Saint Joseph Homes under $350,000

Welcome to Saint Joseph, Minnesota—a charming city nestled in the heart of Stearns County. Known for its picturesque landscapes and friendly community, Saint Joseph offers a perfect blend of small-town charm and modern conveniences. With its stunning parks, vibrant local businesses, and a strong sense of community spirit, it's no wonder that so many are drawn to call this delightful city home.

Saint Joseph is an ideal location for families, young professionals, and retirees alike. The city boasts a variety of recreational activities, from scenic walking trails to community events that foster connections among residents. With a rich history and a commitment to preserving its unique character, Saint Joseph is a place where you can truly feel at home.

For those seeking affordable housing options, you'll be pleased to know that Saint Joseph offers an impressive selection of homes priced under $350,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming townhouse, this budget-friendly market has something for everyone. Many of these homes feature modern amenities, beautiful yards, and easy access to local parks and schools, making them perfect for families or anyone looking to settle down in a welcoming community.

Explore the vibrant neighborhoods of Saint Joseph and discover the perfect home that fits your lifestyle and budget. With its rich community spirit and affordable real estate options, Saint Joseph is not just a place to live—it's a place to thrive. Come experience the warmth and charm of this beautiful Minnesota city!

Newest Saint Joseph Homes under $350,000

$299,000

3 Beds ⋅ 2 Baths ⋅ 7156895 MLS

Discover all that this St. Joseph home has to offer! With thoughtful improvements, a flexible floor plan, and an abundance of usable space, this move-in ready property offers the comfort and functionality buyers are looking for. The main level features 2 bedrooms, a full bathroom, and brand-new flooring throughout, creating a fresh and inviting feel. The lower level adds an additional bedroom and 3/4 bathroom with a brand-new tile shower, plus flexible space that could be used as a family room, home office, hobby area, or additional living space. Outside, enjoy the benefits of brand-new siding and new shingles, along with a fully fenced backyard offering a great space for relaxing, entertaining, gardening, or enjoying time with pets. Conveniently located in St. Joseph near local shops, restaurants, parks, schools, and community amenities.

128 6th Avenue SE, Saint Joseph

Listing courtesy of Weichert REALTORS Tower Properties.

$195,000

3 Beds ⋅ 2 Baths ⋅ 7153972 MLS

Amazing opportunity to own a home in Saint Joesph at a great price. This property offers plenty of potential to make it your own. Walkable distance to downtown shops, parks, and dinning. Don't miss your chance to see this home schedule a showing today!

128 9th Avenue SE, Saint Joseph

Listing courtesy of Shrewd Real Estate.

$305,000

3 Beds ⋅ 2 Baths ⋅ 7152933 MLS

Welcome to 1104 E Able Street in desirable St. Joe! This 3-bedroom, 2 bath bi-level home has the comfort and features you are looking for. The upper level boasts a large living room and kitchen area that opens up to the brand-new maintenance free deck. There are 2 bedrooms on the upper level and a full bathroom. The lower level will impress with an updated shiplap wall with TV mount and electric fireplace. There is a bar for entertaining along with bar stools and mini fridge ready for your friends and family to gather. An additional bedroom and full bathroom with tile surround complete the lower level. The attached 2 stall, heated garage is perfect for the upcoming cold months. There is an additional parking pad alongside the garage for added outdoor space. Other amenities include in-ground sprinkler with sandpoint well, updated fixtures and a garden shed for extra storage.

1104 E Able Street, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7149448 MLS

Move in ready Saint Joseph home with a functional layout. Quick closing okay. 3 bedrooms, 2 bath with open floor plan. Close to parks, trails and downtown amenities.

425 4th Avenue SE, Saint Joseph

Listing courtesy of Coldwell Banker Realty.

$240,000

4 Beds ⋅ 2 Baths ⋅ 7144095 MLS

MOTIVATED SELLER — PRICED TO SELL! Turn-key 4-bedroom, 2-bath home with a new roof in 2022 and updates throughout! New flooring, fresh paint, updated kitchen with stainless steel appliances, updated bathrooms, and a fully fenced yard. Just minutes from downtown St. Joseph, shopping, dining, and conveniences. Move-in ready and quick close possible! Perfect for an owner-occupant or investor looking for a great rental opportunity. Don’t wait — this one won’t last!

818 E Minnesota Street, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7137801 MLS

Must see this 3 bed, 2 bath rambler in St.Joe! You'll love the fenced in backyard! Swing set is included! Future possibility to finish the basement with a family room and 2 more bedrooms! (Buyers agent to verify all measurements/info.)

