Stillwater Homes under $400,000

Welcome to Stillwater, Minnesota, a charming city nestled along the scenic St. Croix River in Washington County. Known for its rich history, vibrant arts scene, and stunning natural beauty, Stillwater is a delightful blend of small-town charm and modern conveniences. With its picturesque downtown area, lined with historic buildings, boutique shops, and inviting cafes, residents enjoy a lively atmosphere that celebrates both community and culture.

Stillwater is renowned for its outdoor recreational opportunities, offering residents access to beautiful parks, trails, and the breathtaking riverfront. Whether you’re kayaking on the St. Croix River, hiking through the nearby state parks, or enjoying a leisurely stroll along the waterfront, outdoor enthusiasts will find plenty to love.

For those seeking a home in this idyllic city, Stillwater offers an array of properties under $400,000, making it an attractive option for first-time buyers, families, and anyone looking to invest in a vibrant community. From charming historic homes to modern townhouses and cozy single-family residences, you’ll find a diverse selection that caters to various lifestyles and preferences.

The city is also home to excellent schools, a strong sense of community, and easy access to the Twin Cities, making it an ideal place to call home. With its combination of affordability, charm, and convenience, Stillwater is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this enchanting riverside city!

Newest Stillwater Homes under $400,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 7158359 MLS

Opportunity on Stillwater’s historic North Hill! Built in 1870, this 3-bedroom, 1.5-bath two-story sits on a generous 0.22-acre lot (about 75 x 126), a rare amount of yard this close to downtown. The riverfront, shops and restaurants are a short walk away. This charming house needs some updating throughout and is ready for a buyer with vision, whether that’s a renovator, an investor or someone who wants to be in one of the St. Croix Valley’s most sought-after neighborhoods. The basement is unfinished and the detached garage is in poor condition and will likely need to be replaced. Furnace is new. Bring your ideas and make this North Hill classic your own.

216 Harriet Street N, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$249,900

3 Beds ⋅ 2 Baths ⋅ 7158156 MLS

Welcome home to an opportunity packed with potential! This 3-bedroom, 2-bathroom, two-story layout offers a solid canvas and generous space, ready for your vision and personal updates. Featuring functional main-floor living areas, and upstairs bedrooms. This property offers incredible upside for buyers looking to customize or add value. Equity builder waiting for its new owner—bring your design ideas, schedule your showing today, and unlock the true value waiting inside!

915 4th Street S, Stillwater

Listing courtesy of HOMESTEAD ROAD.

$334,000

3 Beds ⋅ 2 Baths ⋅ 7154632 MLS

Beautifully remodeled and move-in ready, this 3-bedroom Stillwater home has been thoughtfully updated from top to bottom. The all-new kitchen features custom cabinetry, quartz countertops, stainless steel appliances, and designer tile flooring and backsplash, with fresh LVP flooring flowing throughout the main level. The main-floor bath is equally impressive with tile flooring, a modern vanity, and updated fixtures. Downstairs, the finished lower level offers outstanding flexibility with a second full bath, a dedicated home office, and a spacious family room ideal for movie nights or entertaining, all finished with new carpet and fresh paint. A generous laundry room provides bonus storage, and the two-car garage adds even more space. Step outside to a large backyard made for summer gatherings or quiet evenings. Enjoy close proximity to Lily Lake, McKusick Lake, and the scenic St. Croix River, plus just minutes to historic downtown Stillwater's shops and dining, with quick access to Highway 36 for an easy commute.

712 Maple Street W, Stillwater

Listing courtesy of Bridge Realty, LLC.

$334,900

2 Beds ⋅ 1 Baths ⋅ 7150252 MLS

Nestled into the South Hill, this Charming Storybook Home is Filled with Character and Warmth. Featuring beautiful hardwood floors, original woodwork, high ceilings, a sun room, a large 3 season porch, and an abundance of natural light and timeless ambience. Lovely primary bedroom that opens up to a south facing sun room. Cheery and lofty upper level flex space/study could have many uses. The kitchen has plenty of cabinet space and there is an additional pantry.Bring your ideas to expand and enhance the current spaces, or better yet, bring a book and settle into the sleeping porch or sunroom for a good read or a nap. Open and sunny, the large fenced yard has great space for pets, room to garden, and entertain. Nice long driveway for a camper or boat parking.Perfect shed for lawn equipment. tools, and garden supplies. Conveniently located with-in walking distance to historic downtown Stillwater for dinner and shopping.

1221 1st Street S, Stillwater

Listing courtesy of Heartland Real Estate Professi.

$400,000

4 Beds ⋅ 2 Baths ⋅ 7150592 MLS

Rare Dual-Garage Gem Backing to Sunrise Park! Nestled in Stillwater's highly sought-after Croixwood neighborhood, this 4-bedroom, 2-bathroom home offers the perfect mix of updates and an unbeatable location. Inside, enjoy fresh new interior paint, gleaming floors, and brand-new carpet throughout. Major updates including a newer roof and mechanical systems provide complete peace of mind. A true rare find, this property features both a 2-car attached garage AND an additional 2-car detached garage, giving you massive space for workshop projects, toys, or extra storage. Step outside into your private, fully fenced backyard that opens directly up to the scenic green space and trails of Sunrise Park. Enjoy effortless park access, quiet neighborhood living, and close proximity to historic downtown Stillwater. Move-in ready with fresh finishes, unmatched garage space, and a dream parkside setting schedule your showing today!

2483 Hidden Valley Lane, Stillwater

Listing courtesy of Keller Williams Premier Realty.

