Crosslake Homes under $400,000

Welcome to Crosslake, Minnesota – a picturesque gem nestled in the heart of Crow Wing County. Known for its stunning natural beauty, this charming city is a haven for outdoor enthusiasts and families alike. With over 400 sparkling lakes, including the renowned Cross Lake, residents enjoy year-round recreational activities such as boating, fishing, hiking, and snowmobiling. The vibrant community offers a delightful blend of small-town charm and modern amenities, making it an ideal place to call home.

For those seeking affordable housing options, Crosslake is a treasure trove of opportunities with homes priced under $400,000. Whether you're a first-time homebuyer or looking for a serene getaway, you'll find a variety of properties that cater to your needs. From cozy cabins with lake views to contemporary family homes nestled in tranquil neighborhoods, there’s something here for everyone.

Imagine waking up to the gentle sounds of nature and spending weekends exploring the scenic trails or enjoying a leisurely day on the water. Crosslake boasts a tight-knit community with local shops, restaurants, and seasonal events that foster a warm and inviting atmosphere. The area is also known for its excellent schools and family-friendly parks, making it a great place to raise children.

Investing in a home in Crosslake not only secures a beautiful living space but also opens the door to a lifestyle filled with adventure and connection. Come explore what this enchanting city has to offer and discover your perfect home under $400,000 in Crosslake!

Newest Crosslake Homes under $400,000

$299,000

1 Beds ⋅ 1 Baths ⋅ 7137007 MLS

Welcome to Sandcrest on Cross Lake. This cozy chalet-style home offers 720 square feet of comfortable living space, with one bedroom, plus a versatile loft that provides additional sleeping space, a home office, or a cozy retreat. This property offers the opportunity to enjoy the Crosslake lifestyle with the added benefits of a private residential setting and access to the amenities of the Sandcrest community. Enjoy shared access to beautiful Cross Lake and the Whitefish Chain, including a sandy beach, community day dock, and private boat launch access making it easy to spend days boating, fishing, swimming and enjoying all the Whitefish Chain has to offer. Outside, enjoy a partially fenced in year-round home with a gazebo tucked into the backyard-an ideal spot for relaxing, entertaining or enjoying summer evenings. Located in the heart of Crosslake, this property puts you close to restaurants, shopping, golf and year-round activities. Whether you are looking for a weekend retreat, a seasonal getaway or an opportunity to enjoy the up-north lifestyle, this charming chalet is ready to be enjoyed.

34491 Park Drive, Crosslake

Listing courtesy of Keller Williams Realty Professionals/Larson Group Real Estate.

$365,000

7142004 MLS

1,680 sq ft Barn Home with 2 bedrooms, 3/4 Bath, and kitchen layout waiting for your finishing touches. Perfect 1 acre lot nestled directly between Big Trout and Lower Whitefish of the Whitefish Chain. This slice of paradise does not have lake access, but there are many season slips available in town. Bring your best interior finishing ideas; add well and septic and you just found what life is all about. Seasonal Slips Available.

38738 Windsor Avenue, Crosslake

Listing courtesy of Counselor Realty, Inc..

$399,900

3 Beds ⋅ 1 Baths ⋅ 7139104 MLS

Escape to the lake with this move-in-ready, year-round cabin set on 4.21 acres with 85 feet of sandy frontage on beautiful Ox Lake! Towering pines and a scenic pond come together to create that classic Up North setting. The three-bedroom, one-bathroom cabin is ready to enjoy from day one, with abundant windows framing views of the lake and surrounding landscape. Bring the toys! The property includes a 30 x 27-foot garage, two storage sheds, and a fish cleaning house. Just under five minutes from the shopping, dining, and action of Crosslake, this property offers a peaceful lake setting with the convenience of town nearby. Start making unforgettable memories at Ox Lake.

13374 Cabin Cove Trail, Crosslake

Listing courtesy of eXp Realty.

