Eau Claire Homes under $400,000

Welcome to Eau Claire, Wisconsin – a hidden gem nestled in the heart of the Chippewa Valley. Known for its vibrant arts scene, rich history, and stunning natural beauty, Eau Claire offers a unique blend of small-town charm and big-city amenities. With its picturesque rivers, lush parks, and thriving downtown, it's no wonder that families, professionals, and retirees alike are flocking to this delightful city.

Eau Claire is home to a diverse range of cultural events, including the popular Eaux Claires Music & Arts Festival, which showcases local and national talent in a breathtaking outdoor setting. The city also boasts a variety of recreational activities, from hiking and biking along the scenic trails of the Chippewa River State Trail to enjoying a leisurely afternoon at the beautiful Carson Park. With a strong sense of community and a welcoming atmosphere, Eau Claire is truly a place where you can feel at home.

For those seeking affordable housing options, Eau Claire presents an impressive selection of homes under $400,000. Whether you're looking for a charming single-family residence, a cozy townhome, or a contemporary condo, you'll find a variety of choices to suit your lifestyle and budget. The real estate market here is thriving, making it an ideal time to invest in your dream home.

With its friendly neighborhoods, excellent schools, and a strong sense of community, Eau Claire is not just a place to live – it's a place to thrive. Explore the possibilities that await you in this enchanting city, and discover why Eau Claire is the perfect place to call home.

Newest Eau Claire Homes under $400,000

$240,000

2 Beds ⋅ 3 Baths ⋅ 7153553 MLS

Enjoy comfortable, convenient condo living in South Gate Estates! This 2-bedroom, 2.5-bath condo offers a great combination of space, storage, and easy everyday living in a wonderful neighborhood and condo association. The main level features convenient laundry, fresh paint, crown moulding, a cozy gas fireplace, and a bright 3-season porch with new windows and a new door—a great spot to enjoy your morning coffee or unwind at the end of the day. The kitchen includes some newer appliances, while both bedrooms offer large closets and plenty of storage. The spacious primary suite features a new window, double-sink vanity, step-in shower, and generous closet space. Downstairs, you’ll find a large family room offering additional living space along with plenty of storage. With easy access to medical facilities, shopping, dining, and I-94, this South Gate Estates condo puts everyday conveniences close by while offering the benefits of condo living in an established neighborhood.

3379 Southgate Court Unit B, Eau Claire

Listing courtesy of Keller Williams Realty Diversified.

$369,900

4 Beds ⋅ 4 Baths ⋅ 7153217 MLS

Excellent investment opportunity on Eau Claire’s South Side! First time ever being offered since built. This well-maintained bi-level, side-by-side duplex has strong rental history in a convenient location near schools, parks, shopping, and major roadways. Spacious 2-bedroom, 1-bath units, each with their own private entrance, attached garage, and basement space. If you're looking to start or expand your investment portfolio, this duplex is a fantastic opportunity!

816-818 Dorbe Street, Eau Claire

Listing courtesy of Chippewa Valley Real Estate, L.

$205,000

2 Beds ⋅ 1 Baths ⋅ 7152646 MLS

Welcome home to this bright, fully renovated property where the big-ticket items were completely updated in 2023 including new: roof, siding, furnace, central air, kitchen cabinets, refrigerator, stove, carpet, paint and fixtures. The bathroom has been freshly renovated! Plus the home has been pre-inspected and is ready to go! There is another room on the main floor that could make a great office, craft room, or nursery. The remarkably spacious upper-level bedroom offers plenty of space to create a cozy private lounge or TV area as well. Step outside to your own private, fully fenced backyard sanctuary made for entertaining and everyday relaxation. There’s room to store your yard equipment and toys in the expansive storage shed (25'x10') equipped with a concrete floor. Situated within easy walking distance to local restaurants and shops- you’re going to want to check this one out!

2015 2nd Street, Eau Claire

Listing courtesy of Keller Williams Realty Diversified.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7148625 MLS

This inviting home offers a functional layout with three bedrooms conveniently located on one level and a walkout lower level providing additional living space with the potential to easily add a fourth bedroom. The living area features a cozy wood-burning fireplace, perfect for enjoying Wisconsin winters. Numerous updates add to the home’s appeal, including new electrical breakers in 2026, updated laminate flooring and countertops, some newer appliances and windows, a new roof and exterior paint in 2019, and a new deck in 2020. Step outside and enjoy the private backyard and deck, offering a great space to relax or entertain. A 1.5-car garage provides convenient parking and additional storage. A wonderful opportunity with a comfortable layout, valuable updates, and room to make it your own!

2137 14th Street, Eau Claire

Listing courtesy of Elite Realty Group, LLC.

$215,000

3 Beds ⋅ 1 Baths ⋅ 7136329 MLS

Adorable Cape Cod in a convenient Eau Claire location with Mt. Tom Park right across the way! This charming home offers a functional layout with 3 bedrooms, including 2 on the main level and a spacious bedroom upstairs. The large picture window fills the living room with natural light and offers a beautiful view of Mt. Tom Park. Enjoy the character of this classic home along with many important updates, including a new roof in 2026 with a transferable warranty, new furnace in 2025, central A/C less than 5 years old, new windows in 2023 and water heater in 2022. A new concrete sidewalk was also added in 2025. The location makes it easy to get around Eau Claire while having Mt. Tom Park just steps from your front door. With its charming Cape Cod style, great layout, major updates already completed and fantastic location, this home is ready for its next owner!

