Pine City Homes under $400,000

Pine City Homes under $400,000

Welcome to Pine City, Minnesota—a charming town nestled in the heart of Pine County, where the serene beauty of nature meets the warmth of a close-knit community. Known for its picturesque landscapes and vibrant local culture, Pine City is a hidden gem waiting to be discovered. Whether you're an outdoor enthusiast or someone who appreciates the tranquility of small-town life, Pine City offers a perfect blend of recreational opportunities and a welcoming atmosphere.

One of the most appealing aspects of Pine City is its diverse housing market, particularly for those seeking homes under $400,000. Here, you can find an array of options that cater to various lifestyles and preferences. From cozy bungalows to spacious family homes, Pine City provides a range of properties that are both affordable and charming. Many homes boast beautiful yards, perfect for family gatherings or quiet evenings under the stars.

Living in Pine City means enjoying easy access to stunning natural attractions such as the nearby St. Croix River, where residents can indulge in fishing, kayaking, and hiking. The town also hosts several community events throughout the year, fostering a strong sense of belonging among its residents. With a rich history, friendly neighbors, and a commitment to preserving its natural beauty, Pine City is an ideal place to call home.

If you’re looking for a place where you can enjoy the comforts of home without breaking the bank, Pine City is the perfect destination. Explore the possibilities today and discover why so many are choosing to make this enchanting town their home!

Newest Pine City Homes under $400,000

225 7th Street SW, Pine City
$349,000
6 Beds ⋅ 3 Baths ⋅ 7158288 MLS
Classic charm meets a fresh new look! New vinyl siding, new windows, fully insulated for efficiency, and new gutters for this beautifully refreshed home. Original oak hardwood floors and built-in cabinetry blend timeless character with modern updates. The remodeled kitchen features new cabinets, appliances, a pantry, and LVP flooring. Cozy up by the gas fireplace, unwind in the upstairs jetted tub, and enjoy the convenience of main-floor laundry and bedrooms all on upper levels. Updated bathrooms, fresh paint, LED lighting, and new stairway carpet add to the appeal. A full walk-up attic offers future finishing potential (bedroom and living space), while the partially finished basement provides flexible bonus space. Outside, enjoy a spacious rear deck, perennial flower beds, and a south-side privacy fence. A garage with a new roof, new storage shed, and concrete driveway with room for approximately six vehicles round out this inviting property!

225 7th Street SW, Pine City

Listing courtesy of United Country Real Estate Minnesota Properties.

705 2nd Avenue SW, Pine City
$250,000
5 Beds ⋅ 3 Baths ⋅ 7131125 MLS
Fantastic opportunity for homeowners and investors alike! Situated on a corner lot in a desirable Pine City location, this duplex offers two separate living units, each with its own private entrance. One unit features 2 bedrooms and 1 bathroom, while the other offers 3 bedrooms and 2 bathrooms. Whether you're looking to expand your investment portfolio, live in one unit while generating rental income from the other, or explore multigenerational living, this property offers great flexibility. With one tenant currently in place, there's an opportunity for immediate rental income. Conveniently located near local amenities, this property offers plenty of possibilities!

705 2nd Avenue SW, Pine City

Listing courtesy of LPT Realty, LLC.

11688 Elm Circle, Pine City
$357,000
3 Beds ⋅ 2 Baths ⋅ 7156783 MLS
Discover a truly unique retreat on 3.53 beautifully wooded acres with deeded access to Pokegama Lake and approximately 3,000 acres of boatable water. Surrounded by an impressive canopy of mature trees, this private setting offers a peaceful, tucked-away feel with two ponds and multiple buildings thoughtfully situated throughout the property. The property includes two separate residences. The main home features 2 bedrooms and 1 bath, while the second home offers 1 bedroom, 1 bath and a loft, creating flexible space for guests, extended family or additional living needs. Warm wood interiors and a rustic cabin-inspired character complement the natural surroundings. A separate pool house/rec-room building provides even more space for entertaining, recreation or relaxing. Outdoors, the wooded grounds, open lawn areas and scenic approach create an inviting Northwoods atmosphere with plenty of room to enjoy the property in every season. Enjoy the privacy and beauty of acreage living while still having deeded access to Pokegama Lake and its expansive connected waters for boating, fishing and recreation. With two homes, multiple outbuildings, ponds, beautiful mature woods and lake access, this is a distinctive property offering a setting that is increasingly difficult to find.

11688 Elm Circle, Pine City

Listing courtesy of LPT Realty, LLC.

