Watertown Homes under $600,000

Welcome to Watertown, Minnesota – a hidden gem nestled in the heart of Carver County. This charming city offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, professionals, and retirees alike. With its picturesque landscapes, friendly community, and vibrant local culture, Watertown invites you to discover all the reasons why it’s a wonderful place to call home.

One of the standout features of Watertown is its affordability. For those seeking to invest in real estate, you’ll be pleased to know that there are numerous beautiful homes available for under $600,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a lovely property to retire in, Watertown has something for everyone. The housing market here boasts a variety of options, from charming historic homes to modern builds, all set against the backdrop of serene parks and scenic trails.

Watertown also prides itself on its strong sense of community. With local events, farmers markets, and family-friendly festivals throughout the year, residents enjoy a vibrant social scene that fosters connections and friendships. The city’s excellent schools and recreational facilities further enhance the quality of life, making it a fantastic choice for families.

Explore the beauty and warmth of Watertown, MN, where your dream home awaits. With homes under $600,000, you can find the perfect place to create lasting memories in a city that truly feels like home. Come and see for yourself what makes Watertown such a special place to live!

Newest Watertown Homes under $600,000

$284,900

3 Beds ⋅ 2 Baths ⋅ 7158092 MLS

Great opportunity to get an updated home priced under 300K. This twin home has it all! Spacious living areas including an oversized fenced in yard and storage shed. Newer roof and siding. Freshly painted interior, Ample storage space in the 2 car garage. Spacious entry, kitchen boasts oak cabinetry, newer fridge and LVT flooring, dining area has plenty of space for a utility desk or hutch. This home is light and bright!

704 Reo Road, Watertown

Listing courtesy of Coldwell Banker Realty.

$325,000

5 Beds ⋅ 3 Baths ⋅ 7157967 MLS

Welcome to this beautifully remodeled 5-bedroom, 3-bathroom two-story home offering 2,010 finished square feet in the heart of Watertown! Combining classic charm with modern updates, this home has been thoughtfully remodeled throughout. Step inside to discover an inviting interior featuring updated flooring, lighting, and stylish finishes. The spacious kitchen is a standout, featuring a center island, updated cabinetry, countertops, and beautiful wood-accent ceilings that add warmth and character. With five bedrooms, there's plenty of flexibility for family, guests, a home office, or additional living space. All three bathrooms have been updated, including a full bathroom, a three-quarter bathroom, and a convenient half bath. Enjoy the welcoming covered front porch, spacious yard, and mature trees. The detached two-car garage provides additional parking and storage, including a generous unfinished upper-level area with exciting possibilities. Conveniently located near local parks, shopping, dining, and everyday amenities, this move-in-ready home offers the perfect combination of space, character, and modern comfort. Don't miss this opportunity!

501 White Street SW, Watertown

Listing courtesy of Bridge Realty, LLC.

$410,000

4 Beds ⋅ 2 Baths ⋅ 7153835 MLS

This 4-bed, 2-bath home features a highly desirable 3 bedrooms-on-one-level layout. The main floor also includes vaulted ceilings, LVP flooring, a bright kitchen with Quartz countertops, and center island with breakfast bar seating. Relax in the primary suite complete with walk-in closet and 3/4 ensuite bathroom. The partially finished lower level adds value with the large family room and 4th bedroom, perfect for guests or an office. Walls and flooring are done--just need to add the trim package. Enjoy outdoor living on the 12x12 deck or head down the stairs to the expansive corner lot yard. Top it all off with a heated 3-car garage and asphalt driveway. Don't miss this one!

813 Hickory Curve, Watertown

Listing courtesy of Edina Realty, Inc..

