Isle Homes under $400,000

Welcome to Isle, Minnesota – a hidden gem nestled in the heart of the North Star State! Known for its stunning natural beauty and friendly small-town charm, Isle is an ideal destination for those seeking a peaceful lifestyle without sacrificing modern conveniences. Situated along the picturesque shores of Lake Mille Lacs, this vibrant community offers residents a unique blend of outdoor adventure and cozy living.

Isle boasts a rich tapestry of recreational opportunities, from fishing and boating on the expansive lake to hiking and biking on nearby trails. With its lush landscapes and abundant wildlife, outdoor enthusiasts will find themselves in paradise. But it’s not just the scenery that makes Isle special; the town is home to a warm and welcoming community that prides itself on its local events, farmers' markets, and charming shops.

For those considering a move to this idyllic locale, you'll be thrilled to discover a range of homes available for under $400,000. Whether you're looking for a quaint cabin by the lake, a family-friendly home in a quiet neighborhood, or a cozy bungalow with a touch of rustic charm, Isle has something to suit every taste and budget. The real estate market here offers incredible value, making it an attractive option for first-time buyers and seasoned investors alike.

With its strong sense of community, stunning surroundings, and affordable housing options, Isle, MN, is not just a place to live – it’s a place to thrive. Come explore the possibilities and make Isle your new home today!

Newest Isle Homes under $400,000

$229,900

3 Beds ⋅ 2 Baths ⋅ 7151917 MLS

Recently remodeled and thoughtfully updated, this 3-bedroom, 2-bath one-level home offers comfortable living with room to expand. The spacious primary bedroom features a private suite with a remodeled bath, while the full unfinished basement provides excellent storage and future potential. The kitchen includes stainless steel appliances, new in 2024, and opens to the dining area with access to the deck—perfect for enjoying the expansive ¾-acre lot. Additional updates include a new HVAC system in 2025, a new garage door and opener, and a new metal roof on the detached two-stall garage installed in 2021. A great opportunity to enjoy a move-in-ready home with numerous recent improvements and plenty of space both inside and out.

560 E Isle Street, Isle

Listing courtesy of RE/MAX Results.

$398,000

3 Beds ⋅ 2 Baths ⋅ 7150575 MLS

Welcome to your slice of paradise on beautiful Malone Island! This charming 3 bedroom, 2 bathroom home has the perfect combination of peaceful living, outdoor enjoyment, and access to Minnesota's beloved Mille Lacs Lake. This home features new custom built kitchen cabinets, quartz counter tops, vaulted ceilings, new mini split and many new updates. Enjoy the extra garage space with the additional garage located on the property. (Dimensions 24x30x10) Located in a quiet, welcoming neighborhood, this property features a nice yard with plenty of space to relax, entertain, and enjoy the beauty of the surrounding area. Enjoy the convenience of great walking and biking opportunities right in the neighborhood, making it easy to get outside and take in the peaceful surroundings. One of the standout features of this property is the included deeded access to a shared boat slip in the marina on Mille Lacs Lake as well as the private launch, giving you convenient access to the water and endless opportunities for fishing, boating, and making lasting memories. Whether you're looking for a year round home, a relaxing lake getaway, or a place to enjoy the outdoors, this property provides the lifestyle you've been looking for. With its quiet setting, inviting neighborhood, and access to Mille Lacs Lake, this is an opportunity you don't want to miss! Come enjoy Malone Island living and all that Mille Lacs Lake has to share!

1520 White Cloud Drive S, Isle

Listing courtesy of Beycome Brokerage Realty LLC.

$339,900

2 Beds ⋅ 2 Baths ⋅ 7144747 MLS

A sun filled 1500 sq. ft.+ rambler is available for the first time in Isle Harbor Township. Original owner has meticulously maintained the home, as it offers amenities that other homes fall short on. An open kitchen, living room, and dining room will have sun-lovers excited with architectural windows, high-vaulted ceilings, and a custom 12' wide sliding door. There are two sliding doors that lead to two different decks off the living rm and dining rm, with views overlooking a rolling 1.42 acres. The home also offers two spacious bedrooms; one having a walk-in closet, and the other being a master bedroom with a full bath (separate tub/shower), large walk-in closet, plus new carpet in both rooms. Mechanicals have been updated recently with a fresh A/C, furnace, and water softener only a few years old, and an air exchanger only 2 weeks old. Storage is ample within the home due to a generous hallway closet and basement area. Mechanicals are also in the lower basement area. The heated and finished garage is over sized at 30x28 deep, perfect for the boat or other toys that could be used at MN's premier lake, Mille Lacs. Located just 1 mile away from the home, Mille Lacs offers unlimited summertime/wintertime fun with atv trails and state parks (Father Hennepin State Park). Other amenities include a concrete driveway, real hardwood and tile floors, and full landscaping around the home.

