th Street NW, Bemidji

Listing courtesy of Grimes Realty.

$229,000

3 Beds ⋅ 2 Baths ⋅ 7148866 MLS

Nestled on 2.5 beautifully wooded acres, this inviting 3-bedroom, 2-bath manufactured home offers nearly 1500 sq. ft. of comfortable living space. The spacious primary suite features its own private bathroom, while a formal dining room provides a welcoming space for gathering with family and friends. A sliding glass door leads to the backyard, where you can enjoy the peaceful, wooded surroundings. A double attached garage, connected to the home by a breezeway, offers convenient parking and additional storage. Enjoy the privacy and natural beauty of country living with plenty of room to make this property your own.

9446 Pony Lake Road NW, Bemidji

Listing courtesy of Grimes Realty.

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