Saint Croix Falls Homes under $400,000

Welcome to Saint Croix Falls, Wisconsin – a hidden gem nestled in the heart of Polk County, where nature meets community charm! This picturesque city, situated along the banks of the St. Croix River, offers breathtaking views and a vibrant small-town atmosphere that beckons those seeking a tranquil yet engaging lifestyle.

Saint Croix Falls is renowned for its stunning natural landscapes, providing ample opportunities for outdoor enthusiasts. With nearby parks, hiking trails, and the majestic river, residents can enjoy kayaking, fishing, and exploring the area's rich wildlife. The city also boasts a thriving arts scene and hosts various community events throughout the year, making it a wonderful place to connect with neighbors and celebrate local culture.

If you're in the market for a home under $400,000, Saint Croix Falls presents an array of options that cater to diverse tastes and lifestyles. From charming single-family homes with cozy front porches to modern townhouses that offer low-maintenance living, there's something for everyone. Many properties feature spacious yards, perfect for family gatherings or relaxing evenings under the stars.

Living in Saint Croix Falls means embracing a community-focused lifestyle while enjoying the convenience of nearby amenities, including local shops, restaurants, and schools. With its affordable housing market, stunning scenery, and friendly atmosphere, Saint Croix Falls is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city and become part of a community that feels like family!

Newest Saint Croix Falls Homes under $400,000

$185,000

4 Beds ⋅ 2 Baths ⋅ 7159843 MLS

Opportunity awaits in St. Croix Falls! This 4+ bedroom, 2-bath home offers a functional layout with three bedrooms conveniently located on one level. Enjoy a fenced backyard with room for pets, play, or outdoor entertaining. A tuck-under garage provides additional parking or storage space. The home features a newer roof but is ready for some TLC and personal touches to bring out its full potential. Conveniently located near the hospital, downtown St. Croix Falls, and the area’s scenic walking and biking trails. Whether you’re looking for a place to make your own or an investment opportunity, this property offers plenty of possibilities!

308 S Adams Street, Saint Croix Falls

Listing courtesy of Century 21 Affiliated.

$215,000

1 Beds ⋅ 1 Baths ⋅ 7159268 MLS

Hunters, outdoor enthusiasts, and nature lovers, this is the one you've been waiting for! Just in time for deer hunting season. Imagine having over 20,000 acres of public land outside your doorstep! This charming year round home is your own private sanctuary surrounded by endless outdoors adventure. Enjoy nearby Fish Lake Wildlife Area, Governor Knowles State Forest, an Equestrian Park, and miles of ATV and snowmobile trails. Whether you're looking for a hunting headquarters, weekend escape, or peaceful full-time home, this property delivers! This cozy home offers room to expand with the den large enough to be turned into a 2nd bedroom and the septic system sized for 3 bedrooms. Cool off in your own above ground pool after a day of adventure. And take advantage of the spacious 24x32 shed for all your toys and gear. Hunt, explore, relax, and recharge, all from your own little piece of paradise! Properties with this kind of access to the great outdoors don't come along every day. Schedule your showing before hunting season passes you by!

2851 300th Street, Saint Croix Falls

Listing courtesy of Edina Realty, Inc..

$270,000

2 Beds ⋅ 2 Baths ⋅ 7157315 MLS

Enjoy the convenience of one-level living with updated finishes throughout, offering the look and feel of a newer home without the price tag. The spacious primary suite features a private bathroom and large walk-in closet, while the functional layout makes the most of the home's living space. Located just steps from dining, shopping, and other local conveniences, this home also puts outdoor recreation within easy reach. Enjoy nearby access to the St. Croix National Scenic Riverway, Interstate State Park, the Gandy Dancer Trail, and a local movie theater. Paved walking paths throughout the neighborhood make it easy to get outside and enjoy the area. Whether you're looking to simplify, downsize, or enjoy low-maintenance living, this home offers an exceptional combination of location, convenience, and value.