40337 Torchlight Road, Isle

Listing courtesy of Peoples Realty, Inc..

$299,900

2 Beds ⋅ 2 Baths ⋅ 7124070 MLS

Unbeatable value for a year-round place all the while enjoying your own private dock/slip directly on MilleLacs at a price you can afford! Coveted setup with a 1/18th interest in a private harbor with a boat ramp literally just steps away from the home lot, where you will be able to utilize your own private dock space/slip in the harbor! All the "big stuff" on the improvement list is done here -- brand new mound septic just installed in 2026, and in 2013, garage was added plus new roof/siding/windows/doors. Brand new furnace & AC in 2025 and new water softener in 2022-- just bring your cosmetic updates when you are ready and make this your affordable MilleLacs getaway or year-round home! Terrific features include a snug 4-season porch, living room wood burning fireplace, maintenance free decking, steel siding. Harbor is located just a few lots to the north on lakeside; boat slip is on S side of harbor, 3rd dock slip toward the lake, and has wood dock on both sides around slip. MLEC offers cable & fiber optic. Washer/dryer hookup in place.

16542 329th Avenue, Isle

Listing courtesy of Sandelands Realty.

$210,000

2 Beds ⋅ 2 Baths ⋅ 7121680 MLS

Welcome to this charming 2-bedroom, 1.5-bath home located in the heart of Isle! Ideally situated close to beautiful state parks, scenic trails, shopping, and local restaurants, this property offers the perfect blend of small-town convenience and outdoor recreation. Inside, you'll find two bedrooms, a full bathroom, and an additional 1/4 bath conveniently located in the laundry room. The spacious 2-car garage includes an attached shed, providing plenty of room for vehicles, tools, and extra storage. Relax or entertain on the large covered patio, perfect for enjoying the outdoors. The large 11x23 room off the garage could be used in so many ways! With the added convenience of city sewer and water, this home is ready for you to move in and enjoy all that Isle has to offer.

460 4th Avenue S, Isle

Listing courtesy of Century 21 Atwood.

$96,900

3 Beds ⋅ 2 Baths ⋅ 7116193 MLS

**Seller is motivated!! How does it sound to be able to have your own private slip on the dock, lift included, for your affordable seasonal summer getaway property on MilleLacs? That's right - a 3BR 2BA main level living home setup in a quiet association setting just a mile south of Malmo at a price you can afford! Attached deck and screen porch for relaxing are features you'll love, along with a large center kitchen island with 6 stools, and a great big primary suite. Property is being sold turnkey with all furnishings (less personal items). Seller has replaced all of the beds, and the 3 window AC units are about 1-2 yrs old, the TVs are all "smart" and were new about 3 yrs ago. Fireplace has heat and lights. The association only has water during spring through fall seasonal months, but there is heat in the home and the common building onsite does have a year-round heated bathroom with a shower. Association just had the boat launch and main dock area dredged 2026.

20429 326th Avenue Unit 23, Isle

Listing courtesy of Sandelands Realty.

$69,900

1 Beds ⋅ 1 Baths ⋅ 7118378 MLS

Come and enjoy views of Lake Mille Lacs from the deck of your Breckenridge Park Model trailer at Elkhorn Village on the beautiful East shore. Enjoy low maintenance lake life where the association handles the lawn care, septic & well water. This trailer is located strategically so that you can see the lake from the covered deck. The 2002 Breckenridge Trailer has lofted ceilings and a loft that has 3 additional beds. The trailer is seasonal, but can be used in the winter as the association provides a common building that has bathrooms with showers.

20429 326th St Unit #9, Isle

Listing courtesy of Sandelands Realty.

$349,900

2 Beds ⋅ 1 Baths ⋅ 7102392 MLS

Enjoy the best of Mille Lacs Lake living with this charming, turn-key 2-bedroom, 1-bath cabin offering 80 feet of prime shoreline and stunning sunset views. Recent updates include a new furnace and central A/C for year-round comfort. Most furniture is included with the home, making it easy to start enjoying lake life from day one. The spacious detached 2+ car garage provides ample room for vehicles, boats, and all your lake toys. Unwind in the lakeside porch, the perfect spot to relax, entertain, and soak in the panoramic water views. Ideally located on Hunters Point with easy access to world-class fishing, boating, dining, and year-round recreation, this move-in-ready retreat is the perfect weekend getaway, seasonal escape, or lake cabin to enjoy for years to come.

