Cottage Grove Homes under $400,000

Welcome to Cottage Grove, Minnesota—a charming city nestled in the heart of Washington County. Known for its picturesque landscapes, friendly community, and an abundance of outdoor activities, Cottage Grove is a hidden gem that offers a perfect blend of suburban tranquility and urban convenience. With its well-maintained parks, scenic trails, and a vibrant local economy, this city is ideal for families, young professionals, and retirees alike.

Cottage Grove boasts a rich history and a strong sense of community, making it a desirable place to call home. The city is renowned for its excellent schools and family-friendly atmosphere, ensuring that residents can enjoy a high quality of life. With easy access to the Twin Cities, residents can enjoy the perks of city living while returning to the peacefulness of their suburban haven.

For those seeking affordable housing options, Cottage Grove offers a variety of homes under $400,000. This makes it an attractive choice for first-time homebuyers and growing families looking to settle down without breaking the bank. From charming single-family homes to cozy townhouses, the real estate market in Cottage Grove has something for everyone. Many of these properties feature modern amenities, spacious yards, and close proximity to schools and parks.

Whether you're looking to buy your first home or seeking a tranquil place to retire, Cottage Grove, MN, is a community that welcomes you with open arms. Discover the perfect home in this delightful city and experience the warmth and charm that Cottage Grove has to offer!

Newest Cottage Grove Homes under $400,000

$240,000

2 Beds ⋅ 2 Baths ⋅ 7152698 MLS

Welcome home to this spacious 2-bedroom, 2-bath townhome offering approximately 1,700 finished square feet, a versatile floor plan and plenty of natural light. Vaulted ceilings create an airy feel throughout the main-level kitchen, dining and living areas, while a gas-burning fireplace adds warmth and charm. The kitchen features a gas range, matching appliances, and abundant cabinet space. The living room opens to a deck overlooking mature trees, creating a peaceful spot to enjoy the outdoors. Two bedrooms, including the primary, are conveniently located on the main level and share a walkthrough full bath with a deep soaking tub and separate shower. The primary bedroom features a generous walk-in closet with built-in shelving and drawers. A beautiful stained-glass window adds character along the stairs to the upper-level loft, an ideal flex space for a home office, hobby area or additional living space. The lower level offers a large family room with walkout to the patio, 3/4 bath and laundry/utility area. Spacious 2-car garage. With a flexible layout, generous living spaces and room to make it your own, this is a great opportunity in a convenient Cottage Grove location.

7886 72nd Street S, Cottage Grove

Listing courtesy of Keller Williams Preferred Rlty.

$379,900

4 Beds ⋅ 2 Baths ⋅ 7147832 MLS

**Professional photos coming 10/8** Welcome home to a quiet Cottage Grove cul-de-sac, where this meticulously cared-for 4-bedroom, 2-bath home is ready for its next chapter. Natural light pours in through Andersen windows, giving the main living spaces a bright, open feel from morning to evening. On cooler nights, the gas fireplace in the lower lefel sets the scene for relaxation. The dining area opens directly onto a brand-new Trex deck (2025), making it easy to take meals outside, host friends, or simply enjoy a quiet cup of coffee. From there, look out over a large fenced yard with plenty of room to play, plant a garden, or kick back and enjoy the view. The main leve (upstairs), features three bedrooms and an updated full bath. The lower level adds a conforming fourth bedroom with egress and a second updated bath, offering flexibility for guests, an office, or hobbies. The work has been done for you: new roof (2022), newer flooring, an extra-wide garage with epoxy floor, owned water softener, air exchanger, central vacuum, smart thermostat, and Comcast and Gateway connectivity. Close to parks, shopping, and restaurants, in the South Washington County School District.

7661 Homestead Court S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$359,990

3 Beds ⋅ 3 Baths ⋅ 7153651 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Come see why Hinton Woods is such a desirable place to call home! This beautiful END-UNIT home located in a private cul de sac features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with gray cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6629 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$379,990

3 Beds ⋅ 3 Baths ⋅ 7153014 MLS

School District #833, including East Ridge High School. Experience the Ashton in Lochridge by Pulte Homes—where low-maintenance living meets an unbeatable Cottage Grove location. This bright, open home features a spacious gathering room with oversized windows and a designer kitchen showcasing white cabinets and quartz countertops. Set on a private slab homesite with no rear neighbors, enjoy peaceful views and added privacy. Lochridge offers a rare opportunity to build new in and area with convenient access to major freeways, shopping, dining, and outdoor recreation.

6262 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$330,000

3 Beds ⋅ 2 Baths ⋅ 7153389 MLS

Well-maintained 3-bedroom, 2-bathroom home that has been cared for by just two owners. The lower level includes a non-conforming fourth bedroom, offering additional flexible living or sleeping space. Updates completed in 2014 include the siding, roof, and interior cabinetry. The home also features Marvin windows and a fully fenced backyard, perfect for entertaining, relaxing, or enjoying the outdoors. A Haralson apple tree adds a unique touch to the backyard.

8831 Greenway Avenue S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$374,900

3 Beds ⋅ 3 Baths ⋅ 7154670 MLS

Welcome to 6432 Genevieve Trail S! This modern 3-bedroom, 3-bath townhome offers 1,894 sq. ft. of comfortable living space with an open-concept floor plan, granite countertops, stainless steel appliances, fireplace, and an attached 2-car garage. Upstairs you’ll find a spacious primary suite with a walk-in closet, convenient upper-level laundry, and additional bedrooms. Enjoy low-maintenance living, a private deck with open views, and nearby walking trails and dog park. Offered at $374,900.

6432 Genevieve Trail S, Cottage Grove

Listing courtesy of Home Sellers.

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153649 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6625 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153640 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6621 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153633 MLS

6615 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$359,990

3 Beds ⋅ 3 Baths ⋅ 7153606 MLS

Ask about how you can receive a 5.5% Gov or 5.75% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful END-UNIT home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with gray cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6613 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$374,990

4 Beds ⋅ 3 Baths ⋅ 7152972 MLS

Welcome to the thoughtfully designed four-bedroom Hadley plan in Pulte’s Lochridge community, featuring professionally curated designer finishes for a modern and cohesive look. The open-concept main level is ideal for everyday living and entertaining, with stylish finishes throughout that create a warm, inviting space. Upstairs, you’ll find four well-proportioned bedrooms offering flexibility for family, guests, or a home office, along with a layout designed for convenience and functionality. This home is currently under construction, providing an opportunity to secure new construction in a growing Cottage Grove community. Enjoy a prime location with easy access to major freeways for commuting. Lochridge is the only community currently offering new construction in the highly sought-after District 833/Eastridge area, with select homesites featuring scenic pond view

6277 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$387,990

3 Beds ⋅ 3 Baths ⋅ 7152977 MLS

Welcome to the beautifully designed Duncan townhome, offering modern comfort, stylish finishes, and low-maintenance living. This thoughtfully crafted home features an open-concept main level with luxury vinyl plank flooring throughout the gathering room, creating a warm and inviting space ideal for both everyday living and entertaining. The spacious kitchen is a standout, showcasing a premium design package, sleek stainless steel gas range, and upgraded lighting, all curated to deliver both function and style. The spacious gathering area is enhanced by an elegant electric fireplace, perfect for cozy evenings at home. Upstairs, you’ll find well-appointed living spaces and smart design elements throughout. Additional highlights include a whole-home electrical package and energy-efficient features such as a humidifier for year-round comfort. The exterior offers strong curb appeal with an upgraded elevation and enhanced entry features, making a lasting first impression.

6275 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

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