Lake City Homes under $600,000

Welcome to Lake City, Minnesota, a hidden gem nestled along the picturesque shores of Lake Pepin. This charming city is renowned for its stunning natural beauty, vibrant community, and rich history. With a population of just over 5,000 residents, Lake City offers a perfect blend of small-town charm and modern conveniences. The city boasts an array of outdoor activities, from boating and fishing on the lake to hiking and biking along scenic trails. The downtown area is filled with quaint shops, delightful eateries, and local art galleries, making it an inviting place to explore.

For those looking to call Lake City home, the real estate market offers an impressive selection of homes priced under $600,000. Whether you’re searching for a cozy cottage with lake views, a spacious family home, or a charming historic property, Lake City has something to suit every taste and budget. Many of these homes feature beautiful gardens, modern amenities, and easy access to the area’s recreational opportunities.

Living in Lake City means enjoying a tight-knit community with annual events, farmers' markets, and a strong sense of belonging. The city is also conveniently located just a short drive from larger urban centers, providing residents with easy access to additional shopping, dining, and entertainment options.

Discover the magic of Lake City, where you can enjoy a tranquil lifestyle without sacrificing the vibrancy of community life. Explore our listings today and find your dream home in this enchanting lakeside paradise!

Newest Lake City Homes under $600,000

$360,000

2 Beds ⋅ 2 Baths ⋅ 7160183 MLS

Welcome to 1235 N 10th Street! Featuring 2 spacious bedrooms, 2 bathrooms, and a bright sunroom perfect for relaxing or entertaining. The open layout offers comfortable living spaces and a well-maintained interior ready to move in. Step outside to enjoy a lovely patio, ideal for morning coffee, barbeques or simply soaking up the sunshine taking in the simple beauty of fall. The spacious back yard is extra deep and will not have anyone building behind you. Additional highlights include a 3-car garage with a walk-up attic, providing plenty of room for vehicles, storage and place for your toys. This home is a must-see!

1235 N 10th Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$339,900

4 Beds ⋅ 3 Baths ⋅ 7157541 MLS

Beautifully Maintained 4-Bedroom, 3-Bath Home with Numerous Updates! Move right in and enjoy this well-cared-for home where so many of the major improvements have already been completed! Offering comfortable living spaces, a convenient main-floor laundry room, and a spacious 600-square-foot attached 2-car garage, this home is ready for its next owner. Recent improvements include updated kitchen and lower-level flooring, new roof, furnace, central air conditioning, electric stove, microwave, main-floor windows, sliding patio door, and garage door. The exterior has recently been power washed, porches freshly painted, and the lower-level family room refreshed with new paint. Enjoy the peace of mind that comes with these extensive updates and the convenience of a home that's ready to move into and enjoy. Be sure to review the attached Home Improvement List for additional details on the many improvements made to this property.

1158 Valley View Road, Lake City

Listing courtesy of Featherstone Real Estate, LLC.

$385,000

4 Beds ⋅ 3 Baths ⋅ 7155350 MLS

Charming, beautifully updated, and full of character in the heart of Lake City! This adorable 4-bedroom, 2.5-bath two-story home offers over 2,800 sq. ft. of inviting living space on a large corner lot. Step inside to gorgeous refinished solid oak floors and a warm, welcoming living area featuring a custom Heat & Glo gas fireplace. The beautifully designed kitchen showcases quarter-sawn oak cabinetry, granite countertops, and plenty of space for everyday living and entertaining. With a bathroom on every level, generous closets, abundant storage, and lower-level laundry, this home is as functional as it is charming. Enjoy outdoor living on the deck and patio, complete with SunSetter power awnings and a full-yard irrigation system. A spacious 2.5-car attached garage with an insulated door and newer opener adds even more convenience. Major updates include a new roof in 2022, forced-air gas furnace in 2022, central air, and a radon mitigation system. And perhaps the most intriguing part of this home is what lies beneath it. The property is the former site of the historic Schmidt & Sons Brewery, which operated from the late 1800s until 1902. An underground passageway once associated with the brewery still exists and connects to the home—an incredible piece of Lake City history and a fascinating feature that truly makes this property one of a kind.

