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Plan Ahead
Why what you’re doing right now is
critical to making a future real estate buying plan a positive
one. Find out how to establish a favorable credit history, even
if you’ve not had one in the past, and get in the habit of
regularly saving for the down payment and closing costs. Find
the resources available to educate yourself on every phase of
the process!
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Contact a Lender
This is the path you’ll take towards the
financing of your new home. Learn about the different kinds of
loans that are available, and what you need to do to qualify for
them. Once you’ve found a lender, you’ll work through how much
home you can afford, what it means to be “pre-qualified” or
“pre-approved”, and which personal finance records may be needed
to facilitate the process.
Working with us as your REALTOR
What qualities are you looking for in the
person who will assist you in finding the perfect home, or the
land to build it on, or that “just right” piece of commercial
property to help realize your American Dream? What’s all this
business about agency relationships?
Why do I need to have a Buyer Representation contract with my
agent?
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Find a Home
How much home can I afford? What are my
Needs, Wants, and Dreams? Rural or City? Which neighborhoods?
Here’s what the process involves, from drive-bys to finding the
home that’s got “your name on it”!
Make an Offer
Those weeks of searching are about to come to
an end, found the home you want. Now is the time to write up
an offer and start negotiations with the seller on your behalf.
There sure are a lot of confusing forms to sign! Once your
offer has been accepted, it’s time to arrange for the
inspection, finalize your financing, and have your lender make
arrangements for the appraisal.
Getting Ready for Closing (Settlement)
Lots to do and so little time! Everything
that you need to know but are afraid to ask about the title
search and title insurance, utility connections, property
insurance, the final walk-through, review of the settlement
statement, and the actual transfer of title at closing. |
