Milaca Homes under $350,000

Welcome to Milaca, Minnesota – a charming city nestled in the heart of Mille Lacs County that perfectly blends small-town warmth with a vibrant community spirit. Known for its picturesque landscapes and friendly atmosphere, Milaca offers a unique lifestyle that appeals to families, retirees, and everyone in between. With a rich history dating back to the late 1800s, this quaint town is not only a hub for outdoor enthusiasts but also a place where neighbors become friends.

Milaca boasts an array of recreational opportunities, from scenic parks and trails to the stunning Rum River, perfect for fishing, kayaking, and leisurely strolls. The local downtown area is brimming with delightful shops, restaurants, and community events that bring residents together throughout the year. Whether you’re attending the annual Milaca Rodeo or enjoying a summer concert in the park, there’s always something happening in this vibrant community.

For those looking to call Milaca home, you’ll be pleased to discover a variety of charming homes available for under $350,000. These properties offer an excellent opportunity for first-time buyers, families seeking more space, or anyone looking to invest in a welcoming community. From quaint single-family homes to cozy townhouses, there’s something to suit every taste and budget.

With its affordable housing options, friendly residents, and beautiful surroundings, Milaca is not just a place to live; it’s a place to thrive. Come explore Milaca, where your dream home awaits!

Newest Milaca Homes under $350,000

$224,900

3 Beds ⋅ 2 Baths ⋅ 7157836 MLS

Super Clean, Move-In Ready 3+ Bedroom Rambler! Welcome home to this beautifully maintained 3-bedroom, 2-bath rambler with an attached single-car garage and a cozy, dry, finished basement offering plenty of additional living space including a 4th non-conforming bedroom! The main level features three comfortable bedrooms, a full bath, inviting sunken living room, dining area, and an updated kitchen featuring recently installed granite countertops. The finished lower level offers a spacious family room with TV, convenient half bath, generous laundry/mechanical room, and a fourth non-conforming bedroom featuring two nice-sized daylight windows that do not meet current egress requirements. Outside, enjoy a nicely sized, private backyard complete with a modern 8' x 12' garden shed currently used as a woodworking shop. The front of the home features a spacious composite deck, perfect for relaxing, grilling, or entertaining family and friends. Clean, comfortable, and truly move-in ready! Sellers are prepared to close by mid-November, allowing you to settle into your new home just in time for the holiday season. Don't miss this wonderful opportunity!

235 11th Street NW, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

$215,000

3 Beds ⋅ 2 Baths ⋅ 7160567 MLS

The crown jewel of this 3 bed, 2 bath home is the serene, fully private backyard oasis set on a generous 0.22-acre lot, boasting a deck and patio overlooking an expansive open yard space ideal for quiet morning coffee, weekend BBQs, or secluded relaxation. Complete with two garages offering incredible space for vehicles, a workshop, or extra storage, this exceptional home is tucked away in a quiet neighborhood within the Milaca School District—just a short walk from Rec Park, the Rum River, and all the local shops and restaurants Milaca has to offer.

250 3rd Avenue NW, Milaca

Listing courtesy of Keller Williams Integrity NW.

$349,999

4 Beds ⋅ 2 Baths ⋅ 7100701 MLS

Enjoy peaceful country living on 5 beautiful wooded acres with this inviting 4-bedroom, 2-bathroom home just outside of Milaca. Surrounded by mature trees and abundant wildlife, this property offers the perfect blend of privacy, comfort, and space to explore. Inside, you'll find fresh updates throughout, including new flooring, fresh paint, and new kitchen appliances, creating a move-in ready home with a warm, welcoming feel. The spacious layout offers room for everyone, while the finished lower level provides additional living space with endless possibilities for a family room, game room, or home office. Outside, the detached garage is a standout feature with 220 electrical service - ideal for hobbies, projects, or extra storage. Whether you're enjoying your morning coffee surrounded by nature, entertaining friends, or simply appreciating the quiet setting, this property delivers the best of country living. If you've been searching for acreage, privacy, and a beautifully updated home with room to grow, this Milaca property is ready to welcome you home.

11507 230th Street, Milaca

Listing courtesy of RE/MAX Results.

$289,900

2 Beds ⋅ 2 Baths ⋅ 7152182 MLS

Rambler in town features 2 bedrooms, 2 bathrooms, gas fireplace in the living room, main floor laundry and a large backyard. Full basement roughed in with egress windows. Ready to add more bedrooms, family room and a 3rd bathroom. Home is clean and move-in ready.

425 2nd Avenue NE, Milaca

Listing courtesy of Milaca Realty.