322 W Center Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$253,000

3 Beds ⋅ 3 Baths ⋅ 7155890 MLS

Five blocks from Lake Pepin in Lake City, MN. This 3 bedroom, 2 bath home has an extra-large living room, a formal dining room, and a spacious eat-in kitchen with plenty of room to gather. Upstairs are all three bedrooms, a landing with space for a home office, and a full bath with a deep, oversized tub. Front and back porches are great for enjoying the outdoors, and the large, partially fenced yard has perennial gardens and room to spread out. The detached garage is accessed from the alley. Recent improvements include new water and sewer lines, a new road and sidewalk in front of the property, and a roof that is only five years old. Features: 3 bedrooms, 2 baths, eat-in kitchen, formal dining room, home office space, front and back porches, partially fenced yard, perennial gardens, detached garage with alley access, new water and sewer lines, new roof, Lake City, Minnesota, near Lake Pepin.

808 N Garden Street, Lake City

Listing courtesy of eXp Realty.

$405,000

3 Beds ⋅ 2 Baths ⋅ 7152166 MLS

A truly special setting! Enjoy space, privacy, and beautiful views from this 3-bedroom, 2-bath home situated on a serene 1-acre lot overlooking the Lake City Golf Course. Designed for easy single-level living, the main floor features a beautifully updated kitchen with new cabinetry, countertops, appliances, flooring, ceiling, electrical, and a pass-through opening to the spacious living room. Just beyond is a sun-filled four-season room that opens to a large deck—the perfect spot to relax and take in the peaceful surroundings. Two bedrooms and a 3/4 bath with convenient main-floor laundry complete this level. The walkout lower level offers even more living space with a family room featuring new flooring and a new window and window well, a third bedroom, 3/4 bath, bonus room, and utility space. Outside is where this property really shines! The newly fenced backyard has been opened up with extensive tree removal, creating a large, usable yard with plenty of room for gardens, entertaining, pets, or simply enjoying the outdoors. The expansive front yard adds even more space and privacy. An attached 2-car garage completes the package. From golf course views to the surrounding bluffs, beautiful scenery can be enjoyed in every direction. A truly special property with peaceful surroundings, wonderful outdoor spaces, and room to make it your own—all on a full acre!

32776 361st Avenue, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$479,900

2 Beds ⋅ 2 Baths ⋅ 7151596 MLS

New Construction, stand alone patio home on wooded lot, currently under construction. 2 bedroom, 2 bath, primary bedroom with private bath and double sink vanity, primary walk in closet, open floor plan, covered front porch, covered screened rear patio looking into the woods, in-floor heat, gas fireplace, vaulted ceilings and abundant kitchen cabinets, appliances, OPPORTUNITY!

1041 Harvest Way, Lake City

Listing courtesy of Elcor Realty of Rochester Inc..

$475,000

4 Beds ⋅ 3 Baths ⋅ 7148721 MLS

Well-maintained and spacious twin home offering a comfortable, open floor plan with plenty of room to spread out. The main level features three bedrooms, including a generously sized primary suite with a large walk-in closet and attached 3/4 bathroom. Enjoy the convenience of main-floor laundry and an inviting layout ideal for everyday living and entertaining. Snuggle up in front of the fireplace on those cold MN winter nights. Off of the large eat-in kitchen, step outside to the patio in the backyard, perfect for relaxing or enjoying outdoor gatherings. The lower level adds even more versatility with a fourth bedroom, large family room, and additional storage space that could easily serve as a hobby room, home office, or flex space. The finished attached two-car garage provides added convenience and storage. Ideally located just one block from Lake Pepin, this home offers easy access to the lake and surrounding recreational opportunities. A great combination of space, functionality, and location.

1020 S Oak Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$349,900

3 Beds ⋅ 2 Baths ⋅ 7146883 MLS

Welcome to this well-maintained and nicely updated one-owner ranch home in Lake City, just minutes from beautiful Lake Pepin! Offering comfortable main-level living, this home features 3 bedrooms and 2 bathrooms, including a bedroom with its own private bathroom. The lower level is partially finished and offers a spacious family room with a cozy gas fireplace, along with a large unfinished area providing plenty of storage or the opportunity to finish for additional living space. A standout feature is the oversized heated 3-car tandem-style garage, complete with durable epoxy flooring, perfect for vehicles, hobbies, and extra storage. Recent updates include a new roof, siding, HVAC system, appliances, window wells, driveway, and patio, providing peace of mind and making this home move-in ready. Enjoy the convenience of Lake City living with easy access to Lake Pepin, all while enjoying a comfortable home with thoughtful updates and plenty of space.

1320 N Garden Street, Lake City

Listing courtesy of Edina Realty Rochester.

