Big Lake Homes under $400,000

Welcome to Big Lake, Minnesota, a hidden gem nestled in the heart of Sherburne County! This vibrant community offers a perfect blend of small-town charm and modern conveniences, making it an ideal place to call home. With its picturesque landscapes, serene lakes, and friendly neighborhoods, Big Lake is not just a place to live; it’s a lifestyle.

Big Lake boasts a variety of outdoor recreational opportunities, from fishing and boating on the beautiful Big Lake itself to exploring the numerous parks and trails that wind through the area. The community is known for its welcoming atmosphere, with a calendar full of local events, farmers' markets, and seasonal festivals that bring residents together and foster a strong sense of belonging.

For those seeking affordable housing options, Big Lake offers a fantastic selection of homes under $400,000. Whether you're a first-time buyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that cater to your needs. From charming single-family homes to modern townhouses, the real estate market here is thriving, providing excellent value for your investment.

Living in Big Lake means enjoying the tranquility of suburban life while being conveniently located just a short drive from the bustling cities of Minneapolis and St. Paul. With great schools, friendly neighbors, and a strong community spirit, Big Lake is the perfect place to settle down and create lasting memories. Come discover your new home in Big Lake, where every day feels like a retreat!

Newest Big Lake Homes under $400,000

$299,900

3 Beds ⋅ 3 Baths ⋅ 7158144 MLS

Accessible, one level patio home with an oversized private outdoor living area complete with pond / wetland views. One level living! No steps inside or out, with hard to find - main level laundry and utility space. The private owner’s retreat includes a spacious walk-in closet and full en suite bathroom. Two additional bedrooms and full 3rd bathroom with enough room for everyone. Home has been customized with many upgrades including a (non conforming) accessibility minded, 4th bedroom area with private tiled bathroom and roll in shower. This could also make a perfect home business or office area with optional garage access. Garage size has been downsized to accommodate this additional living area. Remaining garage space could make a great workshop or storage space perfect for supplies, tools, lawn equipment, motorcycles etc. New roof May 2025, Class 3 shingles. New deck & gazebo 2024.

18971 Sanford Avenue, Big Lake

Listing courtesy of Coldwell Banker Realty.

$279,900

3 Beds ⋅ 3 Baths ⋅ 7156597 MLS

This is our LAST home in this development, it's not too late! Welcome to your brand new townhome! This spacious two story townhome intersects quality and affordability. Bathed in natural light, this home has 3 bedrooms on the upper level along with laundry and primary bedroom en suite with TWO walk in closets. The main level is open concept and contemporary, with access to a pvt patio. The kitchen features a center island and breakfast nook as well as abundant cabinetry for all your storage needs. Choose your own appliances! The main level features quality LVT flooring while the upper level has cozy carpeting. You will love the quartz countertops and amazing African Saeple doors and trim throughout. The garage is completely insulated, including the overhead door. Cavaliera Homes is so confident about the quality of their work that they offer an additional 1 year full warranty for your piece of mind, that means you receive a 2 year full warranty! These homes are selling extremely quickly, call today!

18036 Walnut Circle, Big Lake

Listing courtesy of Freedom Realty.

$340,000

4 Beds ⋅ 2 Baths ⋅ 7156906 MLS

Welcome home to this spacious 3-bedroom, 2-bath split featuring vaulted ceilings and an open, inviting layout. The oversized primary bedroom provides plenty of room to unwind and includes a generous walk-in closet. Step outside to enjoy the deck and fully fenced yard, offering great space for relaxing, entertaining, pets, or play. Car enthusiasts, hobbyists, or anyone looking for extra workspace will appreciate the exceptional garage setup. In addition to the attached 2-car garage, the property features a second detached 2-car garage—and both garages are heated and insulated, providing comfortable, usable space year-round. With four heated garage stalls, there is plenty of room for vehicles, a workshop, recreational toys, projects, or valuable extra storage. It's a hard-to-find feature that adds tremendous versatility to this home. All protected by a one year home warranty.

4983 Mitchell Road, Big Lake

Listing courtesy of Edina Realty, Inc..

