Clear Lake Homes under $400,000

Welcome to Clear Lake, a vibrant community nestled in the heart of Iowa, where charm meets convenience! Known for its stunning natural landscapes and friendly atmosphere, Clear Lake is a delightful destination for families, retirees, and outdoor enthusiasts alike. With its picturesque lake, beautiful parks, and a variety of recreational activities, residents enjoy a relaxed lifestyle complemented by the warmth of small-town living.

One of the standout features of Clear Lake is its affordability, particularly when it comes to housing. For those seeking a comfortable home without breaking the bank, the market offers a variety of options under $400,000. Whether you're looking for a cozy single-family home, a modern townhouse, or a charming cottage, Clear Lake has something for everyone. These homes often feature spacious yards, updated interiors, and easy access to local amenities, making them perfect for first-time buyers or those looking to downsize.

Imagine waking up to the serene views of Clear Lake, enjoying morning coffee on your porch, and spending weekends exploring the nearby parks or taking a stroll along the waterfront. With a strong sense of community, excellent schools, and a range of shopping and dining options, Clear Lake truly embodies the ideal blend of tranquility and accessibility.

If you’re considering a move to this enchanting city, now is the perfect time to explore the diverse housing options available. Your dream home in Clear Lake awaits, where you can create lasting memories in a community that feels like family!

Newest Clear Lake Homes under $400,000

$338,900

3 Beds ⋅ 3 Baths ⋅ 7164563 MLS

Ask how to get up to 6% in seller contributions toward your purchase! Welcome to the 3 Bedroom, 2.5 Bathroom Howard floorplan with loft in the sought-after Parkside community! This home is currently under construction with completion set in September. This inviting open-concept home offers spacious living with a versatile loft, perfect for a home office, media space, or playroom. There is a cozy fireplace in the living room, plus a dedicated dining area, large walk-in closet and bathroom for the main bedroom, and more! Enjoy a large backyard ideal for entertaining or relaxing. Parkside features no HOA, plus a prime location with easy access to Highways 10 and 94, walking distance to the community park, and close proximity to local shops, dining, and everyday conveniences.

8357 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$234,900

2 Beds ⋅ 1 Baths ⋅ 7162466 MLS

Enjoy comfortable living in this inviting 2-bedroom, 1-bath townhome featuring an open floor plan and a great blend of convenience and functionality. Relax on the covered front porch or unwind on your private back patio. 6 panel doors throughout. Updates include a new roof, siding, and garage doors in 2023, along with a new furnace and air conditioning in 2025. The double attached garage offers plenty of space for parking and storage, while the laundry room features additional storage and a utility sink. All appliances are included, with a brand new washer and updated dryer (approx. 3–4 years ago). Enjoy low-maintenance living with the HOA taking care of lawn care and snow removal, giving you more time to enjoy the things you love! This townhome is one you won’t want to miss!

7959 Center Street, Clear Lake

Listing courtesy of Agency North Real Estate, Inc.

$350,900

4 Beds ⋅ 3 Baths ⋅ 7158722 MLS

This home is part of our Make Your Move Sales Event going on now! Call for more information! This is one of the final quick move-in 4 Bedroom/2.5 Bathroom Mayfield floorplan in the Parkside community and offers open-concept living with a dedicated dining area and cozy fireplace ideal for everyday living and entertaining. The upper level features a large open loft providing flexible living space, along with a main bathroom that includes a walk-in shower and oversized walk-in closet. This home is an end unit and no HOA! Parkside offers convenient access to Highway 10 and main roads for easy commuting. Nearby shopping, dining, and everyday amenities are just minutes away.

8369 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$381,900

4 Beds ⋅ 3 Baths ⋅ 7158718 MLS

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This Olson floorplan features 4 Bedroom/3 Bathroom/3 Car garage and is ready for quick move-in! The Olson floorplan in the Parkside community features an open-concept layout with vaulted ceilings, creating a bright and spacious living environment. The main bathroom includes dual vanity sinks for added convenience. A 3rd car garage stall included for additional utility! The finished basement offers additional living space, including a bedroom, bathroom, and family room. This home is completed and ready for quick move-in! Only a few quick-move in homes remain in the community! Enjoy a large backyard in a peaceful community setting. Parkside provides convenient access to Highway 10 and main roads, along with close proximity to shopping, grocery stores, and everyday amenities.

7709 Birch Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$279,900

2 Beds ⋅ 1 Baths ⋅ 7158717 MLS

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This Becker floorplan is ready for quick move-in. The Becker floorplan offers 2 bedrooms and 1 bathroom. This thoughtfully crafted home provides easy single-level living with an open-concept layout ideal for both everyday living and entertaining. Enjoy a cozy fireplace in the living room and open dining room for comfortable living. Enjoy the convenience of quick access to Highway 10 and I-94, making commuting a breeze while still being close to a variety of shopping, dining, and everyday essentials. Situated on a spacious lot, this home features a large private backyard—perfect for relaxing, entertaining, or creating your own outdoor retreat. Even better, Parkside offers the freedom of no HOA, giving you more flexibility and fewer restrictions.

