Sauk Rapids Homes under $400,000

Welcome to Sauk Rapids, Minnesota, a charming city nestled in the heart of Benton County. Known for its picturesque landscapes and friendly community, Sauk Rapids offers a unique blend of small-town charm and modern conveniences. With the beautiful Mississippi River flowing nearby, residents enjoy an array of outdoor activities, from scenic walks along the riverbank to biking on the extensive trail systems. The city is also home to excellent schools, vibrant parks, and a variety of local shops and eateries, making it an ideal place for families and individuals alike.

For those seeking their dream home, Sauk Rapids presents an exceptional opportunity with a range of properties available under $400,000. Whether you’re a first-time buyer or looking to downsize, this market offers a variety of charming single-family homes, cozy townhouses, and spacious split-levels that cater to diverse lifestyles and budgets. Many of these homes feature modern amenities, open floor plans, and beautifully landscaped yards, perfect for entertaining or enjoying quiet afternoons.

Living in Sauk Rapids means being part of a welcoming community that values connection and engagement. With regular events, festivals, and farmers' markets, there’s always something happening to bring neighbors together. Plus, with easy access to nearby cities like St. Cloud, residents can enjoy a perfect balance of serene suburban life and urban excitement.

Discover the charm of Sauk Rapids and explore the wonderful homes available under $400,000. Your dream home awaits in this delightful Minnesota community!

Newest Sauk Rapids Homes under $400,000

$369,900

4 Beds ⋅ 3 Baths ⋅ 7158008 MLS

Tucked along a quiet street with a neighborhood park nearby and just steps from the city-wide trail system, this exceptional 4-bedroom, 3-bath home offers upgrades designed to enhance the way you live. A lush, manicured lawn and welcoming covered front porch create an inviting first impression. Step inside to a vaulted foyer featuring a convenient coat closet and custom built-in locker system, providing both style and functionality. The open-concept main level is filled with natural light from expansive east and west-facing windows. The kitchen, dining, and living areas flow seamlessly together, creating an ideal space for everyday living and entertaining. A large center island, built-in shelving, and a striking beamed coffered ceiling define the kitchen while maintaining the home's open feel. Features include craftsman-style cabinetry, stainless steel appliances, and a kitchen window overlooking the backyard. The dining area opens to both the living room and patio doors leading to an oversized deck, extending your living space outdoors. Two bedrooms, a full bath, and a spacious primary suite complete the main level. The primary retreat boasts a large walk-in closet and private full bathroom. The walkout lower level delivers everything today's buyers are looking for, including a cozy fireplace, galley-style wet bar, and patio access. Outside, an upscale paver patio with a firepit creates the perfect setting to enjoy Minnesota's changing seasons. The backyard currently enjoys unobstructed eastern views and convenient access to the neighborhood park and gathering shelter. Additional highlights include a laundry room with extra storage, a built-in desk area perfect for working or studying from home, two generous lower-level bedrooms, and an oversized bathroom featuring a relaxing spa-style soaking tub. Storage is abundant throughout, including the mechanical room and attached 3-stall garage. Conveniently located near schools, dining, churches, and just minutes from Highways 10 and 15 for an easy commute north or south, this beautiful home in Fairview Farms offers the perfect blend of comfort, convenience, and lifestyle. Welcome home to Fairview Farms in Sauk Rapids, where everyday living is amplified.

3284 Orchard Avenue NE, Sauk Rapids

Listing courtesy of VoigtJohnson.

$246,000

3 Beds ⋅ 2 Baths ⋅ 7161851 MLS

INCREDIBLE BUYER INCENTIVES: $3,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $3,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. A vaulted kitchen and a split-level layout highlight this three-bedroom, two-bath Sauk Rapids home. White cabinetry, light laminate countertops, a mosaic backsplash and wood-look flooring define the kitchen, with a gas range, dishwasher and refrigerator. A built-in desk extends the counter space beneath a wide window. The raised living room features sliding glass doors to rear steps leading to the backyard. The primary bedroom includes a ceiling fan and walk-in closet, with a second bedroom and full bathroom on the same level. The finished lower level provides another bedroom, additional tiled rooms and a bathroom with a jetted tub. A laundry room with cabinet storage and a two-car attached garage complete the layout. Local recreation includes paved riverfront trails connecting Sauk Rapids park

905 4th Avenue N, Sauk Rapids

Listing courtesy of Opendoor Brokerage, LLC.