525 Bergen Avenue, Eau Claire

Listing courtesy of Keller Williams Realty Diversified.

$239,000

2 Beds ⋅ 2 Baths ⋅ 7137722 MLS

Set on a corner lot at 3250 Melby Street, this newly listed 2-bedroom, 2-bath Eau Claire home delivers an appealing combination of tasteful updates, flexible living space, and everyday practicality. Its vinyl-sided exterior and 2022 roof offer reassuring curb appeal, while the fenced backyard creates a secure place for children, pets, gardening, or summer get-togethers. A large detached two-car garage provides ample room for vehicles, tools, and seasonal storage. Inside, beautifully maintained wood floors run across the main level, lending warmth and character to the comfortable living spaces. The kitchen balances easy upkeep with a refreshed look through newer vinyl flooring, and the refrigerator and oven/range are included to simplify move-in day. Thoughtful improvements throughout give the home a polished, welcoming atmosphere without sacrificing function. The partially finished lower level adds valuable versatility. A bonus room and office area can support remote work, hobbies, exercise, or overnight guests, with potential to become another bedroom upon installation of an egress window. A bathroom has also been added downstairs, making this level especially useful for busy households. The included washer and dryer round out the home’s practical features. Convenient access to Northstar Middle School and Eau Claire North High School adds to the location’s appeal, while the corner setting gives the property a little extra breathing room. Whether you’re purchasing your first home, downsizing, or looking for adaptable space that can evolve with your needs, this well-cared-for property is ready to fit the moment.

3250 Melby Street, Eau Claire

Listing courtesy of Century 21 Affiliated.

$265,000

4 Beds ⋅ 3 Baths ⋅ 7120804 MLS

Great investment opportunity with this well-maintained, low-maintenance triplex offering solid cash flow. Whether you're looking to add to your portfolio or get started with multifamily investing, this property is a practical option with steady income potential. Perfect opportunity to live in one unit and rent out the others to cover your mortgage! The units are clean and functional, with updates and features that help keep maintenance costs manageable. Strong rental demand, a convenient location, and an efficient layout make this an attractive property for both tenants and investors. If you're looking for a straightforward investment with consistent income and room for long-term value, this triplex is worth a look.

2306 4th Street, Eau Claire

Listing courtesy of eXp Realty.

$385,000

4 Beds ⋅ 3 Baths ⋅ 7109350 MLS

Welcome to this Southside home featuring main floor 3 bedrooms 2 baths with incredible spacious 1-level living. Located on 1.3 acres of land with a view. Home has 1 car attached garage, and 2 car detached, and newer 2018 storage shed. Beautiful hardwood floors through out the main level. Tile in kitchen + baths (TLC due to few cracks) Replacement windows 2015, roof 2025, stone work/siding 2019, custom window blinds, Main fl office space has it's own entry door and unfinished walk up attic for additional living space. Primary bedroom has sliding door to deck (new 2018), yard with mature landscaping and views over countryside. Lower level has open floor plan to rebuild a large family room. Prior owners had some moisture issues seen on paneling, current owners have had no issue following a window replacement. Lower level features a 4th bedroom and 3rd full bath, incredible storage room and workshop area. Come make this your forever home! Call today for private tour.

E910 Cedar Road, Eau Claire

Listing courtesy of Edina Realty, Inc..

$257,900

2 Beds ⋅ 2 Baths ⋅ 7081707 MLS

Get ready to fall in love with this beautifully updated 2-bedroom, 2-bath southside condo that checks every box! Step inside to fresh flooring and paint, giving the entire home a bright, modern feel. Major updates bring peace of mind, too: a new garage opener, kitchen appliances, siding, roof, and gutters (all 2025!), plus a furnace and AC under 10 years old. Enjoy the convenience of a 2 car attached garage, main floor laundry, and a cozy gas fireplace perfect for Wisconsin winters. The layout flows effortlessly with everything on one level. Step out onto your deck and take in the park like, tree filled backyard, a peaceful retreat that feels miles from the city, even though you’re right in it. This home is truly move in ready…all that’s missing is you. Don’t wait…this one is going to go fast!

3417 Lever Street, Eau Claire

Listing courtesy of Jenkins Realty, Inc..

$309,900

2 Beds ⋅ 2 Baths ⋅ 7053372 MLS

Enjoy easy living at its finest in this thoughtfully designed home, where the HOA takes care of lawn maintenance and snow removal for truly low-maintenance living. The interior features granite countertops, a tiled backsplash with under-cabinet lighting, and a highly functional, user-friendly layout. With complete zero-entry access and an open-concept design connecting the kitchen, living, and dining areas, this home offers both comfort and convenience in a seamless, modern space.

4881 Field Crest Lane, Eau Claire

Listing courtesy of Elite Realty Group, LLC.

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