$289,900

4 Beds ⋅ 2 Baths ⋅ 7145228 MLS

Welcome to this move-in ready, completely renovated 4-bedroom, 2-bathroom split-level home situated on a spacious 0.268-acre lot in Milaca. The updated interior offers a thoughtful floor plan featuring 2 bedrooms on the upper level and 2 bedrooms on the lower level. The heart of the home boasts a beautifully remodeled kitchen complete with stainless steel appliances and a stylish tile backsplash. Unwind or entertain in the expansive lower-level family room, or step outside onto the deck—equipped with built-in bench seating and convenient stairs leading directly down to the private yard. Enjoy quality upgrades and modern finishes throughout this turnkey property!

630 3rd Avenue NE, Milaca

Listing courtesy of Keller Williams Integrity NW.

$119,000

2 Beds ⋅ 1 Baths ⋅ 7138471 MLS

This super-clean, move-in-ready 2-bedroom, 1-bathroom Schult manufactured home offers 1,232 square feet of comfortable living space and is located in a highly desirable area of Milaca Mobile Manor Park. The property also features a single-stall, extra-deep 16' x 26' detached garage, providing excellent space for parking, storage, or a workshop. Conveniently located along 1st Street East, this home is within walking distance of convenience stores, restaurants, parks, downtown shops, and other local amenities. If you're looking for an affordable primary residence in a convenient location, this property is truly move-in ready and worth a look!

708 1st Street E, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

$175,000

4 Beds ⋅ 3 Baths ⋅ 7133230 MLS

Opportunity awaits in the heart of Milaca! Offering plenty of space and potential at an unbelievable price. Walking distance to the schools, shops, and restaurants. This home is in need of significant updates and TLC, making it a great opportunity to build instant equity. 4 bedrooms, 3 bathrooms, and a deep 2 stall garage. This could be the project you've been waiting for, so bring your ideas and your toolbox and breathe life back into this home!

540 Central Avenue S, Milaca

Listing courtesy of Keller Williams Integrity NW.

$320,000

5 Beds ⋅ 2 Baths ⋅ 7118423 MLS

Welcome to this income-producing duplex in Milaca, MN- offering a great opportunity for both investors and owner-occupants. This up/down duplex features a 3-bedroom main-level unit and a 2-bedroom upper unit. With the upper lease in place through 2026 and the lower unit lease in place through mid June 2027, providing immediate and stable income. Recent updates in both units include painted cabinets, updated fixtures, and new lighting. Main level unit has access to laundry with a new washer/dryer. See supplements for more updates/details. Roof replaced in 2022. The property also features separately metered utilities and a detached 3-stall garage with a separate electric meter (2024), offering added income potential or flexibility for owner use. Tenants pay for gas, electricity, lawn care, and snow removal, which helps keep operating expenses low. This is a great fit for those seeking a reliable investment, a house-hack opportunity, or a multi-family property.

345 2nd Avenue SW, Milaca

Listing courtesy of RE/MAX Advantage Plus.

$299,900

4 Beds ⋅ 2 Baths ⋅ 7099916 MLS

*Back on the Market: Buyer got cold feet! Charming historic farmhouse offering a bright and airy layout with nearly an acre of land right near the heart of Milaca! This home blends classic character with comfortable living spaces, featuring an open kitchen, a spacious basement family room complete with sealed epoxy floors, 3 bedrooms, and a dedicated office space. The ultimate highlight is the incredible garage space: an attached garage plus a fantastic 27x23 detached pole building with a 10' door, giving you 4 total stalls—perfect for a workshop, toys, or extra storage! Exterior features include freshly painted siding and a large deck perfect for relaxing. This property has all the unique charm, yard space, and storage capacity you've been looking for!

440 River Drive W, Milaca

Listing courtesy of Keller Williams Integrity NW.

$340,000

5 Beds ⋅ 2 Baths ⋅ 7071079 MLS

Small-Town Living. Big-time space! enjoy in this 5-bedroom, 2-bath! Featuring large-sized bedrooms and generous living spaces, this home is perfect for busy households and everyday comfort. Large 10 x 10 foyer doesn't feel crowded when everyone needs to put on their shoes, plus two separate great rooms when you can't agree on what to watch. Lower level offers a three-sided fireplace and a bar for game nights. The heated two-car garage includes a convenient drive-through door leading directly to the fenced backyard. Enjoy outdoor fun with your very own private basketball court, plus plenty of yard space for gatherings, pets, or play. There's even more, an easy-access deck off the dining room and a sun-filled patio in the back, for morning coffee and bonfire nights. So much value in this updated home, newer floors, water heater, light fixtures and money saving natural gas, in town location.

339 11th Street NE, Milaca

Listing courtesy of Statement Realty.

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