$235,000

3 Beds ⋅ 2 Baths ⋅ 7153249 MLS

Charming and full of character, this 1940 built home combines timeless appeal with thoughtful updates. The home features hardwood flooring throughout, and the main level offers a nicely sized bedroom as well as a full bath that was completely remodeled in 2026 with fresh, modern finishes and fixtures. The kitchen includes a delightful bay window area - perfect for relaxing and enjoying views of the yard or creating a cozy coffee nook. Upstairs, you’ll find two additional bedrooms and an updated 3/4 bath with a beautifully tiled shower. New carpet was installed in the main floor bedroom in 2026. The unfinished basement offers excellent dry storage with multiple separate rooms, giving you flexible options for organization and/or hobbies. A working shower and plumbing roughed in for a toilet offer added flexibility for future improvements. This home sits on a spacious .34-acre lot and includes a detached double garage with a concrete driveway. Roof and siding are newer, offering added peace of mind. Conveniently located near Wilson Park, grocery stores, shopping, and the bus line, this home delivers comfort, charm, and everyday convenience. Take this opportunity to…Love Where You Live!

800 Broadway Avenue S, Sauk Rapids

Listing courtesy of Coldwell Banker Realty.

$359,900

4 Beds ⋅ 3 Baths ⋅ 7158248 MLS

We invite you to come see this well-maintained home on the outskirts of Sauk Rapids, featuring an open floor plan, modern finishes, and a spacious 3 stall garage, this home offers plenty of room to spread out. The kitchen features a center island and opens to the living area, while the deck overlooks the fenced backyard with stairs leading down to the yard. The main level includes three bedrooms, including a spacious primary suite with a walk-in closet and private three-quarter bath, plus a full bathroom. The lower level offers a large recreation room, fourth bedroom, and additional three-quarter bath. Whether you envision a cozy movie night, a game room, a workout area, or a place to entertain, this flexible space offers plenty of possibilities. With its stylish finishes, 4 bedroom layout, 3 bathrooms, Three stall garage, and fenced in backyard, this well cared for home is ready for its next owners to move in and make it their own.

1578 18th Street NE, Sauk Rapids

Listing courtesy of Premier Real Estate Services.

$265,000

4 Beds ⋅ 3 Baths ⋅ 7157800 MLS

Space to Grow, Room to Relax, and a Backyard Full of Possibilities! Welcome home to this charming 4-bedroom, 3-bath home nestled in a quiet neighborhood, just a short stroll from town and conveniently located near the river and beautiful local parks! Step inside and discover a bright, inviting main level filled with natural light and comfortable living spaces. The spacious living room offers the perfect setting for gathering with family and friends, while the convenient walk-through kitchen makes everyday living and entertaining a breeze. With three bedrooms and two bathrooms on the main level, you'll love the practical layout and easy accessibility. Head downstairs, where even more possibilities await! The lower level features a fourth bedroom, a versatile flex room perfect for a home office, hobby space, or workout room, and an additional 3/4 bathroom. The generously sized family room is just waiting for your finishing touch—add your favorite carpet, and you'll have an incredible space for movie nights, game days, or simply kicking back and relaxing! But wait until you see the backyard! The large, fully fenced yard offers plenty of room for outdoor entertaining, gardening, pets, or enjoying those beautiful Minnesota summer evenings. And for those who love their projects, hobbies, or extra storage, this property delivers! In addition to the attached two-stall garage, you'll find a detached single-stall garage in the backyard, complete with electricity and a wood-burning stove! Whether you're dreaming of a workshop, a place to tinker, or the ultimate hobby space, this bonus building is sure to impress. With its fantastic location, flexible floor plan, generous outdoor space, and room to make it your own, this home offers the perfect combination of comfort, convenience, and opportunity. Come see the possibilities and imagine making this house your next home!

