Ottertail Homes under $400,000

Welcome to Ottertail, Minnesota – a hidden gem nestled in the heart of Otter Tail County, where scenic beauty meets small-town charm. Known for its stunning lakes, lush landscapes, and friendly community, Ottertail offers a peaceful retreat for those seeking a serene lifestyle while still enjoying modern conveniences.

Ottertail is surrounded by over 1,000 lakes, making it a paradise for outdoor enthusiasts. Whether you enjoy fishing, boating, or simply soaking up the sun on the shores, there’s something for everyone here. The city is also home to beautiful parks, hiking trails, and recreational facilities, ensuring that residents can stay active and connected with nature year-round.

For those considering a move to this picturesque area, you’ll be delighted to discover a variety of homes available for under $400,000. From charming single-family residences to cozy cabins perfect for weekend getaways, there’s a diverse selection to fit your lifestyle and budget. Many of these homes boast stunning views, spacious yards, and easy access to the nearby lakes, providing the ideal backdrop for family gatherings and outdoor adventures.

In addition to its natural beauty, Ottertail is known for its vibrant community spirit. With local shops, restaurants, and seasonal events, there’s always something happening, allowing residents to forge lasting friendships and create cherished memories.

If you’re looking for a place to call home that combines tranquility with a sense of community, Ottertail, MN, is the perfect destination. Come explore the possibilities and find your dream home in this enchanting town!

Newest Ottertail Homes under $400,000

$220,000

2 Beds ⋅ 2 Baths ⋅ 7158346 MLS

Fully remodeled in 2018, this 2-bedroom, 2-bathroom home features updated HVAC and electrical systems, plus a new roof in 2025. These major improvements offer added peace of mind as you settle into your new home. Located just blocks from the brand-new Ottertail Community and Wellness Center, scheduled to open in January 2027, you’ll have convenient access to an exciting addition to the community. Don’t miss the opportunity to make this updated Ottertail home your own!

97 Elm Avenue S, Ottertail

Listing courtesy of eXp Realty.

$240,000

3 Beds ⋅ 2 Baths ⋅ 7157201 MLS

Cabin 19 at Shady Grove Resort Association: Year-Round Rush Lake Living, Fully Furnished and Turn-Key Enjoy lake country living in any season in this 3-bedroom, 2-bath year-round unit at Shady Grove Resort Association on 5,000-acre Rush Lake in Ottertail County, MN. Offered fully furnished and turn-key, so all you need to bring is your suitcase. The open main living area is finished in warm knotty pine and brings together the living room, dining, and kitchen. Two log-frame futons and a pair of cushioned armchairs surround the coffee table, with a wall-mounted TV and a ceiling fan overhead. The spacious kitchen offers oak cabinetry, a gas range, over-the-range microwave, side-by-side refrigerator, and a dishwasher, with plenty of counter space and a large extendable dining table with seating for eight. A large double-door closet provides extra storage. Three bedrooms provide room for family and friends, each furnished and carpeted, including a bedroom with two beds and a sliding door that opens to the deck. Two full bathrooms include a full bath with a tub/shower combo and a second bath conveniently located off the main living area. This is a true four-season unit, with a forced-air furnace and central air to keep you comfortable from summer heat to Minnesota winters. Step out to the large deck with room to relax and enjoy the surrounding mature trees and fall colors, plus a covered front porch with composite decking. As a Shady Grove owner, you'll enjoy a swimming pool, playground, and fire pit areas, and the association handles all outdoor maintenance. Rush Lake offers excellent fishing for walleye, crappie, northern, and bass, along with boating and swimming. Fully furnished, move-in ready, and usable all year. Schedule your showing today! Includes boat slip Owner/agent

35686 Rush Lake Loop Unit 19, Ottertail

Listing courtesy of REAL.

