North Branch Homes under $400,000

Welcome to North Branch, Minnesota—a charming city nestled in the heart of Chisago County, where small-town warmth meets modern convenience. With its picturesque landscapes and friendly community, North Branch is the perfect place to call home. Just a short drive from the Twin Cities, residents enjoy the tranquility of suburban life while still having easy access to urban amenities.

North Branch boasts a rich history and a vibrant local culture. The city is known for its beautiful parks, including the popular North Branch State Park, which offers endless opportunities for outdoor recreation, from hiking and biking to fishing and picnicking. Families will appreciate the excellent school system and the close-knit community atmosphere that makes this city a great place to raise children.

For those looking to invest in their dream home, North Branch offers a variety of properties under $400,000, making it an attractive option for first-time homebuyers and growing families alike. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something to suit every taste and budget. The real estate market here is thriving, reflecting the city's appeal and the lifestyle it offers.

With a low cost of living, friendly neighbors, and a strong sense of community, North Branch is more than just a place to live—it's a place to thrive. Whether you’re drawn to the scenic beauty or the welcoming atmosphere, you’ll find that North Branch is ready to welcome you home. Explore the possibilities today and discover your perfect home in this delightful Minnesota city!

Newest North Branch Homes under $400,000

$359,900

3 Beds ⋅ 2 Baths ⋅ 7157422 MLS

Under Construction Split Level with a November completion! NO HOA! This home offers 1350 fsf on the main level featuring an open concept living area w/ vaulted ceilings, 3 Bedrooms, 2 Bathrooms, and 3 Car Garage! Kitchen features quartz countertops, white cabinets, crown moulding, cabinet hardware, stainless steel appliances, pantry, recessed lighting, and large center island! LVP flooring in Great Room! Primary Suite includes Walk In Closet and Private Bathroom. Additional main level bedrooms include Walk In Closets. Unfinished Walkout Lower Level offers space for a future Family Room, 4th/5th Bedroom, and additional Bathroom. Sod and Irrigation are included! NO CHANGES CAN BE MADE TO SELECTIONS OR PLAN. Photos and renderings may not depict actual plan, materials, & finishes may vary. All measurements are approximate.

37569 Greenway Avenue, North Branch

Listing courtesy of NextHome West Metro.

$240,000

2 Beds ⋅ 2 Baths ⋅ 7157991 MLS

5197 383rd Street, North Branch

Listing courtesy of Bridge Realty, LLC.

$345,000

4 Beds ⋅ 2 Baths ⋅ 7156389 MLS

This spacious Split Level Entry has 4-bedrooms, 2-full bathrooms, a 3-car attached garage and has a newer roof. The large primary bedroom includes a 'walk-in' closet and a 'walk through' full bathroom! The bright, open floor plan is great for entertaining friends and family. Kitchen features a pantry, stainless steel appliances, snack bar, raised oak cabinets and oak crown molding. Dining area has patio door to the deck which overlooks a fenced back yard and a convenient shed. The finished 'walkout' basement has a huge family room, full bath and ample storage space. The mechanical/laundry room has a newer stack washer/dryer, high efficiency furnace, power vent water heater and a "healthy house" air-to-air exchanger! Don't miss your opportunity to own this spacious, upgraded home in a great neighborhood at a great price. Hurry on this beautiful home that "checks all the boxes"!

38465 Coventry Drive, North Branch

Listing courtesy of Edina Realty, Inc..

$395,900

3 Beds ⋅ 2 Baths ⋅ 7147975 MLS

Nestled among mature trees on a scenic 2-acre lot, this inviting 3-bedroom, 2-bath split-level home offers privacy, comfortable living spaces, and beautiful wooded surroundings. The open main level features a spacious living room, kitchen with abundant oak cabinetry and breakfast peninsula, and an adjoining dining area with patio doors leading to an elevated deck overlooking the backyard. The primary bedroom offers convenient access to a full bath, also accessible from the hallway. Neutral interior colors, attractive flooring, and natural woodwork complement the home's comfortable layout. The finished lower level features a spacious family room with a gas fireplace, new carpeting, and additional flexible space for recreation, hobbies, or a home office. Recent improvements also include a new compliant septic system. Enjoy outdoor living from the elevated deck or backyard patio, surrounded by mature trees and open lawn. An attached two-car garage with a heating unit completes this appealing property and its peaceful wooded setting.