35457 Riverwood Court Unit 62, Crosslake

$245,000

2 Beds ⋅ 1 Baths ⋅ 7134644 MLS

Situated right in the heart of Crosslake, this exceptional one-level living 2-bedroom, 1-bath townhome beautifully blends a cozy interior layout with a park-like natural sanctuary. The inviting, light-filled open-concept floor plan effortlessly connects the entry, kitchen, dining, and living spaces into a cohesive environment perfect for entertaining. The kitchen boasts rich wood cabinetry with exceptional storage, expansive countertops, and a central breakfast island featuring built-in bookshelves. Flooded with natural light from large windows, the adjacent living and dining areas offer a perfect balance of comfort and functionality, ideal for relaxed family living. Outfitted with durable tile and plush carpeting, this versatile floor plan completely maximizes space while offering a welcoming feel. Outside, winding concrete walkways lead past manicured greenery to your private entrance; a dedicated detached single-car garage sits across the driveway. Enjoy your own private concrete patio as part of the desirable Riverwood Association; the property features a shared 12+ acre oasis showcasing an incredible 1,843 feet of prime river frontage along the scenic Little Pine River. Complete with a wooden dock and a shaded bench clearing overlooking the water, it offers the ultimate maintenance-free Northwoods lifestyle. Best of all, you will be within easy walking distance of Crosslake’s premier amenities, including local restaurants, shops, healthcare facilities, golf courses, and outdoor trails. With quick, convenient access to the legendary Whitefish Chain and its surrounding lakes, this vibrant property is absolutely perfect for fishing, boating, and your next outdoor adventure.

35457 Riverwood Court Unit 62, Crosslake

Listing courtesy of Keller Williams Realty Professionals/Larson Group Real Estate.

12289 Whitefish Avenue Unit 11, Crosslake

$380,000

2 Beds ⋅ 2 Baths ⋅ 7130343 MLS

Discover a rare combination of updated interiors, exceptional shared waterfront, and easy access to everything the Whitefish Chain has to offer with this freshly renovated manufactured home in the Whispering Pines Association including access to Island Lake of the Whitefish Chain! Dock with space for 2 boats and 300’ of shared sandy shoreline! Seasonal home features spacious great room with vaulted ceilings and hard wood floors, primary bedroom with ensuite full bath and custom barn door, second bedroom and bath make for plenty of room for guests. The large screen porch faces the lake and a shared firepit is steps from the home. Large lakeside deck over a shared boat house for storing lake toys makes for a lovely morning coffee area! Shared access provides two stairways down to the lake (or utilize the operational hill lift). Great location by boat or car to Crosslake’s fabulous restaurants, shopping, and amenities. Schedule your showing today!

12289 Whitefish Avenue Unit 11, Crosslake

Listing courtesy of Northland Sotheby's International Realty.

$151,000

3 Beds ⋅ 2 Baths ⋅ 7126391 MLS

Brand-new 2026 Champion 1680-271 manufactured home featuring 3 bedrooms and 2 full bathrooms in Chatham Park in Crosslake. This thoughtfully designed home offers an open-concept floor plan with a spacious living area, modern kitchen, private primary suite with attached bathroom, and two additional bedrooms offering flexible space for a variety of needs. Enjoy a wooded lakes-area setting with convenient access to the Crosslake Community Center. Downtown Crosslake is just minutes away, offering dining, shopping, entertainment, and year-round community events. The Whitefish Chain of Lakes is also nearby, providing convenient access to boating, fishing, swimming, and other outdoor recreation. Chatham Park is a well-maintained 45-lot community with shared well and sewer systems, city-maintained streets, and an on-site storm shelter. The home is situated on a leased lot with a monthly lot fee of $495, which includes well and septic costs and associated maintenance. Each adult buyer is subject to a background check and a $25 processing fee. With a modern layout, brand-new construction, and a convenient Crosslake location, this home offers an excellent opportunity for low-maintenance living in the heart of the Brainerd Lakes Area. Schedule a showing and see what this new Crosslake home has to offer.

37471 Deer Ridge Drive, Crosslake

Listing courtesy of Edina Realty, Inc..

$119,900

2 Beds ⋅ 1 Baths ⋅ 7124816 MLS

Don't miss this two bedroom, two bath home right in Crosslake! The property features many updates including flooring, updated kitchen, and so much more. Outside you will enjoy the convenience of the oversized one car garage perfect for projects, parking, or storage. Enjoy up north living at its finest, Schedule Your Showing Today!

14648 Ridgeway Road, Crosslake

Listing courtesy of eXp Realty.

15827 Wilderness Trail Unit 100, Crosslake

$200,000

3 Beds ⋅ 1 Baths ⋅ 7126942 MLS

Welcome to easy lake living on the Whitefish Chain! This furnished 3-bedroom, 1-bath, 952 sq. ft. home is located within Wilderness Park Association on Little Pine Lake and offers a great combination of comfort, recreation, and convenience. One of only a limited number of sites in the park approved for a home of this size, the property also includes an outdoor boat slip, 12x30 garage, golf cart, and storage shed. A newly poured concrete sidewalk and patio provide even more space to relax and enjoy your Up North getaway. Spend your days on the water, at the beach, by the heated outdoor pool, or enjoying the many recreational amenities Wilderness Park has to offer. Association amenities include a private boat landing, sandy swimming beach, fish cleaning house, playground, volleyball and basketball courts, tennis and pickleball courts, horseshoes, boat and car wash station, storm shelter, shower house, onsite laundry and wood shop. Move right in, settle in, and start making the most of everything the Whitefish Chain has to offer!