645 Highview Loop SE, Pine City
$314,000
3 Beds ⋅ 2 Baths ⋅ 7154128 MLS
Welcome home to this spacious 3 bedroom home located in a great neighborhood just minutes from town and Cross Lake! The bright, open concept main level features a spacious kitchen with stainless steel appliances, ample cabinetry and counter space, a center island, and an easy flow into the dining and living areas. The partially finished lower level is already well underway, offering the potential for a4th bedroom, additional living space, and a roughed-in bathroom ready for your finishing touches. Outside, enjoy the large yard, oversized concrete driveway, and spacious, heated and insulated 3 car attached garage with plenty of room for vehicles, toys, and storage. Enjoy the spacious backyard with neighboring farmland beyond, providing a more open feel and no homes directly behind you. A park located right within the development adds to the appeal, while the convenient location provides easy access to grocery stores, restaurants, shopping, and everyday amenities. With plenty of space inside and out, this home has room to grow and make your own!

645 Highview Loop SE, Pine City

Listing courtesy of Keller Williams Premier Realty.

20986 Cross Lake Road, Pine City
$233,900
2 Beds ⋅ 1 Baths ⋅ 7153545 MLS
Nestled in the woods, this charming 2-bedroom, 1-bath cabin offers a peaceful escape surrounded by nature. Enjoy cozy cabin living with the perfect blend of comfort and rustic charm. Mature trees surround the property, while three decks and a patio create inviting spaces to relax, gather, and enjoy nature. Enjoy evenings around the fire pit under the stars, and in winter, access the snowmobile trail system without trailering. Deed lake access is conveniently located right across the street offering boating, fishing, swimming, and endless outdoor adventure. Just a short getaway from the Twin Cities, this is the perfect retreat to relax, reconnect, and enjoy the lake life!

20986 Cross Lake Road, Pine City

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

825 Highview Loop SE, Pine City
$290,000
3 Beds ⋅ 2 Baths ⋅ 7134655 MLS
Welcome to this conveniently located Pine City home just minutes from Cross Lake, downtown Pine City, grocery stores, restaurants, parks, and everyday amenities. A heated 3-car garage offers plenty of room for vehicles, storage, hobbies, or recreational toys. Inside, the unfinished basement provides additional space and plenty of potential for future finishing to fit your needs. Enjoy the convenience of being close to town while still tucked into a residential setting. Schedule your showing and come see what this home has to offer!

825 Highview Loop SE, Pine City

Listing courtesy of Call It Closed International Realty.

57098 Forest Boulevard, Pine City
$360,000
4 Beds ⋅ 2 Baths ⋅ 7135750 MLS
Fantastic opportunity to own a one-level home with split-level addition providing over 2000 finished square feet. Open and bright layout with vaulted ceilings welcome you to this lovely home. A functional kitchen, informal dining, and living room flow seamlessly into the sleeping area including a primary suite with private bath. A second bedroom and bathroom complete this level. The 2006 addition adds 2 bedrooms, a loft space, and large lower level family room with pellet stove. This home sits on almost 5 acres and includes a detached 26x36 pole shed as well as a 24x24 fully finished, insulated and heated garage. Recent updates include roof, siding, kitchen and flooring throughout most of the home. Located just 3 miles from Pine City and close to I-35 for easy commuting. Don't miss the opportunity to call this home your own.

57098 Forest Boulevard, Pine City

Listing courtesy of Keller Williams Premier Realty.

9235 Oakwood Lane, Pine City
$219,900
1 Beds ⋅ 1 Baths ⋅ 7133402 MLS
MAJOR PROPERTY IMPROVEMENT! A substantial amount of debris and unwanted items has just been removed from the second parcel, and the property looks great! If you've seen this home before and the condition of the second lot was a concern, come take another look! If you haven't seen it yet, it's definitely worth a visit! Your private Northwoods-style retreat on nearly 3.5 wooded acres with deeded access to the Snake River! Built in 2016, this charming 1-bedroom, 1-bath home/cabin offers the perfect combination of privacy, comfort and outdoor recreation—ideal as a year-round home, weekend getaway or seasonal cabin. Step outside and you'll quickly understand what makes this property special. Enjoy the peaceful wooded setting from the large wraparound deck, gather around the spacious patio and firepit, tend to the perennial gardens, or simply relax and watch the abundant wildlife pass through. The property includes two parcels totaling approximately 3.5 acres, providing plenty of room to explore and enjoy. Inside, you'll find a comfortable and inviting living space plus a loft area that provides additional usable space and is not included in the finished square footage. Recent improvements include two new mini-split systems providing both heat and A/C that can be controlled from your phone, a new patio door, electric range, window shades and bathroom updates. Additional features include a greenhouse and storage shed for your gardening, recreational gear and outdoor equipment. Best of all, the property includes deeded access to the Snake River, allowing you to quickly get on the water and enjoy everything the river has to offer. You're also conveniently located near state parks, hiking trails, hunting and year-round outdoor recreation. Whether you're looking for a peaceful place to call home or your own private Minnesota getaway, you'll appreciate the care and personal touches that have been put into this property. Come experience the privacy, woods, wildlife, river access and relaxed lifestyle that make this such a special place! High-speed fiber internet is available through ECE, with the property currently showing as eligible for installation.