4926 Shady Lane, North Branch

Listing courtesy of RE/MAX Synergy.

$235,000

2 Beds ⋅ 1 Baths ⋅ 7155422 MLS

(BE SURE TO WATCH THE 360 TOUR) EXTREMELY PRIVATE UPDATED TWINHOME SURROUNDED BY WOODS AND WETLAND! NO ASSOCIATION FEES! GREAT POTENTIAL WITH THIS UNFINISHED LL -- FULLY INSULATED AND WIDE OPEN WITH FLOOR TRUSS SYSTEM AND A ROUGH IN BATH -- NEW HVAC SYSTEM WITHIN THE PAST YEAR -- COULD EASILY BE A 4 BEDROOM HOME. LL WALKS OUT TO A PRIVATE REAR YARD. CONVENIENT LOCATION TO SCHOOLS, PARKS AND AMENITIES BUT SURROUNDED BY MORE EXPENSIVE SINGLE FAMILY HOMES. SELLER JOB CHANGE ALLOWS THIS TO BE AVAILABLE.

6696 381st Street, North Branch

Listing courtesy of Edina Realty, Inc..

$375,000

3 Beds ⋅ 2 Baths ⋅ 7144403 MLS

Welcome home to this well-loved split-level tucked away at the end of a quiet cul-de-sac in the established Mystic Woodlands neighborhood. Enjoy mature trees, a spacious yard, and a peaceful setting. Inside, the bright living room features a beautiful bay window, while the kitchen offers great counter space and storage. The dining area opens to the backyard and paver patio—perfect for morning coffee or summer gatherings. The upper level offers 3 bedrooms and a full bath. The lower level features a spacious family room, ¾ bath, laundry, and walkout access to the 3-car garage. The lowest level provides unfinished space with an egress window, offering potential for a 4th bedroom, office, hobby room, or additional living space. Updates include a 2021 roof, 2020 furnace & A/C, newer appliances (2018–2021), and a new concrete garage apron and sidewalk in 2022. Large yard, irrigation, mature trees, and a great location! Sellers are moving out of state for work—don't miss this one!

6149 384th Lane, North Branch

Listing courtesy of eXp Realty.

$345,000

2 Beds ⋅ 1 Baths ⋅ 7155017 MLS

This beautifully maintained three-level home offers space, comfort, and a standout list of indoor and outdoor amenities. The main level features an open floor plan connecting the kitchen, dining, and living room, all enhanced by a vaulted ceiling that brings in natural light and an airy, spacious feel. The kitchen features granite countertops, creating a clean, modern workspace perfect for cooking or entertaining. Step outside to a backyard designed for privacy and enjoyment. A Northland Privacy Fence surrounds the space, offering peace and seclusion while you relax in the 24x12 Intex pool. For those interested in hobby farming, the chicken coop with 12 hens can stay with the property if buyers wish. The yard is a true outdoor oasis, featuring established apple, cherry, and pear trees, along with grapevines, raspberries, and mulberries. It’s a rare opportunity to enjoy your own mini orchard and berry patch right at home. This property blends comfort, privacy, and outdoor living in a way that’s hard to find, perfect for buyers seeking space, nature, and a home that offers more than the ordinary.

38377 Hunters Ridge Trail, North Branch

Listing courtesy of Edina Realty, Inc..

