Saint Cloud Homes under $250,000

Welcome to Saint Cloud, Minnesota – a vibrant city where charming neighborhoods meet a rich tapestry of history and culture. Nestled along the banks of the Mississippi River, Saint Cloud is known for its friendly community atmosphere, beautiful parks, and an array of recreational activities. With a population of over 67,000 residents, this city offers the perfect blend of small-town charm and urban conveniences, making it an ideal place for families, young professionals, and retirees alike.

For those seeking affordable housing options, Saint Cloud is a hidden gem. The market boasts a variety of homes under $250,000, providing excellent opportunities for first-time buyers, investors, or anyone looking to downsize without sacrificing quality of life. From cozy single-family homes to charming townhouses, you'll find properties that cater to diverse tastes and needs. Many of these homes feature updated interiors, spacious yards, and convenient access to local amenities, ensuring you can enjoy everything Saint Cloud has to offer.

In addition to its affordable housing, Saint Cloud is home to a thriving arts scene, numerous dining options, and an active community calendar filled with events and festivals. Whether you're exploring the scenic trails at Lake George or enjoying a concert at the Paramount Theatre, there's always something to do in this lively city.

If you're ready to discover your dream home in a welcoming community, Saint Cloud is the place to be. With its affordable housing market and vibrant lifestyle, this city invites you to create lasting memories and embrace the beauty of Minnesota living.

Newest Saint Cloud Homes under $250,000

$249,900

2 Beds ⋅ 2 Baths ⋅ 7163567 MLS

Some homes just feel right the moment you arrive, and this beautifully maintained rambler is one of them. Nestled on a nearly quarter-acre lot in a peaceful neighborhood, you'll enjoy being just minutes from schools, the YMCA, parks, and shopping. Spacious carpeted living room (original hardwood floors beneath) overlook the front yard. You'll find two bedrooms on the main floor with gleaming hardwood floors and the potential to add a third bedroom in the lower level with addition of an egress window. Most windows have been updated, while the steel siding and newer four-year-old roof offer added peace of mind. An oversized insulated detached two-stall garage provides plenty of room for vehicles, tools, and storage. With inviting curb appeal and meticulous care evident throughout, this home is ready to welcome its next owner.

829 22nd Avenue N, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$165,000

2 Beds ⋅ 2 Baths ⋅ 7160971 MLS

Welcome to a home full of potential and possibilities! Conveniently located near Lake George in Saint Cloud, this property offers a spacious living room, a four-season porch/sunroom, a formal dining area, and a generously sized kitchen complete with a pantry and convenient access to the backyard. The fully fenced yard provides plenty of space for outdoor activities, entertaining, or simply relaxing. With some fresh paint already completed, this home is ready for its next owner to bring their vision and personal touches to life. Whether you're a first-time buyer looking to build sweat equity or someone who enjoys transforming a property into something special, this home presents a wonderful opportunity. The property is being sold as-is and would benefit from additional cleaning, cosmetic updates, and general TLC. With its functional layout, desirable features, and convenient location near shopping, dining, parks, and everyday amenities, this home has the potential to shine once again. Bring your ideas and imagine the possibilities!

1318 2nd Street S, Saint Cloud

Listing courtesy of eXp Realty.

$185,000

3 Beds ⋅ 1 Baths ⋅ 7162714 MLS

Bring your ideas and make this home your own! Located at 722 25th Ave N, this property offers an excellent opportunity for buyers looking to build equity through updates and improvements. The home features a spacious living room with large windows providing plenty of natural light, a functional kitchen with ample cabinet storage, and a practical floor plan ready for your personal touches. The roof is approximately 8 years old. Fresh paint, new flooring, and additional cosmetic updates would go a long way toward bringing out this home's potential. Whether you're looking for a home to renovate or an investment opportunity, this property offers plenty of possibilities. Property is being sold as-is, with the seller making no repairs. Bring your vision and make this home shine!

722 25th Avenue N, Saint Cloud

Listing courtesy of Lakes Area Realty.

$209,900

3 Beds ⋅ 1 Baths ⋅ 7162098 MLS

Welcome home! The main floor features a kitchen, living room, three bedrooms, and a full bathroom, providing comfortable everyday living with all the main essentials conveniently located on one level. The lower level offers a large family room with plenty of potential for relaxing, entertaining, a game room, or a hobby space. You’ll also find a dedicated laundry room and an additional bonus room that could be used for an office, storage, or other flexible needs. Please note that the lower-level bonus room does not have an egress window and is not represented as a legal bedroom. Outside, enjoy a small yard with room for outdoor activities, plus a backyard shed for convenient storage of lawn equipment, tools, and seasonal items. With its versatile living areas and practical layout, this home offers plenty of opportunities to make the space your own. Conveniently located in St. Cloud, this property is ready for its next owner to make it home!