15827 Wilderness Trail Unit 100, Crosslake

Listing courtesy of Dane Arthur Real Estate Agency-Crosslake.

36275 Pine Bay Circle Unit 303, Crosslake

$329,900

2 Beds ⋅ 2 Baths ⋅ 7103382 MLS

Welcome to a one of a kind 55+ townhome development unlike anything else in the Crosslake Area. Thoughtfully designed for comfort, convenience, and community, these single level homes blend refined craftsmanship with an extraordinary natural setting—11 beautifully wooded acres bordering the area’s newest golf course. Some of the features include one-level living with an intuitive, updated open layout; 2 bedrooms, 2 baths, including a well-appointed primary suite and a private guest area; custom cabinetry throughout for a warm, elevated finish; walk-in pantry and dedicated laundry area for everyday ease; inviting den perfect for reading, hobbies, or quiet relaxation; 2-car attached insulated garage offering comfort and convenience year-round; a patio that extends your living space outdoors The townhomes are centered around an unbelievable streetscape and gathering area – a welcoming, beautifully designed space that provides conversation, connection and a place to accommodate family gatherings. There is a lifestyle here that simply has no comparison in the Crosslake area, known as a recreation destination with the Whitefish Chain of Lakes, well-known golf courses, walking trails, biking paths, shopping, and great restaurants.

36275 Pine Bay Circle Unit 303, Crosslake

Listing courtesy of RE/MAX Results - Crosslake.

$360,000

3 Beds ⋅ 1 Baths ⋅ 7118593 MLS

Comfortable One-Level Living in the Heart of Crosslake Near Big Pine Lake. This modern, low-maintenance home offers a spacious 1,738-square-foot, single-level layout, ideal for buyers seeking convenience and comfort. Situated on a private wooded 1.02-acre er lot, it provides the privacy many buyers desire. The functional design offers versatility for daily living and entertaining. Showcasing stunning knotty alder custom cabinetry and wood-look tiled floors, the home exudes a charming up-north feel. The modern kitchen is perfect for family meals and gatherings, featuring stainless steel appliances, a stainless steel undermount sink, a large island that opens to the living and dining areas, and a walk-in pantry. The living room opens to the back yard patio via a sliding door, ideal for outdoor dining. Three comfortable bedrooms offer flexibility for family, guests, or a home office. The main-floor laundry room includes a sink and ample storage for added convenience. An oversized 30' x 26' attached three-stall garage provides ample space for vehicles, lake toys, tools, and outdoor gear, complemented by an additional storage shed. End your day around the fire pit beneath a canopy of mature trees and a blanket of starry skies with friends and family. This property presents an excellent opportunity for buyers seeking an affordable, modern home in Crosslake, known for its year-round livability and easy access to lakeside recreation. Located near Big Pine Lake, this well-maintained home serves as an ideal base for enjoying Crosslake’s amenities—fishing, boating, golfing, snowmobiling, or dining locally. The spacious garage can store all your Northwoods gear, combining in-town convenience with close proximity to lakes and outdoor activities, making it a highly desirable choice for discerning buyers.

33006 Big Pine Hollow Road, Crosslake

Listing courtesy of Keller Williams Realty Professionals/Larson Group Real Estate.

$95,000

2 Beds ⋅ 2 Baths ⋅ 7102904 MLS

Welcome to easy living in the heart of Crosslake! This charming 2-bedroom, 2-bath manufactured home offers comfortable living in a convenient location close to the Crosslake Community Center, local restaurants, shopping, and the area's many beautiful lakes. Whether you're looking for a year-round residence, weekend retreat, or low-maintenance getaway, you'll appreciate the cozy layout, functional living spaces, and easy access to everything the Crosslake area has to offer. Enjoy the Up North lifestyle with nearby recreation, trails, boating, and all the amenities that make Crosslake a sought-after destination.

14578 Ridgeway Road, Crosslake

Listing courtesy of Woods to Water Real Estate.

$228,000

2 Beds ⋅ 2 Baths ⋅ 7094159 MLS

Great opportunity to buy an affordable one-level living townhome in the heart of Crosslake with 2 bedrooms, 2 bathrooms, 2 garage stalls, and nice patio area to enjoy the great outdoors. This is a corner unit and features an open floorplan, a primary bedroom suite with a 3/4 bath and a nice walk-in closet. This unit has plenty of storage with two detached garage stalls. Great location about 1 block from the Crosslake Community Center, and also centrally located to numerous Crosslake, and Whitefish Chain amenities!

37386 Carefree Drive Unit #9, Crosslake

Listing courtesy of Edina Realty, Inc..

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