Paynesville Homes under $400,000

Welcome to Paynesville, Minnesota – a charming city nestled in the heart of Stearns County, where small-town warmth meets the beauty of nature. Known for its friendly community and rich history, Paynesville offers a delightful blend of outdoor activities and local amenities, making it an ideal place for families, retirees, and anyone seeking a serene lifestyle.

Paynesville boasts an array of stunning homes, many of which are available for under $400,000. Whether you’re a first-time homebuyer or looking to upgrade, you’ll find a variety of options that cater to diverse tastes and needs. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone in this picturesque locale.

The city is surrounded by pristine lakes and lush parks, perfect for fishing, boating, and hiking. The local community takes pride in its vibrant downtown area, featuring charming shops, delightful cafes, and a welcoming atmosphere that encourages social connections. With excellent schools and a range of recreational facilities, Paynesville is not just a place to live; it’s a place to thrive.

Embrace the opportunity to create lasting memories in Paynesville, where affordable homes and a friendly community await. Discover your dream home today and experience the charm of this delightful Minnesota gem!

Newest Paynesville Homes under $400,000

$349,900

4 Beds ⋅ 4 Baths ⋅ 7163945 MLS

Enjoy peace and privacy at the end of a low-traffic street in this thoughtfully crafted 4-bedroom home. Boasting 3 full bathrooms plus a main-level powder room, the layout is designed to comfortably accommodate family and guests alike. The primary retreat offers a quiet escape with its own full bath and a roomy walk-in closet. Sun-drenched kitchen spaces connect seamlessly for easy hosting, while the sliding doors lead out to an oversize deck and a secure, fully fenced backyard oasis. Parking and storage space abound thanks to a rare setup featuring both a 2-car attached garage and a detached 3-car garage—perfect for shop space, extra vehicles, or recreational gear. Professional pictures scheduled.

17042 250th Avenue, Paynesville

Listing courtesy of HOMESTEAD ROAD.

$295,000

3 Beds ⋅ 3 Baths ⋅ 7163237 MLS

Welcome Home to Comfort, Convenience & Easy Living in Alldon Park! Step inside this beautifully maintained 3-bedroom, 3-bathroom townhome in the highly sought-after Alldon Park 55+ community! From the moment you walk in, you’ll appreciate the inviting atmosphere, and thoughtful features designed to make everyday living a breeze. Enjoy your morning coffee or unwind at the end of the day in the bright, sun-filled sunroom. The spacious primary suite offers a walk-in closet and private en-suite bath, creating the perfect place to relax and recharge. Designed with convenience in mind, this home offers zero-entry access and a stair lift that’s less than two years old, providing added ease and accessibility. The main level features two bedrooms and convenient main-floor laundry, making one-level living a wonderful option. Need extra room for guests or gatherings? The lower level is ready to welcome family and friends with a spacious family room, an additional bedroom, and a versatile flex room perfect for hobbies, an office, or whatever suits your lifestyle. You’ll also appreciate the recent updates, including a new dishwasher, range, microwave, and hot water heater. Plus, the large attached two-stall garage offers plenty of room for vehicles and extra storage. Homes in Alldon Park are in high demand, and this inviting townhome is one you won’t want to miss! Enjoy the comfort, space, and convenience you’ve been looking for. Call today to schedule your private showing and discover all this wonderful home has to offer!

608 Alldon Park Drive, Paynesville

Listing courtesy of Central MN Realty LLC.

$399,000

4 Beds ⋅ 3 Baths ⋅ 7163629 MLS

Surrounded by nature and ideally located near Rice Lake, this property offers a wonderful blend of peaceful surroundings and convenient access to Paynesville, Richmond, Cold Spring, and St. Cloud. This four-bedroom, three-bathroom, four-level home has plenty to offer! The sun-filled kitchen features granite countertops and stainless steel appliances and opens to the raised living room. A hallway leads to two additional bedrooms and a 3/4 bath, as well as an expansive primary suite featuring a private 3/4 bath with a tiled shower and glass surround, double vanity with manufactured stone countertop, two walk-in closets, and a deck overlooking the backyard. The lower level offers another bedroom, a full bathroom, and laundry. An attached insulated two-stall garage and a detached insulated two-stall garage provide ample storage and workspace options. With spacious living areas, a desirable location, and abundant garage space, this property is one you won't want to miss! Call today to schedule your private tour!

16834 254th Avenue, Paynesville

Listing courtesy of Your Next Place Real Estate.

$285,000

1 Beds ⋅ 1 Baths ⋅ 7151395 MLS

Feel like you are right on the water while in this classic Minnesota cabin! Situated on a beautiful stretch of Lake Koronis shoreline with 50' of frontage, this one bedroom, one bathroom cabin is an affordable way to get onto one of Central Minnesota's greatest lakes. With nearly 3,000 lake acres, Koronis is an excellent lake for fishing and recreation and is located near golf courses, grocery stores, and breweries. Koronis has 3 parks, including all of Second Island. Call today for a private viewing!

28908 County Road 20, Paynesville

Listing courtesy of Your Next Place Real Estate.

$195,000

2 Beds ⋅ 1 Baths ⋅ 7154695 MLS

Rare, affordable Lake Koronis opportunity! This 2-bedroom, 1-bath cabin offers a deck overlooking the lake, a storage shed, and a compliant septic. An easement allows connection to the neighboring property's well. An excellent opportunity to renovate and make your own. A great way to get into Lake Koronis ownership. Sells As-Is.

30352 Brentwood Road, Paynesville

Listing courtesy of Meagher Realty, LLC.

