Osceola Homes under $400,000

Welcome to Osceola, Wisconsin – a charming gem nestled in Polk County, where small-town warmth meets the beauty of nature. Known for its friendly community and stunning landscapes, Osceola is the perfect place to call home. With its picturesque views of the St. Croix River and lush surrounding forests, residents enjoy a vibrant outdoor lifestyle that includes hiking, fishing, and boating, all just minutes from their front doors.

Osceola offers a delightful blend of local amenities, including quaint shops, cozy cafés, and family-owned restaurants that reflect the area’s rich heritage. The town hosts various community events throughout the year, fostering a strong sense of belonging among its residents. Whether you’re exploring the scenic trails of the nearby state parks or enjoying a peaceful afternoon at one of the local parks, Osceola is a place where you can truly unwind and connect with nature.

For those seeking a new home, Osceola presents an array of charming properties, many priced under $400,000. These homes are perfect for first-time buyers, families, or anyone looking to invest in a tranquil lifestyle. From cozy bungalows to spacious family homes, you’ll find a variety of options that cater to different tastes and needs. The real estate market here is thriving, offering great value in a picturesque setting.

If you're ready to embark on a new adventure in a welcoming community, Osceola, WI, is waiting for you. Discover your dream home today and experience the delightful blend of nature, community, and comfort that this beautiful town has to offer!

Newest Osceola Homes under $400,000

$329,900

3 Beds ⋅ 2 Baths ⋅ 7147324 MLS

Brand new one level living model home! This newly built home is designed for comfort, style, and everyday convenience. Thoughtfully finished throughout, this home features upgraded finishes and standout features you'll love from day one. Highlights & features include a modern kitchen with granite kitchen countertops, custom kitchen appliances and designed for both daily living and entertaining. This home has beautiful bathrooms with granite vanities that are stylish and move in ready. This home is turnkey outdoor living with a fully sodded yard with an irrigation system that will maintain your landscaping. Offering a unique one level living floor plan that is functional with the master bedroom in the back of the home with two additional bedrooms in the front of the home.

1001 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$294,900

3 Beds ⋅ 2 Baths ⋅ 7147227 MLS

Brand new and designed to impress three bedroom two bath home delivers the perfect blend of comfort, style and curb appeal. Nestled on a quiet cul-de-sac lot, this home offers the privacy and peaceful setting buyers want. Inside, the open concept layout creates a bright, welcoming flow from the living area to the kitchen, where granite countertops and vanities elevate every surface with durability and modern elegance. Whether it's weeknight dinners or weekend entertaining, the space is built to make life easy and beautiful. Step outside and you'll find a fully sodded yard already lush and green, complete with a full irrigation system to keep it picture perfect all season long. It's the kind of outdoor space that feels finished from day one- no waiting, no hassle.

1020 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$309,900

4 Beds ⋅ 3 Baths ⋅ 7147199 MLS

Discover the perfect blend of style, comfort and convenience in this beautiful four bedroom, three bath home. Enjoy a spacious kitchen featuring elegant granite countertops, matching granite vanities, and stylish slate-colored kitchen appliances. Step outside to a beautifully finished yard with full sod and irrigation system, making it easy to maintain a lush inviting landscape year round. With thoughtful finishes throughout and plenty of space for family and entertaining, this home is designed to impress from the moment you walk through the door.

1041 Essex Drive, Osceola

Listing courtesy of RE/MAX Results.

$400,000

5 Beds ⋅ 3 Baths ⋅ 7124767 MLS

ROOM TO LIVE. SPACE TO GROW. A HOME YOU’LL LOVE TO COME HOME TO! This spacious 5-bedroom, 3-bath 4-level split delivers the flexibility buyers crave with thoughtful updates and inviting spaces throughout. Three bedrooms on one level include a private primary suite with its own 3/4 bath! Step inside to a bright, welcoming living room featuring vaulted ceilings, newer Andersen windows and a cozy corner gas fireplace—the perfect spot to relax. The large kitchen is ready for everything from quick breakfasts to holiday gatherings, with abundant cabinetry, pantry storage and newer LG stainless-steel appliances. New carpet adds warmth and a fresh, move-in-ready feel. The lower-level family room is made for gathering, featuring a three-sided fireplace and walk-out to the garage. Step outside from the dining room onto your private backyard retreat, where a brand-new concrete patio and new vinyl privacy fence create the perfect setting for summer evenings, entertaining or simply enjoying a little peace and quiet. The 12x12 garden shed provides plenty of room for bikes, tools, toys and all the extras. Plus, enjoy the convenience of a brand-new concrete garage apron and a location that puts you close to downtown Osceola, local shops, dining and the area's picturesque attractions. Five bedrooms. Three baths. Multiple living spaces. Great updates. Private outdoor space. And a location you'll love. This is the one you've been waiting for—come see it and fall in love!

409 Smith Avenue, Osceola

Listing courtesy of Kris Lindahl Real Estate.

