Clearwater Homes under $350,000

Clearwater Homes under $350,000

Welcome to Clearwater, Minnesota—a charming city that perfectly blends small-town charm with modern conveniences. Nestled in the heart of Wright County, Clearwater is known for its picturesque landscapes, friendly community, and an array of recreational opportunities. With its close proximity to the scenic Clearwater River and numerous parks, residents enjoy a lifestyle that embraces the great outdoors, whether it’s fishing, hiking, or simply soaking in the beauty of nature.

One of the most appealing aspects of Clearwater is the affordability of its real estate market. Homes under $350,000 are not only available here but are also a fantastic opportunity for first-time buyers, families, or anyone looking to invest in a welcoming community. From cozy single-family homes to charming townhouses, Clearwater offers a variety of properties that cater to different tastes and needs. Many of these homes boast spacious yards, modern amenities, and the character that comes with living in a close-knit community.

Living in Clearwater means you’ll have access to excellent schools, local shops, and community events that foster a sense of belonging. The city also hosts seasonal festivals and farmers' markets, making it easy to connect with neighbors and enjoy the vibrant community spirit.

Whether you’re seeking a starter home or a place to settle down, Clearwater, MN, provides an ideal backdrop for your next chapter. Discover the possibilities waiting for you in this delightful city, where affordable homes and a friendly atmosphere come together to create a perfect place to call home.

Newest Clearwater Homes under $350,000

980 Porter Street, Clearwater
$319,900
2 Beds ⋅ 1 Baths ⋅ 7164441 MLS
Affordable new construction in the heart of Clearwater! The finishing touches are being completed on this beautiful new home, conveniently located near restaurants, shopping, schools, and everyday amenities. Thoughtfully designed with an open-concept floor plan, vaulted ceilings in the main living area, a spacious primary suite with a walk-in closet, and comfortable living spaces throughout. Situated on a large corner lot surrounded by mature trees, offering a beautiful setting and added privacy. Don't miss this opportunity to own a brand-new home in a great location! Builder offering up to $10,000 in Incentives for closing costs or interest rate buy down.

980 Porter Street, Clearwater

Listing courtesy of Haller Realty Inc..

610 Main Street, Clearwater
$249,900
2 Beds ⋅ 1 Baths ⋅ 7161762 MLS
Welcome to this charming 1½-story home filled with historic character and modern conveniences! This inviting home offers two bedrooms on the upper level, a spacious full bathroom, living room, dining room, on the main floor, and the convenience of main-floor laundry. Enjoy relaxing on the spacious 16 x 20 covered front porch, or you'll find a 20 x 16 deck with fire ring in the back yard, creating a wonderful space for entertaining family and friends. Additional features include an oversized 16 x 16 single-stall garage, an 8 x 10 storage shed for extra storage, and a partially fenced private area in the back yard. Conveniently located in downtown Clearwater, this home offers a wonderful combination of historic charm & practical updates. Don't miss your opportunity to make this affordable property your own!

610 Main Street, Clearwater

Listing courtesy of Premier Real Estate Services.

438 Prairie Street, Clearwater
$299,900
3 Beds ⋅ 3 Baths ⋅ 7160771 MLS
Discover the perfect blend of style, comfort, and value in this beautifully designed two-story home. Filled with natural light, the thoughtfully designed floor plan offers three spacious bedrooms on the upper level, along with the convenience of an upstairs laundry room. The private primary suite is a true retreat, featuring an en suite bath and two generous walk-in closets. The main level is ideal for both everyday living and entertaining, showcasing an open-concept layout with seamless flow between the living room, dining area, and kitchen. The kitchen offers a large center island, a cozy breakfast nook, abundant cabinetry, and the unique opportunity to select your own appliances to match your personal style. Luxury vinyl plank flooring adds durability and elegance throughout the main level, while plush carpeting creates warmth and comfort upstairs. Quartz countertops, along with stunning African Sapele doors and trim, provide upscale finishes that set this home apart. Completing the package is a fully insulated attached garage—including the overhead door—offering year-round comfort and energy efficiency. This home combines modern finishes, functional design, and exceptional value, making it one you won't want to miss. Schedule your showing today!

438 Prairie Street, Clearwater

Listing courtesy of Freedom Realty.

710 Main Street, Clearwater
$275,000
3 Beds ⋅ 2 Baths ⋅ 7146373 MLS
Welcome home to this 3-bedroom, 2-bath home in Clearwater, offering a comfortable layout with many updates already in place. New carpet throughout the upper level and fresh interior paint add to the move-in-ready appeal. The upper level brings together the living room, kitchen and dining area, along with two bedrooms and a full bath. The walkout lower level offers a large family room, third bedroom, full bath and laundry area, providing plenty of additional living space. Recent mechanical improvements include a newer water heater, furnace servicing, and updates to the central air system. The 2-car attached garage is insulated, heated and finished, and the 10' x 10' backyard shed provides additional storage. Located near the Mississippi River, parks, dining and shopping, plus easy access to I-94 for commuting to St. Cloud or the Twin Cities. Come take a look and see all this Clearwater home has to offer!

710 Main Street, Clearwater

Listing courtesy of RE/MAX Advantage Plus.

435 Bluff Street, Clearwater
$290,000
2 Beds ⋅ 2 Baths ⋅ 7141823 MLS
Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

435 Bluff Street, Clearwater

Listing courtesy of SODL.

146 Bluebird Lane, Clearwater
$293,500
2 Beds ⋅ 2 Baths ⋅ 7082844 MLS
Enjoy easy one-level living in Clearwater Estates. This 2 bedroom, 2 bathroom townhome offers vaulted ceilings, an open floor plan, and a spacious sunroom filled with natural light. The kitchen features painted cabinetry, updated countertops, stainless steel appliances, hardwood floors, and a large center island with seating. Updated vinyl flooring extends through the living and dining areas, creating an inviting space for everyday living and entertaining. The sunroom walks out to a wrap-around deck overlooking mature landscaping and flowering shrubs. A separate laundry room with sink, storage cabinets, and coat closet adds convenience, while the primary suite offers a private ¾ bath and generous closet space. Residents enjoy access to community amenities including a clubhouse, in-ground pool, bocce courts, and community property along the Mississippi River for walking, fishing, and picnics. Golf-cart friendly neighborhood with easy access to I-94, shopping, dining, and The Preserve Disc Golf Course.

146 Bluebird Lane, Clearwater

Listing courtesy of Keller Williams Classic Rlty NW.

160 Cardinal Lane, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ 7072849 MLS
Updated 2-bed, 2-bath Clearwater Estates patio home featuring 1,420 sq ft of true one-level living. This immaculate home boasts an open-concept layout, natural light, updated flooring and baths, a kitchen with SS appliances, a functional island and ample storage. Large MF primary suite with walk-in closet and shower. A spacious living area opens to a MF deck. Enjoy top-notch association perks: clubhouse, exercise room, outdoor pool, and parkland overlooking the Mississippi River. Quick close is available!

160 Cardinal Lane, Clearwater

Listing courtesy of Edina Realty, Inc.

195 Goldfinch Lane, Clearwater
$289,900
2 Beds ⋅ 2 Baths ⋅ 7064997 MLS
Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes. Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze. This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend of peaceful surroundings and nearby recreation. Low-maintenance, stylish, and ideally located—this is the home you’ve been waiting for.

195 Goldfinch Lane, Clearwater

Listing courtesy of Hometown Realty, Inc.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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