Cumberland Homes under $400,000

Welcome to Cumberland, Wisconsin – a charming city nestled in the heart of Barron County, where the beauty of nature meets the warmth of community. Known for its picturesque landscapes and friendly atmosphere, Cumberland is the perfect place for families, retirees, and anyone looking to embrace a tranquil lifestyle.

Cumberland boasts a rich history and a vibrant community spirit, evident in its local festivals, farmer’s markets, and thriving arts scene. The city is surrounded by lush forests, sparkling lakes, and winding rivers, making it an outdoor enthusiast's paradise. Whether you enjoy fishing, hiking, or simply soaking up the sun by the water, Cumberland offers endless opportunities for adventure and relaxation.

For those seeking a new home in this idyllic setting, you’ll be pleased to discover a variety of charming properties available for under $400,000. From cozy single-family homes to modern townhouses, there’s something to suit every taste and budget. Many of these homes feature beautiful yards, updated interiors, and easy access to local amenities, ensuring that you can enjoy both comfort and convenience.

Cumberland is also known for its excellent schools, making it an ideal location for families. With a strong sense of community and a commitment to preserving its natural beauty, Cumberland offers not just a place to live, but a place to thrive. Come explore the possibilities and find your dream home in this delightful city – where every day feels like a breath of fresh air!

Newest Cumberland Homes under $400,000

$259,900

3 Beds ⋅ 1 Baths ⋅ 7152736 MLS

LOCATION LOCATION LOCATION! This 3 bedroom home is located on a large fantastic wooded and private lot in the City of Cumberland within walking distance to the Cumberland Middle/High Schools. Sit on the backyard patio and you will feel like you are in the country. The home boasts updated flooring in living room, dining area and kitchen along with updated main floor bathroom and beautiful paint colors throughout to make this home welcoming & move in ready. Lower level set up with a family room and non-conforming 4th bedroom and laundry area with toilet that can be finished off to add more living space. Attached 2 garage and additional storage shed adds to this great property! Come experience this great home & the tranquility the backyard has to offer!

1055 10th Avenue, Cumberland

Listing courtesy of Edina Realty, Inc..

$220,000

3 Beds ⋅ 2 Baths ⋅ 7147866 MLS

Welcome to 1560 Western Ave! This two-story home is conveniently located in the heart of Cumberland, close to 3M, the elementary school, and local amenities. Situated on a large corner lot, the property offers an eat-in kitchen, two full bathrooms, and a wood deck overlooking the backyard. Recent improvements include a resurfaced and leveled basement, repaired doors and trim, refreshed exterior trim, a repainted storage shed, and a freshly stained deck. With a spacious yard, storage shed for lawn equipment, and plenty of opportunity to make it your own, this property offers a chance to bring your vision to life and build equity along the way. A great opportunity to enjoy in-town living with room to make this home your own!

1560 Western Avenue, Cumberland

Listing courtesy of Redfin Corporation.

$384,900

3 Beds ⋅ 2 Baths ⋅ 7152264 MLS

Enjoy country living in this updated farmhouse situated on 1.16 acres near Cumberland, WI. The home features an open-concept layout with three bedrooms, including a spacious primary suite with dual closets and a private bath. Most of the home has been renovated, with the upper level taken down to the studs and remodeled in 2026, including the addition of plumbing and central air. The kitchen features stainless steel appliances, painted Mastercraft cabinetry, an island, and a walk-in pantry. Additional updates include a new mound septic system installed in 2025, a newer pressure tank, and a roof installed in 2018. The property also includes an approximately 270 sq. ft. studio/guest space with in-floor heat, a half bath, on-demand hot water, and plumbing for a shower, offering plenty of possibilities for a home office, guest space, workout room, or hobby area. A detached steel garage/shop includes a heated, spray-foam-insulated area, concrete flooring, and automatic doors. Outdoor features include a firepit area, apple trees, garden space, mature evergreens, privacy landscaping, and country views. Located approximately 1.5 miles from Highway 48 with convenient access to Cumberland and Rice Lake.

2071 11 1/2 Street, Cumberland

Listing courtesy of Elite Realty Group, LLC.

$289,900

5 Beds ⋅ 2 Baths ⋅ 7149192 MLS

A Piece of Cumberland History Waiting to Be Restored! Step back in time with this historic Victorian home, originally built in 1892 and situated on a gracious .46-acre lot in the heart of Cumberland. Conveniently located within walking distance of downtown, local amenities, and Beaver Dam Lake, this property offers a rare combination of historic character, location, and opportunity. Inside, you’ll find an abundance of original craftsmanship and timeless details, including beautiful original woodwork, select original wallpaper, fixtures, and other features that reflect the character and charm of the home’s era. While this property will require extensive work and restoration, it offers the solid foundation and character that are increasingly difficult to find in today’s homes. For someone with an eye for detail, a passion for historic homes, and an appreciation for true craftsmanship, this could be an incredible opportunity to bring a one-of-a-kind piece of Cumberland’s history back to life. The .46-acre lot provides a generous setting while keeping you close to everything Cumberland has to offer. Whether you envision restoring this home to its former grandeur or creating a unique residence that blends historic charm with modern touches, the possibilities are here. A true restoration opportunity for those who appreciate the beauty of yesterday and can see the potential for tomorrow.

1545 2nd Avenue, Cumberland

Listing courtesy of Re/Max Northstar.