8365 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$320,900

3 Beds ⋅ 3 Baths ⋅ 7158667 MLS

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. This quick move-in 3 bedroom/2.5 bathroom Foster floorplan in the Parkside community features an open-concept layout with a fireplace in the living room. The main bedroom includes an oversized walk-in closet for ample storage. Loft in upper level for additional space! End unit which offers plenty of light and privacy! Only a few remaining quick move-in homes are available in the Parkside community! Enjoy a large backyard in a peaceful community setting. Parkside provides convenient access to Highway 10 and major roads, along with close proximity to shopping, grocery stores, and everyday amenities.

8375 Cherry Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$350,900

2 Beds ⋅ 2 Baths ⋅ 7149942 MLS

This 2 bedroom, 2 bathroom Floyd floorplan in the Parkside community offers the convenience of single-level living. The open-concept layout includes a fireplace in the living room, creating a comfortable and functional living space. The main bedroom features an oversized walk-in closet providing ample storage. This home is under construction and is estimated to be completed in January. Enjoy a large backyard in a peaceful community setting. Parkside offers convenient access to Highway 10 and main roads, along with close proximity to shopping, grocery stores, and everyday amenities.

8472 Walnut Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

$299,900

5 Beds ⋅ 3 Baths ⋅ 7146184 MLS

A lot of house and a lot of garage best describes this unique property! Located on the edge of town, this nicely maintained two-level home has two complete and separate levels of living. The upstairs has 3 bedrooms and 2 full bathrooms and the lower level has 2 bedrooms and 1 full bathroom. Both levels have their own kitchen/dining/living room and laundry areas. Plenty of room to house the mother-in-law downstairs or a separate place for the adult kids, or rent it out to a buddy. If that isn't enough space, there's a full open loft above the completely insulated and heated 30' x 48" garage! 3 commercial grade overhead doors and lot's of shop space. The garage has plumbing in the floor for a bathroom. Natural gas, electricity, and municipal water meters for the home and garage are combined. Call your Agent today to schedule a showing! You won't be disappointed!!

131 2nd Avenue, Clear Lake

Listing courtesy of Dane Arthur Real Estate Agency.

$333,000

2 Beds ⋅ 2 Baths ⋅ 7137527 MLS

Welcome to this well-maintained lake-area home, ideally situated near Rush Lake, Briggs Lake, and Lake Julia. This charming 2-bedroom, 1.5 bathroom home offers comfortable one-level living with additional finished space in the lower level. The main level features a warm and inviting kitchen with beautiful woodwork, complemented by knotty pine finishes throughout the home. A bright sunroom with a vaulted ceiling and large windows provides a wonderful space to relax and enjoy the surrounding natural setting. Recent improvements include a remodeled porch and addition (with air conditioning), an updated heating system, and a new refrigerator installed in 2025. The finished lower level adds valuable flexibility with a spacious recreation room, bonus room, and utility/laundry room. With its convenient one-level layout, thoughtful updates, inviting character, and proximity to several area lakes, this home offers a wonderful opportunity for year-round living or a relaxing lake-area retreat. The previous dock was removed due to deterioration from rot. There is no legal written documentation for the dock. The buyer may have the option to install a new dock in the same location at the buyer’s expense.

5590 108th Avenue, Clear Lake

Listing courtesy of Pemberton RE.

$375,000

3 Beds ⋅ 1 Baths ⋅ 7142134 MLS

A natural paradise, serene & idyllic! Torgerson Creek, a class one trout stream, wends its way through this property near where it connects to the South Fork Hay River! A beautiful mix of meadow, pasture, and woods are yours to enjoy! Thatcher Park is about 1/4 mile to the north along Highway K, and affords access to the South Fork Hay River for recreation! 3 bedrooms, plus a multi-purpose room upstairs! 10'x26' three season, glass-enclosed front porch! Enclosed breezeway between the attached garage and residence. There's a small barn (30x27) that has been re-sided and is currently used as a chicken coop and storage building! If you've been wanting the country lifestyle, you OWE yourselves a showing of this one-of-a-kind property! Schedule your showing soon!

N14259 County Road K, Clear Lake

Listing courtesy of Haasch Real Estate Services.

$249,900

3 Beds ⋅ 2 Baths ⋅ 7140391 MLS

A quiet street in Clear Lake, Wis welcomes you to this spacious well kept one level home with handicap ramp . Eat in kitchen with skylights and formal dining room. Master suite features walk in shower plus garden tub. A large living room with cozy gas fireplace. A dedicated office area. Yard filled with mature trees and flowers.

361 8th Avenue, Clear Lake

Listing courtesy of Compass Realty Group.

$359,900

3 Beds ⋅ 2 Baths ⋅ 7139669 MLS

This home is part of our Make Your Move Savings Event going on now! This home qualifies for rate buydown, paid closing costs and special pricing. Discover the popular Hancock floorplan featuring 3 bedrooms, 2 bathrooms, and easy single-level living with a bright, open-concept design perfect for everyday life and entertaining. Bright main living spaces with seamless flow from kitchen to dining and living area. Enjoy a private backyard and the convenience of being just a short walk to the neighborhood park in the sought-after Parkside community. This home is currently under construction with completion in November. Ideally located with quick access to Highway 10 and I-94, Parkside also features a park right within the community for added outdoor enjoyment.

7701 Birch Street, Clear Lake

Listing courtesy of LGI Realty-Minnesota, LLC.

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Clear Lake Homes under $400,000

Newest Clear Lake Homes under $400,000

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