$359,900

3 Beds ⋅ 2 Baths ⋅ 7154035 MLS

Fresh eggs, zero big-ticket worries, and modern updates from top to bottom! Welcome to 5660 Highland Trail—a completely dialed-in, move-in-ready retreat where turnkey style meets backyard freedom and yes, chickens are officially allowed! The heavy lifting is 100% done with major capital improvements all completed in 2025: brand-new roof, new siding, new oversized washer and dryer, new furnace, and new AC for long-term peace of mind. Inside, you'll love the fresh paint, stylish new flooring, and a sparkling, professionally cleaned layout that feels like new construction. Step outside to your private oasis featuring a spacious deck and a fully fenced yard built for relaxing, entertaining, pets, and your future coop. Just unpack and enjoy!

5660 Highland Trail, Big Lake

Listing courtesy of Reliance Realty Advisers, LLC.

$267,500

2 Beds ⋅ 1 Baths ⋅ 7144559 MLS

Just steps to Big Lake! This charming 1.5-story home sits on a big, fully fenced lot shaded by mature oaks and has been thoughtfully updated inside. The open main level is bright and welcoming, with warm hardwood floors, recessed lighting, and natural wood trim throughout. The kitchen features maple cabinetry, granite counters, a center island with seating, stainless steel appliances, and a gas range, and it opens to a dining area with room for a farmhouse table. A spiral staircase adds character and leads up to a carpeted loft that works well as a family room, home office, or guest space. The main floor bedroom has a walk-in closet and is next to the full bath. Stackable laundry and a mudroom-style entry with built-in hooks keep everyday life organized. The unfinished lower level offers plenty of storage and workshop space. Outside, you'll find a deep backyard with white vinyl privacy fencing, a patio, a long driveway, and an oversized detached two-car garage. Enjoy small-town living with the lake, parks, and trails nearby, plus easy access to Highway 10 and the Northstar line. Welcome home!

1061 Wall Street, Big Lake

Listing courtesy of Coldwell Banker Realty - Lakes.

$357,500

4 Beds ⋅ 2 Baths ⋅ 7152764 MLS

Main-floor living done right and more space downstairs that actually feels like part of the home. Three bedrooms on the main level keep daily life easy: no stairs for the rooms you use most. Downstairs you'll find a beautiful bedroom, full bathroom, and family room that is finished and inviting, not an afterthought. Heated garage adds year-round function for cars, gear, or projects. Outside, a .6-acre lot packed with mature trees gives shade, privacy, and room to play or garden without feeling crowded. Big Lake is close at hand: Lakeside Park, the beach and boat launch, Lake Mitchell, and Powell Parks playground. Town Square and Coborn's cover everyday shopping; Jefferson Boulevard has local dining. Big Lake schools' independence Elementary, Big Lake Middle, and Big Lake Senior High School nearby. Hwy 10 and the Northstar station keep commuting and weekend trips simple. Main-floor bedrooms, a finished lower level you'll actually use, a heated garage, and a tree-filled lot in a lakeside town. Come see how complete it feels.

140 Powell Circle N, Big Lake

Listing courtesy of Edina Realty, Inc..

$300,000

3 Beds ⋅ 3 Baths ⋅ 7151506 MLS

Set among trees near Lake Ann, this rambler offers three bedrooms on the main level, three bathrooms, a spacious kitchen, formal dining room, and a sun porch with lake views. The finished walkout lower level adds flexible space for gathering, guests, or a home office. Enjoy the wooded setting and room to spread out, with Lake Ann and area trails nearby.

16491 254th Avenue NW, Big Lake

Listing courtesy of Trust Real Estate Company, LLC.

$275,000

3 Beds ⋅ 1 Baths ⋅ 7102409 MLS

Just steps from Big Lake, this charming home offers beautiful lake views and a great combination of character and updates. The main level features a cozy living room with beautiful hardwood floors, a gas fireplace, large windows, and built-in bar or storage area. The bright, white kitchen has a center island, wood beam detail, and an eat-in dining area with sliding doors leading to the patio. Upstairs, there is a spacious loft area with views towards the lake. Outside, enjoy the completely fenced-in yard, patio area, and a 12x16 shed for extra storage. While not reflected in the finished square footage, there is an additional 168-square-foot four-season bonus room off the garage is currently used as a bedroom by the owners and offers flexible space for a home office, guest room, or additional living space. Enjoy a freshly painted exterior with newly updated landscaping. Ideally located just steps from the lake and minutes from downtown Big Lake, Lupulin Brewing, Willie’s on the Water, and Lakeside Park.