5589 Wildwood Avenue, Isle

Listing courtesy of JPW Realty.

$115,000

2 Beds ⋅ 1 Baths ⋅ 7101917 MLS

Escape to the Mille Lacs area with this 1.27-acre property tucked into a quiet neighborhood just north of Isle on the lake’s NE side. Located just blocks from world-class fishing on Mille Lacs Lake and surrounded by ATV and snowmobile trails, this property is an outdoor enthusiast’s dream—only 90 minutes from the Twin Cities. What truly sets this property apart is its outdoor-ready setup. The spacious 20x24 detached garage with a solid concrete floor provides excellent storage for vehicles, boats, and gear, while the 10x10 shed offers additional room for all your toys. After a day on the lake, enjoy the dedicated outdoor fish cleaning and cooking area—perfect for preparing your catch and relaxing by the fire. The property includes a 1968 single-wide trailer offering 2 bedrooms, a comfortable living area, and a ¾ bath. Updates include a newer water heater, some plumbing improvements, and a new chain link fence—ideal for keeping pets secure. The home offers a great opportunity for a buyer to add value and make it their own, with room to update and personalize over time. Oversized garden beds are ready for your green thumb and personal touch. If you’re looking for an affordable up-north retreat with strong potential and unbeatable access to fishing and recreation, this is your chance. Please note: utilities are not currently in operation.

18686 327th Avenue, Isle

Listing courtesy of RE/MAX Advantage Plus.

$275,000

3 Beds ⋅ 2 Baths ⋅ 7016102 MLS

This beautiful 40-acre property located just 3 miles east of Mille Lacs Lake, offers privacy and plenty of space for building, hunting, homesteading & recreation! The home features LP siding & a metal roof, providing both comfort & durability. The property formerly had "His & Hers" homesteads, each with it's own septic system. Add a new tank & build a structure or bring in a pre-built home. Recent additions include a drilled well & stackable washer & dryer in the renovated bathroom. There are also 3 RV electric hook-ups for you or your guests. With nearby access to Soo Line trails, it’s perfect for ATV adventures & enjoying the abundant local wildlife. Being just over 1.5 hours north of the metro, it offers a great balance of seclusion and accessibility. Come check it out!

29936 170th Street, Isle

Listing courtesy of Bridge Realty, LLC.

$185,000

3 Beds ⋅ 1 Baths ⋅ 7020268 MLS

If spending time near the water is part of the lifestyle you're after, this location is hard to overlook. Just a short walk from Mille Lacs Lake, this classic 1.5-story home offers the opportunity to create a place that fits your vision, whether you're looking for a year-round residence, weekend getaway, or investment property. Built in 1920, the home retains the character of its era with natural woodwork and hardwood floors that add warmth and timeless appeal. All three bedrooms are located on the upper level, leaving the main floor open for everyday living and gathering. The detached 2-car garage provides valuable space for vehicles, lake gear, tools, or recreational equipment. With one of Minnesota's premier fishing and recreation destinations just steps away, you'll enjoy convenient access to boating, beaches, restaurants, and everything the Mille Lacs area has to offer. Bring your ideas and make the most of this well-located property with lasting potential.

465 4th Avenue S, Isle

Listing courtesy of Kris Lindahl Real Estate.

$319,900

2 Beds ⋅ 1 Baths ⋅ 7058237 MLS

Wake up to sweeping views of Lake Mille Lacs in this inviting year-round cabin getaway. With lake views from every room, this property offers the perfect blend of comfort, scenery, and easy access to everything that makes lake life special. Spend your days relaxing on the spacious lakeside patio, launching the boat just down the road, or casting a line right out front for some of the area’s best fishing. Whether you’re looking for a weekend escape or a full-time retreat, this home offers shared ownership in Big Point Harbor Association for just $200/year, including access to a protected harbor, and well-kept HOA docks. Located within walking distance to local bars, restaurants, and the MSA, and with grocery and hardware stores within 10 miles, this is a rare opportunity to enjoy the best of MilleLacs living with convenience built in.

46317 Lucretia Lane, Isle

Listing courtesy of Keller Williams Premier Realty.

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