$220,000

4 Beds ⋅ 2 Baths ⋅ 7156070 MLS

Rush Lake Cabin with Boat Slip Shady Grove Resort Association - Cabin 13 Enjoy lake life on 5,000-acre Rush Lake in Ottertail County. This 4-bedroom, 2-bath cabin offers 1,020 sq ft of classic knotty-pine charm, and a boat slip is included. Inside, you'll find a vaulted-ceiling living room with built-in shelving, a futon for extra guests, and a TV. The kitchen has stainless steel appliances, including a gas range, microwave, and full-size refrigerator, plus a handcrafted corner dining nook. Four bedrooms sleep a crowd, with a queen primary suite, a second queen, a twin-over-full bunk room, and a twin-over-twin bunk room. Two full baths serve the cabin. Outside, relax on the pergola-covered deck with a patio dining set and charcoal grill. Resort amenities include a swimming pool, playground, and fire pit areas, and the association handles all outdoor maintenance, so you can spend your time on the water instead of mowing. Rush Lake is known for walleye, crappie, northern, and bass. Steel roof, low-maintenance vinyl siding, and ample parking. Schedule your showing today! Owner/agent

35686 Rush Lake Loop Unit 13, Ottertail

Listing courtesy of REAL.

$239,900

2 Beds ⋅ 1 Baths ⋅ 7145842 MLS

Experience the best of lakefront living with this like new 2 bedroom cabin in the sought after Westwood Resort on Rush Lake, offering shared access to 125 feet of level, sandy shoreline with your own boat slip on one of Ottertail’s premier lakes. Designed for style and simplicity, this home features low maintenance vinyl siding, a patio, and an upper-level composite deck with sweeping lake views. Inside, you’ll find stainless steel appliances, quartz countertops, LVP flooring, a main floor bath with tiled shower and laundry, and efficient mini-splits for heating and cooling. Rush Lake spans 5,275 acres with depths up to 68 feet, ideal for boating, fishing, and swimming. Spend your summer in the water while the association handles the yardwork — lake life made effortless.

44053 359th Street, Ottertail

Listing courtesy of Keller Williams Realty Professionals.

35852 Rush Lake Loop Unit 3 and 4, Ottertail

$299,000

4 Beds ⋅ 2 Baths ⋅ 7144566 MLS

This is a cute seasonal duplex cabin. Each side is 468 square feet, 2 bedroom and 1 bath. Rental opportunity or family compound! Property also includes a 10x10 storage shed. Cabin includes all furnishings, gas grill ,charcoal grill, out door furniture, new 3600# boat lift and 36 feet of new dock. Property also has internet service.

35852 Rush Lake Loop Unit 3 and 4, Ottertail

Listing courtesy of Boll Realty.

$285,000

2 Beds ⋅ 2 Baths ⋅ 7137316 MLS

Beautiful, Like-New Home in Ottertail City! Discover the perfect blend of comfort, efficiency, and Northwoods living in this beautifully maintained, four-year-old home located within the Ottertail City limits. Situated in Deer Run Estates, this 2-bedroom, 1.5-bath home has been exceptionally well cared for and offers approximately six years of remaining spec-home warranty coverage. Designed with efficiency in mind, this home provides an opportunity to enjoy low-maintenance living without sacrificing comfort. This property is ready to enjoy from day one. Outdoor enthusiasts will love the location, with an abundance of incredible lakes just minutes away offering endless opportunities for fishing, boating, and recreation. World-class Otter Tail Lake is less than two miles away, putting some of the area's best walleye fishing right at your fingertips. When you're ready to tee it up, nearby Thumper Pond Golf Course offers championship golf just minutes from home. The growing Ottertail community also offers a variety of dining options, including the Woodshed, Willy T's, and the Otter, along with the friendly, welcoming people that make this area such a great place to call home. Why vacation here when you can live here? This is your opportunity to enjoy the lake country lifestyle every day. Schedule your private showing today!

202 Cozy Oak Drive E, Ottertail

Listing courtesy of Boll Realty.

$399,000

2 Beds ⋅ 1 Baths ⋅ 7133022 MLS

Rush Lake in Otter Tail County: Classic and seasonal 2 bedroom cabin on a level lot with 80' of perfect sand frontage. Includes a lakeside storage shed, 12x20 storage building, and power for an RV unit. Sandpoint well and septic tank with drainfield. Enjoy magnificant sunsets on this very desirable lake! Rush Lake is 5,200 acres and is well known for it's excellent fishing and overall recreation. Some furnishings and the dock are included.

