Rush City Homes under $400,000

Rush City Homes under $400,000

Welcome to Rush City, Minnesota—a charming small town that perfectly blends the warmth of community with the beauty of nature. Nestled in Chisago County, Rush City offers a peaceful lifestyle while being conveniently located just an hour north of the bustling Twin Cities. With its picturesque landscapes, friendly neighbors, and a strong sense of community, it’s no wonder that Rush City is becoming a sought-after destination for families and individuals alike.

One of the most appealing aspects of Rush City is its affordable housing market. Here, you can find a variety of homes priced under $400,000, making it an ideal option for first-time homebuyers or those looking to downsize without compromising on comfort. Whether you’re seeking a cozy single-family home with a spacious backyard or a modern townhome with contemporary finishes, Rush City has something for everyone.

In addition to its affordable homes, Rush City boasts a wealth of recreational opportunities. Enjoy outdoor activities at the nearby Rush Lake, where fishing, kayaking, and picnicking are just a few of the options available. The city also features several parks and trails, perfect for hiking, biking, or simply enjoying the serene Minnesota landscape.

With its strong community spirit, affordable housing, and abundant recreational activities, Rush City is more than just a place to live—it’s a place to call home. Explore the real estate options available in this delightful city and discover the perfect property that fits your lifestyle and budget. Welcome to Rush City, where your dream home awaits!

Newest Rush City Homes under $400,000

495 W 1st Street, Rush City
$339,900
4 Beds ⋅ 3 Baths ⋅ 7152024 MLS
Investment Opportunity Meets Small-Town Charm! Have you ever dreamed of owning a home that can help pay its own bills? Here’s your opportunity to turn that dream into reality where investment meets the quaint small town of Rush City! Welcome to a charming property in the heart of Rush City offering built-in income potential, room to build equity, and plenty of creative space to make it your own. The main home is an adorable 1.5-story residence built in 1948 with the breezeway addition in 1954, and the apartment addition in 1982. It features 2 bedrooms and 1 bathroom, with the potential for convenient main-floor living. The inviting open layout provides a blank canvas for your vision, making it easy to bring your ideas and personal style to life. Several updates have been completed, including 13 new energy-efficient, argon-filled, double-pane replacement windows in the main house, providing improved insulation, comfort, and potential heating-cost savings, and fresh interior paint, giving you a great head start on making it your own. Even better, the existing attached apartment tenant provides rental income to offset your loan payment and allows for extra income to complete more updates. Location adds even more appeal! Situated in the heart of Rush City, you'll be within walking distance of downtown, the city water park, the renowned Rush City Bakery, and local Rush City schools/sporting events. Enjoy the easy freeway access for commuting to/from work and surrounding communities. Whether you're looking for an investment property, a home with income potential, this one should be on your list of homes to see! Please enjoy the Matterport so you can view every detail you desire!

495 W 1st Street, Rush City

Listing courtesy of Century 21 Moline Realty Inc.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.

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