$319,000

1 Beds ⋅ 1 Baths ⋅ 7131746 MLS

Live amongst the storied steeples of Stillwater in one of the sweetest locations in town, just three blocks from downtown. This all-brick former church, built in 1883 on a site where the congregation had worshipped since 1857, carries an abundant history and charm within its walls. With the many architectural elements, it could have its own poster, "Windows and Doors of Stillwater.” One of the perks that sets this particular condo unit aside is that you are able to park along Myrtle and enter the north side door for easy access with just a few stairs. This one-bedroom + den condo pairs easy-care laminate floors with an exposed brick wall with two stained glass windows that add extra ambiance. A sweet and functional galley kitchen leaves more room for the living and dining areas, and southern exposure brings in lots of natural daylight. The bathroom is fully renovated and handicap accessible, and a private deck, which is on the southwest corner of the building, makes it easy to enjoy the outdoors. Common areas feature fresh paint throughout and a newly updated community room with new flooring, lighting, and renovated bathrooms, plus a ping pong room, sauna, and workshop. You'll love the heated underground parking plus the spot in the private lot. So nice and welcoming as a primary residence to come home to, or as a second home/ weekend getaway from the cities to perhaps enjoy the boat club on the river and all of the festivities that Stillwater offers year round!

116 3rd Street S, Stillwater

Listing courtesy of eXp Realty.

$269,000

2 Beds ⋅ 1 Baths ⋅ 7149078 MLS

Charming single-level 2-bedroom home offering comfortable living spaces and plenty of outdoor space to enjoy. The home features a welcoming living room, two bedrooms, a full bathroom, and a kitchen with classic cabinetry and stainless steel appliances. The spacious screened porch provides a great spot to relax or entertain, with additional deck and patio space outside. Main-level laundry adds convenience, while the detached garage provides parking and storage. A great opportunity to make this home your own in a convenient Stillwater location.

622 Laurel Street W, Stillwater

Listing courtesy of Kris Lindahl Real Estate.

$254,900

3 Beds ⋅ 2 Baths ⋅ 7146896 MLS

Welcome home to this inviting 3-bedroom, 2-bath multi-level townhome offering comfortable living spaces and a functional layout. The main level features beautiful hardwood floors and a spacious living room anchored by a gas-burning corner fireplace with stone surround. The kitchen offers stainless steel appliances, Plenty of cabinet space and an open feel that's perfect for everyday living and entertaining. Step outside from the living room onto the private deckSan ideal spot to relax or enjoy the outdoors. Upstairs you'11 find all three bedrooms along with a full bath. With its warm finishes, versatile living spaces and low-maintenance townhome lifestyle, this home is ready to welcome its next owner! Enjoy a prime location just minutes from dining, shopping. the Gateway Trail, Browns Creek Trail with direct access to downtown stillwater, as well as wetlands, parks, and golf coursessall with easy interstate access. Schedule your private showing today!

3604 Abercrombie Lane, Stillwater

Listing courtesy of Re/Max Advantage Plus.

13991 60th Street Court N Unit 304, Stillwater

$170,000

2 Beds ⋅ 2 Baths ⋅ 7146110 MLS

13991 60th Street Court N Unit 304, Stillwater

Listing courtesy of eXp Realty.

$349,900

4 Beds ⋅ 2 Baths ⋅ 7145202 MLS

Spacious 4-bedroom, 2-bath home situated on a large lot along a quiet road, featuring an oversized 3-car garage. Recent improvements include fresh interior paint, updated fixtures, and more. Some updating is still needed, including completion of the interior trim and flooring. The large, unfinished walkout basement offers additional possibilities for future use. With its generous space and improvement potential, this property may also be an excellent investment opportunity. Bring your ideas and finishing touches to make this home your own! Property is being sold AS-IS.

1250 Center Street N, Stillwater

Listing courtesy of LPT Realty, LLC.

$399,950

4 Beds ⋅ 2 Baths ⋅ 7137727 MLS

Love and care for this convenient Split Entry with 4 bedrooms 2 Baths, Open and spacious Newer expanded Kitchen, Walkout Living Room to deck, Warm and Cozy Family Room on lower level with Brick Fireplace and attached 2 car garage. Approx. 8X10 Newer Storage Shed/workshop behind Garage! Brand New Carrier 97% High Energy Efficient Furnace Sept 2026, good mechanicals and good roof 2017. With a little tender care Build instant equity by painting, a little varnish and repair some woodwork, build new Deck, re-landscape back yard is all it would take!!! Hurry won't Last! Call Now!

2380 Croixwood Boulevard, Stillwater

Listing courtesy of Edina Realty, Inc..

$335,000

3 Beds ⋅ 3 Baths ⋅ 7139214 MLS

Welcome to Millbrook! This fantastic 3 bedroom, 3 bath corner/end unit is located directly across the street from the park complete with a ballfield, walking trails and a playground. This unit has a beautiful functional kitchen with custom backsplash, large center island with granite top, breakfast bar and stainless steel appliances. The large living room has lots of natural light and there is a main floor half bath. The upper level has a huge primary suite with a walk-in closet. The primary bath has a double vanity and large shower. There are two more generous sized bedrooms upstairs as well served by a full bath. You'll love the large loft area and bedroom level laundry! This unit has a new furnace in 2022, water heater in 2026 and water softener in 2021. The patio is large enough for entertaining and plenty of extra parking across the street for guests.

3441 Maureen Lane, Stillwater

Listing courtesy of RE/MAX Results.

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