$205,000

3 Beds ⋅ 2 Baths ⋅ 7149499 MLS

Cozy 3 bedroom home now available in friendly Paynesville! Freshly painted exterior with a second half bath added in 2023. Enjoy a large, quiet backyard next to the North Fork River.

111 Haines Avenue, Paynesville

Listing courtesy of Premier Real Estate Services.

$239,000

3 Beds ⋅ 2 Baths ⋅ 7151878 MLS

Welcome home to 508 Belmont Street, a charming 3-bedroom (plus a non-conforming 4th bedroom), 2-bathroom property on a 0.25-acre lot in the center Paynesville, MN. Step inside to a sun-filled 3- season front porch, as you proceed to enter you will notice the beauty of the original character with the wooden built -ins, the high ceilings throughout, and the details in the windows that meet the modernized kitchen, fully equipped with stainless steel appliances. Additional main floor features are a dining room, living room, a newly renovated bathroom complete with a crisp white subway tile surround, two main floor bedrooms, and a versatile den with peaceful views of the outdoor oasis. The finished lower level expands your living space with a second family room area centered by a cozy fireplace. A 3/4 bathroom, dedicated laundry/utility room, bedroom with an egress window, and an additional non-conforming bedroom complete the layout. The true highlight of this property is its backyard—officially certified as a Backyard Wildlife Habitat by the National Wildlife Federation. Unwind or entertain guests on the expansive back deck featuring a sunken hot tub. This home sits just minutes from local Paynesville amenities, including the scenic shores and boat launches of Lake Koronis, the Lake Koronis Recreational Trail, local parks, golf course, schools, hospital & healthcare facilities, grocery store, restaurants, and charming downtown shops.

508 Belmont Street, Paynesville

Listing courtesy of Orsten Realty.

$279,900

4 Beds ⋅ 2 Baths ⋅ 7147724 MLS

Welcome to this charming home in a desirable location on the south side of Paynesville! Situated on a quiet street, this property offers a peaceful, country-like setting while remaining conveniently close to town. Enjoy the added convenience of a walking path located directly behind the home. Offering over 2,000 finished square feet, this home features 4 bedrooms and 2 full bathrooms. The spacious entryway includes a built-in closet, providing plenty of room for coats, shoes, and everyday storage. The lower level features two generously sized bedrooms, a full bathroom, and a large family/entertainment room—perfect for relaxing or gathering with family and friends. Outside, you'll find a two-stall garage with an additional separate room featuring a utility sink, offering excellent space for hobbies, projects, or extra storage. A charming storage shed complements the home and features matching colors and durable LP SmartSide siding. This well-maintained home combines comfortable living, functional space, and a peaceful setting while keeping all the conveniences of town close by. Don't miss the opportunity to make this home your own!

1170 Coakley Street, Paynesville

Listing courtesy of Peterson Team Realty.

$289,000

2 Beds ⋅ 2 Baths ⋅ 7145296 MLS

Welcome to easy living! This beautifully maintained townhome built in 2021, offers the convenience of main-level living and a low-maintenance lifestyle with an HOA. This thoughtfully designed home features 2 bedrooms and 1½ bathrooms with a bright, open layout that feels both comfortable and modern. The spacious living area flows seamlessly into the kitchen and dining space, making it perfect for everyday living or entertaining. Enjoy the convenience of a 2-stall attached garage, providing plenty of room for vehicles and storage. With modern finishes, newer construction, and HOA-maintained exterior care, this home offers the perfect blend of comfort and convenience. Move in and enjoy stress-free living in a nearly new home!

465 Meadowview Court, Paynesville

Listing courtesy of Central MN Realty LLC.

$180,000

3 Beds ⋅ 2 Baths ⋅ 7144411 MLS

3 Bedroom/2 Bathroom Rambler with 3 main floor bedrooms, spacious living areas, full partially finished lower level, deck and extra large/double deep 1 stall garage.

518 Sunrise Avenue, Paynesville

Listing courtesy of VoigtJohnson.

$200,000

3 Beds ⋅ 2 Baths ⋅ 7128112 MLS

Step into this adorable home where original charm meets modern comfort. Sanded and re-stained hardwood floors, newly painted living room, vinyl windows, and some exterior updates—including new shingles & updated landscaping—make this home shine. The layout offers two cozy main-floor bedrooms and a stunning master suite upstairs with its own full bath and soaker tub. The unfinished basement provides endless potential. With a one-stall garage, more car parking available, a location close to downtown and easy access to Highway 23, this home is ready to welcome you.

217 River Street, Paynesville

Listing courtesy of VoigtJohnson.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7103508 MLS

Check out this 3 bedroom, 2 bath lake home on large ½ acre lot surrounded by mature trees for added privacy. Located on a quiet dead-end street on desirable Pirz Lake. The spacious home has many recent updates to enjoy including updated appliances, flooring, panel doors, furnace, central air, vinyl windows and siding. Main level features a kitchen, dining area, 2 bedrooms, living room and bathroom. You will appreciate the fully finished walk-out basement featuring a 2nd family room, 3rd bedroom, 2nd bathroom, and room for storage. Relax and entertain on the back patio or on the huge lakeside wrap around deck. Fiber high speed internet available. Pirz Lake is quiet with no public access and Spring fed. Lot next door is a unbuildable government lot for extra privacy. Start creating lake memories today!!

19378 Pirz Lake Road, Paynesville

Listing courtesy of Central MN Realty LLC.

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Paynesville Homes under $400,000

Newest Paynesville Homes under $400,000

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