9235 Oakwood Lane, Pine City

Listing courtesy of Get a Rebate Real Estate.

18594 Cedar Creek Road, Pine City
$349,900
3 Beds ⋅ 2 Baths ⋅ 7128179 MLS
Discover the perfect blend of country living and modern comfort on this beautiful 9-acre rural property! Built in 2024, this stunning one-level home offers 3 bedrooms, 2 full bathrooms, and 1,596 finished square feet. The spacious open-concept living and kitchen area is perfect for everyday living and entertaining. A convenient walk-in coffee bar pantry adds both style and functionality. The thoughtfully selected woodwork, fixtures, and color palette create a warm, tasteful design where every detail flows beautifully together. Outside, you'll find excellent pasture space for animals, along with plenty of room to add a garage, barn, shop, or other outbuildings. Whether you're looking for space to enjoy country living, raise animals, or create your own hobby farm, this property offers endless possibilities. Call today to schedule your personal showing and experience all this beautiful property has to offer!

18594 Cedar Creek Road, Pine City

Listing courtesy of Aurora Group LLC.

435 8th Avenue NE, Pine City
$335,000
4 Beds ⋅ 2 Baths ⋅ 7126034 MLS
Welcome home to this move-in-ready 4-bedroom, 2-bathroom home nestled on a spacious ½+ acre lot in Pine City! Offering plenty of room to spread out, this property combines comfortable living with thoughtful updates and great outdoor space. Recent improvements include a 2022 roof, 2024 refrigerator, 2025 range, 2026 microwave, fresh interior paint, and a newly installed kitchen backsplash. The open floor plan features vaulted ceilings, ceiling fans, and beautiful bamboo flooring in the kitchen. The large finished family room with knotty pine accents creates a warm and inviting space for movie nights, entertaining, or relaxing with family and friends. Step outside onto the spacious deck and enjoy summer gatherings, morning coffee, or peaceful evenings overlooking the backyard. With an attached 3-car garage plus additional parking on the asphalt driveway, there is plenty of room for vehicles, toys, hobbies, and storage. The oversized yard offers endless possibilities for gardening, entertaining, recreation, or simply enjoying the outdoors. If you're looking for space, updates, and a great place to call home, this Pine City property is one you won't want to miss!

435 8th Avenue NE, Pine City

Listing courtesy of Realty Executive Associates.

510 Maplewood Lane SE, Pine City
$316,000
4 Beds ⋅ 2 Baths ⋅ 7124646 MLS
Welcome home to this beautifully updated one-story walkout nestled at the end of a quiet cul-de-sac. Featuring four bedrooms all on one level, this home offers a functional layout with plenty of space to spread out. Numerous updates have been completed within the last couple of years, including stainless steel appliances and other thoughtful improvements throughout. The unfinished walkout basement is ready for your vision and final touches, offering excellent potential for additional living space, a recreation room, home office, or whatever suits your needs. Step outside to enjoy the private backyard, complete with a new wood privacy fence—perfect for relaxing, entertaining, or enjoying your own outdoor retreat. Beautiful landscaping welcomes you as you make your way to the front entrance, adding to the home's inviting curb appeal. With its desirable cul-de-sac location, recent updates, four bedrooms on one level, walkout basement, and private fenced backyard, this home is ready for you to make it your own!

510 Maplewood Lane SE, Pine City

Listing courtesy of eXp Realty.

200 1st Avenue SE, Pine City
$199,000
3 Beds ⋅ 3 Baths ⋅ 7123138 MLS
Super solid, updated home with some original nice hardwood floors, stained glass windows and other classic features. Newer roof, about 10 years old, newer garage only 7 years old on a really nice fenced in yard. This home can and has been used as a dueplex. The upper level has its own entrance if the next owner wants to use it that way!

200 1st Avenue SE, Pine City

Listing courtesy of Local Realty Inc..

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