127 8th Avenue SE, Saint Joseph

Listing courtesy of Main Street Real Estate.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7127245 MLS

Introducing 504 Elena Lane in St. Joseph. This three-bedroom, two-bathroom split-entry home was built in 2005 and features over 1,900 square feet of finished living space. Situated on a corner lot in the sought-after Graceview Estate development, the home’s exterior provides a large open green space with room to roam. Inside the home we find an open foyer space leading to an upper-level kitchen & dining combo area that makes entertaining a breeze. The upper level also provides two bedrooms, one of which is a primary with pass-through access to a full bathroom. As we explore the lower level, we find a huge open family room that is ready to handle any of your design ideas as well as another bedroom and full bathroom. Don’t overlook the large utility / laundry room, with space for extra storage. Speaking of storage, the three-stall insulated garage is ready for your stuff! All of this in a convenient location with easy access to parks, retail, dining, and all that St. Joe has to offer!

504 Elena Lane, Saint Joseph

Listing courtesy of Your Next Place Real Estate.

$349,900

3 Beds ⋅ 3 Baths ⋅ 7125031 MLS

Nestled at the end of a quiet cul-de-sac with no through traffic, this highly desirable location offers the perfect balance of serene, private living and close-to-town convenience. Surrounded by towering trees, the property features a maintenance-free wrap-around deck with sweeping views of your own private forest bordering over 100 acres of peaceful farmland. Inside, a bright and inviting kitchen comes equipped with stainless steel appliances and a spacious walk-in pantry. The sunlit lower level is fully equipped as an independent in-law suite complete with its own kitchenette. You'll also find a versatile bonus room—ideal for a fourth bedroom, home office, exercise room, or extra media space. Key Features & Recent Upgrades: *3–4 Bedrooms / Flexible Layout: Includes a full lower-level in-law suite and adaptable bonus room. *Modern Kitchen: Stainless steel appliances and a walk-in pantry. *Outdoor Oasis: Wrap-around maintenance-free deck overlooking a private wooded setting next to 100+ acres of farmland. *New Roof (2025): Professionally installed for lasting peace of mind. *New Flooring (2026): Fresh, updated flooring throughout the entire home. *Comfort & Convenience: Dual heating systems and a reverse osmosis system for clean drinking water. Come check it out today!

29414 Kiwi Court, Saint Joseph

Listing courtesy of RCN Realty, LLC.

24 College Avenue N Unit 305, Saint Joseph

$240,000

1 Beds ⋅ 1 Baths ⋅ 7123793 MLS

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This stylish luxury condo blends comfort and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Enjoy a private balcony with wrought-iron-style railing, a patio door, and large west-facing windows overlooking treetops and downtown Saint Joseph rooflines. The open loft-style layout brings the kitchen, dining, and living areas together and features one bedroom, a den with a sliding glass loft door, a gas fireplace, built-ins, and a full bathroom. Just steps from top local shopping and dining, this inviting home is well suited as a primary residence or a rental when you're away. Nearby parks and trails add to the appeal, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

24 College Avenue N Unit 305, Saint Joseph

Listing courtesy of Premier Real Estate Services.

24 College Avenue N Unit 101, Saint Joseph

$245,000

1 Beds ⋅ 1 Baths ⋅ 7122850 MLS

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This luxury condo offers impressive style and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Set on the ground floor, this walk-up loft provides direct access from College Avenue and the inviting feel of a gated brownstone. The private patio features a lockable entrance gate and wrought-iron-style high railing for added security. Inside, nearly 13-foot loft ceilings create an open, airy feel above the connected dining, kitchen, and living spaces. A compact 4-foot-high balcony with ladder access offers extra storage or a playful hideaway for kids. Just steps from some of the area’s best shopping and dining, this warm, open-concept living and dining space works beautifully as a primary residence or a rental when you’re away. Enjoy convenient access to nearby parks and trails, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

24 College Avenue N Unit 101, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$274,806

5 Beds ⋅ 2 Baths ⋅ 7116244 MLS

Rambler on corner lot! Many updates throughout - Spacious 5-bedroom, 2-bathroom home near downtown Saint Joseph with easy access to walking paths, parks, shops, and restaurants. Major mechanicals are updated — new furnace, central A/C, and water heater all installed within the last year. Roof and gutters replaced in 2022. New flooring in 2024. Attached 2-stall deep garage offers extra room for storage and vehicles. Five bedrooms provide flexible space for family, home office, or guests. Great location in the Saint Joseph community with small-town convenience and charm.

806 Callaway Street E, Saint Joseph

Listing courtesy of Central MN Realty LLC.

$245,000

2 Beds ⋅ 2 Baths ⋅ 7091434 MLS

Welcome home to this inviting property tucked into a quiet cul-de-sac in desirable St. Joseph! Offering a great combination of comfort, convenience and community, this home is ideally located just minutes from everything that makes this area so special. Step inside to find a warm and welcoming interior with functional living spaces designed for everyday living and entertaining. The layout offers great natural light and a comfortable flow, making it easy to feel right at home. Outside, enjoy a peaceful setting with room to relax, play or entertain. The cul-de-sac location provides added privacy with minimal traffic - perfect for those seeking a quieter neighborhood feel. 55+ Living with location is key, and this home delivers! You'll love being just a short drive (or even walk/bike ride) from everything St. Joseph offers!

145 Colman Court, Saint Joseph

Listing courtesy of Edina Realty, Inc.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.