$340,000

3 Beds ⋅ 2 Baths ⋅ 7149998 MLS

Set on nearly half an acre, this rambler combines generous outdoor space with a bright, open main level and plenty of character inside. The inviting living room is anchored by a floor-to-ceiling brick fireplace that extends into a distinctive brick archway, while large windows bring in abundant natural light. The kitchen features stainless steel appliances, a center island with breakfast bar seating, and an easy connection to the main living spaces. A sunroom on the main level offers another comfortable place to relax, with stairs leading to the deck and backyard. Two bedrooms and an updated full bathroom are conveniently located on the main floor. The finished lower level adds even more versatility with a spacious family room, a second full bathroom, and an oversized third bedroom. Fresh paint throughout, all-new carpet, and an outdoor storage shed complete this move-in-ready home.

405 Green Avenue SE, Watertown

Listing courtesy of Kris Lindahl Real Estate.

$459,900

4 Beds ⋅ 3 Baths ⋅ 7149726 MLS

This completed new construction 4-bedroom, 3 bathroom home features an open floor plan and a vaulted ceiling in the living, dining, and kitchen. The kitchen boasts laminate floors, dark cabinets, an island, pantry, quartz countertops, and upgraded stainless steel appliances. The owners suite includes a private bathroom. The finished lower level offers a huge family room, two additional bedrooms, and a full bathroom. Full sheetrock and insulated in the oversized 3 car garage. The property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

581 Sienna Drive, Watertown

Listing courtesy of RE/MAX Results.

$289,000

2 Beds ⋅ 2 Baths ⋅ 7148777 MLS

Charming and inviting 2 bedroom home with wonderful character and comfortable main-level living! All living facilities are conveniently located on the main level, making everyday living easy and accessible. The home features newer appliances, a new A/C unit and furnace, and a beautiful rear porch with an additional sunroom—perfect for relaxing, enjoying your morning coffee, or taking in the peaceful surroundings. The lower level offers excellent potential for additional living space, including a room with an egress window that could function as a third bedroom with the addition of a closet. Outside, the beautiful backyard is filled with established gardens, creating a lovely private setting to enjoy throughout the seasons. A charming home with character, thoughtful updates, and wonderful indoor and outdoor spaces!

304 Territorial Street E, Watertown

Listing courtesy of RE/MAX Advantage Plus.

$525,000

4 Beds ⋅ 4 Baths ⋅ 7121398 MLS

Impeccably maintained and beautifully updated, this exceptional walkout two-story is truly move-in ready! Offering 4 bedrooms, 4 bathrooms, and two fireplaces, this home features an open and inviting floor plan with spacious living areas, an upper-level loft, updated bathrooms, refinished hardwood floors, new carpet in select areas, and tasteful updates throughout. The fully finished walkout lower level is perfect for entertaining with a large family room, wet bar and second fireplace. Enjoy outdoor living from the maintenance-free deck or relax on the stamped concrete patio below, complete with a finished under-deck ceiling that creates a covered outdoor living space. The backyard also provides a private setting that backs up to the woods. An electrical hookup is already in place for a future hot tub. Meticulously cared for inside and out, this home showcases true pride of ownership and is conveniently located in the highly desirable Kings Highlands neighborhood in Watertown, and private, yet close to parks, schools and the Luce Line Trail.

1381 Knight Lane, Watertown

Listing courtesy of River City Realty.

$340,000

3 Beds ⋅ 3 Baths ⋅ 7148163 MLS

Premium end unit with a sweet design featuring front and back covered porches. The main level offers an open concept layout with a spacious living room, dining room, and a large kitchen anchored by a center island, plus a convenient half bath. You'll also appreciate the updated sound and security windows on this level. The upper level adds a family room, a large primary suite with full bath, two gorgeous bedrooms, and additional full bath, and a dedicated laundry area.

675 Sienna Drive, Watertown

Listing courtesy of Edina Realty, Inc..