1303 Prairie Lane, Saint Croix Falls

Listing courtesy of Coldwell Banker Realty.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7154437 MLS

This newer-construction home is filled with natural light and finished in an inviting color palette. The open kitchen, dining, and living area features quartz countertops, a large island, and a tray ceiling in the living room, with a wooded view out back to enjoy daily. The spacious owner's suite offers a walk-in closet, a private ¾ bath, and its own tray ceiling. Stylish, functional window treatments, a recently built boulder retaining wall, and a 240V garage outlet ready for EV charging round out the home's features. Start or end your day on the covered front porch or the rear concrete patio. Step outside and into an outdoor lover's playground, with the Gandy Dancer State Trail, Wooly Mountain Bike Trail, Interstate Park, and multiple St. Croix River access points all nearby. Additionally, there are paved walking paths throughout the neighborhood. Nearby you'll find great restaurants, convenient shopping, three wineries, and the future site of St. Croix Health Hospital. Set in a charming single-family neighborhood with no association fees, and just minutes from major roadways yet peacefully tucked away, this home delivers main-floor living at its best.

1306 Prairie Lane, Saint Croix Falls

Listing courtesy of Lake Life Realty Inc..

2488 Sunny Acres Lane, Saint Croix Falls

$320,000

4 Beds ⋅ 2 Baths ⋅ 7140816 MLS

Up North retreat within commuting distance to the Twin Cities and set on a private 2.36 acre lot, this four-bedroom, two-bath home offers space, comfort, and easy access to both nature and convenience. Recent updates include a new furnace, new central air conditioner, and many new appliances including the refrigerator, dishwasher, washer, and dryer. Fresh carpet covers most of the upper-level plus one main-level bedroom. Abundant windows fill the home with natural light. An attached and oversized two-car garage has a bench and shelving leaving plenty of room for storage. The level yard is ready for gardening, lawn games, and backyard barbecues. Located just 20 minutes from St. Croix Falls and about 1.25 hours from the Twin Cities, the property is also close to the Governor Knowles State Forest, the St. Croix River, public hunting land, and ATV, horse, and snowmobile trails- a rare blend of privacy, recreation, and accessibility. Call today for your private showing!

2488 Sunny Acres Lane, Saint Croix Falls

Listing courtesy of Edina Realty, Inc..

120 E Maryland Street, Saint Croix Falls

$400,000

6 Beds ⋅ 2 Baths ⋅ 7114143 MLS

You do not want to miss this beautifully preserved historic home that blends early-20th-century character with the warmth and comfort of modern living. This inviting 6 bedroom, 2 bathroom home showcases timeless craftsmanship throughout original woodwork, classic millwork details, and sun-filled rooms framed by tall windows. The main living spaces feel both cozy and spacious, with a layout perfect for everyday living or weekend entertaining. The corner lot allows privacy as well as space to grow without have neighbors directly on top on you. The wrap around screened porch allows you to enjoy the weather without having to leave the home.

120 E Maryland Street, Saint Croix Falls

Listing courtesy of Edina Realty, Inc..

$375,000

3 Beds ⋅ 1 Baths ⋅ 7102718 MLS

Welcome to this picturesque slab-on-grade home offering all amenities on one convenient level, set on a serene dead-end road surrounded by mature trees and a beautiful natural backdrop. Built in 1982 and thoughtfully enhanced over the years, This property has been freshly painted and has new carpet and pad and combines comfort, functionality, and peaceful country living. Inside, you’ll find a spacious layout featuring three bedrooms, a large full bathroom with tile flooring, and a sunroom addition (2001) that brings in abundant natural light and year-round enjoyment. The updated windows (approx. 20–25 years old) improve efficiency while maintaining the home’s inviting feel. The generous kitchen offers oak cabinetry, laminate countertops, and excellent workspace for everyday cooking. A cozy living room with a wood stove and brick surround creates the perfect gathering space during Wisconsin winters. The home also includes a new water heater (2026), a chest freezer, and a washer and dryer that stay with the property. Outside, the setting is truly special. A full-circle driveway provides easy access and parking, while the mature trees and quiet location create a peaceful retreat. The property also features a 50' x 28' detached three-car garage with an additional heated workshop space, ideal for hobbies, storage, or small-scale projects. A new septic system (2010) and a Sandpoint well add to the home’s long-term value and reliability. This is a wonderfully maintained property with a private, storybook setting — perfect for buyers seeking comfort, convenience, and a beautiful place to call home.