851 Lake Street N, Big Lake

Listing courtesy of eXp Realty.

$235,000

4 Beds ⋅ 1 Baths ⋅ 7150360 MLS

Four bedrooms, one-level living, and the lake just down the street! Tucked into Big Lake's established Shadywood Park neighborhood, this home puts you within walking distance of Lakeside Park's swimming beach, fishing pier, boat launch and trails. It was extensively updated in 2022, with new plumbing, furnace and central air, an updated kitchen and bath, new flooring and fresh paint. Everything you need is on one floor, and a detached garage adds storage and parking. Quick access to Hwy 10 makes commuting toward the Twin Cities or St. Cloud easy. This is a rare chance at a 4-bedroom this close to the water at an entry-level price. Short sale, subject to third-party/lender approval. Sold as-is.

210 Euclid Avenue, Big Lake

Listing courtesy of LPT Realty, LLC.

$250,000

2 Beds ⋅ 1 Baths ⋅ 6817975 MLS

WELCOME HOME! This is the one you have been waiting for! One-level living townhome located in a small, quiet 55+ community with low association fees, newer roof and a new water heater, it also has a security system and a Kinetico water filtration system. This home has it all and it has been exceptionally well cared for. The open floor plan features a vaulted ceiling, large windows, and a bright sunroom that walks out to a nice patio for all your summer gardening and entertaining needs. The unique southern facing windows fill your home with natural light. This home is an end unit, which offers added privacy, extra yard space, it even has its own garden. This home offers affordable living, 2 car garage, plenty of storage in the garage and the home, and it is truly move-in-ready. Conveniently located near shopping, restaurants, and everyday amenities, this is a rare opportunity. This home is perfect for comfortable single-level living in a peaceful, well-maintained neighborhood. Come take a look today, get settled before the holidays. This one is sure to go fast!

371 Phyllis Street, Big Lake

Listing courtesy of Edina Realty, Inc..

$350,000

3 Beds ⋅ 2 Baths ⋅ 7147370 MLS

Great affordable living on a dead end street with private backyard views and a fenced in back yard. Very open main level living with new and convenient center island, updated kitchen floor and lighting. New roof and siding 2023. Furnace 2024. Water heater 2019. Dishwasher 2018. Maintenance free deck back 2025. New front deck boards 2026. Detached 16x8 workshop plus a 14x10 shed. Primary bedroom is nice sized with built in desk and has a walk in closet. Cozy lower level family room with gas fireplace, dry bar, full bath and freshly painted. 4th level offers great storage, super nice bedroom and laundry space. Compliant septic. Deeded access to Eagle Lake for boating and beach. Move in ready. Must see to appreciate. Quick close.

18067 234th Avenue NW, Big Lake

Listing courtesy of Ashworth Real Estate.

$375,000

4 Beds ⋅ 2 Baths ⋅ 7122162 MLS

This adorable home sits on 5.79 acres! Built in 1910 this lovely 1.5 story home features 4 bedrooms and 2 bathrooms. It boasts over 1800 square feet with a rare huge main level primary suite with connected 3 season porch overlooking the stunning natural lake view. It also has its' own private 3/4 bath. A large mud room/laundry hobby area with stand alone gas burning stove sits right off the back as well with room for all your hobbies and a deck to enjoy the serenity of it all. The kitchen is spacious and is light and bright and opens to the large living room with pretty bay window. The upper level has new carpet and pretty paneling with 2 larger bedrooms and one smaller nursery or office. A convenient turn around driveway goes to large 2 car detached garage and next to this is the legal easement to the back of the property with the lake views so you can imagine all you can do with that space! Look into building or just enjoy the large green space and natural peaceful environment. Great visibility for possible future home business. Don't miss clicking on virtual tour for a sunset video close up of the lake!

381 Lake Street S, Big Lake

Listing courtesy of Realty ONE Group Choice.

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