$559,900

5 Beds ⋅ 3 Baths ⋅ 7142257 MLS

Welcome to your dream home in The Cove at River Ridge community of Watertown! This stunning two-story new construction offers a perfect blend of modern design, functionality, and comfort. The main level features stylish wood laminate flooring in the entry, great room, dining room and kitchen, an inviting electric fireplace, and a kitchen equipped with quartz countertops, a full stainless steel appliance package, and a spacious center island - ideal for everyday living and entertaining. You'll also appreciate the convenient mudroom and half bath just off the garage entry. Upstairs, you'll find five generous bedrooms, including a luxurious owner's suite complete with a private bath and walk-in closet. A laundry room on the upper level adds everyday convenience. The fifth bedroom offers flexible space - perfect for a home office or an additional family room to suit your needs. The unfinished lower level provides excellent potential to expand your living space, with room for a future family room, bedroom, and bathroom. Don't miss this incredible opportunity to own a brand-new home at an affordable price in a great location!

578 Sienna Drive, Watertown

Listing courtesy of RE/MAX Results.

$489,980

3 Beds ⋅ 4 Baths ⋅ 7140667 MLS

UNDER CONSTRUCTION – Rhode Island Plan! The home is estimated to be complete in November 2026. This stunning two-story home is located in The Cove at River Ridge. This thoughtfully designed home offers 4 bedrooms, 3 bathrooms, and a 3-car garage. The main level features a bright living area, a stylish kitchen with quartz countertops, a center island, and a walk-in pantry, plus a dining area and convenient half bath. Upstairs, you'll find a spacious primary suite with a walk-in closet and private bath, along with three additional bedrooms, a full bath, and a laundry room. The unfinished lower level includes bathroom rough-ins, providing an excellent opportunity to add future living space and build equity. Builder and lender incentives are available. Call for more details!

533 Sienna Drive, Watertown

Listing courtesy of Fieldstone Real Estate Specialists.

$504,850

3 Beds ⋅ 3 Baths ⋅ 7139225 MLS

UNDER CONSTRUCTION – HOUSE FOR SALE! Check out the Virginia IV in The Cove at River Ridge in Watertown, MN! This beautiful home currently under construction features an open floor plan with 3 bedrooms, 3 bathrooms, and a 3-car garage. Enjoy convenient one-level living with the owner’s suite, a guest bedroom, and an additional bathroom all on the main level. The finished lower level includes a flex room, an additional bedroom and bathroom, and a spacious family room. The home also features a walkout basement with a patio, today’s latest colors and finishes, and modern energy-efficient features. Reach out today for more information or to see this home, and be sure to ask about available builder and lender incentives! Please note: The photos shown online are of a different home in a different development. Colors, finishes, and options may vary.

530 Sienna Drive, Watertown

Listing courtesy of Fieldstone Real Estate Specialists.

$315,000

3 Beds ⋅ 2 Baths ⋅ 7138580 MLS

Welcome to this charming and beautifully updated 3-bedroom, 2-bathroom home in a quiet Watertown neighborhood, conveniently located within walking distance of downtown and nearby parks, including Highland Park! The spacious front living room features abundant natural light, carpeting, a shiplap accent wall, and wall-mounted organization. The updated eat-in kitchen offers stylish custom cabinetry with soft-close doors and drawers, luxury plank flooring, and an inviting open layout. Two bedrooms and an updated full bathroom complete the main level, including a versatile second bedroom with a built-in Murphy bed and surrounding shelving. Walkout access leads to the fully fenced backyard with two concrete patios, one with a covered overhang and another with a privacy wall, plus a 12x10 storage shed and a sandbox that could easily be converted into a garden bed. The oversized heated 1-stall garage includes a workbench and additional storage space. The lower level offers a spacious family room/recreation area, third bedroom with egress window, beautifully remodeled ¾ bathroom, and a 10x6 unfinished storage room with shelving. Numerous updates include windows and doors (2016–2020), concrete driveway (2016), concrete patio (2019), roof (2019), siding, kitchen and flooring (2020), updated bedrooms (2016–2023), bathrooms (2026), and furnace (2026). Move-in ready and close to downtown, parks, and everyday amenities!

409 Westminster Avenue SW, Watertown

Listing courtesy of eXp Realty.

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