Finlayson Homes under $250,000

**Discover Finlayson, MN: Your Affordable Dream Home Awaits!**

Nestled in the heart of Pine County, Finlayson, Minnesota, offers a picturesque blend of small-town charm and natural beauty. This quaint community is surrounded by lush forests, serene lakes, and abundant outdoor recreational opportunities, making it an ideal haven for nature lovers and adventure seekers alike. With its friendly atmosphere and close-knit community, Finlayson is not just a place to live; it’s a place to call home.

For those seeking affordable housing options, Finlayson has a variety of homes available for under $250,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this charming town has something to suit every lifestyle and budget. From cozy single-family homes to inviting townhouses, the real estate market here is diverse and offers great value. Many properties come with spacious yards, perfect for summer barbecues or a peaceful evening under the stars.

Living in Finlayson means enjoying the tranquility of rural life while still having access to essential amenities. The town features local shops, dining options, and community events that foster a strong sense of belonging. Plus, with easy access to nearby cities like Hinckley and Pine City, you can enjoy the best of both worlds—small-town serenity and urban conveniences.

If you’re ready to embark on a new chapter in a welcoming community, explore the affordable housing options in Finlayson, MN. Your dream home is just waiting to be discovered!

Newest Finlayson Homes under $250,000

$250,000

3 Beds ⋅ 2 Baths ⋅ 7155187 MLS

So much home for the money! Sitting on over an acre, with lake access, without the taxes! This country home offers 3 bedrooms + a den, and 2 full bathrooms. Open floor plan, with lots of vaulted ceilings, wood burning fireplace in the living room for the chilly nights. Seller has started updating walls, still more to do if needed. 25 X 36 garage which includes 100 amp panel with a welding outlet. There is a hot tub room in the garage, which could make a great office. Beautiful yard with apple/crab apple trees & raspberries. Just steps down the road from the deeded access, 83' of frontage, and the 30' dock is also included. STAY OFF OF BACK DECK, it is in need of repair/replacement. This property is going through probate, cannot close until the probate is final, estimated end of November.

11503 116th Lane, Finlayson

Listing courtesy of United Country Real Estate Minnesota Properties.

$99,900

2 Beds ⋅ 1 Baths ⋅ 7143142 MLS

Simple hunting shack sitting on 5 very nice acres. Great location. Use as a guest place or man cave as you build your forever home. Needs work, but was used as a year round home. Being sold AS-IS. Main floor has a bedroom roughted in, large living room, main floor laundry /full bath. Loft in upper level acts as 2nd bedroom. Non compliant septic. Part of pole building is falling down, but the 24x24 2 car garage/shop is in good shape and useable.

69980 County Highway 61, Finlayson

Listing courtesy of United Country Real Estate Minnesota Properties.

$245,000

3 Beds ⋅ 1 Baths ⋅ 7125620 MLS

This 3-bedroom, 1-bath home sits on over 2.5 acres and offers plenty of space both inside and out. Step inside to an open living room that flows into the combined kitchen and dining area, where an abundance of windows fills the space with natural light. Two nicely sized bedrooms are located on the main floor. Upstairs, you’ll find the third bedroom, a bonus room, and a spacious second living room. An attached one-stall garage provides convenient parking and additional storage. Outside, enjoy a large yard with plenty of room to relax, play, garden, or entertain. Located on a dead-end road, this property offers a peaceful country setting to enjoy!

24477 Wooded Circle, Finlayson

Listing courtesy of United Country Real Estate Minnesota Properties.

$249,900

2 Beds ⋅ 1 Baths ⋅ 7076564 MLS

40' of lake frontage on beautiful Big Pine Lake is included with this charming turnkey cabin, offering the perfect combination of affordable lake living, privacy, and investment potential! Whether you're looking for your own personal lake retreat or hoping to offset ownership costs with a successful short-term rental, this fully furnished cabin is ready to enjoy from day one. The cabin features 2 bedrooms, a 3/4 bath, and a cozy living room with beautiful lake views. Step outside to the spacious L-shaped deck overlooking an exceptionally large 1/2-acre lot with no neighbors on one side, providing added privacy that's hard to find at this price point. The property also includes a bonfire area, storage sheds, and plenty of room for outdoor games, entertaining, and relaxing. Included with the property is a separate 40' lakefront lot located just across Hwy 18 on the frontage road, complete with a dock and easy access to highly sought-after Big Pine Lake. It's just a short walk—approximately 500 feet—from the cabin to your lakeshore, making it easy to enjoy boating, fishing, and everything lake life has to offer. The nearby public boat launch is conveniently located less than 1/4 mile away. Now offered at just $249,900, this is an exceptional opportunity to own an affordable Big Pine Lake getaway, 40 foot lake frontage with dock, a spacious lot, added privacy, and proven rental income potential. Whether you choose to enjoy it yourself or continue its successful vacation rental history, this property offers outstanding value and flexibility.

20267 State Highway 18, Finlayson

Listing courtesy of Town & Country Real Estate Inc.

$249,900

4 Beds ⋅ 2 Baths ⋅ 7016478 MLS

Historic 4 bedroom home in the heart of Finlayson. This home is one of the first homes built in Finlayson in the early 1900s. The home features original hardwood floors, beautiful wood trim throughout, formal dining room with built in hutch, and upper level porch overlooking town. On the main floor you will find an updated kitchen, dining and living rooms and main level half-bath. There is a sunroom and large entry front porch, as well as a three-season porch on the back of the home. The upper level of the home has all four bedrooms, a full bath, linen closet, and porch/sitting room great for an office, craft room, play room, gaming room ... endless possibilities! Full basement for storage, mechanicals, and laundry; walk up cellar door from the basement to the backyard. Outside is a detached 2 car garage, nice yard space, and mature trees. Convenient location in Finlayson just a few minutes to I-35 for easy commuting. The Munger Trail runs right through town for biking, walking, snowmobiling. The Pine Lake chain, Soo Line Trail, and Banning State Park are all close.

6494 School Street, Finlayson

Listing courtesy of United Country Real Estate Minnesota Properties.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.