717 25th Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$209,000

2 Beds ⋅ 1 Baths ⋅ 7157705 MLS

Charming, well-maintained home with valuable updates and fantastic outdoor space! Enjoy the comfort of a mini-split A/C system, a roof replaced in 2023, and a detached garage built in 2019 featuring a finished interior and baseboard heat. The fully fenced backyard offers a great space to relax or entertain, complete with a spacious patio and gazebo. With thoughtful updates and a backyard ready to enjoy, this home is one you won't want to miss! Professional photos to come!

834 Mckinley Place S, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$238,000

4 Beds ⋅ 2 Baths ⋅ 7160382 MLS

INCREDIBLE BUYER INCENTIVES: $3,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $3,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 1311 15th Ave S is a 1-story St. Cloud home with four bedrooms, two bathrooms, and a finished lower level. A row of kitchen windows lights the counters, while a peninsula connects the cooking space with dining. The main living room has a straightforward layout for seating, and the bedrooms provide separate spaces across the home. Downstairs, the recreation room’s built-in serving counter makes the finished area a distinctive extension of the living space. A rear deck looks across a lawn bordered by mature trees, with room for an outdoor table or seating. The attached one-car garage completes a home that balances main-floor living with additional space below. Included 100-Day Home Warranty with buyer activation

1311 15th Avenue S, Saint Cloud

Listing courtesy of Opendoor Brokerage, LLC.

$65,000

3 Beds ⋅ 2 Baths ⋅ 7161211 MLS

Investor Opportunity! This 3-bedroom, 2-bath home is ready for your vision. Featuring a fenced yard and a corner lot, this property offers potential for investors or buyers looking to build equity through renovations. Bring your ideas and explore the possibilities!

727 9th Avenue N, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$185,000

3 Beds ⋅ 3 Baths ⋅ 7159168 MLS

Welcome to 152 25th Avenue North this is a charming 1,320-square-foot home full of character, built in 1920, and features 3 bedrooms and 3 bathrooms. There is the ability to finish a downstairs room into a bedroom it already has the egress window. The laundry room was a bedroom at one point as well, making this home have the capability of a 5 bedroom with some instant equity. Includes a detached 2 stall garage with a concrete driveway entrance that offers the ability to park an additional 3 vehicles. This home has 2 kitchens, 1 on the main floor & 1 upstairs. Coming Soon, Nov. 1st! You can schedule a showing now, so you are the first to see it when it comes on the market!

152 25th Avenue N, Saint Cloud

Listing courtesy of National Realty Guild.

$200,000

3 Beds ⋅ 1 Baths ⋅ 7161336 MLS

802 26th Avenue N, Saint Cloud

Listing courtesy of LPT Realty, LLC.

$149,900

3 Beds ⋅ 2 Baths ⋅ 7161021 MLS

Nestled in a quiet, established neighborhood, this charming 3-bedroom, 2-bathroom home offers comfort, convenience, and functionality. Featuring a practical layout and a 1-car garage, this property is ideally situated near St. Cloud State University, making it a great opportunity for homeowners and investors alike. Enjoy convenient access to shopping, dining, parks, schools, and local amenities while appreciating the peaceful residential setting. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers plenty of potential. Schedule your showing today!

1003 10th Avenue S, Saint Cloud

Listing courtesy of Partners Realty Inc..

$179,900

3 Beds ⋅ 1 Baths ⋅ 7159191 MLS

Very well-maintained 3+ bedroom home in South St. Cloud featuring convenient main-floor living with a main-level bedroom, full bath, and main-level laundry that could serve as a potential 4th bedroom if needed. Major mechanical and exterior updates include updated windows, newer furnace & AC, along with new shingles added in 2025. The upper level offers two very large bedrooms, while the full unfinished basement provides excellent extra storage. When touring this home please check out closet floors - you will see beautiful hardwood flooring that is under the carpet and ready to be exposed once again!! Enclosed front porch and a very nice mature treed lot complete with alley access, a detached garage, and additional off-street parking. Convenient southside location near South Junior High

1102 16th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$198,900

8 Beds ⋅ 2 Baths ⋅ 7159883 MLS

Excellent investment opportunity near historic downtown St Cloud. Conveniently located near parks, library, and bus line. Property currently rented as a single family home but could also be used as a 2 unit or for separate room rentals. Large 8 bedroom 2 bath with hardwood floors. Recent updates include: flooring, carpet, interior & exterior paint, grading, gutter guard, tub & vinyl surround. Newer roof, furnace, & a/c.

1026 9th Avenue S, Saint Cloud

Listing courtesy of Luke Real Estate.

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Saint Cloud Homes under $250,000

Newest Saint Cloud Homes under $250,000

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