46071 Boys Shore Road, Ottertail

Listing courtesy of Coldwell Banker Preferred Partners.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7127127 MLS

Fantastic Lakefront property! This home features a large living room wrapped with patio doors with awesome views of the lake! A large wrap around deck for enjoying the views and outdoors. This open floorplan features an open kitchen with an island, spacious dining room, large primary bedroom, a 3/4 bath, and laundry. The garage features a guest quarters with a bedroom, kitchenette, and a full bath. The garage is heated. The lot is large with lots of room for gardens and entertainment. The lakeview is spectacular and comes complete with a water line run to the lake along with a 30 amp hook-up for campers on this spacious landing on the water front. The 5 foot clearance in the crawl space provides plenty of room for storage. Enjoy this as your exciting getaway or your year around home.

49723 Leaf River Road, Ottertail

Listing courtesy of Keller Williams Classic Realty.

$159,000

2 Beds ⋅ 1 Baths ⋅ 7101560 MLS

2-bedroom, 1-bath home located within the Ottertail city limits on a spacious city lot of nearly one acre. Enjoy a convenient location just minutes from Donalds Lake, Long Lake, and Portage Lake, offering easy access to year-round recreation. The home features a two-stall attached garage, a charming gazebo with stained glass (re-purposed stained glass windows from a church) perfect for relaxing or entertaining, and an additional storage shed for all your outdoor equipment. With its generous lot size and excellent location, this property offers a wonderful opportunity to enjoy small-town living with nearby lakes and outdoor amenities.

114 West Avenue, Ottertail

Listing courtesy of Boll Realty.

$240,000

3 Beds ⋅ 2 Baths ⋅ 7087463 MLS

YEAR ROUND Lake Living on Rush Lake!! Welcome to easy lake living at Shady Grove Resort on beautiful Rush Lake in Ottertail, MN! This townhouse offers the perfect blend of privacy, comfort, and low-maintenance ownership—so you can spend more time enjoying the lake and less time working. This well-maintained 3 bedroom, 2 bathroom unit features 1,154 sq ft of functional living space, ideal for weekend getaways, summer retreats, or year-round enjoyment. This units location provides a nice lake view and added privacy, along with great yard space perfect for relaxing, yard games, or gathering with friends and family. Inside, you’ll find a warm and inviting layout with an open kitchen, dining, and living area—perfect for hosting. The cozy interior and practical floor plan make it easy to settle in and enjoy lake life right away. Step outside and enjoy one of the best spots in the resort—located just a few steps to the Rainbow playset and pool. Whether you're watching the kids play, taking a dip, or heading down to the lake, everything is just steps away. As part of the Shady Grove Resort Association, you’ll appreciate the simplicity of shared maintenance and amenities—giving you more freedom to relax and enjoy everything Rush Lake has to offer. Boat Slip Included. Owner/Agent

35686 Rush Lake Loop Unit 20, Ottertail

Listing courtesy of REAL.

$160,000

2 Beds ⋅ 1 Baths ⋅ 7062083 MLS

Boat Slip included! Seasonal Cabin 11 at Shady Grove Resort on Rush Lake! This charming 2 bedroom, 1 bathroom cabin offers a warm, classic lake feel with beautiful knotty pine throughout and an inviting open-concept living, dining, and kitchen area—perfect for relaxing or entertaining. The spacious layout provides comfortable accommodations for family and guests. Enjoy your own deck and green space, ideal for summer evenings after a day on the water. Located within the Shady Grove Resort Association, you’ll appreciate access to shared amenities including the pool, playground, and lake—making this a true low-maintenance getaway. Spend your time enjoying Rush Lake and everything the Ottertail area has to offer—no yard work, just lake life. Perfect seasonal retreat or investment opportunity! Boat slip included Owner/agent

35686 Rush Lake Loop Unit 11, Ottertail

Listing courtesy of REAL.

$329,900

3 Beds ⋅ 2 Baths ⋅ 7048591 MLS

Gorgeous views and hard sand bottom on Long Lake in the heart of Ottertail County. Home has been completely remodeled and is move in ready! Check out the large 28x30 bonus room on top of the garage for extra company or storage, you choose!

41881 Sugar Maple Drive, Ottertail

Listing courtesy of Lakes & Leisure Realty.

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