1105 Broadway Avenue S, Sauk Rapids

Listing courtesy of RE/MAX Results.

$380,000

5 Beds ⋅ 3 Baths ⋅ 7155125 MLS

Move-in ready home in the Sauk Rapids area! Tucked into a cul-de-sac with a fenced-in yard, no backyard neighbors, and beautiful sunset views, this home offers a peaceful setting with plenty of space to enjoy. The spacious layout features 5 bedrooms and 3 bathrooms, including 3 bedrooms on one level and a private primary suite with a walk-in closet and private bath. The fully finished walk-out lower level includes a cozy family room with a gas fireplace and 2 additional bedrooms. The 3-stall heated and insulated garage provides plenty of room for vehicles, storage, and more. This home offers the space and setting you’ve been looking for.

2019 Martini Drive, Sauk Rapids

Listing courtesy of Edina Realty, Inc.

$324,900

3 Beds ⋅ 2 Baths ⋅ 7151573 MLS

Welcome to 1651 Payton Court NE in Sauk Rapids! This custom built home has had only one owner. It sits on a private corner lot in a quiet cul-de-sac neighborhood, with a partial privacy fence in the back so you can relax outside. The neighborhood is part of a very well maintained HOA, so everything around you stays looking its best. Inside you'll find one level living with vaulted ceilings and a big open concept layout. There are 3 bedrooms and 2 bathrooms, including a primary suite with its own private bathroom and a walk-in closet. The attached double stall garage adds plenty of room for vehicles and storage. The entire home has been freshly painted and is ready for you to move right in. Sauk Rapids has a small town feel with city convenience close by. The city has plenty of parks and walking trails, the Mississippi River runs right through town, and shopping, dining, and everything St. Cloud offers are only minutes away. Homes like this one don't come along often, so don't miss your chance to make it yours!

1651 Payton Court NE, Sauk Rapids

Listing courtesy of Central MN Realty LLC.

$239,500

3 Beds ⋅ 2 Baths ⋅ 7154221 MLS

Welcome home to this beautiful 3-bedroom, 2-bathroom property situated on a spacious corner lot. Framed by gorgeous, mature trees and lined with fragrant lilac bushes, this home offers a serene natural backdrop. Step inside to find an open concept floor plan. The lower level bathroom features a double-sink vanity that adds excellent functionality and style. The highlight of the property is the fully fenced backyard—your own private retreat. Step out onto the deck and down to the adjoining patio, creating the ultimate setup for weekend barbecues, morning coffee, or relaxing summer evenings. Whether you are hosting friends under the shade of the trees or enjoying the privacy of your yard, this outdoor space is a rare find. Don't miss the chance to make this wonderful property your home! Only minutes from Hwy 10, and a short distance to the downtown area for gas, groceries, shopping, and entertainment.

1018 3rd Street N, Sauk Rapids

Listing courtesy of New Century Real Estate.

$215,000

4 Beds ⋅ 3 Baths ⋅ 7125920 MLS

Huge home near downtown Sauk Rapids on a fenced-in double city lot. You will be hard pressed to find a bigger house or lot in the area. Everything downtown is within walking distance. House has ample parking in the back and plenty of space for a garage. The upstairs has beautful hardwood floors, and the main level is open and inviting. The basement has been recently finished and makes for a great rec. area. This house is an absolute must-see for any first-time home buyer or someone needing something bigger. House also has a wheel chair ramp in back.

312 2nd Avenue N, Sauk Rapids

Listing courtesy of Edina Realty, Inc.