$315,000

3 Beds ⋅ 2 Baths ⋅ 7142375 MLS

Professional photos coming Sept 15 or 16th! Welcome to 1230 Kimball Ave in Osceola! This spacious 3-bedroom, 2-bathroom home offers 1,875 square feet of comfortable living space with an open-concept layout and oversized bedrooms. The lower level features a large, private owner’s suite, providing a comfortable retreat. Enjoy a large front entry with a covered walkway leading to the front door, plus an oversized 3-stall garage offering plenty of space for vehicles, storage, and more. The kitchen features stainless steel appliances and opens nicely to the main living area. A great combination of space, comfort, and functionality in a convenient Osceola location!

1230 Kimball Avenue, Osceola

Listing courtesy of Realty ONE Group SIMPLIFIED.

$374,900

3 Beds ⋅ 3 Baths ⋅ 7130299 MLS

Welcome to the countryside! This 3 acre property has so much to offer with immaculate 30x86 pole building with concrete floor, two heated portions and cold storage in the back, loafing shed and large 8x30 chicken coop that was also used for goats. The home features 3 bedrooms, 3 baths and plenty of space with 2 living room spaces, separate dinning area and spacious kitchen with an island. The primary bedroom has a private bath with separate tub & shower with a large walk-in closet. The back of the home has a spacious partially covered deck for relaxing and grilling even in the rain. The pole building/garage is an ideal space for parking, workshop and storage while the other buildings offer much opportunity for animals or additional storage & work space. Come make this unique property your own!

641 240th Street, Osceola

Listing courtesy of Keller Williams Premier Realty.

$275,000

2 Beds ⋅ 2 Baths ⋅ 7123657 MLS

Welcome to this well-maintained one-level townhome featuring 2 bedrooms, 2 bathrooms, and a bright, easy-living layout. The main living area offers comfortable flow between the kitchen, dining, and living spaces, making everyday routines simple and enjoyable. A standout feature of this home is the sunroom, filled with natural light and perfect for relaxing, reading, or enjoying morning coffee year-round. Both bedrooms are generously sized, and the two bathrooms provide convenience for guests and daily living. The attached 2-car garage offers secure parking and additional storage. With low-maintenance exterior care and true single-level living, this townhome is ideal for those seeking comfort and simplicity. Windows were replaces in 2023 and new stove in 2024, new fridge in 2025.

137 Belmont Street, Osceola

Listing courtesy of Edina Realty, Inc..

$379,900

3 Beds ⋅ 2 Baths ⋅ 7114465 MLS

331 Gateway Parkway, Osceola

Listing courtesy of RE/MAX Results.

$379,900

3 Beds ⋅ 2 Baths ⋅ 7114410 MLS

301 Gateway Parkway, Osceola

Listing courtesy of RE/MAX Results.

$304,900

2 Beds ⋅ 2 Baths ⋅ 7109460 MLS

New Construction! The Princeton B Plan: Experience the joy of owning a NEW home. Located in the appealing neighborhood of Gateway Meadows in the charming river town, Osceola. Other plans/ lots to choose from.

250 Spring Street, Osceola

Listing courtesy of RE/MAX Synergy.

$399,000

4 Beds ⋅ 2 Baths ⋅ 7094999 MLS

This property includes the 4 bedroom home located on .37-acre parcel, and also the adjoining .48-acre vacant land lot! This is a great investment opportunity to keep the second lot for space (no neighbor!) or sell the lot in the future. Perhaps build a new home on it while you live in the existing home; or build a mother-in-law home next door, or build your dream garage! Situated on a rare .83-acre double lot in the heart of Osceola, properties like this seldom become available! Step inside to a welcoming foyer that opens to the dining room, creating an inviting atmosphere for gatherings and celebrations. The spacious kitchen features a large center island designed for cooking, conversation, and making memories. A generously sized living room offers abundant space for relaxing and entertaining, while a dedicated office just off the living room provides the perfect work-from-home or hobby space. The upper level features four comfortable bedrooms and a second bathroom. Outside, the stone statues are unique! Entertain with ease at the outdoor grilling station, gather around the fire pit on cool evenings, or unwind on the patio and charming screen porch. The inviting wraparound covered porch with beautiful stone-wrapped posts adds timeless curb appeal and a welcoming place to enjoy your morning coffee. You will appreciate the insulated attached two-car garage, complete with a heated bonus man cave or flex space above—perfect for game nights, hobbies, or a private retreat. An additional lean-to provides even more storage space for tools, toys, and equipment. Located within walking distance to parks, playgrounds, ball fields, schools, shopping, and restaurants, this property offers the very best of small-town living. Nestled in the scenic St. Croix River Valley, you'll enjoy the warmth, charm, and community spirit that make this area so special. A rare opportunity awaits!

601 3rd Avenue, Osceola

Listing courtesy of Edina Realty, Inc..

$304,900

2 Beds ⋅ 2 Baths ⋅ 7003038 MLS

330 Mill Street, Osceola

Listing courtesy of RE/MAX Synergy.

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