$399,900

4 Beds ⋅ 3 Baths ⋅ 7146840 MLS

Beautiful Victorian Home with Timeless Character & Gorgeous Gardens! Step into the charm and elegance of this gorgeous Victorian home featuring 4 bedrooms and 3 bathrooms, with stunning original woodwork throughout . The spacious floor plan offers a large living room, formal dining room, and inviting eat-in kitchen, plus a convenient butler's pantry-perfect for entertaining and everyday living. 4 bedrooms are located on the second floor. The laundry adds wonderful convenience, while the unfinished walk-up attic offers excellent potential for additional living space, a home office, hobby area, studio, or abundant storage. With its convenient access and flexible layout, this space provides plenty of possibilities to suit your needs. The 1.5 car garage also features a walk-up area, offering even more usable space. Outside, enjoy the inviting wraparound porch that welcomes you with classic charm, beauty and serenity of gorgeous gardens, creating a lovely setting to relax, entertain, and enjoy the character of this special property. Located in a great location near the high school, this home beautifully combines classic Victorian character, generous living space, and thoughtful amenities. A truly special opportunity to own a home filled with charm, warmth, and possibilities.

306 S Prairie Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7146374 MLS

Charming 3 bedroom, 2 bath home on a corner lot in Lake City with plenty of character, functional living space, and excellent storage. The main level features a spacious living room, dining area, updated kitchen, main-floor laundry, and a convenient half bath. Upstairs you’ll find all 3 bedrooms and a full bath, including a generous primary bedroom. Enjoy the added bonus of a screened porch, patio area, and well-kept yard with mature landscaping. The detached 2-car garage offers much more than parking, with an attached heated workshop and additional storage area, making it ideal for hobbies, projects, tools, or extra seasonal storage. A great combination of classic charm, practical updates, and flexible space in a convenient Lake City location.

702 S 6th Street, Lake City

Listing courtesy of MN WI Real Estate Hub.

$249,500

3 Beds ⋅ 2 Baths ⋅ 7139918 MLS

Priced to Sell at $249,500! Enjoy convenient main-floor living in this 3-bedroom, 1-bath home, with laundry all on the main level. The home offers a great opportunity to update and make it your own. Recent improvements include a newer roof, furnace, and water softener. Outside, you’ll find a nice-sized detached garage with a large concrete driveway, providing plenty of parking and possible RV storage. The unfinished full basement with a 3/4 Bathroom, offers abundant storage space or the opportunity to create additional finished living space to suit your needs. Relax and enjoy the four-season porch overlooking the backyard, which is partially fenced and offers a nice outdoor space to enjoy. There's even room for a garden. Great potential, convenient layout, and an attractive price—come see what this home has to offer!

741 S 10th Street, Lake City

Listing courtesy of Lakeshore Real Estate Krage &.

$265,000

3 Beds ⋅ 2 Baths ⋅ 7140938 MLS

Welcome to this spacious and whimsical Lake City cottage, brimming with character, charm, and exceptional curb appeal. Beautiful perennial gardens and thoughtfully planted landscaping welcome you to a home that truly feels special. The main level offers an inviting blend of living and entertaining spaces, including a large family room, living room, and formal dining room. The updated eat-in kitchen features granite countertops and newer-style cabinetry, with a convenient deck just off the kitchen. Two charming porches provide additional spaces to relax, entertain, and enjoy the neighborhood—plus, they offer a front-row view of the Water Ski Days Parade! The updated main-floor bathroom adds modern convenience, while the upper-level features three generously sized bedrooms, a bathroom with a classic clawfoot tub, and a spacious storage room that could easily be transformed into a home office, studio, or bonus room. Beautiful original woodwork and hardwood floors add warmth and timeless character throughout the home. Front and back stairways provide added convenience and flexibility. The large basement features tall ceilings and excellent storage potential. Recent improvements include a complete reroof in 2023, replacement of the AC in 2024, new basement glass block windows in 2023, a new water heater in 2026, and replacement of the north-side retaining wall in 2025. The previous owner also completed numerous thoughtful updates, detailed in the prior seller's disclosure included in the supplements. Ideally located near Lake City's shops and retail, as well as the parks and recreational opportunities along Lake Pepin, this home puts you close to all that makes the community so special. Walk to the farmers market, enjoy the nearby parks, or relax on your porch and take in the festivities. With its distinctive architecture, beautiful gardens, original details, and wonderful location, this is more than a house—it’s a unique and character-filled home in the charming town of Lake City.

208 N High Street, Lake City

Listing courtesy of Fuze Real Estate.

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Lake City Homes under $600,000

Newest Lake City Homes under $600,000

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