$339,900

2 Beds ⋅ 1 Baths ⋅ 7156188 MLS

Ask about financing promotion with Seller's Preferred Lender and Title! Completed New Construction Split Level Ready for a Quick Closing! NO HOA! This home offers an Open Concept Main Living Area, 2 Bedrooms, 1 Bathroom, Walkout Basement, and 2 Car Garage! Kitchen highlights are quartz countertops, crown moulding, cabinet hardware, trash rollout, white cabinets, stainless steel appliances, center island, and recessed lighting. LVP flooring is run through Living Room! Primary Suite includes a Walk in Closet and Walk Thru Bathroom. Unfinished Walkout Lower Level offers space for a future Family Room, 3rd Bedroom, and 2nd Bathroom. Photos and renderings may not depict actual plan, materials, & finishes may vary. All measurements are approximate.

37546 Greenway Avenue, North Branch

Listing courtesy of NextHome West Metro.

$334,900

3 Beds ⋅ 3 Baths ⋅ 7154606 MLS

Ask us about our current incentives including builder paid closing costs! This beautifully designed home truly has it all! The chef-ready kitchen is a standout feature, boasting quartz countertops, a spacious island with seating, a full suite of stainless steel Whirlpool® appliances, and a large walk-in pantry. Just off the kitchen, you'll find the dining room with convenient access to the backyard—perfect for indoor-outdoor living. The first floor also includes a grand foyer and a convenient powder bath. Upstairs, the primary suite offers a tranquil retreat with its attached bathroom featuring a tub/shower combo, a large vanity and a generous walk-in closet. Additionally, the upper level includes two more bedrooms, a full bathroom, and a versatile loft space to suit your needs.

39749 Fallbrook Avenue, North Branch

Listing courtesy of LGI Realty-Minnesota, LLC.

$374,900

4 Beds ⋅ 4 Baths ⋅ 7154605 MLS

Don’t wait — our current incentives include major builder-paid closing costs, and the Mayfield plan is one of the most in-demand homes available right now with quick access to I-35. From the moment you enter, the welcoming foyer opens into a bright, spacious family room that flows seamlessly into the dining area. The chef-ready kitchen elevates every day with quartz countertops, abundant cabinetry, and modern appliances. Upstairs, all bedrooms are thoughtfully grouped together alongside a flexible loft — ideal for work, play, or relaxation. The primary suite delivers true luxury, featuring a glass-enclosed shower, soaking tub, dual-sink vanity, and a walk-in closet that feels endless. Three additional bedrooms and 1.5 extra bathrooms ensure comfort for everyone. You will also find a huge unfinished basement offering incredible potential for future living space, a home gym, a theater, or anything you can imagine. It’s a rare opportunity to add value and customize your home exactly the way you want. With incentives like these and a home with this much potential, now is the moment to act.

39723 Fallbrook Avenue, North Branch

Listing courtesy of LGI Realty-Minnesota, LLC.

$299,900

2 Beds ⋅ 2 Baths ⋅ 7152863 MLS

Beautiful, well-maintained one-level living townhouse. Located in a high-demand neighborhood. 2 large bedrooms, 2 bathrooms, and a 2-car garage. Energy-efficient in-floor heating throughout the home, with central air and a fireplace in the living room. SS appliances, LVP flooring, and white painted cabinets. Close to a park, schools, shopping centers, and easy access to the major highways.

38820 Maple Court, North Branch

Listing courtesy of Eagan Realty LLC.

$370,000

3 Beds ⋅ 2 Baths ⋅ 7153388 MLS

Enjoy the space and privacy that come with nearly an acre in the sought-after Chain Lake Preserve neighborhood. This home is ready for its next owner and offers a wonderful opportunity to add your personal touch. In addition to the generous lot, you'll appreciate deeded access to Chain Lake as well as shared access to nearby property featuring ATV trail-giving you even more ways to enjoy the outdoors right at your doorstep. The lower level is designed for gathering and fun, complete with a kitchenette, a spacious family room and a walkout basement that seamlessly extends your entertaining space.

40737 Fahrion Road, North Branch

Listing courtesy of RE/MAX Results.

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