$399,900

4 Beds ⋅ 3 Baths ⋅ 7152815 MLS

This beautifully updated rambler offers an incredible amount of space and versatility, boasting over 1,800 square feet on the main level alone. As you step inside, the vaulted great room addition immediately steals the show, anchored by a stunning floor-to-ceiling wood fireplace that creates a warm, inviting focal point for everyday living. The main floor features three comfortable bedrooms with fresh carpet, and brand-new flooring through the kitchen and dining areas. Meticulously maintained with high-quality upgrades in this second-owner home. You’ll find peace of mind with Andersen replacement windows (2018), a remodeled bathroom featuring a double vanity, tiled shower and separate bathtub (2018), a newer roof (2021), and a brand-new on-demand boiler installed in 2024. To top it all off, brand-new siding is being installed this October, ensuring the exterior is as sharp as the interior. The lower level expands your living options significantly with a family room/office area, a dedicated workshop, and a bathroom. A standout feature of this property is the licensed basement apartment, complete with its own separate entrance, parking slab, kitchen, living area, bedroom, and bath—perfect for a variety of living arrangements or potential rental opportunities. Set on an expansive corner lot, the outdoor space is an entertainer’s dream. The in-ground pool comes ready for enjoyment with an updated heater, liner, and winter cover and maintenance free fencing around the pool and patio areas. Extra patio off the great room plus a storage shed. Even the oversized, attached garage is fully insulated and heated, making it a functional space all year round. From the thoughtful interior updates to the exceptional outdoor amenities, this home is truly one of a kind.

516 9 1/2 Street N, Sauk Rapids

Listing courtesy of Coldwell Banker Realty.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7151877 MLS

Lovingly cared for by the same family for more than 70 years, this charming Sauk Rapids home is filled with timeless character and thoughtful details. Located just blocks from downtown Sauk Rapids and a nearby grocery store, it features a fireplace, stained-glass windows, rich woodwork, custom built-in window seats, bookcases, and a dining room buffet. The main level offers a spacious living room, formal dining room, kitchen with pantry, and a welcoming entryway with an additional room featuring enclosed shelving, previously used as a home office and ideal for a study, drop zone, or extra storage. Upstairs you’ll find three bedrooms with generous closets and a full bath. The unfinished basement includes a laundry room, additional bathroom, and plenty of storage. Outside, the spacious backyard offers room for gardening, entertaining, or simply enjoying the outdoors. The three-stall garage provides additional storage plus a 24’ x 13’ unfinished upper-level space with potential for a workshop, studio, playroom, hobby space, or future bonus room. Updated electrical, low-maintenance siding, abundant storage, and beautiful original craftsmanship make this a special home with decades of history and plenty of opportunity for its next owner.

209 4th Avenue S, Sauk Rapids

Listing courtesy of Premier Real Estate Services.

$279,900

2 Beds ⋅ 2 Baths ⋅ 7151899 MLS

ONE LEVEL Custom Built Newly UPDATED Meticulous HOME! Modern And Worry Free LIFE STYLE Just Steps From The Mississippi Best Describe This Beautiful 2BR/2BA HOME With Recent Stylish UPDATES That Include QUARTZ Countertops In The Kitchen And Bathrooms, Newer Stainless Steel Appliances, Newer Lighting, Paint On All Walls And Ceilings, UPDATED Flooring To Include Beautiful CERAMIC Tile, Stunning Wood Laminate Flooring, And Carpet. From The Moment You Step In You Will Be Captured By The Nine-Foot Ceilings And Abundant Natural Light Throughout!! Feels like walking into NEW construction!! Enjoy The Common Areas: Including A RIVERSIDE Observation Deck and Gazebo! PRIME Recreation Offering MILES Of walking Trails Along The Mississippi River And Free Weekly Concerts Perfectly Situated For Convenience, You're Just Moments From Downtown Sauk Rapids And The Hospital Area As Well! This Home Offers The Ideal Balance Of PRIVACY, COMMUNITY, And WORRY-FREE Living!! Come For A Visit Leave Calling This One Home!

37 Portage Trail, Sauk Rapids

Listing courtesy of Parcel Real Estate Inc..

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Sauk Rapids Homes under $400,000

Newest Sauk Rapids Homes under $400,000

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