$239,000

2 Beds ⋅ 2 Baths ⋅ 7132957 MLS

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Landing, one of three layout options, is a thoughtfully designed 2-bedroom, 1.5-bath bungalow cottage offering 870 sq ft of incredibly efficient, one-level living with high ceilings, high-end fit and finishes, and a fresh, modern feel. The main level offers comfortable, easy living, while the loft features a private bedroom and half bath. Use it for guests, a home office, workout space, or whatever fits your lifestyle. A one-car garage provides convenient parking and additional storage. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. Thoughtful design and quality craftsmanship maximize every square foot, delivering a home that feels spacious, stylish, and wonderfully livable. Small footprint. Big style. Exceptional living. Call for your private showing today!

1903 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Inc..

$299,000

2 Beds ⋅ 2 Baths ⋅ 7133060 MLS

FUNCTIONAL MEETS FABULOUS at The Cottages of Island Glen! The Cove is the largest of the three thoughtfully designed bungalow cottage models, offering 1,144 sq ft of beautiful, all-one-level living with 2 bedrooms and 2 full baths. With vaulted ceilings, upscale modern finishes, and in-floor heating, The Cove delivers comfort and style without sacrificing efficiency. A covered porch extends the living space outdoors and creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, every detail is designed with both function and aesthetics in mind, from the open, efficient floor plan to the high-end fixtures and finishes. Only seven homes will be built in The Cottages of Island Glen by J&A Northwest Construction, creating an intimate cottage community surrounded by natural grasses, open space, and preserved land. A one-car garage provides convenient parking and additional storage, while the thoughtful design maximizes every square foot. The Cove offers the best of modern cottage living with single-level convenience, upscale finishes, and a beautiful natural setting. Call for your personal tour today!

1905 Carlone Street, Cumberland

Listing courtesy of Edina Realty, Inc..

$230,000

4 Beds ⋅ 2 Baths ⋅ 7129739 MLS

Looking for more space without giving up the convenience of being close to the lake? This 4-bedroom, 2-bath Cumberland home offers over 2,500 finished square feet and sits directly across from Beaver Dam Lake, putting water access, recreation and the Northwoods lifestyle right outside your door. The main level offers a spacious living room filled with natural light, a comfortable primary bedroom, full bathroom and an efficient kitchen with plenty of room for everyday living. Upstairs are two additional bedrooms, while the lower level adds a large family room and fourth bedroom, creating plenty of space for guests, entertaining, hobbies, game nights or simply spreading out. Outside, enjoy the benefits of a 0.36-acre corner lot, enclosed porch, brick patio and storage shed. City water and sewer add everyday convenience, while the location puts you close to the lake, Hwy 48, local restaurants, shopping and recreation. If you've been waiting for an affordable way to get into the Cumberland market while still having 4 bedrooms, 2,500+ square feet and a lake-area location, this one deserves a look.

1201 Emerson Avenue, Cumberland

Listing courtesy of Real Estate Solutions.

$279,500

3 Beds ⋅ 2 Baths ⋅ 7130013 MLS

This property offers an exceptional combination of affordability, prime location, privacy, and proximity to Big Dummy Lake. The home features three bedrooms and two bathrooms, having been completely renovated from top to bottom with meticulous attention to detail. Highlights include stainless steel appliances and a cozy office area adjacent to the kitchen. The master suite boasts an expansive laundry and walk-in closet, the likes of which you have never seen. Additionally, the property includes a detached four-car garage with a workshop measuring 36x46 feet and a 20x20-foot storage area, complete with a man cave bar in the workshop. Set on 3.5 acres, this property also features trails that lead directly to the Big Dummy Boat Landing, making it an ideal choice for outdoor enthusiasts.

2560 8 3/4 Street, Cumberland

Listing courtesy of Re/Max Northstar.

$284,900

4 Beds ⋅ 2 Baths ⋅ 7123669 MLS

Welcome home to this beautifully refreshed 4-bedroom, 2-bath property, perfectly situated in a peaceful country setting just minutes from schools, parks, downtown amenities, and local trails. You'll be amazed at how private and quiet this location feels while still offering the convenience of town nearby. Inside, you'll find a thoughtfully updated home featuring an inviting open-concept floor plan that seamlessly connects the kitchen and spacious dining area—perfect for everyday living, holiday gatherings, and entertaining guests. The stunning sunken living room provides a warm and welcoming space to relax, while the charming three-season porch with its cozy fireplace creates the perfect spot for family get-togethers or quiet evenings. Recent improvements include a new furnace, updated appliances, and spray-foam insulation added to the main-level exterior walls, the upstairs bathroom, and the south bedroom, enhancing both comfort and energy efficiency. A newly added main-floor laundry room offers the convenience today's buyers are looking for. Outside, the detached 3-car garage provides plenty of space for vehicles, storage, hobbies, or recreational toys. Combining modern updates, generous living spaces, and an exceptionally peaceful setting, this property is ready for you to call it home.

584 21 1/2 Avenue, Cumberland

Listing courtesy of Dane Arthur Real Estate Agency.

$275,000

5 Beds ⋅ 2 Baths ⋅ 6817809 MLS

Welcome to this charming turn-of-the-century home in the heart of Cumberland. This spacious property features beautiful hardwood floors, original woodwork, and a cozy gas fireplace in the living room. Enjoy a bright main-floor family room, an eat-in kitchen, convenient main-floor laundry, and a half bath. Upstairs you'll find five bedrooms, offering plenty of space for family, guests, or home office needs. Relax on the backyard deck overlooking the large yard with picturesque views of town from its elevated setting. Located close to the Beaver Dam Lake boat landing and walking distance to downtown shops, dining, and schools — this home blends historic charm with everyday convenience.

1045 Grove Street, Cumberland

Listing courtesy of Edina Realty, Inc..

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