2631 283rd Street, Saint Croix Falls

Listing courtesy of Property Executives Realty.

$398,000

4 Beds ⋅ 4 Baths ⋅ 7095847 MLS

Exceptional opportunity to transform this 4,000 finished square foot property into the home or investment property of your dreams! Situated on 6 scenic acres, this former church offers an abundance of open space and a flexible layout ideal for conversion to a spacious single-family residence or multi-family living. Featuring 4 bathrooms and two furnaces providing zoned heating for the upper and lower levels, the building already offers many of the essential components needed for redevelopment. The expansive interior provides endless possibilities for designing living areas, bedrooms, gathering spaces, and more. Enjoy the privacy and room to roam that comes with acreage while bringing your vision to life. Plenty of room outside and ready for a pole shed! Whether you're looking to create a unique country estate, multi-generational living space, or income-producing multi-family property, this one-of-a-kind opportunity is ready for its next chapter.

1289 160 Street, Saint Croix Falls

Listing courtesy of Outdoors Realty.

$394,900

3 Beds ⋅ 2 Baths ⋅ 7072668 MLS

Tucked away on a quiet wooded cul-de-sac, this brand new 3 bedroom, 2 bath- model home blends modern comfort with peaceful surroundings. A welcoming open concept layout creates a bright and spacious atmosphere, perfect for both everyday living and entertaining. The designer kitchen features elegant granite countertops, custom cabinetry, "slate" colored appliances and a large center island overlooking the living and dining room areas.

1319 Woodale Court, Saint Croix Falls

Listing courtesy of RE/MAX Results.

$388,900

3 Beds ⋅ 2 Baths ⋅ 7061893 MLS

One level living with no steps! The "Kingston" 3 bedroom floor plan offers two bedrooms in the front of the home with the master suite in the back of the home. Granite kitchen countertops and vanities are standard. In addition, "slate" colored kitchen appliances are also standard. This home is located on a quiet street nestled into the trees. A three car garage makes the "Kingston" a must see! Landscaping shown is optional.

1334 E Aspen Drive, Saint Croix Falls

Listing courtesy of RE/MAX Results.

$376,000

2 Beds ⋅ 2 Baths ⋅ 6738605 MLS

Gateway Homes is offering this charming "Rockford" one-story home with 2 bedrooms, 2 bathrooms, and a 3-car garage. Complete with main level laundry and custom cabinetry. 1280 sq feet finished living space with an unfinished basement ready for future expansion. Basement is south-facing with excellent natural light and could easily be finished with another bedroom, family room, and full bathroom. List price includes a $3,500 appliance allowance. Covenants require front yard and side yard for corner lots to be sodded or seeded. Seller can provide a quote for this service, or buyer can pursue the service through their own vendor. Our spec homes have been moving quickly, so don't hesitate to jump all over this opportunity.

1301 E Aspen Drive, Saint Croix Falls

Listing courtesy of Realty ONE Group SIMPLIFIED.

$388,200

3 Beds ⋅ 2 Baths ⋅ 6738603 MLS

Single level. Open layout. Cosmetic appeal. Great for entertainment. Convenient. Bedrooms on one level. With basement: Room for growth.

1305 E Aspen Drive, Saint Croix Falls

Listing courtesy of Realty ONE Group SIMPLIFIED.

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Saint Croix Falls Homes under $400,000

Newest Saint Croix Falls Homes under $400,000

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